Pontiac G6 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 5, 2023
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Estimated insurance prices for a Pontiac G6 are $884 every 12 months with full coverage. Comprehensive insurance costs on average $120, collision costs $160, and liability insurance costs around $446. A policy with only liability insurance costs as low as $500 a year, with a high-risk policy costing $1,908 or more. Teen drivers pay the most at $3,672 a year or more.
Average premium for full coverage: $884
Premium estimates by type of coverage:
Prices include $500 deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all U.S. states and for different G6 trim levels.
Insurance Price Range by Risk and Coverage
For the normal driver, insurance rates for a Pontiac G6 go from the cheapest price of $500 for just liability coverage to a much higher rate of $1,908 for coverage for higher-risk drivers.
Insurance Price Range by Location
Where you live has a significant impact on auto insurance rates. Rural areas are statistically proven to have more infrequent collision claims than larger metro areas.
The price range example below illustrates how geographic area affects car insurance rates.
These rate differences demonstrate why anyone shopping for car insurance should compare prices based on a specific location and their own driving history, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below details estimated Pontiac G6 insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $545
- Using higher $1,000 deductibles will save around $64 annually
- The average price for a 40-year-old good driver with $500 deductibles is $884
- Choosing more expensive low deductibles for physical damage coverage costs an extra $122 a year
- Drivers with multiple violations and an at-fault accident could pay upwards of $1,908 or more
- An auto insurance policy to insure a teen driver with full coverage may cost $3,672 or more
Car insurance prices for a Pontiac G6 also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level of your G6.
Choosing high deductibles could cut prices by as much as $190 each year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $402 extra every 12 months. View Rates by Deductible or Liability Limit
An older driver with no driving violations and higher deductibles could pay as little as $800 a year, or $67 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will be charged upwards of $3,600 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you may be forking out at a minimum $1,100 to $1,500 extra annually, depending on your age. High-risk driver insurance can be anywhere from 41% to 138% more than average. View High Risk Driver Rates
Where you choose to live has a huge impact on Pontiac G6 insurance rates. A driver around age 40 might see prices as low as $640 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,200 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $802 | -$82 | -9.3% |
| Alaska | $680 | -$204 | -23.1% |
| Arizona | $736 | -$148 | -16.7% |
| Arkansas | $884 | -$0 | 0.0% |
| California | $1,010 | $126 | 14.3% |
| Colorado | $846 | -$38 | -4.3% |
| Connecticut | $912 | $28 | 3.2% |
| Delaware | $1,004 | $120 | 13.6% |
| Florida | $1,108 | $224 | 25.3% |
| Georgia | $816 | -$68 | -7.7% |
| Hawaii | $636 | -$248 | -28.1% |
| Idaho | $598 | -$286 | -32.4% |
| Illinois | $660 | -$224 | -25.3% |
| Indiana | $666 | -$218 | -24.7% |
| Iowa | $596 | -$288 | -32.6% |
| Kansas | $842 | -$42 | -4.8% |
| Kentucky | $1,210 | $326 | 36.9% |
| Louisiana | $1,312 | $428 | 48.4% |
| Maine | $548 | -$336 | -38.0% |
| Maryland | $728 | -$156 | -17.6% |
| Massachusetts | $710 | -$174 | -19.7% |
| Michigan | $1,540 | $656 | 74.2% |
| Minnesota | $740 | -$144 | -16.3% |
| Mississippi | $1,062 | $178 | 20.1% |
| Missouri | $784 | -$100 | -11.3% |
| Montana | $950 | $66 | 7.5% |
| Nebraska | $698 | -$186 | -21.0% |
| Nevada | $1,062 | $178 | 20.1% |
| New Hampshire | $638 | -$246 | -27.8% |
| New Jersey | $992 | $108 | 12.2% |
| New Mexico | $784 | -$100 | -11.3% |
| New York | $934 | $50 | 5.7% |
| North Carolina | $510 | -$374 | -42.3% |
| North Dakota | $726 | -$158 | -17.9% |
| Ohio | $610 | -$274 | -31.0% |
| Oklahoma | $908 | $24 | 2.7% |
| Oregon | $812 | -$72 | -8.1% |
| Pennsylvania | $846 | -$38 | -4.3% |
| Rhode Island | $1,182 | $298 | 33.7% |
| South Carolina | $802 | -$82 | -9.3% |
| South Dakota | $746 | -$138 | -15.6% |
| Tennessee | $774 | -$110 | -12.4% |
| Texas | $1,068 | $184 | 20.8% |
| Utah | $654 | -$230 | -26.0% |
| Vermont | $608 | -$276 | -31.2% |
| Virginia | $530 | -$354 | -40.0% |
| Washington | $684 | -$200 | -22.6% |
| West Virginia | $812 | -$72 | -8.1% |
| Wisconsin | $614 | -$270 | -30.5% |
| Wyoming | $790 | -$94 | -10.6% |
With such a large range in prices, the best way to find out exactly what you will pay is to compare prices from as many companies as possible. Each insurance company uses a different rate calculation, so rate quotes will be substantially different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2009 Pontiac G6 | $132 | $178 | $460 | $928 |
| 2007 Pontiac G6 | $120 | $160 | $446 | $884 |
| 2006 Pontiac G6 | $116 | $152 | $442 | $868 |
Rates are averaged for all Pontiac G6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Right Pontiac G6 Insurance
Finding better rates on Pontiac G6 insurance requires not taking risks behind the wheel, maintaining a good credit score, being claim-free, and maximizing policy discounts. Invest the time to compare rates at least once a year by obtaining price quotes from direct companies, and also from local exclusive and independent agents.
The following is a quick rundown of the primary concepts that were presented in the illustrations above.
- You may be able to save as much as $100 per year simply by shopping early and online
- High-risk drivers with reckless driving or DUI convictions may pay on average $1,020 more each year for G6 insurance
- Increasing policy deductibles could save as much as $175 each year
- Teens are expensive to insure, possibly costing $306 per month if the policy includes full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,672 |
| 20 | $2,036 |
| 30 | $894 |
| 40 | $884 |
| 50 | $814 |
| 60 | $798 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,006 |
| $250 | $952 |
| $500 | $884 |
| $1,000 | $820 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $884 |
| 50/100 | $973 |
| 100/300 | $1,085 |
| 250/500 | $1,375 |
| 100 CSL | $1,018 |
| 300 CSL | $1,263 |
| 500 CSL | $1,442 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,150 |
| 20 | $3,244 |
| 30 | $1,914 |
| 40 | $1,908 |
| 50 | $1,826 |
| 60 | $1,808 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $44 |
| Multi-vehicle | $48 |
| Homeowner | $16 |
| 5-yr Accident Free | $51 |
| 5-yr Claim Free | $54 |
| Paid in Full/EFT | $30 |
| Advance Quote | $38 |
| Online Quote | $58 |
| Total Discounts | $339 |
Discounts are estimated and may not be available from every company or in every state.
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