Suzuki Kizashi Insurance Rates
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UPDATED: Jun 4, 2023
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Average insurance rates for a Suzuki Kizashi are $1,084 a year for full coverage. Comprehensive insurance costs on average $190 a year, collision costs $258, and liability costs $478. Liability-only coverage costs as little as $526 a year, with high-risk coverage costing $2,330 or more. 16-year-old drivers receive the highest rates at $4,300 a year or more.
Average premium for full coverage: $1,084
Rate estimates by individual coverage type:
These estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all states and Kizashi trim levels.
Price Range by Coverage and Risk
For an average driver, prices range go from as low as $526 for just liability coverage to a high of $2,330 for a high-risk insurance policy.
Price Range by Location
Your location can have significant affects on car insurance rates. Rural areas tend to have a lower frequency of accident claims than congested cities.
The diagram below illustrates the effect of geographic area on car insurance rates.
These examples show why it is important to compare rates based on a specific location and risk profile, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below shows estimated Suzuki Kizashi insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $652
- Drivers who choose higher $1,000 deductibles will pay around $980 a year
- The average rate for a 40-year-old driver with $500 deductibles is $1,084
- Buying low $100 deductibles for comprehensive and collision insurance will cost an extra $192 every year
- Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,330 or more
- The cost for full coverage for a teen driver may cost $4,300 a year
Car insurance rates for a Suzuki Kizashi can also vary considerably based on your driver profile, the trim level of your Kizashi, and policy deductibles and limits.
Older drivers with no driving violations and high deductibles may pay as little as $1,000 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged upwards of $4,300 a year. View Rates by Age
Where you live makes a big difference in Suzuki Kizashi insurance prices. A 40-year-old driver could pay as low as $710 a year in states like Idaho, Maine, and Iowa, or at least $1,550 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $980 | -$104 | -9.6% |
| Alaska | $832 | -$252 | -23.2% |
| Arizona | $900 | -$184 | -17.0% |
| Arkansas | $1,084 | -$0 | 0.0% |
| California | $1,234 | $150 | 13.8% |
| Colorado | $1,036 | -$48 | -4.4% |
| Connecticut | $1,112 | $28 | 2.6% |
| Delaware | $1,226 | $142 | 13.1% |
| Florida | $1,356 | $272 | 25.1% |
| Georgia | $1,000 | -$84 | -7.7% |
| Hawaii | $776 | -$308 | -28.4% |
| Idaho | $732 | -$352 | -32.5% |
| Illinois | $808 | -$276 | -25.5% |
| Indiana | $816 | -$268 | -24.7% |
| Iowa | $730 | -$354 | -32.7% |
| Kansas | $1,030 | -$54 | -5.0% |
| Kentucky | $1,478 | $394 | 36.3% |
| Louisiana | $1,602 | $518 | 47.8% |
| Maine | $668 | -$416 | -38.4% |
| Maryland | $892 | -$192 | -17.7% |
| Massachusetts | $868 | -$216 | -19.9% |
| Michigan | $1,884 | $800 | 73.8% |
| Minnesota | $906 | -$178 | -16.4% |
| Mississippi | $1,298 | $214 | 19.7% |
| Missouri | $960 | -$124 | -11.4% |
| Montana | $1,164 | $80 | 7.4% |
| Nebraska | $854 | -$230 | -21.2% |
| Nevada | $1,298 | $214 | 19.7% |
| New Hampshire | $780 | -$304 | -28.0% |
| New Jersey | $1,212 | $128 | 11.8% |
| New Mexico | $958 | -$126 | -11.6% |
| New York | $1,140 | $56 | 5.2% |
| North Carolina | $624 | -$460 | -42.4% |
| North Dakota | $886 | -$198 | -18.3% |
| Ohio | $748 | -$336 | -31.0% |
| Oklahoma | $1,112 | $28 | 2.6% |
| Oregon | $992 | -$92 | -8.5% |
| Pennsylvania | $1,034 | -$50 | -4.6% |
| Rhode Island | $1,446 | $362 | 33.4% |
| South Carolina | $982 | -$102 | -9.4% |
| South Dakota | $914 | -$170 | -15.7% |
| Tennessee | $950 | -$134 | -12.4% |
| Texas | $1,306 | $222 | 20.5% |
| Utah | $802 | -$282 | -26.0% |
| Vermont | $742 | -$342 | -31.5% |
| Virginia | $648 | -$436 | -40.2% |
| Washington | $836 | -$248 | -22.9% |
| West Virginia | $992 | -$92 | -8.5% |
| Wisconsin | $750 | -$334 | -30.8% |
| Wyoming | $966 | -$118 | -10.9% |
Opting for high physical damage deductibles could save up to $300 every year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost as much as $430 extra every 12 months. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you could be paying at a minimum $1,300 to $1,800 extra per year, depending on your age. A high-risk auto insurance policy can cost as much as 42% to 134% more than the average rate. View High Risk Driver Rates
With so much variability in rates, the only way to know exactly what you will pay is to get quotes and see which company has the best rate. Every company utilizes a different rate formula, so rate quotes can be significantly different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Suzuki Kizashi S | $1,038 | $87 |
| Suzuki Kizashi S AWD | $1,062 | $89 |
| Suzuki Kizashi SE | $1,062 | $89 |
| Suzuki Kizashi GTS | $1,084 | $90 |
| Suzuki Kizashi SE AWD | $1,084 | $90 |
| Suzuki Kizashi GTS AWD | $1,106 | $92 |
| Suzuki Kizashi SLS | $1,106 | $92 |
| Suzuki Kizashi SLS AWD | $1,128 | $94 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2011 Suzuki Kizashi | $190 | $258 | $478 | $1,084 |
| 2010 Suzuki Kizashi | $176 | $236 | $474 | $1,044 |
Rates are averaged for all Suzuki Kizashi models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Suzuki Kizashi Insurance
Saving money on car insurance not only requires avoiding accidents and violations, but also having above-average credit, eliminating unneeded coverage, and maximizing policy discounts. Take the time to compare rates at least every other year by requesting rates from direct carriers like GEICO and Progressive, and also from your local insurance agents.
The list below is a brief summary of the car insurance concepts covered in the above illustrations.
- Higher risk drivers that tend to have accidents or serious violations will pay on average $1,250 more each year for car insurance
- Drivers can save as much as $120 per year simply by quoting early and online
- Increasing deductibles can save around $300 each year
- Policyholders who require higher liability limits will pay around $530 each year to go from a minimum limit to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,300 |
| 20 | $2,472 |
| 30 | $1,106 |
| 40 | $1,084 |
| 50 | $994 |
| 60 | $972 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,276 |
| $250 | $1,190 |
| $500 | $1,084 |
| $1,000 | $980 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,084 |
| 50/100 | $1,224 |
| 100/300 | $1,343 |
| 250/500 | $1,654 |
| 100 CSL | $1,271 |
| 300 CSL | $1,534 |
| 500 CSL | $1,726 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,072 |
| 20 | $3,944 |
| 30 | $2,354 |
| 40 | $2,330 |
| 50 | $2,228 |
| 60 | $2,206 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $56 |
| Multi-vehicle | $58 |
| Homeowner | $19 |
| 5-yr Accident Free | $68 |
| 5-yr Claim Free | $68 |
| Paid in Full/EFT | $41 |
| Advance Quote | $48 |
| Online Quote | $74 |
| Total Discounts | $432 |
Discounts are estimated and may not be available from every company or in every state.
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