Pontiac G6 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 5, 2023

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U.S. average insurance prices for a Pontiac G6 are $908 every 12 months with full coverage. Comprehensive costs around $130, collision costs $168, and liability costs around $452. Liability-only coverage costs as low as $504 a year, with high-risk coverage costing around $1,956. Teens pay the highest rates at $3,740 a year or more.

Average premium for full coverage: $908

Price estimates for individual coverage:

Comprehensive $130
Collision $168
Liability $452

Rate estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and for different G6 trim levels.

Price Range from Low to High

For the normal driver, Pontiac G6 insurance prices go from the cheapest price of $504 for just the minimum liability insurance to a much higher rate of $1,956 for a driver required to buy high-risk insurance.

Liability Only $504
Full Coverage $908
High Risk $1,956

Geographic Price Range

Where you live can make a big difference on insurance rates. Areas with sparse population have more infrequent collision claims than cities with more traffic congestion.

The price range example below illustrates how geographic area affects auto insurance rates.

Rural Areas $681
Small Cities $953
Large Cities $1,226

The ranges above demonstrate why anyone shopping for car insurance should compare prices for a specific zip code and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below details estimated Pontiac G6 insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $558
  • Using higher $1,000 deductibles will save about $66 annually
  • The average price for the average middle-age driver using $500 deductibles is $908
  • Selecting more expensive low deductibles for physical damage coverage increases the price to $1,038
  • High-risk insureds with serious driving violations could pay at least $1,956 or more
  • The price to insure a 16-year-old driver with full coverage can be $3,740 or more

View Chart as Image

Pontiac G6 insurance cost comparison chart
Column chart showing full coverage Pontiac G6 insurance rates range from $558 to $3,740

Auto insurance prices for a Pontiac G6 are also quite variable based on deductibles and policy limits, your driving record, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $200 annually, while increasing your policy's liability limits will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $407 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may pay as low as $900 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay as much as $3,700 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out at least $1,100 to $1,600 in extra premium each year, depending on your age. High-risk driver insurance can be from 43% to 134% more than the average policy. View High Risk Driver Rates

The state you live in has a huge impact on Pontiac G6 insurance prices. A driver around age 40 might see prices as low as $660 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,230 on average in Florida, Michigan, and New York.

Pontiac G6 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $822 -$86 -9.5%
Alaska $698 -$210 -23.1%
Arizona $754 -$154 -17.0%
Arkansas $908 -$0 0.0%
California $1,034 $126 13.9%
Colorado $868 -$40 -4.4%
Connecticut $936 $28 3.1%
Delaware $1,030 $122 13.4%
Florida $1,140 $232 25.6%
Georgia $838 -$70 -7.7%
Hawaii $654 -$254 -28.0%
Idaho $614 -$294 -32.4%
Illinois $678 -$230 -25.3%
Indiana $684 -$224 -24.7%
Iowa $612 -$296 -32.6%
Kansas $864 -$44 -4.8%
Kentucky $1,240 $332 36.6%
Louisiana $1,346 $438 48.2%
Maine $560 -$348 -38.3%
Maryland $750 -$158 -17.4%
Massachusetts $728 -$180 -19.8%
Michigan $1,580 $672 74.0%
Minnesota $762 -$146 -16.1%
Mississippi $1,088 $180 19.8%
Missouri $806 -$102 -11.2%
Montana $976 $68 7.5%
Nebraska $718 -$190 -20.9%
Nevada $1,090 $182 20.0%
New Hampshire $656 -$252 -27.8%
New Jersey $1,016 $108 11.9%
New Mexico $806 -$102 -11.2%
New York $958 $50 5.5%
North Carolina $526 -$382 -42.1%
North Dakota $744 -$164 -18.1%
Ohio $628 -$280 -30.8%
Oklahoma $934 $26 2.9%
Oregon $832 -$76 -8.4%
Pennsylvania $868 -$40 -4.4%
Rhode Island $1,214 $306 33.7%
South Carolina $824 -$84 -9.3%
South Dakota $766 -$142 -15.6%
Tennessee $796 -$112 -12.3%
Texas $1,098 $190 20.9%
Utah $674 -$234 -25.8%
Vermont $624 -$284 -31.3%
Virginia $544 -$364 -40.1%
Washington $702 -$206 -22.7%
West Virginia $832 -$76 -8.4%
Wisconsin $628 -$280 -30.8%
Wyoming $810 -$98 -10.8%

View Chart as Image

Pontiac G6 insurance rates by U.S. city

Since prices can be so different, the best way to find out your exact price is to compare prices from multiple companies. Each insurance company calculates prices differently, and quoted prices may be quite different.

Pontiac G6 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2009 Pontiac G6 $134 $182 $468 $942
2007 Pontiac G6 $130 $168 $452 $908
2006 Pontiac G6 $120 $160 $446 $884
2005 Pontiac G6 $116 $152 $442 $868

Rates are averaged for all Pontiac G6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Pontiac G6 Insurance

Getting lower rates on insurance for a Pontiac G6 requires having a decent driving record, having a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Invest the time to compare rates at every policy renewal by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following items are a brief recap of the data presented in the illustrations above.

  • Insureds who may need additional liability coverage will pay approximately $500 every year to increase from a low limit to a 250/500 level
  • You may be able to save up to $100 per year simply by shopping early and online
  • Increasing physical damage deductibles could save as much as $200 each year
  • 16 to 18-year-old drivers are expensive to insure, costing up to $312 a month if comprehensive and collision insurance is included

Rates by Driver Age

Pontiac G6 Insurance Rates by Driver Age
Driver Age Premium
16 $3,740
20 $2,086
30 $920
40 $908
50 $836
60 $818

Full coverage, $500 deductibles

Rates by Deductible

Pontiac G6 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,038
$250 $980
$500 $908
$1,000 $842

Full coverage, driver age 40

Rates by Liability Limit

Pontiac G6 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $908
50/100 $998
100/300 $1,111
250/500 $1,405
100 CSL $1,044
300 CSL $1,292
500 CSL $1,473

Full coverage, driver age 40

Rates for High Risk Drivers

Pontiac G6 Insurance Rates for High Risk Drivers
Age Premium
16 $5,252
20 $3,320
30 $1,964
40 $1,956
50 $1,870
60 $1,852

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $121

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $45
Multi-vehicle $49
Homeowner $17
5-yr Accident Free $53
5-yr Claim Free $56
Paid in Full/EFT $31
Advance Quote $39
Online Quote $60
Total Discounts $350
Rate after discounts $558

Discounts are estimated and may not be available from every company or in every state.

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