Suzuki Kizashi Insurance Rates

The average insurance prices for a Suzuki Kizashi are $1,012 every 12 months for full coverage insurance. Comprehensive costs on average $166 a year, collision insurance costs $214, and liability costs around $474. Liability-only insurance costs as low as $522 a year, and high-risk driver insurance costs around $2,176. Teenage drivers cost the most to insure at up to $4,074 a year.

Average premium for full coverage: $1,012

Policy rates by type of insurance:

Price estimates include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and Kizashi trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on insurance rates. Rural areas are shown to have more infrequent physical damage claims than densely populated cities. The diagram below illustrates the effect of geographic area on car insurance rates.

The examples above illustrate why it is important to compare prices based on a specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Suzuki Kizashi insurance rates for different risk profiles and scenarios.

• The best discount rate is $616
• Using higher $1,000 deductibles will save around $924 each year
• The average price for a good driver age 40 with $500 deductibles is $1,012
• Using low $100 deductibles for physical damage coverage increases the price to $1,176
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,176
• Policy cost to insure a 16-year-old driver may cost $4,074 or more

View Chart as Image

Auto insurance rates for a Suzuki Kizashi also range considerably based on liability limits and deductibles, your risk profile, and the trim level of your Kizashi.

Using high physical damage deductibles could cut rates by as much as $260 annually, while buying higher liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as low as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay upwards of $4,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at a minimum $1,200 to $1,700 in extra premium every year, depending on your age. A high-risk auto insurance policy can be from 42% to 132% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on Suzuki Kizashi insurance prices. A driver around age 40 might see rates as low as $660 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,370 on average in Michigan, New York, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Suzuki Kizashi Insurance

Finding cheaper rates on insurance for a Suzuki Kizashi requires being a low-risk driver, having a good credit score, being claim-free, and deciding if full coverage is necessary. Take the time to compare rates every other policy renewal by quoting rates from direct insurance companies, and also from several local insurance agents.

The items below are a condensed summary of the ideas that were covered in the above illustrations.

• Teen drivers are charged the highest rates, possibly costing $340 each month if comprehensive and collision insurance is included
• Drivers considered higher risk with multiple at-fault accidents pay on average $1,160 more each year to insure their Kizashi
• Increasing comprehensive and collision deductibles could save as much as $250 each year
• It is possible to save as much as $110 per year just by quoting early and online