Lincoln MKC Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Apr 14, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Estimated insurance rates for a Lincoln MKC are $1,408 a year with full coverage. Comprehensive costs around $270, collision costs $538, and liability insurance costs $442. Liability-only coverage costs as little as $496 a year, with high-risk coverage costing around $3,070. Teens pay the most at $5,352 a year or more.
Average premium for full coverage: $1,408
Premium estimates for type of coverage:
Rates are based on $500 deductible amounts, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all U.S. states and for all MKC models.
Insurance Price Range by Risk and Coverage
For an average driver, insurance rates for a Lincoln MKC go from the low end price of $496 for just the minimum liability insurance to the much higher price of $3,070 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Your location has a significant impact on insurance rates. Areas with sparse population are statistically proven to have lower incidents of collision claims than cities with more traffic congestion.
The example below illustrates the effect of geographic area on auto insurance rates.
These rate differences demonstrate why everyone should compare rates for a specific zip code, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below details estimated Lincoln MKC insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $804
- Drivers who choose higher $1,000 deductibles will pay about $182 annually
- The estimated price for a 40-year-old good driver using $500 deductibles is $1,408
- Selecting pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,766
- High risk drivers with serious driving violations could pay at least $3,070 or more
- An auto insurance policy that insures a teen driver for full coverage can be $5,352 a year
Insurance prices for a Lincoln MKC also have a wide range based on the model of your MKC, your age and driving habits, and deductibles and policy limits.
If you have a few violations or you caused an accident, you may be forking out at least $1,700 to $2,300 extra annually, depending on your age. Lincoln MKC insurance for high-risk drivers can cost anywhere from 43% to 134% more than the average policy. View High Risk Driver Rates
A more mature driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay as much as $5,300 a year. View Rates by Age
Where you choose to live makes a big difference in Lincoln MKC insurance rates. A 40-year-old driver could pay as low as $1,020 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,900 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,274 | -$134 | -9.5% |
| Alaska | $1,082 | -$326 | -23.2% |
| Arizona | $1,170 | -$238 | -16.9% |
| Arkansas | $1,408 | -$0 | 0.0% |
| California | $1,606 | $198 | 14.1% |
| Colorado | $1,346 | -$62 | -4.4% |
| Connecticut | $1,448 | $40 | 2.8% |
| Delaware | $1,594 | $186 | 13.2% |
| Florida | $1,762 | $354 | 25.1% |
| Georgia | $1,300 | -$108 | -7.7% |
| Hawaii | $1,012 | -$396 | -28.1% |
| Idaho | $954 | -$454 | -32.2% |
| Illinois | $1,050 | -$358 | -25.4% |
| Indiana | $1,062 | -$346 | -24.6% |
| Iowa | $950 | -$458 | -32.5% |
| Kansas | $1,338 | -$70 | -5.0% |
| Kentucky | $1,922 | $514 | 36.5% |
| Louisiana | $2,086 | $678 | 48.2% |
| Maine | $868 | -$540 | -38.4% |
| Maryland | $1,164 | -$244 | -17.3% |
| Massachusetts | $1,128 | -$280 | -19.9% |
| Michigan | $2,448 | $1,040 | 73.9% |
| Minnesota | $1,178 | -$230 | -16.3% |
| Mississippi | $1,688 | $280 | 19.9% |
| Missouri | $1,250 | -$158 | -11.2% |
| Montana | $1,514 | $106 | 7.5% |
| Nebraska | $1,110 | -$298 | -21.2% |
| Nevada | $1,690 | $282 | 20.0% |
| New Hampshire | $1,014 | -$394 | -28.0% |
| New Jersey | $1,576 | $168 | 11.9% |
| New Mexico | $1,248 | -$160 | -11.4% |
| New York | $1,484 | $76 | 5.4% |
| North Carolina | $812 | -$596 | -42.3% |
| North Dakota | $1,154 | -$254 | -18.0% |
| Ohio | $974 | -$434 | -30.8% |
| Oklahoma | $1,448 | $40 | 2.8% |
| Oregon | $1,290 | -$118 | -8.4% |
| Pennsylvania | $1,344 | -$64 | -4.5% |
| Rhode Island | $1,880 | $472 | 33.5% |
| South Carolina | $1,276 | -$132 | -9.4% |
| South Dakota | $1,190 | -$218 | -15.5% |
| Tennessee | $1,234 | -$174 | -12.4% |
| Texas | $1,698 | $290 | 20.6% |
| Utah | $1,044 | -$364 | -25.9% |
| Vermont | $964 | -$444 | -31.5% |
| Virginia | $844 | -$564 | -40.1% |
| Washington | $1,090 | -$318 | -22.6% |
| West Virginia | $1,292 | -$116 | -8.2% |
| Wisconsin | $976 | -$432 | -30.7% |
| Wyoming | $1,254 | -$154 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles could save up to $540 each year, whereas buying more liability protection will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $398 more per year. View Rates by Deductible or Liability Limit
With such a large range in prices, the best way to find out your exact price is to regularly compare prices from as many companies as possible. Every company calculates prices differently, so the prices will be substantially different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Lincoln MKC | $286 | $558 | $430 | $1,432 |
| 2019 Lincoln MKC | $270 | $538 | $442 | $1,408 |
| 2018 Lincoln MKC | $260 | $500 | $452 | $1,370 |
| 2017 Lincoln MKC | $250 | $470 | $456 | $1,334 |
| 2016 Lincoln MKC | $240 | $422 | $460 | $1,280 |
| 2015 Lincoln MKC | $224 | $388 | $460 | $1,230 |
Rates are averaged for all Lincoln MKC models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Lincoln MKC Insurance
Finding better rates on Lincoln MKC insurance not only requires having a good driving record, but also having above-average credit, being claim-free, and insuring your home and auto with the same company. Compare rates at every other renewal by getting quotes from direct companies, and also from your local independent and exclusive agents.
The next list is a quick review of the concepts that were covered in the above illustrations.
- High-risk drivers with a DUI or reckless driving violation may pay on average $1,660 more every year to buy Lincoln MKC insurance
- Drivers age 20 and younger pay higher prices, possibly costing $446 per month if full coverage is included
- You may be able to save up to $170 per year simply by quoting online well ahead of the renewal date
- Increasing policy deductibles can save approximately $550 each year
- You may be able to save up to $170 per year simply by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,352 |
| 20 | $3,278 |
| 30 | $1,466 |
| 40 | $1,408 |
| 50 | $1,290 |
| 60 | $1,266 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,766 |
| $250 | $1,600 |
| $500 | $1,408 |
| $1,000 | $1,226 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,408 |
| 50/100 | $1,496 |
| 100/300 | $1,607 |
| 250/500 | $1,894 |
| 100 CSL | $1,541 |
| 300 CSL | $1,784 |
| 500 CSL | $1,961 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,634 |
| 20 | $5,230 |
| 30 | $3,132 |
| 40 | $3,070 |
| 50 | $2,934 |
| 60 | $2,908 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $75 |
| Multi-vehicle | $76 |
| Homeowner | $21 |
| 5-yr Accident Free | $105 |
| 5-yr Claim Free | $92 |
| Paid in Full/EFT | $64 |
| Advance Quote | $71 |
| Online Quote | $100 |
| Total Discounts | $604 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
