Suzuki Kizashi Insurance Rates

The average insurance prices for a Suzuki Kizashi are $1,012 every 12 months including full coverage. Comprehensive insurance costs on average $166, collision costs $214, and liability insurance is estimated at $474. Buying just liability costs approximately $522 a year, with insurance for high-risk drivers costing $2,176 or more. 16-year-old drivers cost the most to insure at $4,074 a year or more.

Average premium for full coverage: $1,012

Policy rates by type of insurance:

Rate estimates include $500 policy deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for all Kizashi models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance rates. Rural areas are shown to have more infrequent comprehensive and collision claims than congested cities.

The example below illustrates the difference between rural and urban areas on car insurance rates.

The examples above highlight why everyone should get quotes based on a specific location and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Suzuki Kizashi insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $616
• Choosing higher $1,000 deductibles can save around $88 every year
• The average price for a good driver age 40 with $500 deductibles is $1,012
• Buying pricier low deductibles for comp and collision coverage costs an extra $164 a year
• High-risk insureds with multiple tickets or accidents could pay upwards of $2,176 or more
• Policy cost to insure a teen driver for full coverage may cost $4,074 each year

View Chart as Image

Insurance rates for a Suzuki Kizashi also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level of your Kizashi.

Opting for high physical damage deductibles can save as much as $260 each year, whereas buying more liability protection will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles could pay as little as $1,000 annually on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay upwards of $4,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at a minimum $1,200 to $1,700 extra every year, depending on your age. Suzuki Kizashi insurance for high-risk drivers ranges anywhere from 42% to 132% more than the average rate. View High Risk Driver Rates

Your home state plays a big part in determining prices for Suzuki Kizashi insurance rates. A good driver about age 40 could pay as low as $780 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,450 on average in Michigan, New York, and Louisiana.

View Chart as Image

Because rates have so much variability, the best way to figure out exactly what you will pay is to regularly compare rates from as many companies as possible. Each auto insurer utilizes a different rate formula, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Suzuki Kizashi Insurance

Finding cheaper rates on Suzuki Kizashi insurance takes being a good driver, having good credit, paying for small claims out-of-pocket, and bundling your home and auto policies. Set aside time to compare rates every couple of years by requesting rates from direct car insurance companies, and also from your local independent and exclusive agents.

The following list is a brief recap of the material that was covered above.

• Drivers who require an increased level of liability coverage will pay around $520 per year to raise limits from a 30/60 limit to a 250/500 level
• Drivers age 16 to 20 pay the highest rates, with premiums being up to $340 each month if they have full coverage
• High-risk drivers who tend to receive serious violations may pay on average $1,160 more each year than a safer driver
• Increasing comprehensive and collision deductibles could save as much as $250 each year