Mazda CX-9 Insurance Rates

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UPDATED: Apr 10, 2024

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Estimated insurance prices for a Mazda CX-9 are $1,406 every 12 months for full coverage insurance. Comprehensive insurance costs on average $308 a year, collision costs $524, and liability insurance costs around $416. Liability-only insurance costs as low as $474 a year, with high-risk driver insurance costing $3,036 or more. Teen drivers pay the most at $5,228 a year or more.

Average premium for full coverage: $1,406

Premium estimates by type of coverage:

Comprehensive $308
Collision $524
Liability $416

Includes $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and CX-9 trim levels.

Insurance Price Range by Risk and Coverage

For a driver around age 40, insurance rates for a Mazda CX-9 go from the cheapest price of $474 for a discount liability-only rate to a high of $3,036 for a high-risk insurance policy.

Liability Only $474
Full Coverage $1,406
High Risk $3,036

Insurance Price Range by Location

Where you live has a significant impact on insurance rates. Rural areas are statistically proven to have more infrequent physical damage claims than larger metro areas.

The diagram below illustrates the difference between rural and urban areas on car insurance rates.

Rural Areas $1,055
Small Cities $1,476
Large Cities $1,898

These rate differences illustrate why it is important to compare prices based on a specific location and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below illustrates estimated Mazda CX-9 insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $811
  • Using higher $1,000 deductibles will save around $1,216 each year
  • The average price for a 40-year-old good driver with $500 deductibles is $1,406
  • Choosing low $100 deductibles for physical damage coverage costs an extra $364 a year
  • Drivers with multiple violations and an at-fault accident could pay upwards of $3,036 or more
  • An auto insurance policy to insure a teen driver may cost $5,228 or more

View Chart as Image

Mazda CX-9 insurance cost comparison chart
Column chart showing full coverage Mazda CX-9 insurance prices range from $811 to $5,228

Insurance prices for a Mazda CX-9 also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level of your CX-9.

Choosing high deductibles could cut prices by as much as $560 each year, while buying higher liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $375 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay upwards of $5,200 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at a minimum $1,700 to $2,300 additional annually, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 135% more than average. View High Risk Driver Rates

Where you choose to live has a huge impact on Mazda CX-9 insurance rates. A driver around age 40 might see prices as low as $920 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,900 on average in Michigan, New York, and Florida.

Mazda CX-9 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,272 -$134 -9.5%
Alaska $1,080 -$326 -23.2%
Arizona $1,168 -$238 -16.9%
Arkansas $1,406 -$0 0.0%
California $1,602 $196 13.9%
Colorado $1,344 -$62 -4.4%
Connecticut $1,446 $40 2.8%
Delaware $1,590 $184 13.1%
Florida $1,760 $354 25.2%
Georgia $1,298 -$108 -7.7%
Hawaii $1,010 -$396 -28.2%
Idaho $950 -$456 -32.4%
Illinois $1,048 -$358 -25.5%
Indiana $1,058 -$348 -24.8%
Iowa $950 -$456 -32.4%
Kansas $1,338 -$68 -4.8%
Kentucky $1,918 $512 36.4%
Louisiana $2,082 $676 48.1%
Maine $866 -$540 -38.4%
Maryland $1,160 -$246 -17.5%
Massachusetts $1,124 -$282 -20.1%
Michigan $2,444 $1,038 73.8%
Minnesota $1,176 -$230 -16.4%
Mississippi $1,686 $280 19.9%
Missouri $1,248 -$158 -11.2%
Montana $1,512 $106 7.5%
Nebraska $1,108 -$298 -21.2%
Nevada $1,686 $280 19.9%
New Hampshire $1,014 -$392 -27.9%
New Jersey $1,570 $164 11.7%
New Mexico $1,246 -$160 -11.4%
New York $1,482 $76 5.4%
North Carolina $812 -$594 -42.2%
North Dakota $1,150 -$256 -18.2%
Ohio $972 -$434 -30.9%
Oklahoma $1,444 $38 2.7%
Oregon $1,288 -$118 -8.4%
Pennsylvania $1,342 -$64 -4.6%
Rhode Island $1,876 $470 33.4%
South Carolina $1,274 -$132 -9.4%
South Dakota $1,188 -$218 -15.5%
Tennessee $1,232 -$174 -12.4%
Texas $1,696 $290 20.6%
Utah $1,042 -$364 -25.9%
Vermont $962 -$444 -31.6%
Virginia $842 -$564 -40.1%
Washington $1,088 -$318 -22.6%
West Virginia $1,288 -$118 -8.4%
Wisconsin $974 -$432 -30.7%
Wyoming $1,252 -$154 -11.0%

