Audi Q3 Insurance Rates

Audi Q3 car insurance rates amount to $1,586 a year, or $132 a month on average for comprehensive coverage. 

There are a number of factors that ultimately determine what your Audi Q3 insurance premium will look like. For example, your age, location, and driving record are just three of many things that insurance companies look at to determine your Audi Q3 insurance cost. 

If you want to find cheap Audi Q3 insurance with a reputable provider, all you have to do is read through this comprehensive guide. When you’re ready, use our FREE online quote tool to compare Audi Q3 auto insurance policies from the industry’s top companies.

The average auto insurance rates for an Audi Q3 are $1,370 annually with full coverage. Comprehensive costs around $268, collision insurance costs $484, and liability is estimated at $460. A liability-only policy costs approximately $510 a year, and high-risk insurance costs around $2,976. Teen drivers cost the most to insure at up to $5,224 a year.

Average premium for full coverage: $1,370

Policy rates for type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and for all Q3 models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on insurance rates. Areas with sparse population are shown to have fewer collision claims than larger metro areas. The example below illustrates the effect of geographic area on auto insurance rates.

The examples above demonstrate why everyone should get quotes for a specific zip code and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average Audi Q3 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $790
• Choosing higher $1,000 deductibles can save about $170 annually
• The estimated rate for a good driver age 40 using $500 deductibles is $1,370
• Choosing pricier low deductibles for comp and collision coverage will cost $1,704
• Unlucky drivers with multiple violations and an at-fault accident could pay at least $2,976
• Policy cost with full coverage for a teen driver for full coverage can be $5,224 each year

View Chart as Image

Car insurance rates for an Audi Q3 also range considerably based on the model year and trim level, your driving record, and deductibles and policy limits.

A more mature driver with no driving violations and high physical damage deductibles may pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged as much as $5,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at least $1,600 to $2,300 extra every year, depending on your age. Audi Q3 insurance for high-risk drivers ranges as much as 44% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $510 every year, whereas buying more liability protection will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Audi Q3 insurance prices. A good driver about age 40 could pay as low as $990 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,850 on average in Florida, Michigan, and New York.

View Chart as Image

How to Buy the Best Audi Q3 Insurance

Finding cheaper rates on car insurance takes having a decent driving record, having a good credit score, not filing small claims, and consideration of higher deductibles. Take the time to compare rates every couple of years by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following items are a brief recap of the material that was covered in the above illustrations.

• Policyholders who may need additional liability coverage will pay about $510 every year to raise limits from a 30/60 limit to higher 250/500 limits
• 16 to 18-year-old drivers are the costliest to insure, as much as $435 each month if comprehensive and collision insurance is included
• Higher risk drivers who tend to receive serious violations may pay on average $1,610 more every year than a driver with a clean driving record
• Increasing comprehensive and collision deductibles could save up to $500 each year

As you can see from the information we’ve gone over to this point, it’s clear that there are differences in costs when it comes to an Audi Q3 insurance policy. If you’re looking for affordable Audi Q3 car insurance quotes, the best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi Q3?

It’s important to consider the safety ratings of the Audi Q3 to get a proper understanding of where you might qualify for policy discounts. 

Take a look at the safety ratings of the Audi Q3 below so you can see where you might be eligible for policy discounts.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

For a frame of reference, the Insurance Institute for Highway Safety classifies “Good” as the highest rating possible. Since the Audi Q3 achieved that mark in every part of the SUV that was tested, this is good news if you like low insurance rates.

Audi Q3 Compared Against Other Vehicles in the Same Class

Officially, the Audi Q3 is classified as a small luxury SUV by the Insurance Institute for Highway Safety, which provides a detailed list of insurance loss percentages. Other luxury crossovers that are comparable to the Audi Q3 include the following:

• BMW X1
• Infiniti QX30
• Lincoln MKC

It’s important to know the Audi Q3’s competition because you can end up saving more on your policy if the Audi Q3 reflects a better loss ratio than other similar models. 

As it turns out, the Audi Q3 has a bodily injury liability loss percentage of 8 percent and a property damage liability loss percentage of 7 percent. Both of these figures are considered average for this vehicle class.

Now that we have gone into extensive detail about how Audi Q3 insurance rates are calculated, is there anything we might have missed? If not, enter your five-digit ZIP code into our free online tool to start comparing Audi Q3 quotes from multiple companies.