Saab 9-5 Insurance Rates

U.S. average insurance prices for a Saab 9-5 are $1,004 every 12 months for full coverage. Comprehensive insurance costs approximately $172, collision insurance costs $232, and liability coverage costs around $442. Liability-only coverage costs as low as $496 a year, and high-risk coverage costs $2,158 or more. Teen drivers pay the highest rates at up to $4,012 a year.

Average premium for full coverage: $1,004

Price estimates by individual coverage:

Prices are based on $500 policy deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and for different 9-5 trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on car insurance rates. Rural locations have more infrequent accident claims than larger metro areas. The price range example below illustrates how location helps determine auto insurance prices.

The ranges above show why anyone shopping for car insurance should compare prices using their specific location and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Saab 9-5 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $609
• Using higher $1,000 deductibles will save $92 a year
• The average price for the average middle-age driver who chooses $500 deductibles is $1,004
• Choosing more expensive low deductibles for physical damage coverage costs an extra $174 each year
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,158
• The price to insure a teenage driver with full coverage can cost $4,012 or more

View Chart as Image

Auto insurance prices for a Saab 9-5 are also quite variable based on deductibles and policy limits, your driver profile, and the model of your 9-5.

Choosing high deductibles could cut prices by as much as $270 a year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $398 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may only pay around $1,000 a year for full coverage. Prices are highest for teenage drivers, since even excellent drivers will have to pay in the ballpark of $4,000 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying anywhere from $1,200 to $1,700 in extra premium each year, depending on your age. High-risk driver insurance can be around 42% to 133% more than average. View High Risk Driver Rates

The state you live in has a huge impact on Saab 9-5 insurance rates. A driver around age 40 might see prices as low as $660 a year in states like Iowa, Maine, and Idaho, or as much as $1,440 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Shop for Affordable Saab 9-5 Insurance

Getting lower rates on auto insurance requires avoiding accidents and claims, having a good credit score, eliminating unnecessary coverage, and possibly higher deductibles. Invest time comparing rates once a year by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The points below are a brief review of the data that was covered in the charts and tables above.

• Drivers can save around $110 per year just by shopping early and online
• Consumers who purchase increased liability limits will pay about $490 each year to increase from a low limit to a 250/500 level
• Drivers under the age of 20 have the highest car insurance prices, with premiums as much as $334 a month if comprehensive and collision insurance is included
• Drivers with DUI or reckless driving convictions may pay on average $1,150 more per year to insure a Saab 9-5