Volvo V70 Insurance Rates

The average insurance rates for a Volvo V70 are $850 a year with full coverage. Comprehensive costs approximately $150, collision insurance costs $188, and liability coverage costs around $376. Buying just liability costs as low as $426 a year, and insurance for high-risk drivers costs around $1,816. Teens cost the most to insure at up to $3,376 a year.

Average premium for full coverage: $850

Policy rates by type of insurance:

Prices are based on $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and for different V70 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than cities with more traffic congestion. The price range example below illustrates how rural and urban location affects auto insurance prices.

The examples above demonstrate why anyone shopping for car insurance should compare prices using their specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Volvo V70 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $517
• Using higher $1,000 deductibles will save $78 annually
• The average rate for a good driver age 40 who chooses $500 deductibles is $850
• Selecting more expensive low deductibles for physical damage coverage will increase the cost to $994
• Higher-risk drivers with serious driving violations could pay around $1,816
• Policy cost for full coverage for a teenage driver with full coverage can cost $3,376 or more

View Chart as Image

Insurance rates for a Volvo V70 also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high deductibles may only pay around $800 a year, or $67 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay in the ballpark of $3,300 a year. View Rates by Age

Your home state has a huge impact on Volvo V70 insurance rates. A driver around age 40 might see rates as low as $610 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,150 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $230 a year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $339 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,000 to $1,400 extra every year, depending on your age. High-risk driver insurance can be around 41% to 131% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2000 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Volvo V70 Insurance

Finding cheaper rates on auto insurance requires avoiding accidents and violations, maintaining good credit, not filing small claims, and possibly raising deductibles. Set aside time to shop around every couple of years by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The list below is a brief review of the material that was raised in the charts and tables above.

• Consumers who purchase higher liability limits will pay approximately $410 every year to increase from a 30/60 limit to 250/500 limits
• Teenagers are expensive to insure, as much as $281 each month for full coverage
• Drivers with DUI or reckless driving convictions pay on average $970 more per year for car insurance
• Increasing comprehensive and collision deductibles can save around $225 each year