Mazda CX-9 Insurance Rates

Estimated insurance prices for a Mazda CX-9 are $1,406 every 12 months for full coverage insurance. Comprehensive insurance costs on average $308 a year, collision costs $524, and liability insurance costs around $416. Liability-only insurance costs as low as $474 a year, with high-risk driver insurance costing $3,036 or more. Teen drivers pay the most at $5,228 a year or more.

Average premium for full coverage: $1,406

Premium estimates by type of coverage:

Includes $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and CX-9 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on insurance rates. Rural areas are statistically proven to have more infrequent physical damage claims than larger metro areas.

The diagram below illustrates the difference between rural and urban areas on car insurance rates.

These rate differences illustrate why it is important to compare prices based on a specific location and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Mazda CX-9 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $811
• Using higher $1,000 deductibles will save around $1,216 each year
• The average price for a 40-year-old good driver with $500 deductibles is $1,406
• Choosing low $100 deductibles for physical damage coverage costs an extra $364 a year
• Drivers with multiple violations and an at-fault accident could pay upwards of $3,036 or more
• An auto insurance policy to insure a teen driver may cost $5,228 or more

View Chart as Image

Insurance prices for a Mazda CX-9 also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level of your CX-9.

Choosing high deductibles could cut prices by as much as $560 each year, while buying higher liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $375 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay upwards of $5,200 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at a minimum $1,700 to $2,300 additional annually, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 135% more than average. View High Risk Driver Rates

Where you choose to live has a huge impact on Mazda CX-9 insurance rates. A driver around age 40 might see prices as low as $920 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,900 on average in Michigan, New York, and Florida.

View Chart as Image

With such a large range in prices, the only way to figure out exactly what you will pay is to get quotes from as many companies as possible. Each insurance company uses a different rate calculation, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest Mazda CX-9 Insurance

Finding better rates on Mazda CX-9 insurance requires avoiding accidents and violations, having above-average credit, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Set aside time to compare rates at least every other year by getting rate quotes from direct insurance companies, and also from several local insurance agents.

The list below is a recap of the car insurance concepts covered above.

• High-risk drivers that have major violations or accidents pay on average $1,630 more each year for car insurance
• It is possible to save as much as $170 per year simply by quoting early and online
• Increasing policy deductibles could save as much as $550 each year
• Drivers who require higher liability limits will pay about $460 annually to increase from 30/60 bodily injury limits to a 250/500 level