Suzuki Kizashi Insurance Rates
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UPDATED: Jun 4, 2023
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Average auto insurance rates for a Suzuki Kizashi are $1,084 annually for full coverage insurance. Comprehensive costs around $190 each year, collision insurance costs $258, and liability insurance is estimated at $478. A policy with just liability insurance costs approximately $526 a year, and coverage for high-risk drivers costs around $2,330. 16-year-old drivers receive the highest rates at up to $4,300 a year.
Average premium for full coverage: $1,084
Rate estimates for individual coverage type:
Rate estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and Kizashi models.
Price Range by Coverage and Risk
For a driver in their 40's, prices range range from as cheap as $526 for the bare minimum liability coverage to a high rate of $2,330 for coverage for higher-risk drivers.
Price Range by Location
Living in a larger city has a significant impact on car insurance rates. Areas with sparse population tend to have fewer physical damage claims than congested cities. The graphic below illustrates how location helps determine auto insurance rates.
These examples illustrate why all drivers should get quotes for a specific zip code and their own personal driving habits, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates average Suzuki Kizashi insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $652
- Choosing higher $1,000 deductibles can save about $104 each year
- The estimated rate for a 40-year-old driver using $500 deductibles is $1,084
- Buying low deductibles for comp and collision coverage will cost $1,276
- High-risk insureds with multiple tickets or accidents could pay at least $2,330
- The cost with full coverage for a teen driver can be $4,300 each year
Insurance rates for a Suzuki Kizashi can also vary considerably based on the trim level of your Kizashi, your risk profile, and deductibles and policy limits.
More mature drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,000 annually on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay as much as $4,300 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are probably paying at least $1,300 to $1,800 additional per year, depending on your age. Insurance for high-risk drivers ranges anywhere from 42% to 134% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles can save as much as $300 each year, whereas increasing liability limits will increase rates. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $430 more each year. View Rates by Deductible or Liability Limit
Where you live plays a big part in determining prices for Suzuki Kizashi insurance rates. A good driver about age 40 could pay as low as $710 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,460 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $980 | -$104 | -9.6% |
| Alaska | $832 | -$252 | -23.2% |
| Arizona | $900 | -$184 | -17.0% |
| Arkansas | $1,084 | -$0 | 0.0% |
| California | $1,234 | $150 | 13.8% |
| Colorado | $1,036 | -$48 | -4.4% |
| Connecticut | $1,112 | $28 | 2.6% |
| Delaware | $1,226 | $142 | 13.1% |
| Florida | $1,356 | $272 | 25.1% |
| Georgia | $1,000 | -$84 | -7.7% |
| Hawaii | $776 | -$308 | -28.4% |
| Idaho | $732 | -$352 | -32.5% |
| Illinois | $808 | -$276 | -25.5% |
| Indiana | $816 | -$268 | -24.7% |
| Iowa | $730 | -$354 | -32.7% |
| Kansas | $1,030 | -$54 | -5.0% |
| Kentucky | $1,478 | $394 | 36.3% |
| Louisiana | $1,602 | $518 | 47.8% |
| Maine | $668 | -$416 | -38.4% |
| Maryland | $892 | -$192 | -17.7% |
| Massachusetts | $868 | -$216 | -19.9% |
| Michigan | $1,884 | $800 | 73.8% |
| Minnesota | $906 | -$178 | -16.4% |
| Mississippi | $1,298 | $214 | 19.7% |
| Missouri | $960 | -$124 | -11.4% |
| Montana | $1,164 | $80 | 7.4% |
| Nebraska | $854 | -$230 | -21.2% |
| Nevada | $1,298 | $214 | 19.7% |
| New Hampshire | $780 | -$304 | -28.0% |
| New Jersey | $1,212 | $128 | 11.8% |
| New Mexico | $958 | -$126 | -11.6% |
| New York | $1,140 | $56 | 5.2% |
| North Carolina | $624 | -$460 | -42.4% |
| North Dakota | $886 | -$198 | -18.3% |
| Ohio | $748 | -$336 | -31.0% |
| Oklahoma | $1,112 | $28 | 2.6% |
| Oregon | $992 | -$92 | -8.5% |
| Pennsylvania | $1,034 | -$50 | -4.6% |
| Rhode Island | $1,446 | $362 | 33.4% |
| South Carolina | $982 | -$102 | -9.4% |
| South Dakota | $914 | -$170 | -15.7% |
| Tennessee | $950 | -$134 | -12.4% |
| Texas | $1,306 | $222 | 20.5% |
| Utah | $802 | -$282 | -26.0% |
| Vermont | $742 | -$342 | -31.5% |
| Virginia | $648 | -$436 | -40.2% |
| Washington | $836 | -$248 | -22.9% |
| West Virginia | $992 | -$92 | -8.5% |
| Wisconsin | $750 | -$334 | -30.8% |
| Wyoming | $966 | -$118 | -10.9% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Suzuki Kizashi S | $1,038 | $87 |
| Suzuki Kizashi S AWD | $1,062 | $89 |
| Suzuki Kizashi SE | $1,062 | $89 |
| Suzuki Kizashi GTS | $1,084 | $90 |
| Suzuki Kizashi SE AWD | $1,084 | $90 |
| Suzuki Kizashi GTS AWD | $1,106 | $92 |
| Suzuki Kizashi SLS | $1,106 | $92 |
| Suzuki Kizashi SLS AWD | $1,128 | $94 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2011 Suzuki Kizashi | $190 | $258 | $478 | $1,084 |
| 2010 Suzuki Kizashi | $176 | $236 | $474 | $1,044 |
Rates are averaged for all Suzuki Kizashi models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Suzuki Kizashi Insurance
Saving money on Suzuki Kizashi insurance takes being a safe and courteous driver, having good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Invest time comparing rates at least once a year by requesting rates from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.
Below is a brief recap of the primary concepts that were covered in the charts and tables above.
- It is possible to save up to $120 per year just by quoting online in advance
- High-risk drivers who tend to receive serious violations pay on average $1,250 more every year for auto insurance
- Increasing deductibles could save up to $300 each year
- Teenage drivers are charged the highest rates, costing up to $358 per month if they have full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,300 |
| 20 | $2,472 |
| 30 | $1,106 |
| 40 | $1,084 |
| 50 | $994 |
| 60 | $972 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,276 |
| $250 | $1,190 |
| $500 | $1,084 |
| $1,000 | $980 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,084 |
| 50/100 | $1,224 |
| 100/300 | $1,343 |
| 250/500 | $1,654 |
| 100 CSL | $1,271 |
| 300 CSL | $1,534 |
| 500 CSL | $1,726 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,072 |
| 20 | $3,944 |
| 30 | $2,354 |
| 40 | $2,330 |
| 50 | $2,228 |
| 60 | $2,206 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $56 |
| Multi-vehicle | $58 |
| Homeowner | $19 |
| 5-yr Accident Free | $68 |
| 5-yr Claim Free | $68 |
| Paid in Full/EFT | $41 |
| Advance Quote | $48 |
| Online Quote | $74 |
| Total Discounts | $432 |
Discounts are estimated and may not be available from every company or in every state.
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