Suzuki Kizashi Insurance Rates

U.S. average insurance prices for a Suzuki Kizashi are $1,012 every 12 months for full coverage insurance. Comprehensive costs approximately $166 a year, collision costs $214, and liability costs $474. A policy with just liability insurance costs as little as $522 a year, with coverage for high-risk drivers costing around $2,176. Teens pay the highest rates at $4,074 a year or more.

Average premium for full coverage: $1,012

Price estimates by individual coverage:

Price estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and Kizashi trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on the price of auto insurance. Rural locations have more infrequent physical damage claims than cities with more traffic congestion.

The diagram below illustrates the effect of geographic area on auto insurance prices.

The ranges above illustrate why it is important to compare rates using their specific location and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Suzuki Kizashi insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $616
• Drivers who choose higher $1,000 deductibles will pay $924 each year
• The average price for the average middle-age driver who chooses $500 deductibles is $1,012
• Selecting low $100 deductibles for comprehensive and collision insurance increases the price to $1,176
• Higher-risk drivers with serious driving violations could pay around $2,176 or more
• The price to insure a teen driver can cost $4,074 a year

View Chart as Image

Insurance prices for a Suzuki Kizashi are also quite variable based on deductibles and policy limits, your risk profile, and the model of your Kizashi.

Choosing higher comprehensive and collision insurance deductibles could save up to $260 every year, while buying higher liability limits will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as little as $1,000 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay in the ballpark of $4,000 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying anywhere from $1,200 to $1,700 extra each year, depending on your age. A high-risk auto insurance policy can cost as much as 42% to 132% more than the average policy. View High Risk Driver Rates

The state you live in makes a big difference in Suzuki Kizashi insurance prices. A 40-year-old driver could pay as low as $660 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,370 on average in Florida, New York, and Michigan.

View Chart as Image

Since prices can be so different, the only way to figure out who has the best car insurance prices is to get quotes and see which company has the best price. Every company calculates prices differently, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Suzuki Kizashi Insurance

Getting lower rates on car insurance not only requires avoiding accidents and violations, but also having good credit, not filing small claims, and maximizing policy discounts. Take the time to compare rates once a year by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The list below is a condensed summary of the data that was covered in the above illustrations.

• It is possible to save around $110 per year simply by quoting early and online
• Policyholders who purchase higher liability limits will pay approximately $520 annually to go from a low limit to a 250/500 level
• Teenagers are expensive to insure, as much as $340 a month if they have full coverage
• Higher risk drivers with multiple at-fault accidents may have to pay on average $1,160 more per year for car insurance