Volvo V70 Insurance Rates
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UPDATED: Jun 2, 2023
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Average insurance rates for a Volvo V70 are $850 a year for full coverage insurance. Comprehensive insurance costs around $150 each year, collision costs $188, and liability is estimated at $376. A liability-only policy costs approximately $426 a year, with high-risk insurance costing $1,816 or more. Teen drivers receive the highest rates at $3,376 a year or more.
Average premium for full coverage: $850
Rate estimates for individual coverage type:
Prices are based on $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and V70 models.
Price Range by Coverage and Risk
For a driver around age 40, prices range go from as low as $426 for just liability insurance to a high rate of $1,816 for a policy for a high-risk driver.
Price Range by Location
Living in a larger city can have significant affects on car insurance rates. Areas with sparse population tend to have a lower frequency of physical damage claims than larger metro areas.
The graphic below illustrates the difference between rural and urban areas on auto insurance rates.
These examples illustrate why all drivers should get quotes for a specific zip code and risk profile, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below illustrates estimated Volvo V70 insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $517
- Choosing higher $1,000 deductibles can save about $78 each year
- The average rate for a 40-year-old driver using $500 deductibles is $850
- Choosing low deductibles for comp and collision coverage will cost an extra $144 every year
- Unlucky drivers with multiple violations and an at-fault accident could pay at least $1,816 or more
- The cost for full coverage for a teen driver can be $3,376 each year
Insurance rates for a Volvo V70 can also vary considerably based on your driver profile, the model year and trim level, and deductibles and policy limits.
More mature drivers with a clean driving record and high deductibles may pay as little as $800 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay as much as $3,300 a year. View Rates by Age
Where you live plays a big part in determining prices for Volvo V70 insurance prices. A good driver about age 40 could pay as low as $560 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,150 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $766 | -$84 | -9.9% |
| Alaska | $650 | -$200 | -23.5% |
| Arizona | $704 | -$146 | -17.2% |
| Arkansas | $850 | -$0 | 0.0% |
| California | $966 | $116 | 13.6% |
| Colorado | $810 | -$40 | -4.7% |
| Connecticut | $872 | $22 | 2.6% |
| Delaware | $958 | $108 | 12.7% |
| Florida | $1,060 | $210 | 24.7% |
| Georgia | $786 | -$64 | -7.5% |
| Hawaii | $610 | -$240 | -28.2% |
| Idaho | $574 | -$276 | -32.5% |
| Illinois | $632 | -$218 | -25.6% |
| Indiana | $640 | -$210 | -24.7% |
| Iowa | $572 | -$278 | -32.7% |
| Kansas | $806 | -$44 | -5.2% |
| Kentucky | $1,156 | $306 | 36.0% |
| Louisiana | $1,254 | $404 | 47.5% |
| Maine | $524 | -$326 | -38.4% |
| Maryland | $700 | -$150 | -17.6% |
| Massachusetts | $676 | -$174 | -20.5% |
| Michigan | $1,472 | $622 | 73.2% |
| Minnesota | $710 | -$140 | -16.5% |
| Mississippi | $1,016 | $166 | 19.5% |
| Missouri | $754 | -$96 | -11.3% |
| Montana | $910 | $60 | 7.1% |
| Nebraska | $668 | -$182 | -21.4% |
| Nevada | $1,016 | $166 | 19.5% |
| New Hampshire | $614 | -$236 | -27.8% |
| New Jersey | $948 | $98 | 11.5% |
| New Mexico | $750 | -$100 | -11.8% |
| New York | $892 | $42 | 4.9% |
| North Carolina | $488 | -$362 | -42.6% |
| North Dakota | $696 | -$154 | -18.1% |
| Ohio | $584 | -$266 | -31.3% |
| Oklahoma | $870 | $20 | 2.4% |
| Oregon | $776 | -$74 | -8.7% |
| Pennsylvania | $808 | -$42 | -4.9% |
| Rhode Island | $1,132 | $282 | 33.2% |
| South Carolina | $768 | -$82 | -9.6% |
| South Dakota | $716 | -$134 | -15.8% |
| Tennessee | $742 | -$108 | -12.7% |
| Texas | $1,022 | $172 | 20.2% |
| Utah | $628 | -$222 | -26.1% |
| Vermont | $578 | -$272 | -32.0% |
| Virginia | $508 | -$342 | -40.2% |
| Washington | $656 | -$194 | -22.8% |
| West Virginia | $776 | -$74 | -8.7% |
| Wisconsin | $586 | -$264 | -31.1% |
| Wyoming | $754 | -$96 | -11.3% |
Choosing high deductibles can save as much as $230 every year, whereas increasing liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost as much as $339 more per year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are probably paying at least $1,000 to $1,400 extra per year, depending on your age. Insurance for high-risk drivers ranges as much as 41% to 131% more than average. View High Risk Driver Rates
With so much variability in rates, the only way to figure out your exact price is to do a rate comparison and see which company has the best rate. Each auto insurer uses a different rate calculation, so the rates can be significantly different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Volvo V70 3.2 A | $850 | $71 |
| Volvo V70 3.2 A | $850 | $71 |
| Volvo V70 3.2 R-Design | $864 | $72 |
Rates assume 2000 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2004 Volvo V70 | $150 | $188 | $376 | $850 |
Rates are averaged for all Volvo V70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Volvo V70 Insurance
Saving money on car insurance takes having a decent driving record, maintaining good credit, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Set aside time to compare rates every year by quoting rates from direct insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.
The following items are a brief review of the coverage data covered above.
- It is possible to save up to $90 per year simply by quoting online in advance
- Increasing deductibles can save around $225 each year
- 16 to 18-year-old drivers pay higher rates, costing up to $281 per month for full coverage
- Higher risk drivers with DUI or reckless driving convictions may pay on average $970 more every year than a driver with a clean driving record
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,376 |
| 20 | $1,930 |
| 30 | $866 |
| 40 | $850 |
| 50 | $780 |
| 60 | $766 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $994 |
| $250 | $930 |
| $500 | $850 |
| $1,000 | $772 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $850 |
| 50/100 | $939 |
| 100/300 | $1,033 |
| 250/500 | $1,278 |
| 100 CSL | $977 |
| 300 CSL | $1,184 |
| 500 CSL | $1,334 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $4,752 |
| 20 | $3,068 |
| 30 | $1,834 |
| 40 | $1,816 |
| 50 | $1,734 |
| 60 | $1,714 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $43 |
| Multi-vehicle | $45 |
| Homeowner | $15 |
| 5-yr Accident Free | $52 |
| 5-yr Claim Free | $53 |
| Paid in Full/EFT | $31 |
| Advance Quote | $37 |
| Online Quote | $57 |
| Total Discounts | $333 |
Discounts are estimated and may not be available from every company or in every state.
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