Volkswagen Eos Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 4, 2023

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The average insurance prices for a Volkswagen Eos are $982 every 12 months for full coverage insurance. Comprehensive costs around $166, collision costs $198, and liability coverage is estimated at $460. Liability-only insurance costs approximately $510 a year, with high-risk driver insurance costing around $2,102. Teens cost the most to insure at $3,948 a year or more.

Average premium for full coverage: $982

Policy rates for type of insurance:

Comprehensive $166
Collision $198
Liability $460

Full coverage includes $500 deductibles, minimum liability limits, and includes uninsured motorist coverage. Prices are averaged for all 50 states and for different Eos trim levels.

Price Range Variability

For a 40-year-old driver, Volkswagen Eos insurance rates go from the cheapest price of $510 for only liability insurance to a much higher rate of $2,102 for high-risk insurance.

Liability Only $510
Full Coverage $982
High Risk $2,102

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance rates. Areas with sparse population are shown to have more infrequent physical damage claims than cities with more traffic congestion.

The price range example below illustrates how your location can change auto insurance rates.

Rural Areas $737
Small Cities $1,031
Large Cities $1,326

The examples above illustrate why anyone shopping for car insurance should get quotes for a specific zip code and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Insurance Rate Analysis

The chart below illustrates estimated Volkswagen Eos insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $602
  • Choosing higher $1,000 deductibles can save about $84 each year
  • The average price for a good driver age 40 using $500 deductibles is $982
  • Selecting more expensive low deductibles for comp and collision coverage increases the price to $1,138
  • Drivers with serious driving violations could pay at least $2,102 or more
  • Policy cost to insure a teenage driver with full coverage can be $3,948 each year

View Chart as Image

Volkswagen Eos insurance cost comparison chart
Column chart showing full coverage Volkswagen Eos insurance rates range from $602 to $3,948

Auto insurance rates for a Volkswagen Eos also range considerably based on liability limits and deductibles, your risk profile, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles can save as much as $240 a year, while increasing your policy's liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may only pay around $900 annually on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay as much as $3,900 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at least $1,200 to $1,700 in extra premium every year, depending on your age. High-risk driver insurance ranges around 43% to 136% more than the average policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Volkswagen Eos insurance rates. A good driver about age 40 could pay as low as $640 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,330 on average in Michigan, New York, and Florida.

Volkswagen Eos Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $888 -$94 -9.6%
Alaska $752 -$230 -23.4%
Arizona $814 -$168 -17.1%
Arkansas $982 -$0 0.0%
California $1,118 $136 13.8%
Colorado $940 -$42 -4.3%
Connecticut $1,010 $28 2.9%
Delaware $1,110 $128 13.0%
Florida $1,228 $246 25.1%
Georgia $904 -$78 -7.9%
Hawaii $704 -$278 -28.3%
Idaho $664 -$318 -32.4%
Illinois $730 -$252 -25.7%
Indiana $738 -$244 -24.8%
Iowa $662 -$320 -32.6%
Kansas $932 -$50 -5.1%
Kentucky $1,340 $358 36.5%
Louisiana $1,452 $470 47.9%
Maine $606 -$376 -38.3%
Maryland $810 -$172 -17.5%
Massachusetts $786 -$196 -20.0%
Michigan $1,704 $722 73.5%
Minnesota $822 -$160 -16.3%
Mississippi $1,176 $194 19.8%
Missouri $870 -$112 -11.4%
Montana $1,054 $72 7.3%
Nebraska $774 -$208 -21.2%
Nevada $1,178 $196 20.0%
New Hampshire $706 -$276 -28.1%
New Jersey $1,098 $116 11.8%
New Mexico $870 -$112 -11.4%
New York $1,034 $52 5.3%
North Carolina $564 -$418 -42.6%
North Dakota $804 -$178 -18.1%
Ohio $678 -$304 -31.0%
Oklahoma $1,010 $28 2.9%
Oregon $900 -$82 -8.4%
Pennsylvania $936 -$46 -4.7%
Rhode Island $1,310 $328 33.4%
South Carolina $890 -$92 -9.4%
South Dakota $830 -$152 -15.5%
Tennessee $860 -$122 -12.4%
Texas $1,182 $200 20.4%
Utah $726 -$256 -26.1%
Vermont $672 -$310 -31.6%
Virginia $586 -$396 -40.3%
Washington $760 -$222 -22.6%
West Virginia $900 -$82 -8.4%
Wisconsin $680 -$302 -30.8%
Wyoming $874 -$108 -11.0%

View Chart as Image

Volkswagen Eos insurance rates by U.S. city

Because rates have so much variability, the only way to figure out your exact price is to compare rates and see how they stack up. Each auto insurer calculates rates differently, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Volkswagen Eos Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Volkswagen EOS Komfort Turbo 2-Dr Convertible $964 $80
Volkswagen EOS Luxury Turbo 2-Dr Convertible $982 $82

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Volkswagen Eos Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2009 Volkswagen Eos $174 $226 $474 $1,032
2008 Volkswagen Eos $168 $202 $468 $996
2007 Volkswagen Eos $166 $198 $460 $982

Rates are averaged for all Volkswagen Eos models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for More Affordable Volkswagen Eos Insurance

Finding cheaper rates on auto insurance takes being a safe driver, having a good credit score, being claim-free, and maximizing policy discounts. Invest the time to shop around every couple of years by obtaining price quotes from direct insurance companies, and also from your local independent and exclusive agents.

Here is a summary of the material that was illustrated above.

  • Consumers who may need more liability insurance will pay approximately $510 annually to raise limits from a 30/60 limit to a 250/500 level
  • Young drivers are expensive to insure, possibly costing $329 each month if comprehensive and collision insurance is included
  • Drivers who have multiple accidents or major violations may pay on average $1,120 more every year for insurance
  • Increasing comprehensive and collision deductibles could save as much as $250 each year

Rates by Driver Age

Volkswagen Eos Insurance Rates by Driver Age
Driver Age Premium
16 $3,948
20 $2,234
30 $998
40 $982
50 $900
60 $880

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Eos Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,138
$250 $1,066
$500 $982
$1,000 $898

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Eos Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $982
50/100 $1,074
100/300 $1,189
250/500 $1,488
100 CSL $1,120
300 CSL $1,373
500 CSL $1,557

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Eos Insurance Rates for High Risk Drivers
Age Premium
16 $5,554
20 $3,556
30 $2,120
40 $2,102
50 $2,012
60 $1,992

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $129

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $49
Multi-vehicle $52
Homeowner $17
5-yr Accident Free $58
5-yr Claim Free $61
Paid in Full/EFT $35
Advance Quote $42
Online Quote $66
Total Discounts $380
Rate after discounts $602

Discounts are estimated and may not be available from every company or in every state.

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