Volvo V70 Insurance Rates

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UPDATED: Jun 2, 2023

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U.S. average auto insurance rates for a Volvo V70 are $850 annually with full coverage. Comprehensive insurance costs on average $150 a year, collision insurance costs $188, and liability insurance costs around $376. A policy with just liability insurance costs as low as $426 a year, and coverage for high-risk drivers costs $1,816 or more. 16-year-old drivers pay the highest rates at up to $3,376 a year.

Average premium for full coverage: $850

Price estimates by individual coverage:

Comprehensive $150
Collision $188
Liability $376

Prices are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and V70 trim levels.

Price Range from Low to High

Using a 40-year-old driver as an example, Volvo V70 insurance prices range from as cheap as $426 for the bare minimum liability coverage to a high of $1,816 for a driver who has had serious violations or accidents.

Liability Only $426
Full Coverage $850
High Risk $1,816

Geographic Price Range

Where you live has a significant impact on auto insurance rates. Rural areas have fewer collision claims than congested cities. The diagram below illustrates how rural and urban location affects car insurance rates.

Rural Areas $638
Small Cities $893
Large Cities $1,148

The ranges above demonstrate why it is important to compare prices based on a specific location and their own personal driving habits, rather than relying on rate averages.

Use the form below to get customized rates for your location.

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Additional Rate Information

The chart below details average Volvo V70 insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $517
  • Using higher $1,000 deductibles will save around $772 annually
  • The estimated rate for the average middle-age driver with $500 deductibles is $850
  • Buying low $100 deductibles for physical damage coverage costs an additional $144 a year
  • Drivers with multiple tickets or accidents could pay upwards of $1,816
  • The price with full coverage for a teen driver may cost $3,376 or more

View Chart as Image

Volvo V70 insurance cost comparison chart
Column chart showing Volvo V70 insurance prices range from $517 to $3,376 for full coverage

Insurance prices for a Volvo V70 are also quite variable based on the trim level and model year, your driving record, and policy deductibles and limits.

Older drivers with a clean driving record and high physical damage deductibles could pay as little as $800 a year for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay upwards of $3,300 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out at a minimum $1,000 to $1,400 extra each year, depending on your age. A high-risk auto insurance policy can be anywhere from 41% to 131% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut prices by as much as $230 each year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $339 more per year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Volvo V70 insurance rates. A driver around age 40 might see prices as low as $610 a year in states like New Hampshire, Ohio, and Utah, or at least $1,150 on average in Florida, Michigan, and New York.

Volvo V70 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $766 -$84 -9.9%
Alaska $650 -$200 -23.5%
Arizona $704 -$146 -17.2%
Arkansas $850 -$0 0.0%
California $966 $116 13.6%
Colorado $810 -$40 -4.7%
Connecticut $872 $22 2.6%
Delaware $958 $108 12.7%
Florida $1,060 $210 24.7%
Georgia $786 -$64 -7.5%
Hawaii $610 -$240 -28.2%
Idaho $574 -$276 -32.5%
Illinois $632 -$218 -25.6%
Indiana $640 -$210 -24.7%
Iowa $572 -$278 -32.7%
Kansas $806 -$44 -5.2%
Kentucky $1,156 $306 36.0%
Louisiana $1,254 $404 47.5%
Maine $524 -$326 -38.4%
Maryland $700 -$150 -17.6%
Massachusetts $676 -$174 -20.5%
Michigan $1,472 $622 73.2%
Minnesota $710 -$140 -16.5%
Mississippi $1,016 $166 19.5%
Missouri $754 -$96 -11.3%
Montana $910 $60 7.1%
Nebraska $668 -$182 -21.4%
Nevada $1,016 $166 19.5%
New Hampshire $614 -$236 -27.8%
New Jersey $948 $98 11.5%
New Mexico $750 -$100 -11.8%
New York $892 $42 4.9%
North Carolina $488 -$362 -42.6%
North Dakota $696 -$154 -18.1%
Ohio $584 -$266 -31.3%
Oklahoma $870 $20 2.4%
Oregon $776 -$74 -8.7%
Pennsylvania $808 -$42 -4.9%
Rhode Island $1,132 $282 33.2%
South Carolina $768 -$82 -9.6%
South Dakota $716 -$134 -15.8%
Tennessee $742 -$108 -12.7%
Texas $1,022 $172 20.2%
Utah $628 -$222 -26.1%
Vermont $578 -$272 -32.0%
Virginia $508 -$342 -40.2%
Washington $656 -$194 -22.8%
West Virginia $776 -$74 -8.7%
Wisconsin $586 -$264 -31.1%
Wyoming $754 -$96 -11.3%

View Chart as Image

Volvo V70 insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Volvo V70 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Volvo V70 3.2 A $850 $71
Volvo V70 3.2 A $850 $71
Volvo V70 3.2 R-Design $864 $72

Rates assume 2000 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Volvo V70 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium

Rates are averaged for all Volvo V70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Affordable Volvo V70 Insurance

Getting lower rates on Volvo V70 insurance requires having a decent driving record, having a good credit history, avoid buying unnecessary coverage, and determing if full coverage is necessary. Set aside time to shop around every other policy renewal by getting price quotes from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following items are a brief review of the ideas that were raised in the charts and tables above.

  • 16 to 18-year-old drivers pay the highest prices, costing up to $281 a month including comprehensive and collision insurance
  • High-risk drivers with DUI or reckless driving convictions pay an average of $970 more each year than a driver with a clean driving record
  • Increasing physical damage deductibles could save up to $225 each year
  • You may be able to save as much as $90 per year just by quoting early and online

Rates by Driver Age

Volvo V70 Insurance Rates by Driver Age
Driver Age Premium
16 $3,376
20 $1,930
30 $866
40 $850
50 $780
60 $766

Full coverage, $500 deductibles

Rates by Deductible

Volvo V70 Insurance Rates with Different Deductibles
Deductible Premium
$100 $994
$250 $930
$500 $850
$1,000 $772

Full coverage, driver age 40

Rates by Liability Limit

Volvo V70 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $850
50/100 $939
100/300 $1,033
250/500 $1,278
100 CSL $977
300 CSL $1,184
500 CSL $1,334

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo V70 Insurance Rates for High Risk Drivers
Age Premium
16 $4,752
20 $3,068
30 $1,834
40 $1,816
50 $1,734
60 $1,714

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $112

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $43
Multi-vehicle $45
Homeowner $15
5-yr Accident Free $52
5-yr Claim Free $53
Paid in Full/EFT $31
Advance Quote $37
Online Quote $57
Total Discounts $333
Rate after discounts $517

Discounts are estimated and may not be available from every company or in every state.

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