Suzuki Kizashi Insurance Rates

The average insurance rates for a Suzuki Kizashi are $1,012 a year for full coverage insurance. Comprehensive insurance costs approximately $166 each year, collision costs $214, and liability costs around $474. Buying just liability costs as low as $522 a year, with insurance for high-risk drivers costing $2,176 or more. Teen drivers cost the most to insure at $4,074 a year or more.

Average premium for full coverage: $1,012

Policy rates by type of insurance:

Price estimates include $500 policy deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all 50 states and Kizashi models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on the price of auto insurance. Rural locations are shown to have a lower frequency of physical damage claims than larger metro areas.

The graphic below illustrates how rural and urban location affects auto insurance prices.

The examples above illustrate why all drivers should compare prices using their specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Suzuki Kizashi insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $616
• Using higher $1,000 deductibles will save $88 each year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,012
• Choosing low deductibles for physical damage coverage will cost an extra $164 every year
• Drivers with multiple violations and an at-fault accident could pay around $2,176 or more
• Policy cost for full coverage for a teen driver can cost $4,074 or more

View Chart as Image

Insurance rates for a Suzuki Kizashi also range considerably based on your risk profile, the model year and trim level, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high deductibles may pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay in the ballpark of $4,000 a year. View Rates by Age

Your home state has a huge impact on Suzuki Kizashi insurance prices. A driver around age 40 might see rates as low as $660 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,370 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles could cut rates by as much as $260 every year, whereas increasing liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying anywhere from $1,200 to $1,700 extra every year, depending on your age. Insurance for high-risk drivers can be as much as 42% to 132% more than average. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to do a rate comparison and see which company has the best rate. Each insurance company uses a different rate calculation, so the rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Suzuki Kizashi Insurance

Finding cheaper rates on car insurance requires being safe and accident-free, maintaining good credit, being claim-free, and maximizing policy discounts. Set aside time to shop around at least once a year by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a condensed summary of the primary concepts that were raised in the charts and tables above.

• It is possible to save around $110 per year simply by quoting online in advance
• Higher risk drivers with multiple at-fault accidents may pay on average $1,160 more per year than a low-risk driver
• Increasing comprehensive and collision deductibles can save around $250 each year
• Youthful drivers are expensive to insure, possibly costing $340 each month for full coverage