Mazda CX-9 Insurance Rates
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Michelle Robbins
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UPDATED: Apr 10, 2024
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Estimated insurance rates for a Mazda CX-9 are $1,406 a year for full coverage. Comprehensive costs on average $308, collision insurance costs $524, and liability insurance costs around $416. Liability-only insurance costs as low as $474 a year, and high-risk driver insurance costs around $3,036. 16-year-old drivers pay the most at up to $5,228 a year.
Average premium for full coverage: $1,406
Premium estimates by type of coverage:
Prices include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and for all CX-9 models.
Insurance Price Range by Risk and Coverage
For a driver around age 40, insurance rates for a Mazda CX-9 range from the low end price of $474 for just the minimum liability insurance to the much higher price of $3,036 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Where you live has a significant impact on car insurance rates. Rural areas are statistically proven to have lower incidents of accident claims than congested cities. The example below illustrates the difference between rural and urban areas on car insurance rates.
These rate differences show why everyone should compare prices based on a specific location, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below shows average Mazda CX-9 insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $811
- Using higher $1,000 deductibles will save around $190 a year
- The estimated price for a 40-year-old good driver with $500 deductibles is $1,406
- Buying pricier low deductibles for physical damage coverage bumps up the cost to $1,770
- Drivers with multiple tickets or accidents could pay upwards of $3,036
- An auto insurance policy that insures a teen driver for full coverage may cost $5,228 or more
Insurance prices for a Mazda CX-9 also have a wide range based on the model of your CX-9, how you drive, and policy deductibles and limits.
If you have a few violations or you caused an accident, you could be paying at a minimum $1,700 to $2,300 additional annually, depending on your age. Mazda CX-9 insurance for high-risk drivers can be anywhere from 44% to 135% more than the average rate. View High Risk Driver Rates
A more mature driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay upwards of $5,200 a year. View Rates by Age
Where you choose to live has a huge impact on Mazda CX-9 insurance rates. A driver around age 40 might see prices as low as $930 a year in states like Idaho, Maine, and Iowa, or at least $2,010 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,272 | -$134 | -9.5% |
| Alaska | $1,080 | -$326 | -23.2% |
| Arizona | $1,168 | -$238 | -16.9% |
| Arkansas | $1,406 | -$0 | 0.0% |
| California | $1,602 | $196 | 13.9% |
| Colorado | $1,344 | -$62 | -4.4% |
| Connecticut | $1,446 | $40 | 2.8% |
| Delaware | $1,590 | $184 | 13.1% |
| Florida | $1,760 | $354 | 25.2% |
| Georgia | $1,298 | -$108 | -7.7% |
| Hawaii | $1,010 | -$396 | -28.2% |
| Idaho | $950 | -$456 | -32.4% |
| Illinois | $1,048 | -$358 | -25.5% |
| Indiana | $1,058 | -$348 | -24.8% |
| Iowa | $950 | -$456 | -32.4% |
| Kansas | $1,338 | -$68 | -4.8% |
| Kentucky | $1,918 | $512 | 36.4% |
| Louisiana | $2,082 | $676 | 48.1% |
| Maine | $866 | -$540 | -38.4% |
| Maryland | $1,160 | -$246 | -17.5% |
| Massachusetts | $1,124 | -$282 | -20.1% |
| Michigan | $2,444 | $1,038 | 73.8% |
| Minnesota | $1,176 | -$230 | -16.4% |
| Mississippi | $1,686 | $280 | 19.9% |
| Missouri | $1,248 | -$158 | -11.2% |
| Montana | $1,512 | $106 | 7.5% |
| Nebraska | $1,108 | -$298 | -21.2% |
| Nevada | $1,686 | $280 | 19.9% |
| New Hampshire | $1,014 | -$392 | -27.9% |
| New Jersey | $1,570 | $164 | 11.7% |
| New Mexico | $1,246 | -$160 | -11.4% |
| New York | $1,482 | $76 | 5.4% |
| North Carolina | $812 | -$594 | -42.2% |
| North Dakota | $1,150 | -$256 | -18.2% |
