Saab 9-5 Insurance Rates

Average insurance rates for a Saab 9-5 are $1,004 a year including full coverage. Comprehensive costs an estimated $172, collision insurance costs $232, and liability is $442. A liability-only policy costs around $496 a year, and high-risk insurance costs around $2,158. Teens receive the highest rates at up to $4,012 a year.

Average premium for full coverage: $1,004

Rate estimates broken down by individual coverage type:

Includes $500 physical damage insurance deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 U.S. states and for all 9-5 models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on the price of auto insurance. More rural locations tend to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The example below illustrates the effect of geographic area on insurance prices.

These examples highlight why everyone should compare rates quotes for a targeted area, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Saab 9-5 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $609
• Raising to $1,000 deductibles will save approximately $92 every year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,004
• Selecting pricier low deductibles bumps up the cost to $1,178
• At-risk drivers with serious driving violations could pay up to $2,158
• The cost that insures a teen driver for full coverage can cost as much as $4,012

View Chart as Image

Insurance rates for a Saab 9-5 can also vary considerably based on the model of your 9-5, your driving record and age, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are likely paying $1,200 to $1,700 extra per year, depending on your age. Saab 9-5 insurance for high-risk drivers is expensive and can cost as much as 42% to 133% more than the average policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,000 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay at least $4,000 a year. View Rates by Age

Where you live also has a big influence on Saab 9-5 insurance prices. A middle-age driver might find rates as low as $770 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,440 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $270 every year, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $398 more per year. View Rates by Deductible or Liability Limit

How to Find the Cheapest Saab 9-5 Insurance

Saving money on car insurance consists of being a low-risk driver, having above-average credit, not filing small claims, and deciding if full coverage is necessary. Compare rates every couple of years by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The items below are a recap of the material that was covered in the above illustrations.

• Policyholders who want more liability coverage will pay approximately $490 per year to raise from a minimum limit to the 250/500 level
• Teen drivers are charged the highest rates, as much as $334 per month if full coverage is included
• Higher risk drivers that have major violations or accidents could be charged and average of $1,150 more annually to insure their 9-5
• Increasing deductibles can save approximately $275 each year