Suzuki Kizashi Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 31, 2020

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U.S. average insurance rates for a Suzuki Kizashi are $1,084 a year including full coverage. Comprehensive costs on average $190 each year, collision costs $258, and liability is estimated at $478. Liability-only coverage costs approximately $526 a year, with high-risk coverage costing around $2,330. Teenage drivers pay the highest rates at $4,300 a year or more.

Average premium for full coverage: $1,084

Price estimates by individual coverage:

Comprehensive $190
Collision $258
Liability $478

Rates are based on $500 deductible amounts, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and Kizashi models.

Price Range from Low to High

For the average 40-year-old driver, Suzuki Kizashi insurance prices go from as low as $526 for the bare minimum liability coverage to a high rate of $2,330 for a driver who has had serious violations or accidents.

Liability Only $526
Full Coverage $1,084
High Risk $2,330

Geographic Price Range

Living in a larger city can make a big difference on car insurance rates. Rural areas have a lower frequency of comprehensive and collision claims than densely populated cities.

The graphic below illustrates the difference location can make on car insurance rates.

Rural Areas $813
Small Cities $1,138
Large Cities $1,463

The ranges above highlight why all drivers should get quotes based on a specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below breaks down estimated Suzuki Kizashi insurance rates for different risk profiles and scenarios.

  • The best discount rate is $652
  • Choosing higher $1,000 deductibles can save around $104 every year
  • The average rate for the average middle-age driver with $500 deductibles is $1,084
  • Using low deductibles for comp and collision coverage will increase the cost to $1,276
  • Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,330 or more
  • The price for full coverage for a 16-year-old driver may cost $4,300 each year

View Chart as Image

Suzuki Kizashi insurance cost comparison chart
Column chart showing full coverage Suzuki Kizashi insurance rates range from $652 to $4,300

Auto insurance prices for a Suzuki Kizashi are also quite variable based on your driving record, the model of your Kizashi, and policy deductibles and limits.

More mature drivers with a good driving record and high deductibles may pay as low as $1,000 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay upwards of $4,300 a year. View Rates by Age

The state you live in plays a big part in determining prices for Suzuki Kizashi insurance prices. A good driver about age 40 could pay as low as $830 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,550 on average in Michigan, New York, and Louisiana.

Suzuki Kizashi Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $980 -$104 -9.6%
Alaska $832 -$252 -23.2%
Arizona $900 -$184 -17.0%
Arkansas $1,084 -$0 0.0%
California $1,234 $150 13.8%
Colorado $1,036 -$48 -4.4%
Connecticut $1,112 $28 2.6%
Delaware $1,226 $142 13.1%
Florida $1,356 $272 25.1%
Georgia $1,000 -$84 -7.7%
Hawaii $776 -$308 -28.4%
Idaho $732 -$352 -32.5%
Illinois $808 -$276 -25.5%
Indiana $816 -$268 -24.7%
Iowa $730 -$354 -32.7%
Kansas $1,030 -$54 -5.0%
Kentucky $1,478 $394 36.3%
Louisiana $1,602 $518 47.8%
Maine $668 -$416 -38.4%
Maryland $892 -$192 -17.7%
Massachusetts $868 -$216 -19.9%
Michigan $1,884 $800 73.8%
Minnesota $906 -$178 -16.4%
Mississippi $1,298 $214 19.7%
Missouri $960 -$124 -11.4%
Montana $1,164 $80 7.4%
Nebraska $854 -$230 -21.2%
Nevada $1,298 $214 19.7%
New Hampshire $780 -$304 -28.0%
New Jersey $1,212 $128 11.8%
New Mexico $958 -$126 -11.6%
New York $1,140 $56 5.2%
North Carolina $624 -$460 -42.4%
North Dakota $886 -$198 -18.3%
Ohio $748 -$336 -31.0%
Oklahoma $1,112 $28 2.6%
Oregon $992 -$92 -8.5%
Pennsylvania $1,034 -$50 -4.6%
Rhode Island $1,446 $362 33.4%
South Carolina $982 -$102 -9.4%
South Dakota $914 -$170 -15.7%
Tennessee $950 -$134 -12.4%
Texas $1,306 $222 20.5%
Utah $802 -$282 -26.0%
Vermont $742 -$342 -31.5%
Virginia $648 -$436 -40.2%
Washington $836 -$248 -22.9%
West Virginia $992 -$92 -8.5%
Wisconsin $750 -$334 -30.8%
Wyoming $966 -$118 -10.9%

View Chart as Image

Suzuki Kizashi insurance rates by U.S. city

Using high physical damage deductibles can save as much as $300 annually, whereas increasing liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $430 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at a minimum $1,300 to $1,800 in extra premium each year, depending on your age. Insurance for high-risk drivers ranges from 42% to 134% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the best way to figure out exactly what you will pay is to do a rate comparison from multiple companies. Each auto insurer uses a different method to calculate prices, and quoted prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Suzuki Kizashi Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Suzuki Kizashi S $1,038 $87
Suzuki Kizashi S AWD $1,062 $89
Suzuki Kizashi SE $1,062 $89
Suzuki Kizashi GTS $1,084 $90
Suzuki Kizashi SE AWD $1,084 $90
Suzuki Kizashi GTS AWD $1,106 $92
Suzuki Kizashi SLS $1,106 $92
Suzuki Kizashi SLS AWD $1,128 $94

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Suzuki Kizashi Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2011 Suzuki Kizashi $194 $284 $474 $1,110
2010 Suzuki Kizashi $190 $258 $478 $1,084

Rates are averaged for all Suzuki Kizashi models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Suzuki Kizashi Insurance

Getting lower rates on insurance for a Suzuki Kizashi takes having a good driving record, having good credit, being claim-free, and taking advantage of discounts. Make time to compare rates every other policy renewal by requesting rates from direct car insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

The next list is a quick review of the ideas that were touched on in this article.

  • Drivers age 20 and younger are charged the highest prices, possibly costing $358 a month if they have full coverage
  • Drivers considered higher risk with a DUI or reckless driving violation may pay on average $1,250 more each year to buy Suzuki Kizashi insurance
  • Increasing physical damage deductibles can save around $300 each year
  • You may be able to save as much as $120 per year simply by quoting online in advance

Rates by Driver Age

Suzuki Kizashi Insurance Rates by Driver Age
Driver Age Premium
16 $4,300
20 $2,472
30 $1,106
40 $1,084
50 $994
60 $972

Full coverage, $500 deductibles

Rates by Deductible

Suzuki Kizashi Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,276
$250 $1,190
$500 $1,084
$1,000 $980

Full coverage, driver age 40

Rates by Liability Limit

Suzuki Kizashi Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,084
50/100 $1,224
100/300 $1,343
250/500 $1,654
100 CSL $1,271
300 CSL $1,534
500 CSL $1,726

Full coverage, driver age 40

Rates for High Risk Drivers

Suzuki Kizashi Insurance Rates for High Risk Drivers
Age Premium
16 $6,072
20 $3,944
30 $2,354
40 $2,330
50 $2,228
60 $2,206

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $146

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $56
Multi-vehicle $58
Homeowner $19
5-yr Accident Free $68
5-yr Claim Free $68
Paid in Full/EFT $41
Advance Quote $48
Online Quote $74
Total Discounts $432
Rate after discounts $652

Discounts are estimated and may not be available from every company or in every state.

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