Toyota Sequoia Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Jun 5, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Average insurance prices for a Toyota Sequoia are $1,464 every 12 months including full coverage. Comprehensive costs on average $346 a year, collision insurance costs $570, and liability insurance costs $390. A liability-only policy costs as little as $452 a year, and high-risk insurance costs around $3,152. Teenage drivers receive the highest rates at up to $5,346 a year.
Average premium for full coverage: $1,464
Rate estimates by individual coverage type:
Prices include $500 deductible amounts, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Sequoia trim levels.
Price Range by Coverage and Risk
For the average driver, prices range range from the cheapest price of $452 for just the minimum liability insurance to a high of $3,152 for coverage for higher-risk drivers.
Price Range by Location
Your location has a significant impact on car insurance rates. Rural areas tend to have more infrequent comprehensive and collision claims than densely populated cities. The diagram below illustrates how location impacts car insurance rates.
These examples highlight why it is important to compare rates based on a specific location and their own driving history, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below breaks down average Toyota Sequoia insurance rates for different risk profiles and scenarios.
- The best discount rate is $844
- Drivers who choose higher $1,000 deductibles will pay around $1,256 every year
- The average price for a 40-year-old driver with $500 deductibles is $1,464
- Using low $100 deductibles for comprehensive and collision insurance increases the price to $1,868
- High risk drivers who are prone to accidents and violations could pay upwards of $3,152
- The cost to insure a teen driver may cost $5,346 a year
Insurance rates for a Toyota Sequoia can also vary considerably based on policy deductibles and limits, your driving characteristics, and the trim level of your Sequoia.
Using high physical damage deductibles could save up to $620 each year, while buying higher liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $351 more per year. View Rates by Deductible or Liability Limit
Older drivers with a clean driving record and higher deductibles could pay as little as $1,400 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay upwards of $5,300 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you are likely paying at a minimum $1,700 to $2,300 extra per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 130% more than a normal policy. View High Risk Driver Rates
Where you live makes a big difference in Toyota Sequoia insurance rates. A 40-year-old driver could pay as low as $1,120 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,090 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,324 | -$140 | -9.6% |
| Alaska | $1,124 | -$340 | -23.2% |
| Arizona | $1,216 | -$248 | -16.9% |
| Arkansas | $1,464 | -$0 | 0.0% |
| California | $1,668 | $204 | 13.9% |
| Colorado | $1,400 | -$64 | -4.4% |
| Connecticut | $1,506 | $42 | 2.9% |
| Delaware | $1,660 | $196 | 13.4% |
| Florida | $1,834 | $370 | 25.3% |
| Georgia | $1,354 | -$110 | -7.5% |
| Hawaii | $1,052 | -$412 | -28.1% |
| Idaho | $990 | -$474 | -32.4% |
| Illinois | $1,092 | -$372 | -25.4% |
| Indiana | $1,102 | -$362 | -24.7% |
| Iowa | $990 | -$474 | -32.4% |
| Kansas | $1,392 | -$72 | -4.9% |
| Kentucky | $1,998 | $534 | 36.5% |
| Louisiana | $2,170 | $706 | 48.2% |
| Maine | $904 | -$560 | -38.3% |
| Maryland | $1,210 | -$254 | -17.3% |
| Massachusetts | $1,172 | -$292 | -19.9% |
| Michigan | $2,546 | $1,082 | 73.9% |
| Minnesota | $1,226 | -$238 | -16.3% |
| Mississippi | $1,754 | $290 | 19.8% |
| Missouri | $1,298 | -$166 | -11.3% |
| Montana | $1,574 | $110 | 7.5% |
| Nebraska | $1,156 | -$308 | -21.0% |
