Volvo V70 Insurance Rates

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UPDATED: Jun 2, 2023

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Estimated insurance prices for a Volvo V70 are $850 every 12 months including full coverage. Comprehensive insurance costs an estimated $150, collision insurance costs $188, and liability coverage is estimated at $376. Liability-only insurance costs approximately $426 a year, and high-risk driver insurance costs $1,816 or more. Teen drivers pay the most at up to $3,376 a year.

Average premium for full coverage: $850

Premium estimates broken down by type of coverage:

Comprehensive $150
Collision $188
Liability $376

Rate estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and for all V70 models.

Insurance Price Range by Risk and Coverage

For the average driver, insurance rates for a Volvo V70 range from the cheapest price of $426 for basic liability insurance to the much higher price of $1,816 for high-risk insurance.

Liability Only $426
Full Coverage $850
High Risk $1,816

Insurance Price Range by Location

Living in a larger city has a large influence on the price of auto insurance. More rural locations are statistically proven to have more infrequent comprehensive and collision claims than larger metro areas. The example below illustrates how location impacts insurance prices.

Rural Areas $638
Small Cities $893
Large Cities $1,148

These rate differences highlight why everyone should get quotes for a targeted area and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below breaks down average Volvo V70 insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $517
  • Choosing higher $1,000 deductibles can save approximately $78 every year
  • The average price for a 40-year-old good driver who has $500 deductibles is $850
  • Choosing pricier low deductibles for comp and collision coverage costs an extra $144 each year
  • Drivers with multiple violations and an at-fault accident could pay up to $1,816
  • An auto insurance policy to insure a teenage driver for full coverage can cost as much as $3,376 each year

View Chart as Image

Volvo V70 insurance cost comparison chart
Column chart showing Volvo V70 insurance prices range from $517 to $3,376 for full coverage

Insurance prices for a Volvo V70 also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model year and trim level.

Choosing high deductibles can save as much as $230 a year, whereas buying more liability protection will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $339 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may only pay around $800 annually on average, or $67 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay at least $3,300 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying $1,000 to $1,400 additional annually, depending on your age. Volvo V70 insurance for high-risk drivers ranges around 41% to 131% more than average. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Volvo V70 insurance rates. A good driver about age 40 could pay as low as $650 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,210 on average in Louisiana, New York, and Michigan.

Volvo V70 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $766 -$84 -9.9%
Alaska $650 -$200 -23.5%
Arizona $704 -$146 -17.2%
Arkansas $850 -$0 0.0%
California $966 $116 13.6%
Colorado $810 -$40 -4.7%
Connecticut $872 $22 2.6%
Delaware $958 $108 12.7%
Florida $1,060 $210 24.7%
Georgia $786 -$64 -7.5%
Hawaii $610 -$240 -28.2%
Idaho $574 -$276 -32.5%
Illinois $632 -$218 -25.6%
Indiana $640 -$210 -24.7%
Iowa $572 -$278 -32.7%
Kansas $806 -$44 -5.2%
Kentucky $1,156 $306 36.0%
Louisiana $1,254 $404 47.5%
Maine $524 -$326 -38.4%
Maryland $700 -$150 -17.6%
Massachusetts $676 -$174 -20.5%
Michigan $1,472 $622 73.2%
Minnesota $710 -$140 -16.5%
Mississippi $1,016 $166 19.5%
Missouri $754 -$96 -11.3%
Montana $910 $60 7.1%
Nebraska $668 -$182 -21.4%
Nevada $1,016 $166 19.5%
New Hampshire $614 -$236 -27.8%
New Jersey $948 $98 11.5%
New Mexico $750 -$100 -11.8%
New York $892 $42 4.9%
North Carolina $488 -$362 -42.6%
North Dakota $696 -$154 -18.1%
Ohio $584 -$266 -31.3%
Oklahoma $870 $20 2.4%
Oregon $776 -$74 -8.7%
Pennsylvania $808 -$42 -4.9%
Rhode Island $1,132 $282 33.2%
South Carolina $768 -$82 -9.6%
South Dakota $716 -$134 -15.8%
Tennessee $742 -$108 -12.7%
Texas $1,022 $172 20.2%
Utah $628 -$222 -26.1%
Vermont $578 -$272 -32.0%
Virginia $508 -$342 -40.2%
Washington $656 -$194 -22.8%
West Virginia $776 -$74 -8.7%
Wisconsin $586 -$264 -31.1%
Wyoming $754 -$96 -11.3%

View Chart as Image

Volvo V70 insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Volvo V70 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Volvo V70 3.2 A $850 $71
Volvo V70 3.2 A $850 $71
Volvo V70 3.2 R-Design $864 $72

Rates assume 2000 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Volvo V70 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium

Rates are averaged for all Volvo V70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Volvo V70 Insurance

Finding better rates on auto insurance takes avoiding accidents and violations, having above-average credit, refrain from filing small claims, and possibly raising deductibles. Spend time shopping around every couple of years by requesting quotes from direct car insurance companies, and also from local insurance agencies.

The list below is a brief recap of the material that was touched on above.

  • Consumers who want higher liability limits will pay about $410 per year to raise limits from 30/60 bodily injury limits to a 250/500 level
  • Teenagers are expensive to insure, with the cost nearing $281 per month if full coverage is included
  • Drivers who tend to receive serious violations may have to pay on average $970 more annually for car insurance
  • Increasing policy deductibles could save as much as $225 each year

Rates by Driver Age

Volvo V70 Insurance Rates by Driver Age
Driver Age Premium
16 $3,376
20 $1,930
30 $866
40 $850
50 $780
60 $766

Full coverage, $500 deductibles

Rates by Deductible

Volvo V70 Insurance Rates with Different Deductibles
Deductible Premium
$100 $994
$250 $930
$500 $850
$1,000 $772

Full coverage, driver age 40

Rates by Liability Limit

Volvo V70 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $850
50/100 $939
100/300 $1,033
250/500 $1,278
100 CSL $977
300 CSL $1,184
500 CSL $1,334

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo V70 Insurance Rates for High Risk Drivers
Age Premium
16 $4,752
20 $3,068
30 $1,834
40 $1,816
50 $1,734
60 $1,714

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $112

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $43
Multi-vehicle $45
Homeowner $15
5-yr Accident Free $52
5-yr Claim Free $53
Paid in Full/EFT $31
Advance Quote $37
Online Quote $57
Total Discounts $333
Rate after discounts $517

Discounts are estimated and may not be available from every company or in every state.

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