Suzuki Kizashi Insurance Rates

Estimated auto insurance rates for a Suzuki Kizashi are $1,084 annually for full coverage insurance. Comprehensive costs an estimated $190 a year, collision insurance costs $258, and liability coverage costs $478. Liability-only insurance costs as little as $526 a year, and high-risk driver insurance costs around $2,330. 16-year-old drivers pay the most at up to $4,300 a year.

Average premium for full coverage: $1,084

Premium estimates broken down by type of coverage:

Rates are based on $500 physical damage deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and Kizashi trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on the price of insurance. More rural locations are statistically proven to have fewer physical damage claims than congested cities. The diagram below illustrates the difference location can make on insurance prices.

These rate differences illustrate why it is important to compare rates for a targeted area and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Suzuki Kizashi insurance rates for other coverage scenarios.

• The best full coverage rate is $652
• Drivers who choose higher $1,000 deductibles will pay approximately $980 each year
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,084
• Buying low $100 deductibles for comprehensive and collision insurance will cost $1,276
• High-risk insureds with multiple tickets or accidents could pay up to $2,330
• An auto insurance policy with full coverage for a teenage driver can cost as much as $4,300 a year

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Insurance prices for a Suzuki Kizashi also have a wide range based on the model of your Kizashi, your risk profile, and liability limits and deductibles.

Older drivers with no violations or accidents and high physical damage deductibles may only pay around $1,000 per year on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they should be prepared to pay at least $4,300 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying $1,300 to $1,800 additional annually, depending on your age. A high-risk auto insurance policy can cost around 42% to 134% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $300 a year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $430 more each year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Suzuki Kizashi insurance rates. A 40-year-old driver could pay as low as $710 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,460 on average in Florida, New York, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap Suzuki Kizashi Insurance

Finding better rates on auto insurance not only requires being a safe and courteous driver, but also having good credit, paying for small claims out-of-pocket, and possibly raising deductibles. Make time to compare rates at every policy renewal by requesting rates from direct insurance companies, and also from your local independent and exclusive agents.

Below is a quick review of the data touched on in this article.

• Consumers who want higher levels of liability will pay around $530 annually to go from 30/60 bodily injury limits to higher 250/500 limits
• It is possible to save approximately $120 per year just by quoting early and online
• Increasing policy deductibles could save up to $300 each year
• Teenage drivers are expensive to insure, with premiums being up to $358 per month if they have full coverage