Pontiac G6 Insurance Rates

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UPDATED: Jun 5, 2023

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Estimated insurance rates for a Pontiac G6 are $884 a year including full coverage. Comprehensive insurance costs around $120 a year, collision costs $160, and liability insurance costs around $446. A liability-only policy costs as low as $500 a year, with high-risk insurance costing $1,908 or more. Teenage drivers pay the most at $3,672 a year or more.

Average premium for full coverage: $884

Premium estimates for type of coverage:

Comprehensive $120
Collision $160
Liability $446

Full coverage includes $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and G6 trim levels.

Insurance Price Range by Risk and Coverage

Using a middle-aged driver as an example, insurance rates for a Pontiac G6 go from the low end price of $500 for liability-only coverage to a high of $1,908 for a driver who has had serious violations or accidents.

Liability Only $500
Full Coverage $884
High Risk $1,908

Insurance Price Range by Location

Where you live has a significant impact on the price of insurance. Areas with sparse population are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities.

The diagram below illustrates how where you live affects auto insurance rates.

Rural Areas $663
Small Cities $928
Large Cities $1,193

These rate differences highlight why it is important to compare prices for a specific zip code, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below breaks down estimated Pontiac G6 insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $545
  • Using higher $1,000 deductibles will save about $820 every year
  • The estimated price for a 40-year-old good driver using $500 deductibles is $884
  • Using low $100 deductibles for physical damage coverage will cost an additional $122 a year
  • Drivers who are prone to accidents and violations could pay at least $1,908 or more
  • An auto insurance policy that insures a teen driver can be $3,672 or more

View Chart as Image

Pontiac G6 insurance cost comparison chart
Column chart showing full coverage Pontiac G6 insurance prices range from $545 to $3,672

Auto insurance prices for a Pontiac G6 also have a wide range based on the trim level of your G6, your driving record and age, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are likely paying at least $1,100 to $1,500 in extra premium annually, depending on your age. A high-risk auto insurance policy can be anywhere from 41% to 138% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $800 a year, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay as much as $3,600 a year. View Rates by Age

Where you choose to live has a huge impact on Pontiac G6 insurance rates. A driver around age 40 might see prices as low as $680 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,270 on average in Michigan, New York, and Louisiana.

Pontiac G6 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $802 -$82 -9.3%
Alaska $680 -$204 -23.1%
Arizona $736 -$148 -16.7%
Arkansas $884 -$0 0.0%
California $1,010 $126 14.3%
Colorado $846 -$38 -4.3%
Connecticut $912 $28 3.2%
Delaware $1,004 $120 13.6%
Florida $1,108 $224 25.3%
Georgia $816 -$68 -7.7%
Hawaii $636 -$248 -28.1%
Idaho $598 -$286 -32.4%
Illinois $660 -$224 -25.3%
Indiana $666 -$218 -24.7%
Iowa $596 -$288 -32.6%
Kansas $842 -$42 -4.8%
Kentucky $1,210 $326 36.9%
Louisiana $1,312 $428 48.4%
Maine $548 -$336 -38.0%
Maryland $728 -$156 -17.6%
Massachusetts $710 -$174 -19.7%
Michigan $1,540 $656 74.2%
Minnesota $740 -$144 -16.3%
Mississippi $1,062 $178 20.1%
Missouri $784 -$100 -11.3%
Montana $950 $66 7.5%
Nebraska $698 -$186 -21.0%
Nevada $1,062 $178 20.1%
New Hampshire $638 -$246 -27.8%
New Jersey $992 $108 12.2%
New Mexico $784 -$100 -11.3%
New York $934 $50 5.7%
North Carolina $510 -$374 -42.3%
North Dakota $726 -$158 -17.9%
Ohio $610 -$274 -31.0%
Oklahoma $908 $24 2.7%
Oregon $812 -$72 -8.1%
Pennsylvania $846 -$38 -4.3%
Rhode Island $1,182 $298 33.7%
South Carolina $802 -$82 -9.3%
South Dakota $746 -$138 -15.6%
Tennessee $774 -$110 -12.4%
Texas $1,068 $184 20.8%
Utah $654 -$230 -26.0%
Vermont $608 -$276 -31.2%
Virginia $530 -$354 -40.0%
Washington $684 -$200 -22.6%
West Virginia $812 -$72 -8.1%
Wisconsin $614 -$270 -30.5%
Wyoming $790 -$94 -10.6%

View Chart as Image

Pontiac G6 insurance rates by U.S. city

Using high physical damage deductibles could cut prices by as much as $190 each year, while buying higher liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $402 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out your exact price is to get quotes from as many companies as possible. Each insurance company uses a different method to calculate prices, and quoted prices will be substantially different.

Pontiac G6 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2009 Pontiac G6 $132 $178 $460 $928
2007 Pontiac G6 $120 $160 $446 $884
2006 Pontiac G6 $116 $152 $442 $868

Rates are averaged for all Pontiac G6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Pontiac G6 Insurance

Finding better rates on Pontiac G6 insurance requires having a decent driving record, maintaining a good credit score, refrain from filing small claims, and maximizing policy discounts. Compare prices every other policy renewal by requesting rates from direct car insurance companies, and also from local insurance agencies.

The following items are a summary of the ideas that were touched on in the above illustrations.

  • 16 to 18-year-old drivers are expensive to insure, with the cost nearing $306 per month if the policy includes full coverage
  • High-risk drivers who have multiple accidents or major violations may have to pay on average $1,020 more every year than a driver with a clean driving record
  • Increasing policy deductibles can save approximately $175 each year
  • You may be able to save up to $100 per year simply by quoting early and online

Rates by Driver Age

Pontiac G6 Insurance Rates by Driver Age
Driver Age Premium
16 $3,672
20 $2,036
30 $894
40 $884
50 $814
60 $798

Full coverage, $500 deductibles

Rates by Deductible

Pontiac G6 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,006
$250 $952
$500 $884
$1,000 $820

Full coverage, driver age 40

Rates by Liability Limit

Pontiac G6 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $884
50/100 $973
100/300 $1,085
250/500 $1,375
100 CSL $1,018
300 CSL $1,263
500 CSL $1,442

Full coverage, driver age 40

Rates for High Risk Drivers

Pontiac G6 Insurance Rates for High Risk Drivers
Age Premium
16 $5,150
20 $3,244
30 $1,914
40 $1,908
50 $1,826
60 $1,808

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $117

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $44
Multi-vehicle $48
Homeowner $16
5-yr Accident Free $51
5-yr Claim Free $54
Paid in Full/EFT $30
Advance Quote $38
Online Quote $58
Total Discounts $339
Rate after discounts $545

Discounts are estimated and may not be available from every company or in every state.

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