Mazda CX-9 Insurance Rates

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UPDATED: Apr 10, 2024

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Estimated insurance rates for a Mazda CX-9 are $1,406 a year for full coverage. Comprehensive costs on average $308, collision insurance costs $524, and liability insurance costs around $416. Liability-only insurance costs as low as $474 a year, and high-risk driver insurance costs around $3,036. 16-year-old drivers pay the most at up to $5,228 a year.

Average premium for full coverage: $1,406

Premium estimates by type of coverage:

Comprehensive $308
Collision $524
Liability $416

Prices include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and for all CX-9 models.

Insurance Price Range by Risk and Coverage

For a driver around age 40, insurance rates for a Mazda CX-9 range from the low end price of $474 for just the minimum liability insurance to the much higher price of $3,036 for a driver that may need high-risk insurance.

Liability Only $474
Full Coverage $1,406
High Risk $3,036

Insurance Price Range by Location

Where you live has a significant impact on car insurance rates. Rural areas are statistically proven to have lower incidents of accident claims than congested cities. The example below illustrates the difference between rural and urban areas on car insurance rates.

Rural Areas $1,055
Small Cities $1,476
Large Cities $1,898

These rate differences show why everyone should compare prices based on a specific location, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below shows average Mazda CX-9 insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $811
  • Using higher $1,000 deductibles will save around $190 a year
  • The estimated price for a 40-year-old good driver with $500 deductibles is $1,406
  • Buying pricier low deductibles for physical damage coverage bumps up the cost to $1,770
  • Drivers with multiple tickets or accidents could pay upwards of $3,036
  • An auto insurance policy that insures a teen driver for full coverage may cost $5,228 or more

View Chart as Image

Mazda CX-9 insurance cost comparison chart
Column chart showing Mazda CX-9 insurance rates range from $811 to $5,228 for full coverage

Insurance prices for a Mazda CX-9 also have a wide range based on the model of your CX-9, how you drive, and policy deductibles and limits.

If you have a few violations or you caused an accident, you could be paying at a minimum $1,700 to $2,300 additional annually, depending on your age. Mazda CX-9 insurance for high-risk drivers can be anywhere from 44% to 135% more than the average rate. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay upwards of $5,200 a year. View Rates by Age

Where you choose to live has a huge impact on Mazda CX-9 insurance rates. A driver around age 40 might see prices as low as $930 a year in states like Idaho, Maine, and Iowa, or at least $2,010 on average in Michigan, Louisiana, and New York.

Mazda CX-9 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,272 -$134 -9.5%
Alaska $1,080 -$326 -23.2%
Arizona $1,168 -$238 -16.9%
Arkansas $1,406 -$0 0.0%
California $1,602 $196 13.9%
Colorado $1,344 -$62 -4.4%
Connecticut $1,446 $40 2.8%
Delaware $1,590 $184 13.1%
Florida $1,760 $354 25.2%
Georgia $1,298 -$108 -7.7%
Hawaii $1,010 -$396 -28.2%
Idaho $950 -$456 -32.4%
Illinois $1,048 -$358 -25.5%
Indiana $1,058 -$348 -24.8%
Iowa $950 -$456 -32.4%
Kansas $1,338 -$68 -4.8%
Kentucky $1,918 $512 36.4%
Louisiana $2,082 $676 48.1%
Maine $866 -$540 -38.4%
Maryland $1,160 -$246 -17.5%
Massachusetts $1,124 -$282 -20.1%
Michigan $2,444 $1,038 73.8%
Minnesota $1,176 -$230 -16.4%
Mississippi $1,686 $280 19.9%
Missouri $1,248 -$158 -11.2%
Montana $1,512 $106 7.5%
Nebraska $1,108 -$298 -21.2%
Nevada $1,686 $280 19.9%
New Hampshire $1,014 -$392 -27.9%
New Jersey $1,570 $164 11.7%
New Mexico $1,246 -$160 -11.4%
New York $1,482 $76 5.4%
North Carolina $812 -$594 -42.2%
North Dakota $1,150 -$256 -18.2%
Ohio $972 -$434 -30.9%
Oklahoma $1,444 $38 2.7%
Oregon $1,288 -$118 -8.4%
Pennsylvania $1,342 -$64 -4.6%
Rhode Island $1,876 $470 33.4%
South Carolina $1,274 -$132 -9.4%
South Dakota $1,188 -$218 -15.5%
Tennessee $1,232 -$174 -12.4%
Texas $1,696 $290 20.6%
Utah $1,042 -$364 -25.9%
Vermont $962 -$444 -31.6%
Virginia $842 -$564 -40.1%
Washington $1,088 -$318 -22.6%
West Virginia $1,288 -$118 -8.4%
Wisconsin $974 -$432 -30.7%
Wyoming $1,252 -$154 -11.0%