| Nevada | $1,756 | $292 | 19.9% |
| New Hampshire | $1,056 | -$408 | -27.9% |
| New Jersey | $1,638 | $174 | 11.9% |
| New Mexico | $1,298 | -$166 | -11.3% |
| New York | $1,544 | $80 | 5.5% |
| North Carolina | $844 | -$620 | -42.3% |
| North Dakota | $1,202 | -$262 | -17.9% |
| Ohio | $1,012 | -$452 | -30.9% |
| Oklahoma | $1,504 | $40 | 2.7% |
| Oregon | $1,342 | -$122 | -8.3% |
| Pennsylvania | $1,398 | -$66 | -4.5% |
| Rhode Island | $1,956 | $492 | 33.6% |
| South Carolina | $1,330 | -$134 | -9.2% |
| South Dakota | $1,236 | -$228 | -15.6% |
| Tennessee | $1,284 | -$180 | -12.3% |
| Texas | $1,766 | $302 | 20.6% |
| Utah | $1,084 | -$380 | -26.0% |
| Vermont | $1,002 | -$462 | -31.6% |
| Virginia | $878 | -$586 | -40.0% |
| Washington | $1,130 | -$334 | -22.8% |
| West Virginia | $1,344 | -$120 | -8.2% |
| Wisconsin | $1,016 | -$448 | -30.6% |
| Wyoming | $1,306 | -$158 | -10.8% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Toyota Sequoia SR/5 2WD | $1,380 | $115 |
| Toyota Sequoia SR/5 4WD | $1,422 | $119 |
| Toyota Sequoia Limited 2WD | $1,464 | $122 |
| Toyota Sequoia Limited 4WD | $1,506 | $126 |
| Toyota Sequoia Platinum 2WD | $1,550 | $129 |
| Toyota Sequoia Platinum 4WD | $1,550 | $129 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Toyota Sequoia | $362 | $594 | $372 | $1,486 |
| 2023 Toyota Sequoia | $346 | $570 | $390 | $1,464 |
| 2022 Toyota Sequoia | $332 | $566 | $398 | $1,454 |
| 2021 Toyota Sequoia | $320 | $552 | $416 | $1,446 |
| 2020 Toyota Sequoia | $310 | $530 | $430 | $1,428 |
| 2019 Toyota Sequoia | $292 | $512 | $442 | $1,404 |
| 2018 Toyota Sequoia | $282 | $474 | $452 | $1,366 |
| 2017 Toyota Sequoia | $270 | $446 | $456 | $1,330 |
| 2016 Toyota Sequoia | $258 | $400 | $460 | $1,276 |
| 2012 Toyota Sequoia | $210 | $300 | $474 | $1,142 |
| 2010 Toyota Sequoia | $192 | $248 | $474 | $1,072 |
| 2008 Toyota Sequoia | $174 | $202 | $468 | $1,002 |
| 2007 Toyota Sequoia | $172 | $198 | $460 | $988 |
| 2006 Toyota Sequoia | $168 | $188 | $452 | $966 |
| 2005 Toyota Sequoia | $154 | $180 | $446 | $938 |
| 2004 Toyota Sequoia | $150 | $170 | $442 | $920 |
Rates are averaged for all Toyota Sequoia models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Right Toyota Sequoia Insurance
Saving money on Toyota Sequoia insurance not only requires having a good driving record, but also having good credit, not filing small claims, and determing if full coverage is necessary. Spend time shopping around at least once a year by getting price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
The next list is a quick rundown of the primary concepts that were touched on above.
- You may be able to save as much as $180 per year just by quoting early and online
- High-risk drivers with reckless driving or DUI convictions may pay on average $1,690 more each year to buy Toyota Sequoia insurance
- Increasing deductibles could save as much as $600 each year
- Drivers age 20 and younger pay the highest rates, as much as $446 per month if they have full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,346 |
| 20 | $3,350 |
| 30 | $1,532 |
| 40 | $1,464 |
| 50 | $1,336 |
| 60 | $1,310 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,868 |
| $250 | $1,682 |
| $500 | $1,464 |
| $1,000 | $1,256 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,464 |
| 50/100 | $1,628 |
| 100/300 | $1,726 |
| 250/500 | $1,979 |
| 100 CSL | $1,667 |
| 300 CSL | $1,882 |
| 500 CSL | $2,038 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,634 |
| 20 | $5,324 |
| 30 | $3,224 |
| 40 | $3,152 |
| 50 | $3,002 |
| 60 | $2,976 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $78 |
| Multi-vehicle | $75 |
| Homeowner | $21 |
| 5-yr Accident Free | $108 |
| 5-yr Claim Free | $94 |
| Paid in Full/EFT | $68 |
| Advance Quote | $72 |
| Online Quote | $104 |
| Total Discounts | $620 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
