Pontiac G6 Insurance Rates

The average auto insurance rates for a Pontiac G6 are $884 annually for full coverage. Comprehensive costs on average $120 each year, collision insurance costs $160, and liability is estimated at $446. Liability-only coverage costs approximately $500 a year, and high-risk coverage costs around $1,908. Teenage drivers cost the most to insure at up to $3,672 a year.

Average premium for full coverage: $884

Policy rates by type of insurance:

Prices include $500 policy deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all states and G6 models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance rates. Rural areas are shown to have fewer accident claims than densely populated cities. The graphic below illustrates how your location can change car insurance rates.

The examples above show why all drivers should get quotes based on a specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Pontiac G6 insurance rates for different risk profiles and scenarios.

• The best discount rate is $545
• Choosing higher $1,000 deductibles can save around $64 a year
• The estimated rate for a good driver age 40 with $500 deductibles is $884
• Using low deductibles for comp and collision coverage will cost $1,006
• Unlucky drivers who are prone to accidents and violations could pay upwards of $1,908
• Policy cost with full coverage for a teen driver may cost $3,672 each year

View Chart as Image

Insurance rates for a Pontiac G6 also range considerably based on the model year and trim level, your driver profile, and policy deductibles and limits.

More mature drivers with no violations or accidents and high physical damage deductibles may pay as little as $800 annually on average, or $67 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay upwards of $3,600 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at a minimum $1,100 to $1,500 additional every year, depending on your age. Insurance for high-risk drivers ranges as much as 41% to 138% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $190 every year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $402 more each year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Pontiac G6 insurance prices. A good driver about age 40 could pay as low as $590 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,270 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Buy the Right Pontiac G6 Insurance

Finding cheaper rates on car insurance takes being a good driver, having good credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Invest the time to shop around every couple of years by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

The following list is a quick rundown of the material that was illustrated above.

• Policyholders who require an increased level of liability coverage will pay an extra $490 each year to raise limits from a 30/60 limit to higher 250/500 limits
• Drivers age 16 to 20 pay higher rates, costing up to $306 each month if they have full coverage
• Higher risk drivers with reckless driving or DUI convictions may be required to pay an average of $1,020 more each year than a safer driver
• Increasing comprehensive and collision deductibles could save up to $175 each year