Volkswagen Eos Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 10, 2024

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Estimated insurance rates for a Volkswagen Eos are $982 a year for full coverage insurance. Comprehensive costs an estimated $166 each year, collision insurance costs $198, and liability insurance costs around $460. Liability-only insurance costs as low as $510 a year, and high-risk driver insurance costs around $2,102. 16-year-old drivers pay the most at up to $3,948 a year.

Average premium for full coverage: $982

Premium estimates broken down by type of coverage:

Comprehensive $166
Collision $198
Liability $460

Full coverage includes $500 deductible amounts, minimum liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and Eos models.

Insurance Price Range by Risk and Coverage

For the average driver, insurance rates for a Volkswagen Eos range from the low end price of $510 for basic liability insurance to a high rate of $2,102 for high-risk insurance.

Liability Only $510
Full Coverage $982
High Risk $2,102

Insurance Price Range by Location

Where you live has a significant impact on the price of insurance. More rural locations are statistically proven to have lower incidents of physical damage claims than congested cities. The graphic below illustrates how location impacts insurance prices.

Rural Areas $737
Small Cities $1,031
Large Cities $1,326

These rate differences illustrate why all drivers should compare prices for a targeted area, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below illustrates average Volkswagen Eos insurance rates for other coverage scenarios.

  • The best full coverage rate is $602
  • Using higher $1,000 deductibles will save approximately $84 each year
  • The estimated price for a 40-year-old good driver who has $500 deductibles is $982
  • Buying low deductibles for physical damage coverage bumps up the cost to $1,138
  • Drivers with multiple tickets or accidents could pay up to $2,102
  • An auto insurance policy that insures a teen driver can cost as much as $3,948 or more

View Chart as Image

Volkswagen Eos insurance cost comparison chart
Column chart showing Volkswagen Eos insurance rates range from $602 to $3,948 for full coverage

Insurance prices for a Volkswagen Eos also have a wide range based on the trim level and model year, your age and driving record, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are probably paying $1,200 to $1,700 additional annually, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 136% more than the average rate. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $900 a year, or $75 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay at least $3,900 a year. View Rates by Age

Where you choose to live has a huge impact on Volkswagen Eos insurance rates. A driver around age 40 might see prices as low as $640 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,330 on average in Florida, New York, and Michigan.

Volkswagen Eos Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $888 -$94 -9.6%
Alaska $752 -$230 -23.4%
Arizona $814 -$168 -17.1%
Arkansas $982 -$0 0.0%
California $1,118 $136 13.8%
Colorado $940 -$42 -4.3%
Connecticut $1,010 $28 2.9%
Delaware $1,110 $128 13.0%
Florida $1,228 $246 25.1%
Georgia $904 -$78 -7.9%
Hawaii $704 -$278 -28.3%
Idaho $664 -$318 -32.4%
Illinois $730 -$252 -25.7%
Indiana $738 -$244 -24.8%
Iowa $662 -$320 -32.6%
Kansas $932 -$50 -5.1%
Kentucky $1,340 $358 36.5%
Louisiana $1,452 $470 47.9%
Maine $606 -$376 -38.3%
Maryland $810 -$172 -17.5%
Massachusetts $786 -$196 -20.0%
Michigan $1,704 $722 73.5%
Minnesota $822 -$160 -16.3%
Mississippi $1,176 $194 19.8%
Missouri $870 -$112 -11.4%
Montana $1,054 $72 7.3%
Nebraska $774 -$208 -21.2%
Nevada $1,178 $196 20.0%
New Hampshire $706 -$276 -28.1%
New Jersey $1,098 $116 11.8%
New Mexico $870 -$112 -11.4%
New York $1,034 $52 5.3%
North Carolina $564 -$418 -42.6%
North Dakota $804 -$178 -18.1%
Ohio $678 -$304 -31.0%
Oklahoma $1,010 $28 2.9%
Oregon $900 -$82 -8.4%
Pennsylvania $936 -$46 -4.7%
Rhode Island $1,310 $328 33.4%
South Carolina $890 -$92 -9.4%
South Dakota $830 -$152 -15.5%
Tennessee $860 -$122 -12.4%
Texas $1,182 $200 20.4%
Utah $726 -$256 -26.1%
Vermont $672 -$310 -31.6%
Virginia $586 -$396 -40.3%
Washington $760 -$222 -22.6%
West Virginia $900 -$82 -8.4%
Wisconsin $680 -$302 -30.8%
Wyoming $874 -$108 -11.0%

View Chart as Image

Volkswagen Eos insurance rates by U.S. city

Opting for high physical damage deductibles could cut prices by as much as $240 each year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Volkswagen Eos Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Volkswagen EOS Komfort Turbo 2-Dr Convertible $964 $80
Volkswagen EOS Luxury Turbo 2-Dr Convertible $982 $82

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Volkswagen Eos Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2016 Volkswagen Eos $248 $400 $460 $1,266
2009 Volkswagen Eos $174 $226 $474 $1,032
2008 Volkswagen Eos $168 $202 $468 $996
2007 Volkswagen Eos $166 $198 $460 $982

Rates are averaged for all Volkswagen Eos models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Volkswagen Eos Insurance

Finding better rates on Volkswagen Eos insurance requires having a good driving record, having a good credit score, paying for small claims out-of-pocket, and possibly raising deductibles. Comparison shop every couple of years by getting quotes from direct insurance companies, and also from local insurance agencies.

The next list is a summary of the material that was touched on above.

  • Drivers who want increased levels of liability coverage will pay around $510 annually to increase from 30/60 bodily injury limits to the 250/500 level
  • Drivers age 20 and younger are expensive to insure, with premiums being up to $329 per month if comprehensive and collision insurance is included
  • High-risk drivers who have multiple accidents or major violations may have to pay on average $1,120 more annually to buy Volkswagen Eos insurance
  • Increasing policy deductibles can save approximately $250 each year

Rates by Driver Age

Volkswagen Eos Insurance Rates by Driver Age
Driver Age Premium
16 $3,948
20 $2,234
30 $998
40 $982
50 $900
60 $880

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Eos Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,138
$250 $1,066
$500 $982
$1,000 $898

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Eos Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $982
50/100 $1,074
100/300 $1,189
250/500 $1,488
100 CSL $1,120
300 CSL $1,373
500 CSL $1,557

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Eos Insurance Rates for High Risk Drivers
Age Premium
16 $5,554
20 $3,556
30 $2,120
40 $2,102
50 $2,012
60 $1,992

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $129

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $49
Multi-vehicle $52
Homeowner $17
5-yr Accident Free $58
5-yr Claim Free $61
Paid in Full/EFT $35
Advance Quote $42
Online Quote $66
Total Discounts $380
Rate after discounts $602

Discounts are estimated and may not be available from every company or in every state.

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