Suzuki Kizashi Insurance Rates

Estimated auto insurance rates for a Suzuki Kizashi are $1,044 annually including full coverage. Comprehensive costs approximately $176, collision insurance costs $236, and liability coverage costs around $474. Liability-only insurance costs as low as $522 a year, and high-risk driver insurance costs around $2,246. Teenage drivers pay the most at up to $4,174 a year.

Average premium for full coverage: $1,044

Premium estimates by type of coverage:

These estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and for all Kizashi models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on car insurance prices. Rural locations are statistically proven to have fewer comprehensive and collision claims than densely populated cities. The example below illustrates the effect of geographic area on auto insurance prices.

These rate differences highlight why everyone should compare prices using their specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Suzuki Kizashi insurance rates for additional coverage and risk scenarios.

• The best discount rate is $632
• Using higher $1,000 deductibles will save $94 every year
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,044
• Using pricier low deductibles for physical damage coverage will cost $1,222
• Higher-risk drivers who are prone to accidents and violations could pay around $2,246
• An auto insurance policy with full coverage for a teenage driver for full coverage can cost $4,174 or more

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Insurance prices for a Suzuki Kizashi also have a wide range based on the model of your Kizashi, your driving characteristics, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high physical damage deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,100 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying anywhere from $1,200 to $1,800 additional annually, depending on your age. Suzuki Kizashi insurance for high-risk drivers can be around 43% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $280 a year, whereas buying more liability protection will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Suzuki Kizashi insurance rates. A driver around age 40 might see prices as low as $800 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,490 on average in Louisiana, New York, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Suzuki Kizashi Insurance

Finding better rates on auto insurance requires not taking risks behind the wheel, having good credit, refrain from filing small claims, and consideration of higher deductibles. Take the time to compare rates every other policy renewal by getting rate quotes from direct car insurance companies, and also from local insurance agencies.

The following is a brief summary of the ideas that were covered in the above illustrations.

• Teens are the costliest to insure, with the cost nearing $348 per month if they have full coverage
• Drivers that tend to have accidents or serious violations may have to pay on average $1,200 more per year for Kizashi insurance
• Increasing policy deductibles could save up to $275 each year
• You may be able to save around $120 per year just by quoting online well ahead of the renewal date