Suzuki Kizashi Insurance Rates

The average insurance prices for a Suzuki Kizashi are $1,012 every 12 months for full coverage. Comprehensive insurance costs on average $166 a year, collision costs $214, and liability coverage costs $474. Buying just liability costs as little as $522 a year, with insurance for high-risk drivers costing $2,176 or more. Teenage drivers cost the most to insure at $4,074 a year or more.

Average premium for full coverage: $1,012

Policy rates by type of insurance:

Rates are based on $500 physical damage deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and Kizashi trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Rural areas are shown to have more infrequent accident claims than densely populated cities.

The diagram below illustrates how where you live affects car insurance rates.

The examples above show why it is important to compare rates based on a specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Suzuki Kizashi insurance rates for different risk profiles and scenarios.

• The best discount rate is $616
• Drivers who choose higher $1,000 deductibles will pay around $924 a year
• The average price for a good driver age 40 with $500 deductibles is $1,012
• Using low $100 deductibles for comprehensive and collision insurance costs an extra $164 each year
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,176 or more
• Policy cost to insure a teenage driver may cost $4,074 a year

View Chart as Image

Insurance rates for a Suzuki Kizashi also range considerably based on liability limits and deductibles, your driver profile, and the trim level of your Kizashi.

Using high physical damage deductibles could save up to $260 a year, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may only pay around $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay upwards of $4,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at a minimum $1,200 to $1,700 extra every year, depending on your age. A high-risk auto insurance policy can cost around 42% to 132% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Suzuki Kizashi insurance rates. A 40-year-old driver could pay as low as $670 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,450 on average in Michigan, Louisiana, and New York.

View Chart as Image

Because rates have so much variability, the only way to know exactly what you will pay is to get quotes and see how they stack up. Every company uses a different method to calculate rates, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap Suzuki Kizashi Insurance

Finding cheaper rates on auto insurance not only requires being a safe and courteous driver, but also having good credit, avoid buying unnecessary coverage, and bundling your home and auto policies. Take the time to comparison shop once a year by getting price quotes from direct carriers, and also from local independent and exclusive agents.

Below is a quick review of the data that was touched on in the above illustrations.

• Drivers can save as much as $110 per year simply by quoting early and online
• Consumers who require higher levels of liability will pay an extra $520 each year to go from a 30/60 limit to a 250/500 level
• Teenage drivers pay the highest rates, costing up to $340 each month if they have full coverage
• Drivers with a DUI or reckless driving violation pay an average of $1,160 more each year for auto insurance