Pontiac G6 Insurance Rates

U.S. average auto insurance rates for a Pontiac G6 are $884 annually for full coverage insurance. Comprehensive insurance costs around $120 a year, collision insurance costs $160, and liability costs $446. Liability-only coverage costs as little as $500 a year, and high-risk coverage costs $1,908 or more. Teen drivers pay the highest rates at up to $3,672 a year.

Average premium for full coverage: $884

Price estimates for individual coverage:

Prices are based on $500 deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and G6 trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on car insurance rates. Areas with sparse population have fewer physical damage claims than larger metro areas. The diagram below illustrates how location impacts auto insurance rates.

The ranges above illustrate why it is important to compare rates for a specific zip code and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Pontiac G6 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $545
• Drivers who choose higher $1,000 deductibles will pay about $820 each year
• The estimated rate for the average middle-age driver using $500 deductibles is $884
• Choosing low $100 deductibles for comprehensive and collision insurance costs an additional $122 every year
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $1,908
• The price with full coverage for a teen driver can be $3,672 a year

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Auto insurance prices for a Pontiac G6 are also quite variable based on the trim level and model year, your risk profile, and deductibles and policy limits.

Older drivers with a good driving record and high physical damage deductibles may pay as little as $800 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will have to pay as much as $3,600 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying at least $1,100 to $1,500 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost as much as 41% to 138% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $190 every year, while buying higher liability limits will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $402 extra every year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Pontiac G6 insurance prices. A 40-year-old driver could pay as low as $580 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,200 on average in Michigan, New York, and Florida.

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How to Buy Affordable Pontiac G6 Insurance

Getting lower rates on car insurance not only requires not taking risks behind the wheel, but also having above-average credit, not filing small claims, and possibly raising deductibles. Spend time shopping around at every policy renewal by requesting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following is a brief review of the data touched on above.

• Policyholders who may need higher liability limits will pay about $490 annually to go from a low limit to higher 250/500 limits
• It is possible to save up to $100 per year just by quoting early and online
• Increasing physical damage deductibles could save up to $175 each year
• Teens are expensive to insure, as much as $306 a month if full coverage is included