Mazda CX-9 Insurance Rates

U.S. average insurance rates for a Mazda CX-9 are $1,412 a year for full coverage. Comprehensive costs approximately $320, collision costs $536, and liability costs around $398. Liability-only coverage costs as low as $460 a year, with high-risk coverage costing around $3,044. Teen drivers pay the highest rates at $5,214 a year or more.

Average premium for full coverage: $1,412

Price estimates by individual coverage:

Prices include $500 deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and for different CX-9 trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on car insurance rates. Rural locations have a lower frequency of accident claims than larger metro areas.

The price range example below illustrates the difference between rural and urban areas on auto insurance prices.

The ranges above show why anyone shopping for car insurance should compare prices using their specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Mazda CX-9 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $816
• Using higher $1,000 deductibles will save $196 a year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,412
• Choosing more expensive low deductibles for physical damage coverage will increase the cost to $1,788
• High-risk insureds with multiple violations and an at-fault accident could pay around $3,044 or more
• The price for full coverage for a 16-year-old driver with full coverage can cost $5,214 or more

View Chart as Image

Auto insurance prices for a Mazda CX-9 are also quite variable based on your driving record, the trim level of your CX-9, and physical damage deductibles and liability limits.

An older driver with a good driving record and high deductibles may pay as low as $1,300 a year for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay in the ballpark of $5,200 a year. View Rates by Age

The state you live in has a huge impact on Mazda CX-9 insurance prices. A driver around age 40 might see prices as low as $930 a year in states like Iowa, Maine, and Idaho, or as much as $2,020 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles could cut prices by as much as $580 annually, while increasing your policy's liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $358 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying anywhere from $1,700 to $2,300 in extra premium each year, depending on your age. High-risk driver insurance can be from 44% to 134% more than average. View High Risk Driver Rates

Since prices can be so different, the only way to know who has the cheapest car insurance prices is to compare prices from multiple companies. Each insurance company uses a different rate calculation, and quoted prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Mazda CX-9 Insurance

Getting lower rates on insurance for a Mazda CX-9 requires not taking risks behind the wheel, having good credit, eliminating unnecessary coverage, and not having any coverage lapses. Set aside time to compare rates every couple of years by getting rate quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

The following is a quick rundown of the material that was covered above.

• Insureds who purchase higher liability limits will pay about $440 each year to increase from a low limit to 250/500 limits
• Teens have the highest car insurance prices, with premiums as much as $435 a month if they have full coverage
• Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,630 more per year for CX-9 insurance
• Increasing physical damage deductibles can save around $575 each year