Audi Q3 Insurance Rates

Audi Q3 car insurance rates amount to $1,586 a year, or $132 a month on average for comprehensive coverage. 

There are a number of factors that ultimately determine what your Audi Q3 insurance premium will look like. For example, your age, location, and driving record are just three of many things that insurance companies look at to determine your Audi Q3 insurance cost. 

If you want to find cheap Audi Q3 insurance with a reputable provider, all you have to do is read through this comprehensive guide. When you’re ready, use our FREE online quote tool to compare Audi Q3 auto insurance policies from the industry’s top companies.

U.S. average insurance rates for an Audi Q3 are $1,370 a year for full coverage insurance. Comprehensive insurance costs an estimated $268 a year, collision insurance costs $484, and liability costs $460. Liability-only coverage costs as little as $510 a year, and high-risk coverage costs $2,976 or more. Teens pay the highest rates at up to $5,224 a year.

Average premium for full coverage: $1,370

Price estimates broken down by individual coverage:

These estimates include $500 policy deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and Q3 trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on the price of insurance. More rural locations have lower incidents of physical damage claims than cities with more traffic congestion. The diagram below illustrates how rural and urban location affects insurance prices.

The ranges above illustrate why it is important to compare rates for a targeted area, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Audi Q3 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $790
• Drivers who choose higher $1,000 deductibles will pay approximately $1,200 each year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,370
• Selecting low $100 deductibles for comprehensive and collision insurance will cost an additional $334 every year
• Higher-risk drivers with serious driving violations could pay up to $2,976
• The price that insures a teen driver can cost as much as $5,224 a year

View Chart as Image

Auto insurance prices for an Audi Q3 are also quite variable based on the trim level of your Q3, your age and driving record, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are probably paying $1,600 to $2,300 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 130% more than the average policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay at least $5,200 a year. View Rates by Age

The state you live in makes a big difference in Audi Q3 insurance prices. A 40-year-old driver could pay as low as $900 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,850 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $510 every year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

How to Find Cheap Audi Q3 Insurance

Getting lower rates on car insurance not only requires avoiding accidents and claims, but also maintaining a good credit score, not filing small claims, and consideration of higher deductibles. Compare rates at least every other year by getting quotes from direct insurance companies, and also from local insurance agencies.

The points below are a brief summary of the car insurance concepts raised in the charts and tables above.

• Higher risk drivers that tend to have accidents or serious violations may have to pay on average $1,610 more annually to insure an Audi Q3
• It is possible to save approximately $160 per year just by quoting early and online
• Increasing physical damage deductibles can save approximately $500 each year
• Policyholders who want increased liability limits will pay approximately $510 annually to go from a low limit to the 250/500 level

As you can see from the information we’ve gone over to this point, it’s clear that there are differences in costs when it comes to an Audi Q3 insurance policy. If you’re looking for affordable Audi Q3 car insurance quotes, the best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi Q3?

It’s important to consider the safety ratings of the Audi Q3 to get a proper understanding of where you might qualify for policy discounts. 

Take a look at the safety ratings of the Audi Q3 below so you can see where you might be eligible for policy discounts.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

For a frame of reference, the Insurance Institute for Highway Safety classifies “Good” as the highest rating possible. Since the Audi Q3 achieved that mark in every part of the SUV that was tested, this is good news if you like low insurance rates.

Audi Q3 Compared Against Other Vehicles in the Same Class

Officially, the Audi Q3 is classified as a small luxury SUV by the Insurance Institute for Highway Safety, which provides a detailed list of insurance loss percentages. Other luxury crossovers that are comparable to the Audi Q3 include the following:

• BMW X1
• Infiniti QX30
• Lincoln MKC

It’s important to know the Audi Q3’s competition because you can end up saving more on your policy if the Audi Q3 reflects a better loss ratio than other similar models. 

As it turns out, the Audi Q3 has a bodily injury liability loss percentage of 8 percent and a property damage liability loss percentage of 7 percent. Both of these figures are considered average for this vehicle class.

Now that we have gone into extensive detail about how Audi Q3 insurance rates are calculated, is there anything we might have missed? If not, enter your five-digit ZIP code into our free online tool to start comparing Audi Q3 quotes from multiple companies.