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Cheapest 2010 Honda Accord Insurance Rates in 2024

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 4, 2023

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Trying to find the cheapest car insurance rates for your Honda Accord? Tired of being strong-armed to buy car insurance? Your situation is no different than most other car owners.

With so many insurance companies to choose from, it’s nearly impossible to locate the cheapest company.

Consumers need to take a look at other company’s rates every six months because insurance rates are variable and change quite frequently. Even if you think you had the best deal on Accord coverage a year ago other companies may now be cheaper. Don’t believe everything you read about car insurance online, so I’m going to show you a lot of great tips on how to put money back in your pocket.

Buying car insurance is quite easy. In a nutshell, every driver who is shopping for insurance coverage will be able to find better rates. Nevertheless, drivers do need to understand how companies market on the web.

Compare Auto Insurance Costs

Most companies such as Allstate, GEICO and Progressive give prices online. Getting online rates doesn’t take a lot of time as you just type in the amount of coverage you want as detailed in the form. When the form is submitted, their system gets your driving record and credit report and quotes a price. Online price quotes simplifies rate comparisons, but the time it takes to visit different websites and enter the same data into a form is monotonous and tiresome. Unfortunately, it is important to compare as many rates as possible in order to get a better rate.

Compare rates the easy way

A less time-consuming method to find better auto insurance pricing uses one simple form that analyzes rates from more than one company. The form is fast, eliminates repetitive work, and makes online shopping a little more enjoyable. Immediately after submitting the form, your coverage is rated and you can choose any one of the resulting price quotes. If you find a better price you simply finish the application and purchase coverage. This process takes 15 minutes at the most and could lower your rates considerably.

If you want to compare pricing, click here and fill out the form. If you have coverage now, it’s recommended that you enter the limits and deductibles just like they are on your policy. Doing this assures you will receive a fair comparison using the same coverage and limits.

Tailor your coverage to you

When buying the right insurance coverage, there is no one size fits all plan. Coverage needs to be tailored to your specific needs so this has to be addressed. Here are some questions about coverages that might point out if your insurance needs could use an agent’s help.

  • What is the minimum liability in my state?
  • Do I have coverage when using my vehicle for my home business?
  • Am I covered if I break a side mirror?
  • Does coverage extend to Mexico or Canada?
  • Am I covered when pulling a rental trailer?
  • Do I benefit by insuring my home with the same company?
  • Does insurance cover tools stolen from my truck?
  • When does my teenage driver need to be added to my policy?
  • Exactly who is provided coverage by my policy?
  • At what point should I drop full coverage?

If it’s difficult to answer those questions but one or more may apply to you, then you may want to think about talking to an agent. To find an agent in your area, fill out this quick form or click here for a list of auto insurance companies in your area.

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

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Specifics of your insurance policy

Knowing the specifics of a insurance policy can be of help when determining appropriate coverage at the best deductibles and correct limits. The coverage terms in a policy can be ambiguous and coverage can change by endorsement. Shown next are typical coverages found on most insurance policies.

Medical expense insurance – Medical payments and Personal Injury Protection insurance reimburse you for immediate expenses for things like chiropractic care, EMT expenses, nursing services, rehabilitation expenses and X-ray expenses. They are often utilized in addition to your health insurance policy or if you do not have health coverage. Medical payments and PIP cover not only the driver but also the vehicle occupants in addition to any family member struck as a pedestrian. Personal injury protection coverage is not universally available and gives slightly broader coverage than med pay

Collision – This coverage covers damage to your Accord resulting from colliding with an object or car. You will need to pay your deductible and the rest of the damage will be paid by collision coverage.

Collision can pay for things like colliding with a tree, hitting a mailbox, hitting a parking meter and scraping a guard rail. Collision is rather expensive coverage, so consider dropping it from lower value vehicles. It’s also possible to bump up the deductible to bring the cost down.

Protection from uninsured/underinsured drivers – Uninsured or Underinsured Motorist coverage protects you and your vehicle’s occupants when the “other guys” are uninsured or don’t have enough coverage. Covered losses include injuries to you and your family and damage to your Honda Accord.

Because many people only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. That’s why carrying high Uninsured/Underinsured Motorist coverage is a good idea.

Liability insurance – Liability coverage provides protection from injuries or damage you cause to other’s property or people that is your fault. It protects YOU from claims by other people. It does not cover your injuries or vehicle damage.

Coverage consists of three different limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You might see policy limits of 25/50/25 which stand for $25,000 bodily injury coverage, a limit of $50,000 in injury protection per accident, and a limit of $25,000 paid for damaged property.

Liability insurance covers claims such as funeral expenses, court costs, emergency aid and medical services. How much liability coverage do you need? That is your choice, but buy as much as you can afford.

Comprehensive (Other than Collision) – This coverage will pay to fix damage that is not covered by collision coverage. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage.

Comprehensive coverage pays for claims like rock chips in glass, damage from getting keyed, damage from a tornado or hurricane, hitting a bird and hail damage. The highest amount you can receive from a comprehensive claim is the market value of your vehicle, so if the vehicle’s value is low it’s probably time to drop comprehensive insurance.

Use our FREE quote tool to compare rates now!

Frequently Asked Questions

How can I find the cheapest car insurance rates for my Honda Accord?

To find the cheapest car insurance rates for your Honda Accord, you can compare quotes from different companies. You can either visit individual insurance company websites and enter your information multiple times, or you can use a form that analyzes rates from multiple companies simultaneously. This will help you find better rates and save money.

Why should I compare car insurance rates?

Insurance rates are variable and change frequently. Even if you had the best deal on Accord coverage a year ago, other companies may now offer cheaper rates. Comparing rates allows you to ensure you are getting the most affordable coverage available.

How can I tailor my insurance coverage to my specific needs?

Insurance coverage should be customized to your specific needs. Consider factors such as your driving habits, the value of your vehicle, and your risk tolerance. If you find it difficult to determine the appropriate coverage for your situation, it may be helpful to consult with an insurance agent who can provide guidance.

What are some typical coverages found in most insurance policies?

Some common coverages found in most insurance policies include:

  • Medical expense insurance: Reimburses immediate medical expenses for injuries resulting from accidents.
  • Collision coverage: Covers damage to your vehicle resulting from collisions with objects or other cars.
  • Uninsured/Underinsured Motorist coverage: Protects you and your vehicle’s occupants when involved in an accident with uninsured or underinsured drivers.
  • Liability insurance: Provides protection from claims for injuries or damage caused to others.
  • Comprehensive coverage: Pays for damage to your vehicle from non-collision events like theft, fire, or natural disasters.

How can I save money on car insurance?

To save money on car insurance, you can:

  • Compare quotes from multiple insurance companies.
  • Consider increasing your deductibles.
  • Maintain a good driving record.
  • Take advantage of available discounts (e.g., safe driver, multi-policy, or anti-theft discounts).
  • Evaluate your coverage needs regularly to ensure you’re not paying for unnecessary or duplicate coverage.

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

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