Mazda CX-9 Insurance Rates

Estimated insurance prices for a Mazda CX-9 are $1,412 every 12 months for full coverage. Comprehensive costs around $320, collision costs $536, and liability is $398. Liability-only insurance costs around $460 a year, with high-risk driver insurance costing around $3,044. Teenage drivers pay the most at $5,214 a year or more.

Average premium for full coverage: $1,412

Premium estimates for type of coverage:

Prices include $500 deductible amounts, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and for all CX-9 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on auto insurance rates. Areas with sparse population are statistically proven to have more infrequent accident claims than densely populated cities.

The example below illustrates the difference location can make on auto insurance rates.

These rate differences show why everyone should compare rates quotes for a specific zip code and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Mazda CX-9 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $816
• Raising to $1,000 deductibles will save about $196 a year
• The average price for a 40-year-old good driver using $500 deductibles is $1,412
• Using pricier low deductibles increases the price to $1,788
• Drivers who are prone to accidents and violations could pay at least $3,044 or more
• An auto insurance policy to insure a 16-year-old driver for full coverage can be $5,214

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Insurance prices for a Mazda CX-9 also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level and model year.

Using high physical damage deductibles can reduce prices by up to $580 annually, whereas buying more liability protection will increase prices. Going from a 50/100 liability limit to a 250/500 limit will cost up to $358 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may pay as low as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay as much as $5,200 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying at least $1,700 to $2,300 additional annually, depending on your age. Mazda CX-9 insurance for high-risk drivers is expensive and can cost from 44% to 134% more than a normal policy. View High Risk Driver Rates

Where you choose to live also has a big influence on Mazda CX-9 insurance prices. A middle-age driver might find prices as low as $930 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,020 on average in Michigan, Louisiana, and New York.

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With such a large range in prices, the only way to know your exact price is to regularly compare prices from multiple companies. Every auto insurance company uses a different method to calculate prices, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right Mazda CX-9 Insurance

Finding better rates on insurance for a Mazda CX-9 consists of having a good driving record, having above-average credit, not filing small claims, and taking advantage of discounts. Make time to compare rates every year by obtaining price quotes from direct carriers, and also from local exclusive and independent agents.

The next list is a quick rundown of the coverage data touched on in this article.

• Drivers can save up to $170 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles could save as much as $575 each year
• Drivers age 20 and younger are charged the highest prices, as much as $435 per month if full coverage is included
• Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,630 more every year to buy Mazda CX-9 insurance