Suzuki Kizashi Insurance Rates

The average insurance prices for a Suzuki Kizashi are $1,012 every 12 months including full coverage. Comprehensive insurance costs around $166 a year, collision costs $214, and liability is $474. A liability-only policy costs around $522 a year, with high-risk insurance costing $2,176 or more. Teenage drivers cost the most to insure at $4,074 a year or more.

Average premium for full coverage: $1,012

Policy rates for type of insurance:

Full coverage includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and Kizashi trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on the price of insurance. Areas with sparse population are shown to have more infrequent comprehensive and collision claims than densely populated cities.

The diagram below illustrates how location helps determine auto insurance rates.

The examples above highlight why it is important to compare rates quotes for a specific zip code and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Suzuki Kizashi insurance rates for additional coverage choices and driver risks.

• The best discount rate is $616
• Raising to $1,000 deductibles will save about $924 every year
• The average price for a good driver age 40 using $500 deductibles is $1,012
• Using low $100 deductibles costs an extra $164 annually
• Drivers who are prone to accidents and violations could pay at least $2,176 or more
• Policy cost to insure a 16-year-old driver can be $4,074

View Chart as Image

Car insurance rates for a Suzuki Kizashi also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level and model year.

Using high physical damage deductibles can reduce rates by up to $260 annually, while buying higher liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as low as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged as much as $4,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at least $1,200 to $1,700 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 42% to 132% more than a normal policy. View High Risk Driver Rates

Your home state also has a big influence on Suzuki Kizashi insurance prices. A middle-age driver might find rates as low as $780 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,450 on average in Michigan, New York, and Louisiana.

View Chart as Image

Because rates have so much variability, the best way to figure out your exact price is to get quotes from multiple companies. Every auto insurance company uses a different method to calculate rates, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable Suzuki Kizashi Insurance

Finding cheaper rates on insurance for a Suzuki Kizashi consists of being safe and accident-free, maintaining a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Invest time comparing rates every other policy renewal by getting quotes from direct car insurance companies, and also from insurance agencies where you live.

Below you'll find a summary of the ideas that were covered in the charts and tables above.

• Youthful drivers are the costliest to insure, with premiums being up to $340 each month if the policy includes full coverage
• Drivers considered higher risk who have multiple accidents or major violations could be forced to pay on average $1,160 more every year than a low-risk driver
• Increasing comprehensive and collision deductibles could save as much as $250 each year
• You may be able to save up to $110 per year simply by quoting early and online