Suzuki Kizashi Insurance Rates

U.S. average insurance rates for a Suzuki Kizashi are $1,012 a year for full coverage. Comprehensive insurance costs approximately $166, collision costs $214, and liability coverage costs $474. Buying just liability costs as little as $522 a year, with insurance for high-risk drivers costing $2,176 or more. 16-year-old drivers pay the highest rates at $4,074 a year or more.

Average premium for full coverage: $1,012

Price estimates by individual coverage:

Prices include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all states and for different Kizashi trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on car insurance rates. Rural locations have a lower frequency of accident claims than congested cities.

The price range example below illustrates the effect of geographic area on auto insurance prices.

The ranges above show why anyone shopping for car insurance should compare rates using their specific location and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Suzuki Kizashi insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $616
• Drivers who choose higher $1,000 deductibles will pay $88 a year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,012
• Buying more expensive low deductibles for comprehensive and collision insurance will cost an extra $164 each year
• High-risk insureds with multiple tickets or accidents could pay around $2,176 or more
• The price for full coverage for a teenage driver with full coverage can cost $4,074 a year

View Chart as Image

Insurance prices for a Suzuki Kizashi are also quite variable based on your driving record, the trim level of your Kizashi, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high deductibles may only pay around $1,000 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay in the ballpark of $4,000 a year. View Rates by Age

The state you live in makes a big difference in Suzuki Kizashi insurance rates. A 40-year-old driver could pay as low as $670 a year in states like Iowa, Maine, and Idaho, or at least $1,450 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could save up to $260 a year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying anywhere from $1,200 to $1,700 additional each year, depending on your age. High-risk driver insurance can cost around 42% to 132% more than the average rate. View High Risk Driver Rates

Since prices can be so different, the only way to know who has the cheapest car insurance prices is to compare prices and see how they stack up. Every company utilizes a different rate formula, and prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Suzuki Kizashi Insurance

Getting lower rates on auto insurance not only requires being a safe and courteous driver, but also having a good credit history, eliminating unnecessary coverage, and qualifying for all possible discounts. Take the time to compare rates every other policy renewal by requesting quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

Below is a quick rundown of the ideas that were covered in the above illustrations.

• Teenage drivers are the costliest to insure, with premiums as much as $340 a month including comprehensive and collision insurance
• Drivers with reckless driving or DUI convictions may pay on average $1,160 more per year for auto insurance
• Increasing physical damage deductibles can save around $250 each year
• Drivers can save around $110 per year simply by shopping early and online