Suzuki Kizashi Insurance Rates

U.S. average insurance rates for a Suzuki Kizashi are $1,012 a year for full coverage insurance. Comprehensive costs on average $166, collision insurance costs $214, and liability is $474. Buying just liability costs around $522 a year, and insurance for high-risk drivers costs around $2,176. Teen drivers pay the highest rates at up to $4,074 a year.

Average premium for full coverage: $1,012

Price estimates by individual coverage:

These estimates include $500 policy deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 states and for different Kizashi trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on insurance rates. Rural areas have lower incidents of physical damage claims than larger metro areas. The price range example below illustrates the difference between rural and urban areas on car insurance rates.

The ranges above illustrate why anyone shopping for car insurance should compare rates quotes based on a specific location, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Suzuki Kizashi insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $616
• Raising to $1,000 deductibles will save around $88 each year
• The estimated price for the average middle-age driver with $500 deductibles is $1,012
• Choosing more expensive low deductibles bumps up the cost to $1,176
• At-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,176
• The price that insures a teen driver with full coverage may cost $4,074

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Insurance prices for a Suzuki Kizashi are also quite variable based on the model year and trim level, your age and driving record, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are probably paying at a minimum $1,200 to $1,700 additional each year, depending on your age. High-risk driver insurance is expensive and can cost as much as 42% to 132% more than average. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,000 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay upwards of $4,000 a year. View Rates by Age

The state you live in also has a big influence on Suzuki Kizashi insurance prices. A middle-age driver might find prices as low as $660 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,370 on average in Michigan, New York, and Florida.

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Choosing high deductibles can reduce prices by up to $260 every year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Suzuki Kizashi Insurance

Getting lower rates on car insurance consists of being safe and accident-free, having a good credit score, not filing small claims, and dropping full coverage on older vehicles. Shop around every time your policy renews by requesting rates from direct insurance companies, and also from your local independent and exclusive agents.

Below you'll find a brief summary of the information covered above.

• It is possible to save as much as $110 per year just by shopping early and online
• Youthful drivers pay higher prices, as much as $340 a month if comprehensive and collision insurance is included
• Increasing physical damage deductibles can save approximately $250 each year
• Higher risk drivers that tend to have accidents or serious violations may pay on average $1,160 more each year than a low-risk driver
• Policyholders who require more liability protection will pay about $520 annually to raise from a low limit to the 250/500 level