Audi Q3 Insurance Rates

Audi Q3 car insurance rates amount to $1,586 a year, or $132 a month on average for comprehensive coverage. 

There are a number of factors that ultimately determine what your Audi Q3 insurance premium will look like. For example, your age, location, and driving record are just three of many things that insurance companies look at to determine your Audi Q3 insurance cost. 

If you want to find cheap Audi Q3 insurance with a reputable provider, all you have to do is read through this comprehensive guide. When you’re ready, use our FREE online quote tool to compare Audi Q3 auto insurance policies from the industry’s top companies.

Average insurance rates for an Audi Q3 are $1,370 a year for full coverage. Comprehensive insurance costs on average $268, collision costs $484, and liability coverage is estimated at $460. A liability-only policy costs approximately $510 a year, with high-risk insurance costing $2,976 or more. Teen drivers receive the highest rates at $5,224 a year or more.

Average premium for full coverage: $1,370

Rate estimates by individual coverage type:

Estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and for different Q3 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on car insurance rates. Rural areas tend to have a lower frequency of accident claims than larger metro areas.

The price range example below illustrates the difference between rural and urban areas on car insurance rates.

These examples show why anyone shopping for car insurance should get quotes based on a specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated Audi Q3 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $790
• Choosing higher $1,000 deductibles can save around $170 a year
• The average rate for a 40-year-old driver with $500 deductibles is $1,370
• Choosing more expensive low deductibles for comp and collision coverage will cost an extra $334 each year
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,976 or more
• The cost for full coverage for a teenage driver with full coverage may cost $5,224 each year

View Chart as Image

Insurance rates for an Audi Q3 can also vary considerably based on your driver profile, the trim level of your Q3, and policy deductibles and limits.

An older driver with a clean driving record and high deductibles may only pay around $1,300 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay upwards of $5,200 a year. View Rates by Age

Where you live plays a big part in determining prices for Audi Q3 insurance rates. A good driver about age 40 could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,960 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles can save as much as $510 a year, while increasing your policy's liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at a minimum $1,600 to $2,300 extra per year, depending on your age. High-risk driver insurance ranges around 44% to 130% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to know exactly what you will pay is to compare rates and see how they stack up. Each auto insurer uses a different rate calculation, so the rates can be significantly different from one company to the next.

How to Find Low Cost Audi Q3 Insurance

Saving money on auto insurance takes being a safe and courteous driver, maintaining good credit, eliminating unneeded coverage, and bundling your home and auto policies. Set aside time to compare rates every year by quoting rates from direct carriers like GEICO and Progressive, and also from your local insurance agents.

Below is a review of the coverage data covered above.

• Drivers can save as much as $160 per year simply by shopping early and online
• Increasing deductibles can save around $500 each year
• Teenage drivers pay the highest rates, costing as high as $435 per month for full coverage
• Drivers who have several accidents or serious violations will pay on average $1,610 more each year for auto insurance

As you can see from the information we’ve gone over to this point, it’s clear that there are differences in costs when it comes to an Audi Q3 insurance policy. If you’re looking for affordable Audi Q3 car insurance quotes, the best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi Q3?

It’s important to consider the safety ratings of the Audi Q3 to get a proper understanding of where you might qualify for policy discounts. 

Take a look at the safety ratings of the Audi Q3 below so you can see where you might be eligible for policy discounts.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

For a frame of reference, the Insurance Institute for Highway Safety classifies “Good” as the highest rating possible. Since the Audi Q3 achieved that mark in every part of the SUV that was tested, this is good news if you like low insurance rates.

Audi Q3 Compared Against Other Vehicles in the Same Class

Officially, the Audi Q3 is classified as a small luxury SUV by the Insurance Institute for Highway Safety, which provides a detailed list of insurance loss percentages. Other luxury crossovers that are comparable to the Audi Q3 include the following:

• BMW X1
• Infiniti QX30
• Lincoln MKC

It’s important to know the Audi Q3’s competition because you can end up saving more on your policy if the Audi Q3 reflects a better loss ratio than other similar models. 

As it turns out, the Audi Q3 has a bodily injury liability loss percentage of 8 percent and a property damage liability loss percentage of 7 percent. Both of these figures are considered average for this vehicle class.

Now that we have gone into extensive detail about how Audi Q3 insurance rates are calculated, is there anything we might have missed? If not, enter your five-digit ZIP code into our free online tool to start comparing Audi Q3 quotes from multiple companies.