Suzuki SX4 2WD Insurance Rates

The average insurance rates for a Suzuki SX4 2WD are $1,266 a year including full coverage. Comprehensive insurance costs on average $298 a year, collision insurance costs $446, and liability insurance costs around $364. Buying just liability costs as low as $430 a year, and insurance for high-risk drivers costs $2,702 or more. Teen drivers cost the most to insure at up to $4,658 a year.

Annual premium for full coverage: $1,266

Policy rates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Suzuki SX4 Trim Level

These price differences highlight why it is important for drivers to compare prices based on a specific location and risk profile, rather than relying on price averages.

Use the form below to get rates for your location.

Insurance rates for a Suzuki SX4 2WD also range considerably based on your risk profile, the replacement cost of your SX4, and policy deductibles and limits.

Older drivers with a clean driving record and high deductibles could pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay upwards of $4,600 a year. View Rates by Age

Your home state has a huge impact on Suzuki SX4 2WD insurance rates. A driver around age 40 might see rates as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $500 each year, while buying higher liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $327 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at a minimum $1,500 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy can be anywhere from 43% to 133% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out exactly what you will pay is to get quotes from as many companies as possible. Each insurance company uses a different rate calculation, so the rates will be varied from one company to the next.

View Chart as Image

The chart above shows average Suzuki SX4 2WD insurance rates for various risk profiles and scenarios. The lowest rate with discounts is $745. Drivers who choose higher $1,000 deductibles will pay around $1,098. The average rate for a 40-year-old male driver using $500 deductibles is $1,266. Choosing low $100 deductibles for collision and other-than-collision coverage could cost up to $1,590. High risk drivers could be charged around $2,702. The cost for full coverage for a teen driver can be as high as $4,658.

View Chart as Image