Volvo V70 Insurance Rates
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UPDATED: May 12, 2022
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Average insurance rates for a Volvo V70 are $850 a year for full coverage insurance. Comprehensive insurance costs on average $150 each year, collision insurance costs $188, and liability insurance is $376. Buying just liability costs around $426 a year, and insurance for high-risk drivers costs $1,816 or more. 16-year-old drivers receive the highest rates at up to $3,376 a year.
Average premium for full coverage: $850
Rate estimates by individual coverage type:
Rates are based on $500 deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and V70 models.
Price Range by Coverage and Risk
Using a 40-year-old driver as an example, prices range range from as low as $426 for your basic liability-only policy to a high rate of $1,816 for a driver required to buy high-risk insurance.
Price Range by Location
Choosing to live in a large city has a significant impact on insurance rates. Rural areas tend to have a lower frequency of physical damage claims than congested cities. The graphic below illustrates how rural and urban location affects car insurance rates.
These examples illustrate why all drivers should compare rates quotes based on a specific location and risk profile, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below illustrates average Volvo V70 insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $517
- Raising to $1,000 deductibles will save around $78 each year
- The average rate for a 40-year-old driver with $500 deductibles is $850
- Buying low deductibles will cost an extra $144 a year
- Higher-risk drivers with multiple tickets or accidents could pay upwards of $1,816
- The cost for full coverage for a teen driver may cost $3,376
Auto insurance rates for a Volvo V70 can also vary considerably based on your driver profile, the model year and trim level, and policy deductibles and limits.
More mature drivers with a good driving record and high deductibles could pay as little as $800 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay upwards of $3,300 a year. View Rates by Age
Where you live also has a big influence on Volvo V70 insurance rates. A middle-age driver might find rates as low as $560 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,150 on average in Michigan, New York, and Florida.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Opting for high physical damage deductibles can reduce rates by up to $230 each year, whereas increasing liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost as much as $339 extra every year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are probably paying at a minimum $1,000 to $1,400 in extra premium per year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 41% to 131% more than the average rate. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
|Model and Trim||Annual Premium||Monthly Premium|
|Volvo V70 3.2 A||$850||$71|
|Volvo V70 3.2 A||$850||$71|
|Volvo V70 3.2 R-Design||$864||$72|
Rates assume 2001 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2004 Volvo V70||$154||$198||$380||$868|
Rates are averaged for all Volvo V70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Volvo V70 Insurance
Saving money on Volvo V70 insurance consists of not taking risks behind the wheel, having good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Set aside time to shop around at every policy renewal by requesting rates from direct insurance companies like GEICO and Progressive, and also from local independent and exclusive agents.
The following is a quick review of the data raised in the charts and tables above.
- Drivers who require higher liability limits will pay around $410 annually to raise from a minimum limit to 250/500 limits
- It is possible to save as much as $90 per year just by quoting online in advance
- Increasing deductibles can save around $225 each year
- Teens are charged the highest rates, costing up to $281 per month if they have full coverage
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$52|
|5-yr Claim Free||$53|
|Paid in Full/EFT||$31|
Discounts are estimated and may not be available from every company or in every state.