Suzuki Kizashi Insurance Rates
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Michelle Robbins
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UPDATED: Jun 4, 2023
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U.S. average auto insurance rates for a Suzuki Kizashi are $1,012 annually including full coverage. Comprehensive costs around $166 each year, collision costs $214, and liability coverage costs $474. A policy with just liability insurance costs as little as $522 a year, with coverage for high-risk drivers costing around $2,176. Teen drivers pay the highest rates at $4,074 a year or more.
Average premium for full coverage: $1,012
Price estimates for individual coverage:
Prices are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and Kizashi models.
Price Range from Low to High
For the normal driver, Suzuki Kizashi insurance prices go from as cheap as $522 for just liability insurance to a high rate of $2,176 for a driver who has had serious violations or accidents.
Geographic Price Range
Your location has a large influence on the price of insurance. Areas with sparse population have fewer comprehensive and collision claims than larger metro areas.
The graphic below illustrates how geographic area affects auto insurance rates.
The ranges above highlight why all drivers should compare rates for a specific zip code and their own personal driving habits, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down estimated Suzuki Kizashi insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $616
- Drivers who choose higher $1,000 deductibles will pay about $88 every year
- The estimated rate for the average middle-age driver using $500 deductibles is $1,012
- Choosing low deductibles for comprehensive and collision insurance will cost $1,176
- High-risk insureds with multiple violations and an at-fault accident could pay at least $2,176 or more
- The price with full coverage for a teenage driver can be $4,074 a year
Insurance prices for a Suzuki Kizashi are also quite variable based on the trim level and model year, your driving characteristics, and deductibles and policy limits.
More mature drivers with a clean driving record and high physical damage deductibles may only pay around $1,000 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay as much as $4,000 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you are likely paying at least $1,200 to $1,700 extra each year, depending on your age. Insurance for high-risk drivers can cost around 42% to 132% more than average. View High Risk Driver Rates
Choosing high deductibles could save up to $260 a year, whereas increasing liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit
The state you live in makes a big difference in Suzuki Kizashi insurance rates. A 40-year-old driver could pay as low as $780 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,450 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $916 | -$96 | -9.5% |
| Alaska | $776 | -$236 | -23.3% |
| Arizona | $840 | -$172 | -17.0% |
| Arkansas | $1,012 | -$0 | 0.0% |
| California | $1,154 | $142 | 14.0% |
| Colorado | $966 | -$46 | -4.5% |
| Connecticut | $1,040 | $28 | 2.8% |
| Delaware | $1,146 | $134 | 13.2% |
| Florida | $1,268 | $256 | 25.3% |
| Georgia | $934 | -$78 | -7.7% |
| Hawaii | $728 | -$284 | -28.1% |
| Idaho | $682 | -$330 | -32.6% |
| Illinois | $754 | -$258 | -25.5% |
| Indiana | $762 | -$250 | -24.7% |
| Iowa | $682 | -$330 | -32.6% |
| Kansas | $964 | -$48 | -4.7% |
| Kentucky | $1,380 | $368 | 36.4% |
| Louisiana | $1,496 | $484 | 47.8% |
| Maine | $624 | -$388 | -38.3% |
| Maryland | $834 | -$178 | -17.6% |
| Massachusetts | $808 | -$204 | -20.2% |
| Michigan | $1,758 | $746 | 73.7% |
| Minnesota | $846 | -$166 | -16.4% |
| Mississippi | $1,212 | $200 | 19.8% |
| Missouri | $898 | -$114 | -11.3% |
| Montana | $1,086 | $74 | 7.3% |
| Nebraska | $798 | -$214 | -21.1% |
| Nevada | $1,214 | $202 | 20.0% |
| New Hampshire | $728 | -$284 | -28.1% |
| New Jersey | $1,130 | $118 | 11.7% |
| New Mexico | $898 | -$114 | -11.3% |
| New York | $1,068 | $56 | 5.5% |
| North Carolina | $584 | -$428 | -42.3% |
| North Dakota | $828 | -$184 | -18.2% |
| Ohio | $698 | -$314 | -31.0% |
| Oklahoma | $1,040 | $28 | 2.8% |
| Oregon | $926 | -$86 | -8.5% |
| Pennsylvania | $966 | -$46 | -4.5% |
| Rhode Island | $1,350 | $338 | 33.4% |
| South Carolina | $916 | -$96 | -9.5% |
| South Dakota | $854 | -$158 | -15.6% |
| Tennessee | $888 | -$124 | -12.3% |
| Texas | $1,220 | $208 | 20.6% |
| Utah | $750 | -$262 | -25.9% |
| Vermont | $694 | -$318 | -31.4% |
| Virginia | $606 | -$406 | -40.1% |
| Washington | $784 | -$228 | -22.5% |
| West Virginia | $926 | -$86 | -8.5% |
| Wisconsin | $702 | -$310 | -30.6% |
| Wyoming | $902 | -$110 | -10.9% |
Since prices can be so different, the best way to figure out your exact price is to do a rate comparison and see how they stack up. Every company uses a different rate calculation, so the prices may be quite different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Suzuki Kizashi S | $974 | $81 |
| Suzuki Kizashi S AWD | $994 | $83 |
| Suzuki Kizashi SE | $994 | $83 |
| Suzuki Kizashi GTS | $1,012 | $84 |
| Suzuki Kizashi SE AWD | $1,012 | $84 |
| Suzuki Kizashi GTS AWD | $1,032 | $86 |
| Suzuki Kizashi SLS | $1,032 | $86 |
| Suzuki Kizashi SLS AWD | $1,050 | $88 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2011 Suzuki Kizashi | $166 | $214 | $474 | $1,012 |
| 2010 Suzuki Kizashi | $162 | $192 | $468 | $980 |
Rates are averaged for all Suzuki Kizashi models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable Suzuki Kizashi Insurance
Getting lower rates on auto insurance not only requires avoiding accidents and violations, but also having a good credit history, being claim-free, and insuring your home and auto with the same company. Invest the time to compare rates every other policy renewal by quoting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
The list below is a brief review of the ideas that were presented in the illustrations above.
- Teenagers pay higher prices, possibly costing $340 a month including comprehensive and collision insurance
- Drivers with DUI or reckless driving convictions may pay on average $1,160 more every year for car insurance
- Increasing physical damage deductibles could save up to $250 each year
- You may be able to save up to $110 per year simply by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,074 |
| 20 | $2,310 |
| 30 | $1,028 |
| 40 | $1,012 |
| 50 | $928 |
| 60 | $910 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,176 |
| $250 | $1,102 |
| $500 | $1,012 |
| $1,000 | $924 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,012 |
| 50/100 | $1,145 |
| 100/300 | $1,263 |
| 250/500 | $1,571 |
| 100 CSL | $1,192 |
| 300 CSL | $1,453 |
| 500 CSL | $1,643 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,736 |
| 20 | $3,684 |
| 30 | $2,192 |
| 40 | $2,176 |
| 50 | $2,080 |
| 60 | $2,058 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $51 |
| Multi-vehicle | $55 |
| Homeowner | $18 |
| 5-yr Accident Free | $61 |
| 5-yr Claim Free | $63 |
| Paid in Full/EFT | $36 |
| Advance Quote | $44 |
| Online Quote | $68 |
| Total Discounts | $396 |
Discounts are estimated and may not be available from every company or in every state.
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