| Ohio | $972 | -$434 | -30.9% |
| Oklahoma | $1,444 | $38 | 2.7% |
| Oregon | $1,288 | -$118 | -8.4% |
| Pennsylvania | $1,342 | -$64 | -4.6% |
| Rhode Island | $1,876 | $470 | 33.4% |
| South Carolina | $1,274 | -$132 | -9.4% |
| South Dakota | $1,188 | -$218 | -15.5% |
| Tennessee | $1,232 | -$174 | -12.4% |
| Texas | $1,696 | $290 | 20.6% |
| Utah | $1,042 | -$364 | -25.9% |
| Vermont | $962 | -$444 | -31.6% |
| Virginia | $842 | -$564 | -40.1% |
| Washington | $1,088 | -$318 | -22.6% |
| West Virginia | $1,288 | -$118 | -8.4% |
| Wisconsin | $974 | -$432 | -30.7% |
| Wyoming | $1,252 | -$154 | -11.0% |

Opting for high physical damage deductibles could cut prices by as much as $560 each year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $375 more each year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mazda CX-9 Sport 2WD | $1,364 | $114 |
| Mazda CX-9 Grand Touring 2WD | $1,406 | $117 |
| Mazda CX-9 Sport AWD | $1,406 | $117 |
| Mazda CX-9 Touring 2WD | $1,406 | $117 |
| Mazda CX-9 Touring AWD | $1,406 | $117 |
| Mazda CX-9 Grand Touring AWD | $1,446 | $121 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Mazda CX-9 | $308 | $524 | $416 | $1,406 |
| 2022 Mazda CX-9 | $298 | $502 | $430 | $1,388 |
| 2021 Mazda CX-9 | $282 | $484 | $442 | $1,366 |
| 2020 Mazda CX-9 | $270 | $450 | $452 | $1,330 |
| 2019 Mazda CX-9 | $260 | $424 | $456 | $1,298 |
| 2018 Mazda CX-9 | $248 | $380 | $460 | $1,246 |
| 2017 Mazda CX-9 | $232 | $350 | $460 | $1,200 |
| 2016 Mazda CX-9 | $224 | $328 | $464 | $1,174 |
| 2015 Mazda CX-9 | $220 | $306 | $474 | $1,158 |
| 2014 Mazda CX-9 | $202 | $284 | $474 | $1,118 |
| 2013 Mazda CX-9 | $198 | $258 | $478 | $1,092 |
| 2012 Mazda CX-9 | $184 | $236 | $474 | $1,052 |
| 2011 Mazda CX-9 | $174 | $214 | $474 | $1,020 |
| 2010 Mazda CX-9 | $168 | $192 | $468 | $986 |
| 2009 Mazda CX-9 | $166 | $188 | $460 | $972 |
| 2008 Mazda CX-9 | $162 | $178 | $452 | $950 |
| 2007 Mazda CX-9 | $148 | $170 | $446 | $922 |
Rates are averaged for all Mazda CX-9 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Mazda CX-9 Insurance
Finding better rates on Mazda CX-9 insurance requires having a decent driving record, having a good credit score, not filing small claims, and dropping full coverage on older vehicles. Comparison shop once a year by getting quotes from direct carriers, and also from local exclusive and independent agents.
The following items are a quick rundown of the data that was covered above.
- Drivers can save as much as $170 per year just by quoting online well ahead of the renewal date
- Drivers who require additional liability coverage will pay around $460 each year to increase from 30/60 bodily injury limits to the 250/500 level
- 16 to 18-year-old drivers pay higher prices, as much as $436 per month if comprehensive and collision insurance is included
- High-risk drivers with reckless driving or DUI convictions may pay on average $1,630 more each year than a driver with a clean driving record
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,228 |
| 20 | $3,230 |
| 30 | $1,466 |
| 40 | $1,406 |
| 50 | $1,284 |
| 60 | $1,258 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,770 |
| $250 | $1,604 |
| $500 | $1,406 |
| $1,000 | $1,216 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,406 |
| 50/100 | $1,529 |
| 100/300 | $1,633 |
| 250/500 | $1,904 |
| 100 CSL | $1,571 |
| 300 CSL | $1,800 |
| 500 CSL | $1,966 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,456 |
| 20 | $5,140 |
| 30 | $3,102 |
| 40 | $3,036 |
| 50 | $2,896 |
| 60 | $2,868 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $75 |
| Multi-vehicle | $73 |
| Homeowner | $21 |
| 5-yr Accident Free | $102 |
| 5-yr Claim Free | $91 |
| Paid in Full/EFT | $64 |
| Advance Quote | $69 |
| Online Quote | $100 |
| Total Discounts | $595 |
Discounts are estimated and may not be available from every company or in every state.
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