Suzuki Kizashi Insurance Rates

Average insurance rates for a Suzuki Kizashi are $1,012 a year including full coverage. Comprehensive insurance costs around $166 a year, collision costs $214, and liability is estimated at $474. A liability-only policy costs approximately $522 a year, with high-risk insurance costing $2,176 or more. Teen drivers receive the highest rates at $4,074 a year or more.

Average premium for full coverage: $1,012

Rate estimates for individual coverage type:

Price estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all 50 U.S. states and Kizashi trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on the price of insurance. Areas with sparse population tend to have lower incidents of comprehensive and collision claims than larger metro areas.

The diagram below illustrates the difference location can make on auto insurance rates.

These examples highlight why it is important to get quotes for a specific zip code, instead of using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Suzuki Kizashi insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $616
• Choosing higher $1,000 deductibles can save about $924 every year
• The estimated price for a 40-year-old driver using $500 deductibles is $1,012
• Choosing low $100 deductibles for comp and collision coverage will cost an additional $164 every year
• Unlucky drivers with multiple violations and an at-fault accident could pay at least $2,176 or more
• The cost that insures a teen driver can be $4,074 each year

View Chart as Image

Insurance rates for a Suzuki Kizashi can also vary considerably based on the trim level of your Kizashi, your driving record and age, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you are likely paying at least $1,200 to $1,700 extra per year, depending on your age. A high-risk auto insurance policy ranges as much as 42% to 132% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,000 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay as much as $4,000 a year. View Rates by Age

Where you live plays a big part in determining prices for Suzuki Kizashi insurance prices. A good driver about age 40 could pay as low as $780 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,450 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles can save as much as $260 every year, while buying higher liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to figure out your exact price is to get quotes and see which company has the best rate. Each auto insurer uses a different rate calculation, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Suzuki Kizashi Insurance

Saving money on car insurance takes avoiding accidents and violations, having above-average credit, not filing small claims, and insuring your home and auto with the same company. Shop around at least once a year by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The list below is a condensed summary of the primary concepts that were touched on in this article.

• You may be able to save up to $110 per year simply by quoting early and online
• Higher risk drivers with multiple at-fault accidents may have to pay on average $1,160 more every year for car insurance
• Increasing deductibles can save approximately $250 each year
• Teenagers pay higher rates, as much as $340 per month if full coverage is included