View Chart as Image

Mazda CX-9 insurance rates by U.S. city

Opting for high physical damage deductibles could cut prices by as much as $560 each year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $375 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Mazda CX-9 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mazda CX-9 Sport 2WD $1,364 $114
Mazda CX-9 Grand Touring 2WD $1,406 $117
Mazda CX-9 Sport AWD $1,406 $117
Mazda CX-9 Touring 2WD $1,406 $117
Mazda CX-9 Touring AWD $1,406 $117
Mazda CX-9 Grand Touring AWD $1,446 $121

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mazda CX-9 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Mazda CX-9 $308 $524 $416 $1,406
2022 Mazda CX-9 $298 $502 $430 $1,388
2021 Mazda CX-9 $282 $484 $442 $1,366
2020 Mazda CX-9 $270 $450 $452 $1,330
2019 Mazda CX-9 $260 $424 $456 $1,298
2018 Mazda CX-9 $248 $380 $460 $1,246
2017 Mazda CX-9 $232 $350 $460 $1,200
2016 Mazda CX-9 $224 $328 $464 $1,174
2015 Mazda CX-9 $220 $306 $474 $1,158
2014 Mazda CX-9 $202 $284 $474 $1,118
2013 Mazda CX-9 $198 $258 $478 $1,092
2012 Mazda CX-9 $184 $236 $474 $1,052
2011 Mazda CX-9 $174 $214 $474 $1,020
2010 Mazda CX-9 $168 $192 $468 $986
2009 Mazda CX-9 $166 $188 $460 $972
2008 Mazda CX-9 $162 $178 $452 $950
2007 Mazda CX-9 $148 $170 $446 $922

Rates are averaged for all Mazda CX-9 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Mazda CX-9 Insurance

Finding better rates on Mazda CX-9 insurance requires having a decent driving record, having a good credit score, not filing small claims, and dropping full coverage on older vehicles. Comparison shop once a year by getting quotes from direct carriers, and also from local exclusive and independent agents.

The following items are a quick rundown of the data that was covered above.

  • Drivers can save as much as $170 per year just by quoting online well ahead of the renewal date
  • Drivers who require additional liability coverage will pay around $460 each year to increase from 30/60 bodily injury limits to the 250/500 level
  • 16 to 18-year-old drivers pay higher prices, as much as $436 per month if comprehensive and collision insurance is included
  • High-risk drivers with reckless driving or DUI convictions may pay on average $1,630 more each year than a driver with a clean driving record

Rates by Driver Age

Mazda CX-9 Insurance Rates by Driver Age
Driver Age Premium
16 $5,228
20 $3,230
30 $1,466
40 $1,406
50 $1,284
60 $1,258

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-9 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,770
$250 $1,604
$500 $1,406
$1,000 $1,216

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-9 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,406
50/100 $1,529
100/300 $1,633
250/500 $1,904
100 CSL $1,571
300 CSL $1,800
500 CSL $1,966

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-9 Insurance Rates for High Risk Drivers
Age Premium
16 $7,456
20 $5,140
30 $3,102
40 $3,036
50 $2,896
60 $2,868

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $194

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $73
Homeowner $21
5-yr Accident Free $102
5-yr Claim Free $91
Paid in Full/EFT $64
Advance Quote $69
Online Quote $100
Total Discounts $595
Rate after discounts $811

Discounts are estimated and may not be available from every company or in every state.

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