Mazda CX-9 Insurance Rates

U.S. average insurance prices for a Mazda CX-9 are $1,412 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $320 a year, collision costs $536, and liability coverage costs around $398. Buying just liability costs as low as $460 a year, with insurance for high-risk drivers costing $3,044 or more. Teens pay the highest rates at $5,214 a year or more.

Average premium for full coverage: $1,412

Price estimates broken down by individual coverage:

Rates are based on $500 physical damage deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and CX-9 trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on the price of insurance. More rural locations have more infrequent physical damage claims than cities with more traffic congestion.

The diagram below illustrates the effect of geographic area on insurance prices.

The ranges above illustrate why it is important to compare prices for a targeted area and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Mazda CX-9 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $816
• Using higher $1,000 deductibles will save approximately $1,216 each year
• The average price for the average middle-age driver who has $500 deductibles is $1,412
• Selecting low $100 deductibles for physical damage coverage costs an extra $376 each year
• Higher-risk drivers with serious driving violations could pay up to $3,044 or more
• The price to insure a teenage driver can cost as much as $5,214 or more

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Insurance prices for a Mazda CX-9 are also quite variable based on deductibles and policy limits, your risk profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $580 a year, while buying higher liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $358 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may only pay around $1,300 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay at least $5,200 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying $1,700 to $2,300 additional each year, depending on your age. A high-risk auto insurance policy can be around 44% to 134% more than the average policy. View High Risk Driver Rates

The state you live in has a huge impact on Mazda CX-9 insurance rates. A driver around age 40 might see prices as low as $920 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,910 on average in Florida, New York, and Michigan.

View Chart as Image

Since prices can be so different, the only way to figure out which car insurance is cheapest is to get quotes and see how they stack up. Each insurance company calculates prices differently, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap Mazda CX-9 Insurance

Getting lower rates on auto insurance requires being a safe and courteous driver, having above-average credit, not filing small claims, and maximizing policy discounts. Take the time to compare rates at every policy renewal by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below is a quick review of the data covered in the above illustrations.

• Consumers who want higher levels of liability will pay approximately $440 annually to increase from a low limit to a 250/500 level
• It is possible to save approximately $170 per year simply by quoting early and online
• Increasing physical damage deductibles could save as much as $575 each year
• Teenage drivers are expensive to insure, as much as $435 a month if full coverage is included