Suzuki Kizashi Insurance Rates

The average auto insurance rates for a Suzuki Kizashi are $1,012 annually including full coverage. Comprehensive insurance costs around $166 a year, collision insurance costs $214, and liability costs around $474. Buying just liability costs as low as $522 a year, and insurance for high-risk drivers costs $2,176 or more. Teenage drivers cost the most to insure at up to $4,074 a year.

Average premium for full coverage: $1,012

Policy rates for type of insurance:

Price estimates include $500 policy deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and Kizashi trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on the price of insurance. Areas with sparse population are shown to have fewer comprehensive and collision claims than densely populated cities. The diagram below illustrates how geographic area affects auto insurance rates.

The examples above highlight why it is important to compare prices for a specific zip code and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Suzuki Kizashi insurance rates for additional coverage choices and driver risks.

• The best discount rate is $616
• Using higher $1,000 deductibles will save about $924 every year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,012
• Using low $100 deductibles for physical damage coverage costs an additional $164 every year
• Drivers who are prone to accidents and violations could pay at least $2,176
• Policy cost with full coverage for a teen driver can be $4,074 or more

View Chart as Image

Insurance rates for a Suzuki Kizashi also range considerably based on the model year and trim level, your driving characteristics, and deductibles and policy limits.

Older drivers with a clean driving record and high physical damage deductibles may pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay as much as $4,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at least $1,200 to $1,700 extra every year, depending on your age. A high-risk auto insurance policy can be as much as 42% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $260 every year, while buying higher liability limits will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Suzuki Kizashi insurance prices. A driver around age 40 might see rates as low as $780 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,450 on average in Michigan, New York, and Louisiana.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Suzuki Kizashi Insurance

Finding cheaper rates on car insurance requires being safe and accident-free, having a good credit history, paying for small claims out-of-pocket, and dropping full coverage on older vehicles. Invest the time to compare rates every time your policy renews by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a condensed summary of the information presented in the illustrations above.

• You may be able to save up to $110 per year just by quoting early and online
• Youthful drivers pay higher rates, with premiums being up to $340 each month including comprehensive and collision insurance
• Increasing comprehensive and collision deductibles could save up to $250 each year
• Higher risk drivers with multiple at-fault accidents may pay on average $1,160 more every year than a low-risk driver
• Policyholders who may need more liability protection will pay an extra $520 per year to increase from a 30/60 limit to higher 250/500 limits