Suzuki SX4 Insurance Rates
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UPDATED: Aug 23, 2022
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The average insurance prices for a Suzuki SX4 are $1,016 every 12 months for full coverage insurance. Comprehensive costs an estimated $162, collision insurance costs $222, and liability coverage costs around $474. A liability-only policy costs as low as $522 a year, and high-risk insurance costs around $2,192. 16-year-old drivers cost the most to insure at up to $4,102 a year.
Average premium for full coverage: $1,016
Policy rates broken down by type of insurance:
Rates are based on $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and for all SX4 models.
Price Range Variability
For a driver in their 40's, Suzuki SX4 insurance rates range from the cheapest price of $522 for minimum levels of liability insurance to the much higher price of $2,192 for a driver who requires high-risk insurance.
Urban vs. Rural Price Range
Where you live has a large influence on the price of insurance. More rural locations are shown to have more infrequent physical damage claims than congested cities. The example below illustrates how location helps determine insurance prices.
The examples above illustrate why everyone should compare prices for a targeted area and their own driving history, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below illustrates average Suzuki SX4 insurance rates for other coverage scenarios.
- The best full coverage rate is $615
- Using higher $1,000 deductibles will save approximately $86 each year
- The average price for a good driver age 40 who has $500 deductibles is $1,016
- Buying pricier low deductibles for physical damage coverage increases the price to $1,184
- Higher-risk drivers with multiple tickets or accidents could pay up to $2,192
- Policy cost to insure a teenage driver for full coverage can cost as much as $4,102 or more
Car insurance rates for a Suzuki SX4 also range considerably based on liability limits and deductibles, your risk profile, and the model year and trim level.
Opting for high physical damage deductibles could cut rates by as much as $260 a year, whereas buying more liability protection will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit
A more mature driver with no driving violations and higher deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged at least $4,100 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are probably paying $1,200 to $1,700 extra every year, depending on your age. Suzuki SX4 insurance for high-risk drivers can be around 41% to 131% more than the average rate. View High Risk Driver Rates
Your home state has a huge impact on Suzuki SX4 insurance rates. A driver around age 40 might see rates as low as $670 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,370 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $920 | -$96 | -9.4% |
| Alaska | $778 | -$238 | -23.4% |
| Arizona | $842 | -$174 | -17.1% |
| Arkansas | $1,016 | -$0 | 0.0% |
| California | $1,160 | $144 | 14.2% |
| Colorado | $970 | -$46 | -4.5% |
| Connecticut | $1,044 | $28 | 2.8% |
| Delaware | $1,152 | $136 | 13.4% |
| Florida | $1,272 | $256 | 25.2% |
| Georgia | $938 | -$78 | -7.7% |
| Hawaii | $730 | -$286 | -28.1% |
| Idaho | $686 | -$330 | -32.5% |
| Illinois | $756 | -$260 | -25.6% |
| Indiana | $764 | -$252 | -24.8% |
| Iowa | $686 | -$330 | -32.5% |
| Kansas | $968 | -$48 | -4.7% |
| Kentucky | $1,388 | $372 | 36.6% |
| Louisiana | $1,504 | $488 | 48.0% |
| Maine | $628 | -$388 | -38.2% |
| Maryland | $838 | -$178 | -17.5% |
| Massachusetts | $814 | -$202 | -19.9% |
| Michigan | $1,766 | $750 | 73.8% |
| Minnesota | $850 | -$166 | -16.3% |
| Mississippi | $1,216 | $200 | 19.7% |
| Missouri | $902 | -$114 | -11.2% |
| Montana | $1,092 | $76 | 7.5% |
| Nebraska | $802 | -$214 | -21.1% |
| Nevada | $1,218 | $202 | 19.9% |
| New Hampshire | $730 | -$286 | -28.1% |
| New Jersey | $1,136 | $120 | 11.8% |
| New Mexico | $902 | -$114 | -11.2% |
| New York | $1,070 | $54 | 5.3% |
| North Carolina | $586 | -$430 | -42.3% |
| North Dakota | $832 | -$184 | -18.1% |
| Ohio | $702 | -$314 | -30.9% |
| Oklahoma | $1,044 | $28 | 2.8% |
| Oregon | $930 | -$86 | -8.5% |
| Pennsylvania | $970 | -$46 | -4.5% |
| Rhode Island | $1,354 | $338 | 33.3% |
| South Carolina | $920 | -$96 | -9.4% |
| South Dakota | $858 | -$158 | -15.6% |
| Tennessee | $890 | -$126 | -12.4% |
| Texas | $1,226 | $210 | 20.7% |
| Utah | $752 | -$264 | -26.0% |
| Vermont | $696 | -$320 | -31.5% |
| Virginia | $610 | -$406 | -40.0% |
| Washington | $788 | -$228 | -22.4% |
| West Virginia | $930 | -$86 | -8.5% |
| Wisconsin | $704 | -$312 | -30.7% |
| Wyoming | $906 | -$110 | -10.8% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Suzuki SX4 LE | $994 | $83 |
| Suzuki SX4 Sport S | $1,036 | $86 |
| Suzuki SX4 Sport SE | $1,036 | $86 |
| Suzuki SX4 2WD | $972 | $81 |
| Suzuki SX4 AWD AWD | $990 | $83 |
| Suzuki SX4 Sport GTS | $1,056 | $88 |
| Suzuki SX4 Sportback 2WD | $990 | $83 |
| Suzuki SX4 Technology 2WD | $990 | $83 |
| Suzuki SX4 Technology AWD | $1,024 | $85 |
| Suzuki SX4 Touring AWD | $1,024 | $85 |
Rates assume 2009 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2009 Suzuki SX4 | $162 | $222 | $474 | $1,016 |
Rates are averaged for all Suzuki SX4 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Suzuki SX4 Insurance
Finding cheaper rates on auto insurance requires being a safe and courteous driver, maintaining a good credit score, being claim-free, and possibly higher deductibles. Invest time comparing rates at every other renewal by getting rate quotes from direct insurance companies, and also from insurance agencies where you live.
Below is a quick review of the concepts that were covered in the charts and tables above.
- Drivers with a DUI or reckless driving violation could be forced to pay on average $1,180 more annually for auto insurance
- Teenage drivers have the highest car insurance rates, possibly costing $342 each month if the policy includes full coverage
- It is possible to save approximately $110 per year just by quoting online well ahead of the renewal date
- Increasing comprehensive and collision deductibles could save as much as $250 each year
- It is possible to save approximately $110 per year just by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,102 |
| 20 | $2,328 |
| 30 | $1,034 |
| 40 | $1,016 |
| 50 | $934 |
| 60 | $914 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,184 |
| $250 | $1,108 |
| $500 | $1,016 |
| $1,000 | $930 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,016 |
| 50/100 | $1,119 |
| 100/300 | $1,237 |
| 250/500 | $1,545 |
| 100 CSL | $1,166 |
| 300 CSL | $1,427 |
| 500 CSL | $1,617 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,780 |
| 20 | $3,714 |
| 30 | $2,208 |
| 40 | $2,192 |
| 50 | $2,096 |
| 60 | $2,074 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $51 |
| Multi-vehicle | $55 |
| Homeowner | $18 |
| 5-yr Accident Free | $62 |
| 5-yr Claim Free | $64 |
| Paid in Full/EFT | $37 |
| Advance Quote | $45 |
| Online Quote | $69 |
| Total Discounts | $401 |
Discounts are estimated and may not be available from every company or in every state.
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