Mazda CX-9 Insurance Rates

U.S. average insurance rates for a Mazda CX-9 are $1,412 a year including full coverage. Comprehensive costs approximately $320 each year, collision insurance costs $536, and liability coverage costs $398. Buying just liability costs as little as $460 a year, and insurance for high-risk drivers costs around $3,044. Teenage drivers pay the highest rates at up to $5,214 a year.

Average premium for full coverage: $1,412

Price estimates by individual coverage:

Full coverage includes $500 policy deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and CX-9 models.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on car insurance prices. Rural locations have lower incidents of comprehensive and collision claims than densely populated cities. The graphic below illustrates how location helps determine auto insurance prices.

The ranges above highlight why all drivers should compare rates using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Mazda CX-9 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $816
• Drivers who choose higher $1,000 deductibles will pay $196 every year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,412
• Using low deductibles for comprehensive and collision insurance bumps up the cost to $1,788
• High-risk insureds who are prone to accidents and violations could pay around $3,044
• The price that insures a teenage driver can cost $5,214 a year

View Chart as Image

Insurance prices for a Mazda CX-9 are also quite variable based on the trim level and model year, your driving record and age, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are likely paying anywhere from $1,700 to $2,300 additional each year, depending on your age. Insurance for high-risk drivers can cost around 44% to 134% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,200 a year. View Rates by Age

The state you live in makes a big difference in Mazda CX-9 insurance rates. A 40-year-old driver could pay as low as $1,080 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,020 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $580 a year, whereas increasing liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $358 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Mazda CX-9 Insurance

Getting lower rates on auto insurance not only requires being safe and accident-free, but also having a good credit score, being claim-free, and consideration of higher deductibles. Compare prices every couple of years by obtaining price quotes from direct car insurance companies, and also from local auto insurance providers.

Below you'll find a summary of the material that was covered in the charts and tables above.

• Consumers who purchase more liability protection will pay an extra $440 per year to go from a low limit to the 250/500 level
• Youthful drivers are the costliest to insure, possibly costing $435 a month if comprehensive and collision insurance is included
• Drivers who have multiple accidents or major violations will likely pay on average $1,630 more per year than a low-risk driver
• Increasing physical damage deductibles can save approximately $575 each year