Pontiac G6 Insurance Rates

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UPDATED: Jun 5, 2023

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U.S. average insurance rates for a Pontiac G6 are $908 a year for full coverage. Comprehensive insurance costs on average $130, collision costs $168, and liability coverage costs $452. Buying just liability costs as little as $504 a year, with insurance for high-risk drivers costing $1,956 or more. Teen drivers pay the highest rates at $3,740 a year or more.

Average premium for full coverage: $908

Price estimates by individual coverage:

Comprehensive $130
Collision $168
Liability $452

Rates are based on $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and for all G6 models.

Price Range from Low to High

Using a middle-aged driver as an example, Pontiac G6 insurance prices go from the low end price of $504 for just the minimum liability insurance to the much higher price of $1,956 for a policy for a high-risk driver.

Liability Only $504
Full Coverage $908
High Risk $1,956

Geographic Price Range

Your location has a large influence on car insurance rates. Rural areas have lower incidents of accident claims than larger metro areas.

The example below illustrates how where you live affects car insurance rates.

Rural Areas $681
Small Cities $953
Large Cities $1,226

The ranges above show why everyone should compare rates based on a specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below shows estimated Pontiac G6 insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $558
  • Drivers who choose higher $1,000 deductibles will pay around $66 a year
  • The estimated price for the average middle-age driver with $500 deductibles is $908
  • Choosing pricier low deductibles for comprehensive and collision insurance will cost an additional $130 each year
  • High-risk insureds with multiple violations and an at-fault accident could pay upwards of $1,956 or more
  • The price that insures a teenage driver for full coverage may cost $3,740 a year

View Chart as Image

Pontiac G6 insurance cost comparison chart
Column chart showing full coverage Pontiac G6 insurance prices range from $558 to $3,740

Insurance prices for a Pontiac G6 are also quite variable based on the model of your G6, how you drive, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you could be paying at a minimum $1,100 to $1,600 additional each year, depending on your age. Pontiac G6 insurance for high-risk drivers can cost around 43% to 134% more than average. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $900 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay upwards of $3,700 a year. View Rates by Age

The state you live in makes a big difference in Pontiac G6 insurance rates. A 40-year-old driver could pay as low as $600 a year in states like Idaho, Maine, and Iowa, or as much as $1,300 on average in Michigan, Louisiana, and New York.

Pontiac G6 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $822 -$86 -9.5%
Alaska $698 -$210 -23.1%
Arizona $754 -$154 -17.0%
Arkansas $908 -$0 0.0%
California $1,034 $126 13.9%
Colorado $868 -$40 -4.4%
Connecticut $936 $28 3.1%
Delaware $1,030 $122 13.4%
Florida $1,140 $232 25.6%
Georgia $838 -$70 -7.7%
Hawaii $654 -$254 -28.0%
Idaho $614 -$294 -32.4%
Illinois $678 -$230 -25.3%
Indiana $684 -$224 -24.7%
Iowa $612 -$296 -32.6%
Kansas $864 -$44 -4.8%
Kentucky $1,240 $332 36.6%
Louisiana $1,346 $438 48.2%
Maine $560 -$348 -38.3%
Maryland $750 -$158 -17.4%
Massachusetts $728 -$180 -19.8%
Michigan $1,580 $672 74.0%
Minnesota $762 -$146 -16.1%
Mississippi $1,088 $180 19.8%
Missouri $806 -$102 -11.2%
Montana $976 $68 7.5%
Nebraska $718 -$190 -20.9%
Nevada $1,090 $182 20.0%
New Hampshire $656 -$252 -27.8%
New Jersey $1,016 $108 11.9%
New Mexico $806 -$102 -11.2%
New York $958 $50 5.5%
North Carolina $526 -$382 -42.1%
North Dakota $744 -$164 -18.1%
Ohio $628 -$280 -30.8%
Oklahoma $934 $26 2.9%
Oregon $832 -$76 -8.4%
Pennsylvania $868 -$40 -4.4%
Rhode Island $1,214 $306 33.7%
South Carolina $824 -$84 -9.3%
South Dakota $766 -$142 -15.6%
Tennessee $796 -$112 -12.3%
Texas $1,098 $190 20.9%
Utah $674 -$234 -25.8%
Vermont $624 -$284 -31.3%
Virginia $544 -$364 -40.1%
Washington $702 -$206 -22.7%
West Virginia $832 -$76 -8.4%
Wisconsin $628 -$280 -30.8%
Wyoming $810 -$98 -10.8%

View Chart as Image

Pontiac G6 insurance rates by U.S. city

Choosing high deductibles could save up to $200 a year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $407 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to know exactly what you will pay is to regularly compare prices and see how they stack up. Every company uses a different rate calculation, and prices may be quite different.

Pontiac G6 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2009 Pontiac G6 $134 $182 $468 $942
2007 Pontiac G6 $130 $168 $452 $908
2006 Pontiac G6 $120 $160 $446 $884
2005 Pontiac G6 $116 $152 $442 $868

Rates are averaged for all Pontiac G6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Pontiac G6 Insurance

Getting lower rates on auto insurance not only requires having a decent driving record, but also having a good credit score, eliminating unnecessary coverage, and insuring your home and auto with the same company. Shop around every year by getting quotes from direct carriers, and also from local exclusive and independent agents.

The following items are a quick review of the coverage data touched on in the above illustrations.

  • Drivers can save as much as $100 per year simply by quoting online well ahead of the renewal date
  • Increasing physical damage deductibles can save approximately $200 each year
  • 16 to 18-year-old drivers pay higher prices, with premiums as much as $312 a month if comprehensive and collision insurance is included
  • Drivers with a DUI or reckless driving violation may pay on average $1,050 more each year than a driver with a clean driving record

Rates by Driver Age

Pontiac G6 Insurance Rates by Driver Age
Driver Age Premium
16 $3,740
20 $2,086
30 $920
40 $908
50 $836
60 $818

Full coverage, $500 deductibles

Rates by Deductible

Pontiac G6 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,038
$250 $980
$500 $908
$1,000 $842

Full coverage, driver age 40

Rates by Liability Limit

Pontiac G6 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $908
50/100 $998
100/300 $1,111
250/500 $1,405
100 CSL $1,044
300 CSL $1,292
500 CSL $1,473

Full coverage, driver age 40

Rates for High Risk Drivers

Pontiac G6 Insurance Rates for High Risk Drivers
Age Premium
16 $5,252
20 $3,320
30 $1,964
40 $1,956
50 $1,870
60 $1,852

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $121

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $45
Multi-vehicle $49
Homeowner $17
5-yr Accident Free $53
5-yr Claim Free $56
Paid in Full/EFT $31
Advance Quote $39
Online Quote $60
Total Discounts $350
Rate after discounts $558

Discounts are estimated and may not be available from every company or in every state.

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