Toyota Sequoia Insurance Rates

Average insurance rates for a Toyota Sequoia are $1,454 a year for full coverage insurance. Comprehensive costs approximately $332, collision costs $566, and liability costs $398. A policy with just liability insurance costs as little as $460 a year, with coverage for high-risk drivers costing around $3,136. Teens receive the highest rates at $5,348 a year or more.

Average premium for full coverage: $1,454

Rate estimates by individual coverage type:

Prices are based on $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and for all Sequoia models.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on the price of auto insurance. Rural locations tend to have lower incidents of physical damage claims than cities with more traffic congestion.

The example below illustrates how your location can change auto insurance prices.

These examples illustrate why everyone should compare rates using their specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Toyota Sequoia insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $836
• Drivers who choose higher $1,000 deductibles will pay $204 each year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,454
• Selecting pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,848
• Higher-risk drivers with serious driving violations could pay around $3,136 or more
• The cost that insures a teen driver for full coverage can cost $5,348 a year

View Chart as Image

Insurance rates for a Toyota Sequoia can also vary considerably based on the model of your Sequoia, your age and driving record, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are probably paying anywhere from $1,700 to $2,300 additional per year, depending on your age. Toyota Sequoia insurance for high-risk drivers can cost as much as 43% to 131% more than the average policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,400 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,300 a year. View Rates by Age

Where you live makes a big difference in Toyota Sequoia insurance prices. A 40-year-old driver could pay as low as $950 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,970 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $600 every year, whereas buying more liability protection will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $358 more each year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out who has the best car insurance rates is to regularly compare rates and see which company has the best rate. Every company calculates rates differently, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Toyota Sequoia Insurance

Saving money on car insurance not only requires being a low-risk driver, but also having a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Compare rates every time your policy renews by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The items below are a brief review of the information illustrated above.

• It is possible to save around $180 per year simply by quoting online well ahead of the renewal date
• Teen drivers are the costliest to insure, costing up to $446 per month if comprehensive and collision insurance is included
• Increasing deductibles can save approximately $600 each year
• Higher risk drivers with DUI or reckless driving convictions could be charged and average of $1,680 more per year to insure their Sequoia
• Policyholders who purchase more liability coverage will pay approximately $440 annually to go from a minimum limit to the 250/500 level