Suzuki Kizashi Insurance Rates

Estimated auto insurance rates for a Suzuki Kizashi are $1,012 annually with full coverage. Comprehensive insurance costs around $166 a year, collision costs $214, and liability insurance is estimated at $474. A liability-only policy costs approximately $522 a year, with high-risk insurance costing $2,176 or more. Teenage drivers pay the most at $4,074 a year or more.

Average premium for full coverage: $1,012

Premium estimates for type of coverage:

Price estimates include $500 physical damage insurance deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all U.S. states and Kizashi trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on insurance rates. Areas with sparse population are statistically proven to have fewer collision claims than densely populated cities.

The diagram below illustrates the effect of geographic area on auto insurance rates.

These rate differences demonstrate why it is important to get quotes for a specific zip code and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Suzuki Kizashi insurance rates for additional coverage choices and driver risks.

• The best discount rate is $616
• Choosing higher $1,000 deductibles can save about $924 annually
• The estimated rate for a 40-year-old good driver using $500 deductibles is $1,012
• Using low $100 deductibles for comp and collision coverage costs an additional $164 a year
• High-risk insureds who are prone to accidents and violations could pay at least $2,176 or more
• An auto insurance policy with full coverage for a teen driver can be $4,074 each year

View Chart as Image

Auto insurance prices for a Suzuki Kizashi also have a wide range based on the model of your Kizashi, your driving record, and deductibles and policy limits.

Older drivers with a good driving record and high physical damage deductibles could pay as little as $1,000 annually on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay as much as $4,000 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out at least $1,200 to $1,700 in extra premium annually, depending on your age. A high-risk auto insurance policy ranges anywhere from 42% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $260 each year, while buying higher liability limits will increase prices. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Suzuki Kizashi insurance rates. A good driver about age 40 could pay as low as $730 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,370 on average in Florida, Michigan, and New York.

View Chart as Image

With such a large range in prices, the best way to find out your exact price is to get quotes from as many companies as possible. Each auto insurer uses a different method to calculate prices, and quoted prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Suzuki Kizashi Insurance

Finding better rates on Suzuki Kizashi insurance takes being a low-risk driver, having above-average credit, being claim-free, and maximizing policy discounts. Take the time to compare rates once a year by requesting rates from direct companies, and also from local exclusive and independent agents.

The items below are a condensed summary of the data that was covered in the above illustrations.

• You may be able to save up to $110 per year simply by quoting early and online
• Drivers who may need more liability coverage will pay an extra $520 every year to raise limits from 30/60 bodily injury limits to higher 250/500 limits
• Teen drivers are expensive to insure, possibly costing $340 per month if full coverage is included
• High-risk drivers with multiple at-fault accidents may pay on average $1,160 more every year to insure their Kizashi