Saab 9-5 Insurance Rates

U.S. average auto insurance rates for a Saab 9-5 are $1,004 annually for full coverage insurance. Comprehensive costs on average $172 a year, collision insurance costs $232, and liability costs $442. Liability-only coverage costs as little as $496 a year, and high-risk coverage costs around $2,158. 16-year-old drivers pay the highest rates at up to $4,012 a year.

Average premium for full coverage: $1,004

Price estimates by individual coverage:

Estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and 9-5 trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on insurance rates. Rural areas have fewer physical damage claims than congested cities. The diagram below illustrates how location impacts car insurance rates.

The ranges above illustrate why it is important to compare rates based on a specific location and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Saab 9-5 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $609
• Drivers who choose higher $1,000 deductibles will pay around $912 each year
• The estimated rate for the average middle-age driver with $500 deductibles is $1,004
• Buying low $100 deductibles for comprehensive and collision insurance will cost $1,178
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,158
• The price with full coverage for a teen driver may cost $4,012 a year

View Chart as Image

Auto insurance prices for a Saab 9-5 are also quite variable based on the trim level and model year, your risk profile, and policy deductibles and limits.

Older drivers with a good driving record and high physical damage deductibles may pay as little as $1,000 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will have to pay upwards of $4,000 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying at a minimum $1,200 to $1,700 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost as much as 42% to 133% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $270 every year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $398 extra every year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Saab 9-5 insurance prices. A 40-year-old driver could pay as low as $660 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,360 on average in Michigan, New York, and Florida.

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How to Buy Low Cost Saab 9-5 Insurance

Getting lower rates on car insurance not only requires being a low-risk driver, but also having above-average credit, not filing small claims, and deciding if full coverage is necessary. Spend time shopping around every year by quoting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The items below are a review of the coverage data touched on above.

• It is possible to save as much as $110 per year just by quoting early and online
• Increasing physical damage deductibles could save up to $275 each year
• Teen drivers are charged the highest prices, as much as $334 a month if full coverage is included
• Higher risk drivers who have several accidents or serious violations may pay on average $1,150 more each year to insure their 9-5