Volkswagen Eos Insurance Rates

The average auto insurance rates for a Volkswagen Eos are $960 annually including full coverage. Comprehensive costs approximately $162, collision insurance costs $188, and liability insurance is $452. A liability-only policy costs around $504 a year, and high-risk insurance costs around $2,056. Teenage drivers cost the most to insure at up to $3,866 a year.

Average premium for full coverage: $960

Policy rates by type of insurance:

These estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for all Eos models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on car insurance prices. Rural locations are shown to have fewer comprehensive and collision claims than densely populated cities. The example below illustrates how location helps determine auto insurance prices.

The examples above highlight why everyone should compare rates quotes using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Volkswagen Eos insurance rates for additional coverage and risk scenarios.

• The best discount rate is $591
• Raising to $1,000 deductibles will save $78 every year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $960
• Using pricier low deductibles will cost $1,112
• Higher-risk drivers who are prone to accidents and violations could pay around $2,056
• Policy cost with full coverage for a teen driver for full coverage can cost $3,866

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Car insurance rates for a Volkswagen Eos also range considerably based on the model year and trim level, your driving characteristics, and physical damage deductibles and liability limits.

A more mature driver with no driving violations and high physical damage deductibles could pay as little as $900 every 12 months on average, or $75 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged in the ballpark of $3,800 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying anywhere from $1,100 to $1,600 extra every year, depending on your age. Volkswagen Eos insurance for high-risk drivers is expensive and can cost anywhere from 41% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $230 each year, whereas buying more liability protection will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $407 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Volkswagen Eos insurance rates. A middle-age driver might find rates as low as $740 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,370 on average in Louisiana, New York, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Volkswagen Eos Insurance

Finding cheaper rates on Volkswagen Eos insurance consists of avoiding accidents and violations, having a good credit score, paying for small claims out-of-pocket, and attention to physical damage deductibles. Invest time comparing rates at least every other year by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The list below is a brief summary of the car insurance concepts covered in the charts and tables above.

• High-risk drivers that tend to have accidents or serious violations may have to pay on average $1,100 more per year for car insurance
• You may be able to save around $110 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save up to $225 each year
• Drivers who purchase higher liability limits will pay an extra $500 per year to raise from a 30/60 limit to higher 250/500 limits