Mazda CX-9 Insurance Rates

Average insurance rates for a Mazda CX-9 are $1,406 a year for full coverage insurance. Comprehensive insurance costs an estimated $308 a year, collision costs $524, and liability is estimated at $416. Liability-only coverage costs approximately $474 a year, with high-risk coverage costing $3,036 or more. Teens receive the highest rates at $5,228 a year or more.

Average premium for full coverage: $1,406

Rate estimates broken down by individual coverage type:

Rates are based on $500 policy deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and CX-9 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on the price of insurance. More rural locations tend to have lower incidents of physical damage claims than cities with more traffic congestion.

The diagram below illustrates how location impacts insurance prices.

These examples illustrate why it is important to get quotes for a targeted area, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Mazda CX-9 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $811
• Choosing higher $1,000 deductibles can save approximately $1,216 each year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,406
• Selecting low $100 deductibles for comp and collision coverage will cost an additional $364 annually
• Higher-risk drivers with serious driving violations could pay up to $3,036 or more
• The cost that insures a 16-year-old driver can cost as much as $5,228 each year

View Chart as Image

Car insurance rates for a Mazda CX-9 can also vary considerably based on the trim level of your CX-9, your age and driving record, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are probably paying $1,700 to $2,300 extra per year, depending on your age. A high-risk auto insurance policy ranges from 44% to 135% more than the average policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,300 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged at least $5,200 a year. View Rates by Age

Where you live plays a big part in determining prices for Mazda CX-9 insurance prices. A good driver about age 40 could pay as low as $920 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,900 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $560 annually, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $375 extra every 12 months. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out which company is cheapest is to get quotes from multiple companies. Each auto insurer calculates rates differently, so rate quotes can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Mazda CX-9 Insurance

Saving money on insurance for a Mazda CX-9 takes avoiding accidents and claims, having a positive credit history, avoid buying unnecessary coverage, and not having any coverage lapses. Compare rates every couple of years by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The points below are a quick review of the material that was touched on above.

• Insureds who want increased liability limits will pay approximately $460 annually to raise limits from a minimum limit to the 250/500 level
• Drivers under the age of 20 have the highest car insurance rates, costing up to $436 per month if full coverage is purchased
• Drivers considered higher risk with a DUI or reckless driving violation may have to pay on average $1,630 more annually to insure a Mazda CX-9
• Increasing deductibles can save approximately $550 each year