Saab 9-5 Insurance Rates

Average insurance rates for a Saab 9-5 are $1,004 a year with full coverage. Comprehensive insurance costs around $172, collision insurance costs $232, and liability is estimated at $442. A liability-only policy costs approximately $496 a year, and high-risk insurance costs $2,158 or more. Teens receive the highest rates at up to $4,012 a year.

Average premium for full coverage: $1,004

Rate estimates for individual coverage type:

Estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all U.S. states and for all 9-5 models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on insurance rates. Areas with sparse population tend to have lower incidents of collision claims than cities with more traffic congestion. The example below illustrates the effect of geographic area on auto insurance rates.

These examples demonstrate why everyone should get quotes for a specific zip code, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Saab 9-5 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $609
• Choosing higher $1,000 deductibles can save about $92 annually
• The estimated price for a 40-year-old driver using $500 deductibles is $1,004
• Selecting pricier low deductibles for comp and collision coverage will cost an additional $174 every year
• Unlucky drivers with serious driving violations could pay at least $2,158
• The cost that insures a teen driver for full coverage can be $4,012 each year

View Chart as Image

Insurance rates for a Saab 9-5 can also vary considerably based on the model of your 9-5, your age and driving habits, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you may be forking out at least $1,200 to $1,700 extra per year, depending on your age. Saab 9-5 insurance for high-risk drivers ranges as much as 42% to 133% more than the average policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,000 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay as much as $4,000 a year. View Rates by Age

Where you live plays a big part in determining prices for Saab 9-5 insurance prices. A good driver about age 40 could pay as low as $730 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,360 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $270 every year, whereas buying more liability protection will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $398 more per year. View Rates by Deductible or Liability Limit

How to Find Low Cost Saab 9-5 Insurance

Saving money on car insurance takes avoiding accidents and claims, having above-average credit, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Compare rates every other policy renewal by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The points below are a review of the ideas that were covered in the above illustrations.

• Drivers under the age of 20 pay higher rates, with premiums as much as $334 per month if full coverage is included
• Higher risk drivers who have several accidents or serious violations may pay on average $1,150 more every year to insure a Saab 9-5
• Increasing deductibles can save approximately $275 each year
• You may be able to save up to $110 per year just by quoting online well ahead of the renewal date