View Chart as Image

Mazda CX-9 insurance rates by U.S. city

With such a large range in prices, the only way to figure out exactly what you will pay is to get quotes from as many companies as possible. Each insurance company uses a different rate calculation, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Mazda CX-9 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mazda CX-9 Sport 2WD $1,364 $114
Mazda CX-9 Grand Touring 2WD $1,406 $117
Mazda CX-9 Sport AWD $1,406 $117
Mazda CX-9 Touring 2WD $1,406 $117
Mazda CX-9 Touring AWD $1,406 $117
Mazda CX-9 Grand Touring AWD $1,446 $121

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mazda CX-9 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Mazda CX-9 $308 $524 $416 $1,406
2022 Mazda CX-9 $298 $502 $430 $1,388
2021 Mazda CX-9 $282 $484 $442 $1,366
2020 Mazda CX-9 $270 $450 $452 $1,330
2019 Mazda CX-9 $260 $424 $456 $1,298
2018 Mazda CX-9 $248 $380 $460 $1,246
2017 Mazda CX-9 $232 $350 $460 $1,200
2016 Mazda CX-9 $224 $328 $464 $1,174
2015 Mazda CX-9 $220 $306 $474 $1,158
2014 Mazda CX-9 $202 $284 $474 $1,118
2013 Mazda CX-9 $198 $258 $478 $1,092
2012 Mazda CX-9 $184 $236 $474 $1,052
2011 Mazda CX-9 $174 $214 $474 $1,020
2010 Mazda CX-9 $168 $192 $468 $986
2009 Mazda CX-9 $166 $188 $460 $972
2008 Mazda CX-9 $162 $178 $452 $950
2007 Mazda CX-9 $148 $170 $446 $922

Rates are averaged for all Mazda CX-9 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Cheapest Mazda CX-9 Insurance

Finding better rates on Mazda CX-9 insurance requires avoiding accidents and violations, having above-average credit, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Set aside time to compare rates at least every other year by getting rate quotes from direct insurance companies, and also from several local insurance agents.

The list below is a recap of the car insurance concepts covered above.

  • High-risk drivers that have major violations or accidents pay on average $1,630 more each year for car insurance
  • It is possible to save as much as $170 per year simply by quoting early and online
  • Increasing policy deductibles could save as much as $550 each year
  • Drivers who require higher liability limits will pay about $460 annually to increase from 30/60 bodily injury limits to a 250/500 level

Rates by Driver Age

Mazda CX-9 Insurance Rates by Driver Age
Driver Age Premium
16 $5,228
20 $3,230
30 $1,466
40 $1,406
50 $1,284
60 $1,258

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-9 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,770
$250 $1,604
$500 $1,406
$1,000 $1,216

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-9 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,406
50/100 $1,529
100/300 $1,633
250/500 $1,904
100 CSL $1,571
300 CSL $1,800
500 CSL $1,966

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-9 Insurance Rates for High Risk Drivers
Age Premium
16 $7,456
20 $5,140
30 $3,102
40 $3,036
50 $2,896
60 $2,868

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $194

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $73
Homeowner $21
5-yr Accident Free $102
5-yr Claim Free $91
Paid in Full/EFT $64
Advance Quote $69
Online Quote $100
Total Discounts $595
Rate after discounts $811

Discounts are estimated and may not be available from every company or in every state.

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