Mazda CX-9 Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Apr 10, 2024
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U.S. average auto insurance rates for a Mazda CX-9 are $1,412 annually including full coverage. Comprehensive insurance costs an estimated $320, collision costs $536, and liability costs around $398. Liability-only insurance costs as low as $460 a year, with high-risk driver insurance costing $3,044 or more. Teenage drivers pay the highest rates at $5,214 a year or more.
Average premium for full coverage: $1,412
Price estimates broken down by individual coverage:
Prices include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and for all CX-9 models.
Price Range from Low to High
For a driver in their 40's, Mazda CX-9 insurance prices go from as cheap as $460 for your basic liability-only policy to the much higher price of $3,044 for a high-risk driver policy.
Geographic Price Range
Where you live can have significant affects on the price of auto insurance. More rural locations have fewer comprehensive and collision claims than densely populated cities.
The example below illustrates how location helps determine insurance prices.
The ranges above highlight why everyone should compare prices for a targeted area and their own personal driving habits, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below breaks down estimated Mazda CX-9 insurance rates for other coverage scenarios.
- The best discount rate is $816
- Using higher $1,000 deductibles will save approximately $196 every year
- The estimated rate for the average middle-age driver who has $500 deductibles is $1,412
- Using pricier low deductibles for physical damage coverage costs an additional $376 every year
- Drivers who are prone to accidents and violations could pay up to $3,044 or more
- The price with full coverage for a teen driver for full coverage can cost as much as $5,214 or more
Car insurance prices for a Mazda CX-9 are also quite variable based on the trim level and model year, your driving characteristics, and liability limits and deductibles.
A more mature driver with no driving violations and high physical damage deductibles may pay as little as $1,300 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will be charged at least $5,200 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you are likely paying $1,700 to $2,300 extra each year, depending on your age. Mazda CX-9 insurance for high-risk drivers can be as much as 44% to 134% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could cut prices by as much as $580 every year, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $358 extra every 12 months. View Rates by Deductible or Liability Limit
The state you live in has a huge impact on Mazda CX-9 insurance prices. A driver around age 40 might see prices as low as $1,080 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,020 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,276 | -$136 | -9.6% |
| Alaska | $1,084 | -$328 | -23.2% |
| Arizona | $1,172 | -$240 | -17.0% |
| Arkansas | $1,412 | -$0 | 0.0% |
| California | $1,610 | $198 | 14.0% |
| Colorado | $1,348 | -$64 | -4.5% |
| Connecticut | $1,454 | $42 | 3.0% |
| Delaware | $1,600 | $188 | 13.3% |
| Florida | $1,766 | $354 | 25.1% |
| Georgia | $1,304 | -$108 | -7.6% |
| Hawaii | $1,016 | -$396 | -28.0% |
| Idaho | $956 | -$456 | -32.3% |
| Illinois | $1,054 | -$358 | -25.4% |
| Indiana | $1,062 | -$350 | -24.8% |
| Iowa | $954 | -$458 | -32.4% |
| Kansas | $1,344 | -$68 | -4.8% |
| Kentucky | $1,928 | $516 | 36.5% |
| Louisiana | $2,090 | $678 | 48.0% |
| Maine | $872 | -$540 | -38.2% |
| Maryland | $1,164 | -$248 | -17.6% |
| Massachusetts | $1,130 | -$282 | -20.0% |
| Michigan | $2,454 | $1,042 | 73.8% |
| Minnesota | $1,184 | -$228 | -16.1% |
| Mississippi | $1,692 | $280 | 19.8% |
| Missouri | $1,254 | -$158 | -11.2% |
| Montana | $1,518 | $106 | 7.5% |
| Nebraska | $1,114 | -$298 | -21.1% |
| Nevada | $1,694 | $282 | 20.0% |
| New Hampshire | $1,018 | -$394 | -27.9% |
| New Jersey | $1,580 | $168 | 11.9% |
| New Mexico | $1,252 | -$160 | -11.3% |
| New York | $1,488 | $76 | 5.4% |
| North Carolina | $814 | -$598 | -42.4% |
