Toyota Sequoia Insurance Rates

U.S. average insurance prices for a Toyota Sequoia are $1,454 every 12 months including full coverage. Comprehensive insurance costs an estimated $332 a year, collision costs $566, and liability coverage is estimated at $398. Liability-only insurance costs approximately $460 a year, with high-risk driver insurance costing $3,136 or more. Teen drivers pay the highest rates at $5,348 a year or more.

Average premium for full coverage: $1,454

Price estimates broken down by individual coverage:

Includes $500 physical damage insurance deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 U.S. states and Sequoia trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on the price of auto insurance. More rural locations have more infrequent comprehensive and collision claims than larger metro areas.

The diagram below illustrates the effect of geographic area on insurance prices.

The ranges above highlight why it is important to get quotes for a targeted area and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Toyota Sequoia insurance rates for other coverage scenarios.

• The lowest rate with discounts is $836
• Choosing higher $1,000 deductibles can save approximately $1,250 every year
• The average price for the average middle-age driver who has $500 deductibles is $1,454
• Choosing low $100 deductibles for comp and collision coverage costs an extra $394 each year
• Drivers with multiple violations and an at-fault accident could pay up to $3,136 or more
• The price to insure a teenage driver can cost as much as $5,348 each year

View Chart as Image

Car insurance prices for a Toyota Sequoia are also quite variable based on deductibles and policy limits, your driving characteristics, and the model year and trim level.

Choosing high deductibles can save as much as $600 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $358 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may only pay around $1,400 annually on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged at least $5,300 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying $1,700 to $2,300 extra each year, depending on your age. A high-risk auto insurance policy ranges around 43% to 131% more than average. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Toyota Sequoia insurance rates. A good driver about age 40 could pay as low as $1,120 a year in states like Vermont, New Hampshire, and Missouri, or as much as $2,080 on average in Louisiana, New York, and Michigan.

View Chart as Image

Since prices can be so different, the best way to figure out which car insurance is cheapest is to get quotes and see how they stack up. Each auto insurer uses a different rate calculation, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest Toyota Sequoia Insurance

Getting lower rates on auto insurance takes being a low-risk driver, maintaining a good credit score, being claim-free, and not having any coverage lapses. Take the time to compare rates at every policy renewal by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The items below are a recap of the data covered in the above illustrations.

• Consumers who want more liability coverage will pay about $440 per year to raise limits from a low limit to a 250/500 level
• You may be able to save approximately $180 per year simply by quoting early and online
• Increasing physical damage deductibles could save as much as $600 each year
• Teen drivers have the highest car insurance prices, possibly costing $446 a month if the policy includes full coverage