Suzuki Kizashi Insurance Rates

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UPDATED: Jun 4, 2023

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The average insurance rates for a Suzuki Kizashi are $1,044 a year including full coverage. Comprehensive insurance costs approximately $176 each year, collision insurance costs $236, and liability is estimated at $474. A liability-only policy costs approximately $522 a year, and high-risk insurance costs $2,246 or more. Teen drivers cost the most to insure at up to $4,174 a year.

Average premium for full coverage: $1,044

Policy rates by type of insurance:

Comprehensive $176
Collision $236
Liability $474

Full coverage includes $500 policy deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Kizashi models.

Price Range Variability

For a 40-year-old driver, Suzuki Kizashi insurance rates range from as low as $522 for liability-only coverage to a high rate of $2,246 for high-risk insurance.

Liability Only $522
Full Coverage $1,044
High Risk $2,246

Urban vs. Rural Price Range

Living in a larger city can make a big difference on car insurance prices. Rural locations are shown to have a lower frequency of comprehensive and collision claims than larger metro areas. The graphic below illustrates how your location can change auto insurance prices.

Rural Areas $783
Small Cities $1,096
Large Cities $1,409

The examples above highlight why all drivers should get quotes using their specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below breaks down average Suzuki Kizashi insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $632
  • Choosing higher $1,000 deductibles can save $94 every year
  • The average rate for a good driver age 40 who chooses $500 deductibles is $1,044
  • Choosing low deductibles for comp and collision coverage will cost an extra $178 annually
  • Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,246
  • Policy cost for full coverage for a 16-year-old driver can cost $4,174 each year

View Chart as Image

Suzuki Kizashi insurance cost comparison chart
Column chart showing Suzuki Kizashi insurance prices range from $632 to $4,174 for full coverage

Car insurance rates for a Suzuki Kizashi also range considerably based on your risk profile, the model of your Kizashi, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high deductibles may pay as low as $1,000 annually on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged in the ballpark of $4,100 a year. View Rates by Age

Your home state plays a big part in determining prices for Suzuki Kizashi insurance prices. A good driver about age 40 could pay as low as $800 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,490 on average in Louisiana, New York, and Michigan.

Suzuki Kizashi Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $944 -$100 -9.6%
Alaska $800 -$244 -23.4%
Arizona $866 -$178 -17.0%
Arkansas $1,044 -$0 0.0%
California $1,190 $146 14.0%
Colorado $996 -$48 -4.6%
Connecticut $1,074 $30 2.9%
Delaware $1,182 $138 13.2%
Florida $1,306 $262 25.1%
Georgia $964 -$80 -7.7%
Hawaii $750 -$294 -28.2%
Idaho $706 -$338 -32.4%
Illinois $778 -$266 -25.5%
Indiana $786 -$258 -24.7%
Iowa $706 -$338 -32.4%
Kansas $994 -$50 -4.8%
Kentucky $1,426 $382 36.6%
Louisiana $1,544 $500 47.9%
Maine $646 -$398 -38.1%
Maryland $860 -$184 -17.6%
Massachusetts $836 -$208 -19.9%
Michigan $1,814 $770 73.8%
Minnesota $874 -$170 -16.3%
Mississippi $1,250 $206 19.7%
Missouri $926 -$118 -11.3%
Montana $1,122 $78 7.5%
Nebraska $824 -$220 -21.1%
Nevada $1,252 $208 19.9%
New Hampshire $752 -$292 -28.0%
New Jersey $1,168 $124 11.9%
New Mexico $924 -$120 -11.5%
New York $1,100 $56 5.4%
North Carolina $602 -$442 -42.3%
North Dakota $854 -$190 -18.2%
Ohio $720 -$324 -31.0%
Oklahoma $1,074 $30 2.9%
Oregon $956 -$88 -8.4%
Pennsylvania $996 -$48 -4.6%
Rhode Island $1,392 $348 33.3%
South Carolina $946 -$98 -9.4%
South Dakota $882 -$162 -15.5%
Tennessee $914 -$130 -12.5%
Texas $1,258 $214 20.5%
Utah $772 -$272 -26.1%
Vermont $716 -$328 -31.4%
Virginia $626 -$418 -40.0%
Washington $808 -$236 -22.6%
West Virginia $956 -$88 -8.4%
Wisconsin $724 -$320 -30.7%
Wyoming $932 -$112 -10.7%

View Chart as Image

Suzuki Kizashi insurance rates by U.S. city

Choosing high deductibles can save as much as $280 annually, whereas increasing liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying anywhere from $1,200 to $1,800 extra every year, depending on your age. Insurance for high-risk drivers ranges from 43% to 128% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Suzuki Kizashi Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Suzuki Kizashi S $1,004 $84
Suzuki Kizashi S AWD $1,024 $85
Suzuki Kizashi SE $1,024 $85
Suzuki Kizashi GTS $1,044 $87
Suzuki Kizashi SE AWD $1,044 $87
Suzuki Kizashi GTS AWD $1,064 $89
Suzuki Kizashi SLS $1,064 $89
Suzuki Kizashi SLS AWD $1,086 $91

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Suzuki Kizashi Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2011 Suzuki Kizashi $190 $258 $478 $1,084
2010 Suzuki Kizashi $176 $236 $474 $1,044

Rates are averaged for all Suzuki Kizashi models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Suzuki Kizashi Insurance

Finding cheaper rates on insurance for a Suzuki Kizashi takes being safe and accident-free, having above-average credit, paying for small claims out-of-pocket, and attention to physical damage deductibles. Invest the time to shop around every couple of years by getting rate quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

Below you'll find a summary of the material that was illustrated above.

  • Insureds who purchase more liability protection will pay about $520 per year to raise limits from a 30/60 limit to 250/500 limits
  • Youthful drivers pay the highest auto insurance rates, with premiums being up to $348 each month if full coverage is included
  • Drivers considered higher risk who have multiple accidents or major violations could be forced to pay on average $1,200 more per year than a low-risk driver
  • Increasing comprehensive and collision deductibles can save around $275 each year

Rates by Driver Age

Suzuki Kizashi Insurance Rates by Driver Age
Driver Age Premium
16 $4,174
20 $2,384
30 $1,064
40 $1,044
50 $958
60 $938

Full coverage, $500 deductibles

Rates by Deductible

Suzuki Kizashi Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,222
$250 $1,142
$500 $1,044
$1,000 $950

Full coverage, driver age 40

Rates by Liability Limit

Suzuki Kizashi Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,044
50/100 $1,181
100/300 $1,299
250/500 $1,607
100 CSL $1,228
300 CSL $1,489
500 CSL $1,679

Full coverage, driver age 40

Rates for High Risk Drivers

Suzuki Kizashi Insurance Rates for High Risk Drivers
Age Premium
16 $5,886
20 $3,804
30 $2,266
40 $2,246
50 $2,148
60 $2,124

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $140

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $53
Multi-vehicle $56
Homeowner $18
5-yr Accident Free $64
5-yr Claim Free $66
Paid in Full/EFT $38
Advance Quote $46
Online Quote $71
Total Discounts $412
Rate after discounts $632

Discounts are estimated and may not be available from every company or in every state.

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