Suzuki Kizashi Insurance Rates
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UPDATED: Mar 31, 2020
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U.S. average insurance rates for a Suzuki Kizashi are $1,084 a year including full coverage. Comprehensive costs on average $190 each year, collision costs $258, and liability is estimated at $478. Liability-only coverage costs approximately $526 a year, with high-risk coverage costing around $2,330. Teenage drivers pay the highest rates at $4,300 a year or more.
Average premium for full coverage: $1,084
Price estimates by individual coverage:
Rates are based on $500 deductible amounts, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and Kizashi models.
Price Range from Low to High
For the average 40-year-old driver, Suzuki Kizashi insurance prices go from as low as $526 for the bare minimum liability coverage to a high rate of $2,330 for a driver who has had serious violations or accidents.
Geographic Price Range
Living in a larger city can make a big difference on car insurance rates. Rural areas have a lower frequency of comprehensive and collision claims than densely populated cities.
The graphic below illustrates the difference location can make on car insurance rates.
The ranges above highlight why all drivers should get quotes based on a specific location and risk profile, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down estimated Suzuki Kizashi insurance rates for different risk profiles and scenarios.
- The best discount rate is $652
- Choosing higher $1,000 deductibles can save around $104 every year
- The average rate for the average middle-age driver with $500 deductibles is $1,084
- Using low deductibles for comp and collision coverage will increase the cost to $1,276
- Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,330 or more
- The price for full coverage for a 16-year-old driver may cost $4,300 each year
Auto insurance prices for a Suzuki Kizashi are also quite variable based on your driving record, the model of your Kizashi, and policy deductibles and limits.
More mature drivers with a good driving record and high deductibles may pay as low as $1,000 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay upwards of $4,300 a year. View Rates by Age
The state you live in plays a big part in determining prices for Suzuki Kizashi insurance prices. A good driver about age 40 could pay as low as $830 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,550 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $980 | -$104 | -9.6% |
| Alaska | $832 | -$252 | -23.2% |
| Arizona | $900 | -$184 | -17.0% |
| Arkansas | $1,084 | -$0 | 0.0% |
| California | $1,234 | $150 | 13.8% |
| Colorado | $1,036 | -$48 | -4.4% |
| Connecticut | $1,112 | $28 | 2.6% |
| Delaware | $1,226 | $142 | 13.1% |
| Florida | $1,356 | $272 | 25.1% |
| Georgia | $1,000 | -$84 | -7.7% |
| Hawaii | $776 | -$308 | -28.4% |
| Idaho | $732 | -$352 | -32.5% |
| Illinois | $808 | -$276 | -25.5% |
| Indiana | $816 | -$268 | -24.7% |
| Iowa | $730 | -$354 | -32.7% |
| Kansas | $1,030 | -$54 | -5.0% |
| Kentucky | $1,478 | $394 | 36.3% |
| Louisiana | $1,602 | $518 | 47.8% |
| Maine | $668 | -$416 | -38.4% |
| Maryland | $892 | -$192 | -17.7% |
| Massachusetts | $868 | -$216 | -19.9% |
| Michigan | $1,884 | $800 | 73.8% |
| Minnesota | $906 | -$178 | -16.4% |
| Mississippi | $1,298 | $214 | 19.7% |
| Missouri | $960 | -$124 | -11.4% |
| Montana | $1,164 | $80 | 7.4% |
| Nebraska | $854 | -$230 | -21.2% |
| Nevada | $1,298 | $214 | 19.7% |
| New Hampshire | $780 | -$304 | -28.0% |
| New Jersey | $1,212 | $128 | 11.8% |
| New Mexico | $958 | -$126 | -11.6% |
| New York | $1,140 | $56 | 5.2% |
| North Carolina | $624 | -$460 | -42.4% |
| North Dakota | $886 | -$198 | -18.3% |
| Ohio | $748 | -$336 | -31.0% |
| Oklahoma | $1,112 | $28 | 2.6% |
| Oregon | $992 | -$92 | -8.5% |
| Pennsylvania | $1,034 | -$50 | -4.6% |
| Rhode Island | $1,446 | $362 | 33.4% |
| South Carolina | $982 | -$102 | -9.4% |
| South Dakota | $914 | -$170 | -15.7% |
| Tennessee | $950 | -$134 | -12.4% |
| Texas | $1,306 | $222 | 20.5% |
| Utah | $802 | -$282 | -26.0% |
| Vermont | $742 | -$342 | -31.5% |
| Virginia | $648 | -$436 | -40.2% |
| Washington | $836 | -$248 | -22.9% |
| West Virginia | $992 | -$92 | -8.5% |
| Wisconsin | $750 | -$334 | -30.8% |
| Wyoming | $966 | -$118 | -10.9% |
Using high physical damage deductibles can save as much as $300 annually, whereas increasing liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $430 extra every year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you are likely paying at a minimum $1,300 to $1,800 in extra premium each year, depending on your age. Insurance for high-risk drivers ranges from 42% to 134% more than a normal policy. View High Risk Driver Rates
Since prices can be so different, the best way to figure out exactly what you will pay is to do a rate comparison from multiple companies. Each auto insurer uses a different method to calculate prices, and quoted prices may be quite different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Suzuki Kizashi S | $1,038 | $87 |
| Suzuki Kizashi S AWD | $1,062 | $89 |
| Suzuki Kizashi SE | $1,062 | $89 |
| Suzuki Kizashi GTS | $1,084 | $90 |
| Suzuki Kizashi SE AWD | $1,084 | $90 |
| Suzuki Kizashi GTS AWD | $1,106 | $92 |
| Suzuki Kizashi SLS | $1,106 | $92 |
| Suzuki Kizashi SLS AWD | $1,128 | $94 |
Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2011 Suzuki Kizashi | $194 | $284 | $474 | $1,110 |
| 2010 Suzuki Kizashi | $190 | $258 | $478 | $1,084 |
Rates are averaged for all Suzuki Kizashi models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Suzuki Kizashi Insurance
Getting lower rates on insurance for a Suzuki Kizashi takes having a good driving record, having good credit, being claim-free, and taking advantage of discounts. Make time to compare rates every other policy renewal by requesting rates from direct car insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.
The next list is a quick review of the ideas that were touched on in this article.
- Drivers age 20 and younger are charged the highest prices, possibly costing $358 a month if they have full coverage
- Drivers considered higher risk with a DUI or reckless driving violation may pay on average $1,250 more each year to buy Suzuki Kizashi insurance
- Increasing physical damage deductibles can save around $300 each year
- You may be able to save as much as $120 per year simply by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,300 |
| 20 | $2,472 |
| 30 | $1,106 |
| 40 | $1,084 |
| 50 | $994 |
| 60 | $972 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,276 |
| $250 | $1,190 |
| $500 | $1,084 |
| $1,000 | $980 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,084 |
| 50/100 | $1,224 |
| 100/300 | $1,343 |
| 250/500 | $1,654 |
| 100 CSL | $1,271 |
| 300 CSL | $1,534 |
| 500 CSL | $1,726 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,072 |
| 20 | $3,944 |
| 30 | $2,354 |
| 40 | $2,330 |
| 50 | $2,228 |
| 60 | $2,206 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $56 |
| Multi-vehicle | $58 |
| Homeowner | $19 |
| 5-yr Accident Free | $68 |
| 5-yr Claim Free | $68 |
| Paid in Full/EFT | $41 |
| Advance Quote | $48 |
| Online Quote | $74 |
| Total Discounts | $432 |
Discounts are estimated and may not be available from every company or in every state.
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