Volvo V70 Insurance Rates

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UPDATED: Jun 2, 2023

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Estimated insurance rates for a Volvo V70 are $850 a year for full coverage. Comprehensive costs on average $150, collision costs $188, and liability insurance is $376. A liability-only policy costs around $426 a year, with high-risk insurance costing around $1,816. Teenage drivers pay the most at $3,376 a year or more.

Average premium for full coverage: $850

Premium estimates by type of coverage:

Comprehensive $150
Collision $188
Liability $376

These estimates include $500 deductible amounts, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all states and for different V70 trim levels.

Insurance Price Range by Risk and Coverage

For a driver around age 40, insurance rates for a Volvo V70 go from the low end price of $426 for just liability coverage to a much higher rate of $1,816 for a driver that may need high-risk insurance.

Liability Only $426
Full Coverage $850
High Risk $1,816

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on car insurance rates. Rural areas are statistically proven to have lower incidents of accident claims than densely populated cities.

The price range example below illustrates the difference between rural and urban areas on car insurance rates.

Rural Areas $638
Small Cities $893
Large Cities $1,148

These rate differences show why anyone shopping for car insurance should compare rates quotes based on a specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below shows estimated Volvo V70 insurance rates for different risk profiles and scenarios.

  • The best discount rate is $517
  • Raising to $1,000 deductibles will save around $78 a year
  • The estimated price for a 40-year-old good driver with $500 deductibles is $850
  • Using more expensive low deductibles bumps up the cost to $994
  • Higher-risk drivers who are prone to accidents and violations could pay upwards of $1,816 or more
  • An auto insurance policy that insures a teen driver with full coverage may cost $3,376

View Chart as Image

Volvo V70 insurance cost comparison chart
Column chart showing full coverage Volvo V70 insurance rates range from $517 to $3,376

Auto insurance prices for a Volvo V70 also have a wide range based on the model year and trim level, how you drive, and policy deductibles and limits.

If you have a few violations or you caused an accident, you could be paying at a minimum $1,000 to $1,400 in extra premium annually, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 41% to 131% more than a normal policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $800 every 12 months on average, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay upwards of $3,300 a year. View Rates by Age

Where you choose to live also has a big influence on Volvo V70 insurance rates. A middle-age driver might find prices as low as $560 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,210 on average in Michigan, Louisiana, and New York.

Volvo V70 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $766 -$84 -9.9%
Alaska $650 -$200 -23.5%
Arizona $704 -$146 -17.2%
Arkansas $850 -$0 0.0%
California $966 $116 13.6%
Colorado $810 -$40 -4.7%
Connecticut $872 $22 2.6%
Delaware $958 $108 12.7%
Florida $1,060 $210 24.7%
Georgia $786 -$64 -7.5%
Hawaii $610 -$240 -28.2%
Idaho $574 -$276 -32.5%
Illinois $632 -$218 -25.6%
Indiana $640 -$210 -24.7%
Iowa $572 -$278 -32.7%
Kansas $806 -$44 -5.2%
Kentucky $1,156 $306 36.0%
Louisiana $1,254 $404 47.5%
Maine $524 -$326 -38.4%
Maryland $700 -$150 -17.6%
Massachusetts $676 -$174 -20.5%
Michigan $1,472 $622 73.2%
Minnesota $710 -$140 -16.5%
Mississippi $1,016 $166 19.5%
Missouri $754 -$96 -11.3%
Montana $910 $60 7.1%
Nebraska $668 -$182 -21.4%
Nevada $1,016 $166 19.5%
New Hampshire $614 -$236 -27.8%
New Jersey $948 $98 11.5%
New Mexico $750 -$100 -11.8%
New York $892 $42 4.9%
North Carolina $488 -$362 -42.6%
North Dakota $696 -$154 -18.1%
Ohio $584 -$266 -31.3%
Oklahoma $870 $20 2.4%
Oregon $776 -$74 -8.7%
Pennsylvania $808 -$42 -4.9%
Rhode Island $1,132 $282 33.2%
South Carolina $768 -$82 -9.6%
South Dakota $716 -$134 -15.8%
Tennessee $742 -$108 -12.7%
Texas $1,022 $172 20.2%
Utah $628 -$222 -26.1%
Vermont $578 -$272 -32.0%
Virginia $508 -$342 -40.2%
Washington $656 -$194 -22.8%
West Virginia $776 -$74 -8.7%
Wisconsin $586 -$264 -31.1%
Wyoming $754 -$96 -11.3%

View Chart as Image

Volvo V70 insurance rates by U.S. city

Using high physical damage deductibles can reduce prices by up to $230 each year, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $339 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know exactly what you will pay is to compare prices from as many companies as possible. Every auto insurance company uses a different method to calculate prices, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Volvo V70 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Volvo V70 3.2 A $850 $71
Volvo V70 3.2 A $850 $71
Volvo V70 3.2 R-Design $864 $72

Rates assume 2000 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Volvo V70 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium

Rates are averaged for all Volvo V70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Volvo V70 Insurance

Finding better rates on Volvo V70 insurance consists of having a good driving record, maintaining a good credit score, not filing small claims, and taking advantage of discounts. Compare prices once a year by getting quotes from direct carriers, and also from local exclusive and independent agents.

The next list is a brief summary of the data that was covered above.

  • Drivers can save as much as $90 per year simply by shopping early and online
  • Drivers who require increased levels of liability coverage will pay an extra $410 each year to raise from 30/60 bodily injury limits to the 250/500 level
  • Drivers age 20 and younger are charged the highest prices, as much as $281 per month if the policy includes full coverage
  • High-risk drivers that tend to have accidents or serious violations may pay on average $970 more each year to buy Volvo V70 insurance

Rates by Driver Age

Volvo V70 Insurance Rates by Driver Age
Driver Age Premium
16 $3,376
20 $1,930
30 $866
40 $850
50 $780
60 $766

Full coverage, $500 deductibles

Rates by Deductible

Volvo V70 Insurance Rates with Different Deductibles
Deductible Premium
$100 $994
$250 $930
$500 $850
$1,000 $772

Full coverage, driver age 40

Rates by Liability Limit

Volvo V70 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $850
50/100 $939
100/300 $1,033
250/500 $1,278
100 CSL $977
300 CSL $1,184
500 CSL $1,334

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo V70 Insurance Rates for High Risk Drivers
Age Premium
16 $4,752
20 $3,068
30 $1,834
40 $1,816
50 $1,734
60 $1,714

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $112

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $43
Multi-vehicle $45
Homeowner $15
5-yr Accident Free $52
5-yr Claim Free $53
Paid in Full/EFT $31
Advance Quote $37
Online Quote $57
Total Discounts $333
Rate after discounts $517

Discounts are estimated and may not be available from every company or in every state.

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