Suzuki Kizashi Insurance Rates

U.S. average insurance prices for a Suzuki Kizashi are $1,012 every 12 months including full coverage. Comprehensive insurance costs on average $166 each year, collision costs $214, and liability is $474. Buying just liability costs around $522 a year, with insurance for high-risk drivers costing $2,176 or more. Teenage drivers pay the highest rates at $4,074 a year or more.

Average premium for full coverage: $1,012

Price estimates by individual coverage:

Rates are based on $500 deductible amounts, 30/60 liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and Kizashi models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Rural areas have more infrequent comprehensive and collision claims than densely populated cities.

The graphic below illustrates how location helps determine car insurance rates.

The ranges above highlight why all drivers should compare rates quotes based on a specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Suzuki Kizashi insurance rates for different risk profiles and scenarios.

• The best discount rate is $616
• Raising to $1,000 deductibles will save around $88 every year
• The average price for the average middle-age driver with $500 deductibles is $1,012
• Using low deductibles costs an extra $164 annually
• Drivers who are prone to accidents and violations could pay upwards of $2,176 or more
• The price to insure a 16-year-old driver may cost $4,074

View Chart as Image

Insurance prices for a Suzuki Kizashi are also quite variable based on deductibles and policy limits, your driving characteristics, and the trim level of your Kizashi.

Using high physical damage deductibles can reduce prices by up to $260 annually, whereas increasing liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as low as $1,000 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay upwards of $4,000 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying at a minimum $1,200 to $1,700 additional each year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 42% to 132% more than a normal policy. View High Risk Driver Rates

The state you live in also has a big influence on Suzuki Kizashi insurance prices. A middle-age driver might find prices as low as $780 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,450 on average in Michigan, New York, and Louisiana.

View Chart as Image

Since prices can be so different, the best way to figure out exactly what you will pay is to do a rate comparison from multiple companies. Every auto insurance company uses a different method to calculate prices, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap Suzuki Kizashi Insurance

Getting lower rates on insurance for a Suzuki Kizashi consists of having a good driving record, having above-average credit, being claim-free, and insuring your home and auto with the same company. Invest time comparing rates at every policy renewal by quoting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The next list is a quick review of the data covered in the charts and tables above.

• Insureds who require increased levels of liability coverage will pay an extra $520 per year to raise from a low limit to a 250/500 level
• You may be able to save as much as $110 per year simply by quoting online in advance
• Increasing physical damage deductibles could save as much as $250 each year
• Drivers age 20 and younger pay higher prices, possibly costing $340 a month if full coverage is included