Suzuki Kizashi Insurance Rates

The average insurance prices for a Suzuki Kizashi are $1,012 every 12 months for full coverage insurance. Comprehensive costs an estimated $166, collision costs $214, and liability costs $474. Liability-only coverage costs as little as $522 a year, with high-risk coverage costing around $2,176. Teens cost the most to insure at $4,074 a year or more.

Average premium for full coverage: $1,012

Policy rates broken down by type of insurance:

Price estimates include $500 policy deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and for all Kizashi models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on the price of insurance. More rural locations are shown to have more infrequent physical damage claims than cities with more traffic congestion.

The example below illustrates how rural and urban location affects insurance prices.

The examples above illustrate why everyone should compare rates for a targeted area and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Suzuki Kizashi insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $616
• Drivers who choose higher $1,000 deductibles will pay approximately $88 each year
• The average price for a good driver age 40 who has $500 deductibles is $1,012
• Selecting pricier low deductibles for comprehensive and collision insurance increases the price to $1,176
• Higher-risk drivers with serious driving violations could pay up to $2,176 or more
• Policy cost to insure a teen driver for full coverage can cost as much as $4,074 a year

View Chart as Image

Insurance rates for a Suzuki Kizashi also range considerably based on liability limits and deductibles, your risk profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could save up to $260 every year, whereas buying more liability protection will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay at least $4,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying $1,200 to $1,700 additional every year, depending on your age. Suzuki Kizashi insurance for high-risk drivers can cost as much as 42% to 132% more than the average policy. View High Risk Driver Rates

Your home state makes a big difference in Suzuki Kizashi insurance prices. A 40-year-old driver could pay as low as $660 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,370 on average in Florida, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to regularly compare rates and see which company has the best rate. Every company calculates rates differently, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Suzuki Kizashi Insurance

Finding cheaper rates on car insurance not only requires being a good driver, but also having above-average credit, being claim-free, and maximizing policy discounts. Set aside time to shop around every year by requesting quotes from direct insurance companies, and also from insurance agencies where you live.

The following list is a condensed summary of the coverage data raised in the charts and tables above.

• It is possible to save approximately $110 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save as much as $250 each year
• Drivers age 16 to 20 are expensive to insure, possibly costing $340 each month if full coverage is included
• Higher risk drivers with multiple at-fault accidents could be forced to pay on average $1,160 more annually than a safer driver