Suzuki Kizashi Insurance Rates

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UPDATED: Jun 4, 2023

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U.S. average insurance rates for a Suzuki Kizashi are $1,012 a year with full coverage. Comprehensive costs approximately $166, collision costs $214, and liability is $474. Buying just liability costs around $522 a year, with insurance for high-risk drivers costing around $2,176. Teen drivers pay the highest rates at $4,074 a year or more.

Average premium for full coverage: $1,012

Price estimates by individual coverage:

Comprehensive $166
Collision $214
Liability $474

Estimates include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and for all Kizashi models.

Price Range from Low to High

For the average 40-year-old driver, Suzuki Kizashi insurance prices go from the low end price of $522 for just liability insurance to the much higher price of $2,176 for a high-risk insurance policy.

Liability Only $522
Full Coverage $1,012
High Risk $2,176

Geographic Price Range

Choosing to live in a large city can have significant affects on the price of insurance. Rural locations have lower incidents of collision claims than larger metro areas.

The example below illustrates the difference location can make on auto insurance prices.

Rural Areas $759
Small Cities $1,063
Large Cities $1,366

The ranges above demonstrate why everyone should compare rates quotes using their specific location, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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More Rate Details

The chart below details estimated Suzuki Kizashi insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $616
  • Raising to $1,000 deductibles will save $88 annually
  • The estimated price for the average middle-age driver who chooses $500 deductibles is $1,012
  • Choosing pricier low deductibles bumps up the cost to $1,176
  • At-risk drivers with multiple violations and an at-fault accident could pay around $2,176 or more
  • The price that insures a teen driver for full coverage can cost $4,074

View Chart as Image

Suzuki Kizashi insurance cost comparison chart
Column chart showing full coverage Suzuki Kizashi insurance rates range from $616 to $4,074

Insurance prices for a Suzuki Kizashi are also quite variable based on the model of your Kizashi, your age and driving habits, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you may be forking out anywhere from $1,200 to $1,700 additional each year, depending on your age. Suzuki Kizashi insurance for high-risk drivers is expensive and can cost as much as 42% to 132% more than average. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,000 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,000 a year. View Rates by Age

The state you live in also has a big influence on Suzuki Kizashi insurance prices. A middle-age driver might find prices as low as $730 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,370 on average in New York, Michigan, and Florida.

Suzuki Kizashi Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $916 -$96 -9.5%
Alaska $776 -$236 -23.3%
Arizona $840 -$172 -17.0%
Arkansas $1,012 -$0 0.0%
California $1,154 $142 14.0%
Colorado $966 -$46 -4.5%
Connecticut $1,040 $28 2.8%
Delaware $1,146 $134 13.2%
Florida $1,268 $256 25.3%
Georgia $934 -$78 -7.7%
Hawaii $728 -$284 -28.1%
Idaho $682 -$330 -32.6%
Illinois $754 -$258 -25.5%
Indiana $762 -$250 -24.7%
Iowa $682 -$330 -32.6%
Kansas $964 -$48 -4.7%
Kentucky $1,380 $368 36.4%
Louisiana $1,496 $484 47.8%
Maine $624 -$388 -38.3%
Maryland $834 -$178 -17.6%
Massachusetts $808 -$204 -20.2%
Michigan $1,758 $746 73.7%
Minnesota $846 -$166 -16.4%
Mississippi $1,212 $200 19.8%
Missouri $898 -$114 -11.3%
Montana $1,086 $74 7.3%
Nebraska $798 -$214 -21.1%
Nevada $1,214 $202 20.0%
New Hampshire $728 -$284 -28.1%
New Jersey $1,130 $118 11.7%
New Mexico $898 -$114 -11.3%
New York $1,068 $56 5.5%
North Carolina $584 -$428 -42.3%
North Dakota $828 -$184 -18.2%
Ohio $698 -$314 -31.0%
Oklahoma $1,040 $28 2.8%
Oregon $926 -$86 -8.5%
Pennsylvania $966 -$46 -4.5%
Rhode Island $1,350 $338 33.4%
South Carolina $916 -$96 -9.5%
South Dakota $854 -$158 -15.6%
Tennessee $888 -$124 -12.3%
Texas $1,220 $208 20.6%
Utah $750 -$262 -25.9%
Vermont $694 -$318 -31.4%
Virginia $606 -$406 -40.1%
Washington $784 -$228 -22.5%
West Virginia $926 -$86 -8.5%
Wisconsin $702 -$310 -30.6%
Wyoming $902 -$110 -10.9%

View Chart as Image

Suzuki Kizashi insurance rates by U.S. city

Choosing high deductibles can reduce prices by up to $260 every year, whereas buying more liability protection will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to regularly compare prices and see which company has the best price. Every auto insurance company uses a different rate calculation, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Suzuki Kizashi Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Suzuki Kizashi S $974 $81
Suzuki Kizashi S AWD $994 $83
Suzuki Kizashi SE $994 $83
Suzuki Kizashi GTS $1,012 $84
Suzuki Kizashi SE AWD $1,012 $84
Suzuki Kizashi GTS AWD $1,032 $86
Suzuki Kizashi SLS $1,032 $86
Suzuki Kizashi SLS AWD $1,050 $88

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Suzuki Kizashi Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2011 Suzuki Kizashi $166 $214 $474 $1,012
2010 Suzuki Kizashi $162 $192 $468 $980

Rates are averaged for all Suzuki Kizashi models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Suzuki Kizashi Insurance

Getting lower rates on car insurance consists of being a low-risk driver, having a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Shop around at least every other year by getting rate quotes from direct companies, and also from local insurance agencies.

The items below are a review of the car insurance concepts touched on in this article.

  • Higher risk drivers who have several accidents or serious violations may have to pay on average $1,160 more per year to insure their Kizashi
  • You may be able to save around $110 per year simply by quoting online well ahead of the renewal date
  • Increasing physical damage deductibles can save approximately $250 each year
  • Policyholders who purchase more liability coverage will pay about $520 every year to raise from a low limit to the 250/500 level

Rates by Driver Age

Suzuki Kizashi Insurance Rates by Driver Age
Driver Age Premium
16 $4,074
20 $2,310
30 $1,028
40 $1,012
50 $928
60 $910

Full coverage, $500 deductibles

Rates by Deductible

Suzuki Kizashi Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,176
$250 $1,102
$500 $1,012
$1,000 $924

Full coverage, driver age 40

Rates by Liability Limit

Suzuki Kizashi Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,012
50/100 $1,145
100/300 $1,263
250/500 $1,571
100 CSL $1,192
300 CSL $1,453
500 CSL $1,643

Full coverage, driver age 40

Rates for High Risk Drivers

Suzuki Kizashi Insurance Rates for High Risk Drivers
Age Premium
16 $5,736
20 $3,684
30 $2,192
40 $2,176
50 $2,080
60 $2,058

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $135

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $51
Multi-vehicle $55
Homeowner $18
5-yr Accident Free $61
5-yr Claim Free $63
Paid in Full/EFT $36
Advance Quote $44
Online Quote $68
Total Discounts $396
Rate after discounts $616

Discounts are estimated and may not be available from every company or in every state.

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