Compare 2015 Dodge Viper Car Insurance Quotes in 2024

I can’t think of anyone who likes paying for insurance, particularly when the prices are way too high. People have so many insurance companies to insure vehicles with, and even though it’s nice to have a selection, too many choices makes it more difficult to locate the cheapest rates.

How to compare auto insurance price quotes

The majority of larger companies such as Progressive, GEICO, Allstate and State Farm provide coverage prices directly from their websites. Getting online quotes is possible for anyone because it’s just a matter of typing in your coverage information into the quote form. Behind the scenes, their system pulls your driving and credit reports and returns pricing information. Online quotes makes it simple to compare prices but the work required to visit several different sites and complete many quote forms is monotonous and tiresome. But it is imperative to perform this step if you want to get the lowest auto insurance rates.

There is a better way!

The easiest way to lower your auto insurance bill uses one form to get prices from a bunch of companies at once. This type of form saves time, eliminates repetitive work, and makes online price comparison a little more enjoyable. After sending the form, it gets priced with multiple companies and you can pick any of the quotes returned. If the quotes result in lower rates, you can click and sign and purchase coverage. The whole process takes less than 15 minutes and may save quite a bit of money.

To find out what other companies charge, simply enter your zip code here and complete the simple form. If you have your current policy handy, we recommend you type in deductibles and limits as close as possible to your current policy. This makes sure you will get a rate comparison based on the exact same insurance coverage.

Insurance is unique, just like you

When it comes to choosing coverage, there really is no perfect coverage plan. Everyone’s situation is unique so your insurance should reflect that For instance, these questions can help discover if your insurance needs would benefit from professional advice.

• Do I need added coverage for expensive stereo equipment?
• Is extra glass coverage worth it?
• Do I need PIP coverage since I have good health insurance?
• Are my friends covered when driving my car?
• Is a blown tire covered by insurance?
• What can I do if my company won’t pay a claim?
• Is upholstery damage covered by car insurance?
• Will my insurance pay for OEM parts?
• Are rental cars covered under my policy?
• Is Motor Club coverage worth it?

If you’re not sure about those questions, you may need to chat with a licensed agent. To find lower rates from a local agent, simply complete your zip code. It is quick, free and may give you better protection.

Auto insurance 101

Understanding the coverages of your insurance policy can be of help when determining the right coverages and the correct deductibles and limits. The terms used in a policy can be ambiguous and nobody wants to actually read their policy. These are typical coverages offered by insurance companies.

Comprehensive auto coverage

Comprehensive insurance covers damage that is not covered by collision coverage. You need to pay your deductible first and then insurance will cover the rest of the damage.

Comprehensive coverage protects against claims like hitting a bird, a tree branch falling on your vehicle, vandalism and a broken windshield. The maximum payout your insurance company will pay is the market value of your vehicle, so if the vehicle is not worth much it’s not worth carrying full coverage.

Medical payments and PIP coverage

Med pay and PIP coverage reimburse you for short-term medical expenses for rehabilitation expenses, dental work and prosthetic devices. They are often used in conjunction with a health insurance program or if you are not covered by health insurance. Medical payments and PIP cover both the driver and occupants as well as any family member struck as a pedestrian. Personal Injury Protection is only offered in select states but can be used in place of medical payments coverage

Liability coverages

Liability coverage protects you from damages or injuries you inflict on a person or their property. It protects YOU from legal claims by others, and does not provide coverage for damage to your own property or vehicle.

It consists of three limits, bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. You might see limits of 100/300/100 which stand for $100,000 bodily injury coverage, a limit of $300,000 in injury protection per accident, and a total limit of $100,000 for damage to vehicles and property.

Liability insurance covers claims like repair costs for stationary objects, structural damage, emergency aid, bail bonds and attorney fees. How much liability coverage do you need? That is a decision to put some thought into, but you should buy as large an amount as possible.

UM/UIM (Uninsured/Underinsured Motorist) coverage

This coverage gives you protection when other motorists either have no liability insurance or not enough. It can pay for hospital bills for your injuries and also any damage incurred to your Dodge Viper.

Due to the fact that many drivers only purchase the least amount of liability that is required, their limits can quickly be used up. For this reason, having high UM/UIM coverages is important protection for you and your family.

Coverage for collisions

This pays to fix your vehicle from damage resulting from a collision with a stationary object or other vehicle. You will need to pay your deductible then your collision coverage will kick in.

Collision coverage pays for claims like crashing into a building, backing into a parked car, damaging your car on a curb, sideswiping another vehicle and driving through your garage door. Collision coverage makes up a good portion of your premium, so consider removing coverage from older vehicles. Drivers also have the option to bump up the deductible in order to get cheaper collision rates.