Mazda CX-9 Insurance Rates

Average auto insurance rates for a Mazda CX-9 are $1,412 annually with full coverage. Comprehensive insurance costs an estimated $320, collision costs $536, and liability is estimated at $398. Liability-only coverage costs approximately $460 a year, with high-risk coverage costing $3,044 or more. Teens receive the highest rates at $5,214 a year or more.

Average premium for full coverage: $1,412

Rate estimates broken down by individual coverage type:

Full coverage includes $500 deductible amounts, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and for all CX-9 models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on car insurance rates. More rural locations tend to have fewer collision claims than cities with more traffic congestion.

The example below illustrates how location helps determine insurance prices.

These examples demonstrate why everyone should get quotes for a targeted area and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated Mazda CX-9 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $816
• Choosing higher $1,000 deductibles can save approximately $196 annually
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,412
• Selecting pricier low deductibles for comp and collision coverage costs an additional $376 annually
• Higher-risk drivers with serious driving violations could pay up to $3,044 or more
• The cost with full coverage for a 16-year-old driver for full coverage can cost as much as $5,214 each year

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Car insurance rates for a Mazda CX-9 can also vary considerably based on the trim level of your CX-9, your driving record, and liability limits and deductibles.

A more mature driver with no driving violations and high physical damage deductibles may pay as low as $1,300 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will be charged at least $5,200 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out $1,700 to $2,300 extra per year, depending on your age. Mazda CX-9 insurance for high-risk drivers ranges from 44% to 134% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $580 annually, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $358 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Mazda CX-9 insurance prices. A good driver about age 40 could pay as low as $1,020 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,910 on average in New York, Michigan, and Florida.

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With so much variability in rates, the best way to find out which company is cheapest is to regularly compare rates from multiple companies. Each auto insurer calculates rates differently, so rate quotes can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable Mazda CX-9 Insurance

Saving money on insurance for a Mazda CX-9 takes having a good driving record, having a good credit score, eliminating unnecessary coverage, and not having any coverage lapses. Invest time comparing rates every time your policy renews by getting rate quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

The next list is a summary of the information covered in the charts and tables above.

• You may be able to save approximately $170 per year simply by quoting online well ahead of the renewal date
• Drivers age 20 and younger have the highest car insurance rates, with premiums as much as $435 per month if comprehensive and collision insurance is included
• Increasing deductibles could save up to $575 each year
• Drivers considered higher risk who have multiple accidents or major violations pay on average $1,630 more annually to buy Mazda CX-9 insurance
• Insureds who want increased levels of liability coverage will pay approximately $440 every year to raise limits from a minimum limit to higher 250/500 limits