| North Dakota | $1,158 | -$254 | -18.0% |
| Ohio | $976 | -$436 | -30.9% |
| Oklahoma | $1,452 | $40 | 2.8% |
| Oregon | $1,294 | -$118 | -8.4% |
| Pennsylvania | $1,348 | -$64 | -4.5% |
| Rhode Island | $1,886 | $474 | 33.6% |
| South Carolina | $1,282 | -$130 | -9.2% |
| South Dakota | $1,192 | -$220 | -15.6% |
| Tennessee | $1,238 | -$174 | -12.3% |
| Texas | $1,702 | $290 | 20.5% |
| Utah | $1,046 | -$366 | -25.9% |
| Vermont | $966 | -$446 | -31.6% |
| Virginia | $846 | -$566 | -40.1% |
| Washington | $1,092 | -$320 | -22.7% |
| West Virginia | $1,294 | -$118 | -8.4% |
| Wisconsin | $978 | -$434 | -30.7% |
| Wyoming | $1,258 | -$154 | -10.9% |

Since prices can be so different, the best way to figure out which car insurance is cheapest is to regularly compare prices and see which company has the best price. Each insurance company uses a different method to calculate prices, so rate quotes may be quite different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mazda CX-9 Sport 2WD | $1,368 | $114 |
| Mazda CX-9 Grand Touring 2WD | $1,412 | $118 |
| Mazda CX-9 Sport AWD | $1,412 | $118 |
| Mazda CX-9 Touring 2WD | $1,412 | $118 |
| Mazda CX-9 Touring AWD | $1,412 | $118 |
| Mazda CX-9 Grand Touring AWD | $1,454 | $121 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Mazda CX-9 | $320 | $536 | $398 | $1,412 |
| 2022 Mazda CX-9 | $308 | $524 | $416 | $1,406 |
| 2021 Mazda CX-9 | $298 | $502 | $430 | $1,388 |
| 2020 Mazda CX-9 | $282 | $484 | $442 | $1,366 |
| 2019 Mazda CX-9 | $270 | $450 | $452 | $1,330 |
| 2018 Mazda CX-9 | $260 | $424 | $456 | $1,298 |
| 2017 Mazda CX-9 | $248 | $380 | $460 | $1,246 |
| 2016 Mazda CX-9 | $232 | $350 | $460 | $1,200 |
| 2015 Mazda CX-9 | $224 | $328 | $464 | $1,174 |
| 2014 Mazda CX-9 | $220 | $306 | $474 | $1,158 |
| 2013 Mazda CX-9 | $202 | $284 | $474 | $1,118 |
| 2012 Mazda CX-9 | $198 | $258 | $478 | $1,092 |
| 2011 Mazda CX-9 | $184 | $236 | $474 | $1,052 |
| 2010 Mazda CX-9 | $174 | $214 | $474 | $1,020 |
| 2009 Mazda CX-9 | $168 | $192 | $468 | $986 |
| 2008 Mazda CX-9 | $166 | $188 | $460 | $972 |
| 2007 Mazda CX-9 | $162 | $178 | $452 | $950 |
Rates are averaged for all Mazda CX-9 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Right Mazda CX-9 Insurance
Getting lower rates on car insurance requires being a low-risk driver, having a good credit score, being claim-free, and not having any coverage lapses. Invest time comparing rates every time your policy renews by getting rate quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.
The items below are a quick rundown of the information covered in the charts and tables above.
- You may be able to save approximately $170 per year simply by quoting online well ahead of the renewal date
- Teen drivers have the highest car insurance prices, possibly costing $435 a month if comprehensive and collision insurance is included
- Increasing physical damage deductibles could save up to $575 each year
- Higher risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,630 more annually to insure their CX-9
- Policyholders who want more liability coverage will pay an extra $440 per year to increase from a low limit to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,214 |
| 20 | $3,242 |
| 30 | $1,476 |
| 40 | $1,412 |
| 50 | $1,290 |
| 60 | $1,264 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,788 |
| $250 | $1,614 |
| $500 | $1,412 |
| $1,000 | $1,216 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,412 |
| 50/100 | $1,534 |
| 100/300 | $1,633 |
| 250/500 | $1,892 |
| 100 CSL | $1,573 |
| 300 CSL | $1,792 |
| 500 CSL | $1,952 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,438 |
| 20 | $5,150 |
| 30 | $3,112 |
| 40 | $3,044 |
| 50 | $2,902 |
| 60 | $2,876 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $75 |
| Multi-vehicle | $73 |
| Homeowner | $21 |
| 5-yr Accident Free | $103 |
| 5-yr Claim Free | $91 |
| Paid in Full/EFT | $64 |
| Advance Quote | $69 |
| Online Quote | $100 |
| Total Discounts | $596 |
Discounts are estimated and may not be available from every company or in every state.
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