Pontiac G6 Insurance Rates

U.S. average auto insurance rates for a Pontiac G6 are $974 annually for full coverage insurance. Comprehensive costs approximately $140 each year, collision insurance costs $202, and liability costs around $474. Liability-only coverage costs as low as $522 a year, and high-risk coverage costs around $2,102. Teenage drivers pay the highest rates at up to $3,988 a year.

Average premium for full coverage: $974

Price estimates by individual coverage:

Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and G6 models.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on the price of auto insurance. Rural locations have fewer physical damage claims than densely populated cities. The graphic below illustrates the effect of geographic area on auto insurance prices.

The ranges above illustrate why all drivers should compare prices using their specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Pontiac G6 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $591
• Using higher $1,000 deductibles will save $78 each year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $974
• Using low deductibles for physical damage coverage will cost $1,120
• High-risk insureds who are prone to accidents and violations could pay around $2,102
• The price with full coverage for a 16-year-old driver can cost $3,988 or more

View Chart as Image

Auto insurance prices for a Pontiac G6 are also quite variable based on the trim level and model year, your risk profile, and physical damage deductibles and liability limits.

More mature drivers with a good driving record and high physical damage deductibles may pay as low as $900 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay in the ballpark of $3,900 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying anywhere from $1,200 to $1,700 in extra premium each year, depending on your age. Insurance for high-risk drivers can be from 43% to 137% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $230 annually, whereas increasing liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Pontiac G6 insurance prices. A driver around age 40 might see prices as low as $640 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,320 on average in Florida, New York, and Michigan.

View Chart as Image

How to Buy the Best Pontiac G6 Insurance

Getting lower rates on insurance for a Pontiac G6 requires being a good driver, having above-average credit, not filing small claims, and possibly higher deductibles. Take the time to compare rates at every policy renewal by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The following list is a brief recap of the data covered in the above illustrations.

• Insureds who purchase an increased level of liability coverage will pay an extra $520 annually to increase from a low limit to higher 250/500 limits
• It is possible to save around $110 per year just by quoting online in advance
• Increasing physical damage deductibles could save up to $225 each year
• Drivers age 16 to 20 have the highest car insurance prices, as much as $332 a month if full coverage is included