Pontiac G6 Insurance Rates
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UPDATED: Jun 5, 2023
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Estimated insurance prices for a Pontiac G6 are $908 every 12 months for full coverage insurance. Comprehensive insurance costs around $130 each year, collision costs $168, and liability is $452. A liability-only policy costs around $504 a year, with high-risk insurance costing $1,956 or more. Teen drivers pay the most at $3,740 a year or more.
Average premium for full coverage: $908
Premium estimates for type of coverage:
These estimates include $500 deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 states and G6 models.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for a Pontiac G6 go from the cheapest price of $504 for your basic liability-only policy to a high rate of $1,956 for high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city can make a big difference on car insurance rates. Areas with sparse population are statistically proven to have more infrequent physical damage claims than larger metro areas.
The graphic below illustrates how location helps determine auto insurance rates.
These rate differences illustrate why all drivers should compare rates quotes for a specific zip code and their own driving history, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below illustrates estimated Pontiac G6 insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $558
- Raising to $1,000 deductibles will save about $66 each year
- The average price for a 40-year-old good driver using $500 deductibles is $908
- Choosing low deductibles costs an extra $130 annually
- Drivers with multiple violations and an at-fault accident could pay at least $1,956 or more
- An auto insurance policy to insure a 16-year-old driver can be $3,740
Auto insurance prices for a Pontiac G6 also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level and model year.
Choosing high deductibles can reduce prices by up to $200 annually, whereas increasing liability limits will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $407 extra every year. View Rates by Deductible or Liability Limit
More mature drivers with a good driving record and higher deductibles may pay as low as $900 every 12 months on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will have to pay as much as $3,700 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are probably paying at least $1,100 to $1,600 in extra premium annually, depending on your age. Insurance for high-risk drivers is expensive and can cost from 43% to 134% more than average. View High Risk Driver Rates
Where you choose to live also has a big influence on Pontiac G6 insurance prices. A middle-age driver might find prices as low as $600 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,230 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $822 | -$86 | -9.5% |
| Alaska | $698 | -$210 | -23.1% |
| Arizona | $754 | -$154 | -17.0% |
| Arkansas | $908 | -$0 | 0.0% |
| California | $1,034 | $126 | 13.9% |
| Colorado | $868 | -$40 | -4.4% |
| Connecticut | $936 | $28 | 3.1% |
| Delaware | $1,030 | $122 | 13.4% |
| Florida | $1,140 | $232 | 25.6% |
| Georgia | $838 | -$70 | -7.7% |
| Hawaii | $654 | -$254 | -28.0% |
| Idaho | $614 | -$294 | -32.4% |
| Illinois | $678 | -$230 | -25.3% |
| Indiana | $684 | -$224 | -24.7% |
| Iowa | $612 | -$296 | -32.6% |
| Kansas | $864 | -$44 | -4.8% |
| Kentucky | $1,240 | $332 | 36.6% |
| Louisiana | $1,346 | $438 | 48.2% |
| Maine | $560 | -$348 | -38.3% |
| Maryland | $750 | -$158 | -17.4% |
| Massachusetts | $728 | -$180 | -19.8% |
| Michigan | $1,580 | $672 | 74.0% |
| Minnesota | $762 | -$146 | -16.1% |
| Mississippi | $1,088 | $180 | 19.8% |
| Missouri | $806 | -$102 | -11.2% |
| Montana | $976 | $68 | 7.5% |
| Nebraska | $718 | -$190 | -20.9% |
| Nevada | $1,090 | $182 | 20.0% |
| New Hampshire | $656 | -$252 | -27.8% |
| New Jersey | $1,016 | $108 | 11.9% |
| New Mexico | $806 | -$102 | -11.2% |
| New York | $958 | $50 | 5.5% |
| North Carolina | $526 | -$382 | -42.1% |
| North Dakota | $744 | -$164 | -18.1% |
| Ohio | $628 | -$280 | -30.8% |
| Oklahoma | $934 | $26 | 2.9% |
| Oregon | $832 | -$76 | -8.4% |
| Pennsylvania | $868 | -$40 | -4.4% |
| Rhode Island | $1,214 | $306 | 33.7% |
| South Carolina | $824 | -$84 | -9.3% |
| South Dakota | $766 | -$142 | -15.6% |
| Tennessee | $796 | -$112 | -12.3% |
| Texas | $1,098 | $190 | 20.9% |
| Utah | $674 | -$234 | -25.8% |
| Vermont | $624 | -$284 | -31.3% |
| Virginia | $544 | -$364 | -40.1% |
| Washington | $702 | -$206 | -22.7% |
| West Virginia | $832 | -$76 | -8.4% |
| Wisconsin | $628 | -$280 | -30.8% |
| Wyoming | $810 | -$98 | -10.8% |
With such a large range in prices, the only way to figure out your exact price is to do a rate comparison from multiple companies. Every auto insurance company uses a different rate calculation, and quoted prices will be substantially different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2009 Pontiac G6 | $134 | $182 | $468 | $942 |
| 2007 Pontiac G6 | $130 | $168 | $452 | $908 |
| 2006 Pontiac G6 | $120 | $160 | $446 | $884 |
| 2005 Pontiac G6 | $116 | $152 | $442 | $868 |
Rates are averaged for all Pontiac G6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheap Pontiac G6 Insurance
Finding better rates on insurance for a Pontiac G6 consists of not taking risks behind the wheel, having a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Invest time comparing rates every couple of years by getting quotes from direct insurance companies, and also from your local independent and exclusive agents.
The following is a brief summary of the material that was covered in the charts and tables above.
- Insureds who may need higher liability limits will pay about $500 annually to raise from 30/60 bodily injury limits to a 250/500 level
- Teens are expensive to insure, with premiums being up to $312 per month if comprehensive and collision insurance is included
- Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,050 more every year for G6 insurance
- Increasing policy deductibles could save as much as $200 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,740 |
| 20 | $2,086 |
| 30 | $920 |
| 40 | $908 |
| 50 | $836 |
| 60 | $818 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,038 |
| $250 | $980 |
| $500 | $908 |
| $1,000 | $842 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $908 |
| 50/100 | $998 |
| 100/300 | $1,111 |
| 250/500 | $1,405 |
| 100 CSL | $1,044 |
| 300 CSL | $1,292 |
| 500 CSL | $1,473 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,252 |
| 20 | $3,320 |
| 30 | $1,964 |
| 40 | $1,956 |
| 50 | $1,870 |
| 60 | $1,852 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $45 |
| Multi-vehicle | $49 |
| Homeowner | $17 |
| 5-yr Accident Free | $53 |
| 5-yr Claim Free | $56 |
| Paid in Full/EFT | $31 |
| Advance Quote | $39 |
| Online Quote | $60 |
| Total Discounts | $350 |
Discounts are estimated and may not be available from every company or in every state.
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