Mazda CX-9 Insurance Rates

U.S. average auto insurance rates for a Mazda CX-9 are $1,412 annually including full coverage. Comprehensive insurance costs an estimated $320, collision costs $536, and liability costs around $398. Liability-only insurance costs as low as $460 a year, with high-risk driver insurance costing $3,044 or more. Teenage drivers pay the highest rates at $5,214 a year or more.

Average premium for full coverage: $1,412

Price estimates broken down by individual coverage:

Prices include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and for all CX-9 models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on the price of auto insurance. More rural locations have fewer comprehensive and collision claims than densely populated cities.

The example below illustrates how location helps determine insurance prices.

The ranges above highlight why everyone should compare prices for a targeted area and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Mazda CX-9 insurance rates for other coverage scenarios.

• The best discount rate is $816
• Using higher $1,000 deductibles will save approximately $196 every year
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,412
• Using pricier low deductibles for physical damage coverage costs an additional $376 every year
• Drivers who are prone to accidents and violations could pay up to $3,044 or more
• The price with full coverage for a teen driver for full coverage can cost as much as $5,214 or more

View Chart as Image

Car insurance prices for a Mazda CX-9 are also quite variable based on the trim level and model year, your driving characteristics, and liability limits and deductibles.

A more mature driver with no driving violations and high physical damage deductibles may pay as little as $1,300 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will be charged at least $5,200 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying $1,700 to $2,300 extra each year, depending on your age. Mazda CX-9 insurance for high-risk drivers can be as much as 44% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $580 every year, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $358 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Mazda CX-9 insurance prices. A driver around age 40 might see prices as low as $1,080 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,020 on average in Louisiana, New York, and Michigan.

View Chart as Image

Since prices can be so different, the best way to figure out which car insurance is cheapest is to regularly compare prices and see which company has the best price. Each insurance company uses a different method to calculate prices, so rate quotes may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right Mazda CX-9 Insurance

Getting lower rates on car insurance requires being a low-risk driver, having a good credit score, being claim-free, and not having any coverage lapses. Invest time comparing rates every time your policy renews by getting rate quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The items below are a quick rundown of the information covered in the charts and tables above.

• You may be able to save approximately $170 per year simply by quoting online well ahead of the renewal date
• Teen drivers have the highest car insurance prices, possibly costing $435 a month if comprehensive and collision insurance is included
• Increasing physical damage deductibles could save up to $575 each year
• Higher risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,630 more annually to insure their CX-9
• Policyholders who want more liability coverage will pay an extra $440 per year to increase from a low limit to higher 250/500 limits