Suzuki SX4 Insurance Rates

The average auto insurance rates for a Suzuki SX4 are $986 annually for full coverage. Comprehensive costs on average $152, collision insurance costs $202, and liability is estimated at $474. Liability-only insurance costs approximately $522 a year, and high-risk driver insurance costs around $2,124. Teenage drivers cost the most to insure at up to $4,008 a year.

Average premium for full coverage: $986

Policy rates by type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all states and for all SX4 models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance rates. Rural areas are shown to have fewer accident claims than densely populated cities. The example below illustrates the effect of geographic area on car insurance rates.

The examples above show why everyone should get quotes based on a specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Suzuki SX4 insurance rates for different risk profiles and scenarios.

• The best discount rate is $599
• Choosing higher $1,000 deductibles can save around $80 a year
• The estimated rate for a good driver age 40 with $500 deductibles is $986
• Using pricier low deductibles for comp and collision coverage will cost $1,140
• Unlucky drivers who are prone to accidents and violations could pay upwards of $2,124
• Policy cost with full coverage for a teen driver for full coverage may cost $4,008 each year

View Chart as Image

Auto insurance rates for a Suzuki SX4 also range considerably based on the model year and trim level, your driver profile, and policy deductibles and limits.

A more mature driver with a good driving record and high physical damage deductibles may pay as little as $900 annually on average, or $75 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay upwards of $4,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at a minimum $1,200 to $1,700 in extra premium every year, depending on your age. Suzuki SX4 insurance for high-risk drivers ranges as much as 42% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $240 every year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Suzuki SX4 insurance prices. A good driver about age 40 could pay as low as $650 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,410 on average in Michigan, Louisiana, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2009 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Suzuki SX4 Insurance

Finding cheaper rates on car insurance takes avoiding accidents and violations, having above-average credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Take the time to compare rates at every policy renewal by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

The list below is a brief recap of the data covered in the above illustrations.

• Policyholders who require higher liability limits will pay an extra $520 each year to raise limits from a 30/60 limit to higher 250/500 limits
• Drivers can save as much as $110 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save up to $225 each year
• Teenagers are charged the highest rates, costing up to $334 each month if full coverage is included