Pontiac G6 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 5, 2023

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Estimated insurance prices for a Pontiac G6 are $908 every 12 months including full coverage. Comprehensive insurance costs on average $130, collision insurance costs $168, and liability coverage is $452. Liability-only insurance costs around $504 a year, and high-risk driver insurance costs $1,956 or more. Teenage drivers pay the most at up to $3,740 a year.

Average premium for full coverage: $908

Premium estimates by type of coverage:

Comprehensive $130
Collision $168
Liability $452

Price estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 U.S. states and for all G6 models.

Insurance Price Range by Risk and Coverage

For a driver in their 40's, insurance rates for a Pontiac G6 range from the cheapest price of $504 for minimum levels of liability insurance to the much higher price of $1,956 for a driver that may need high-risk insurance.

Liability Only $504
Full Coverage $908
High Risk $1,956

Insurance Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. Rural areas are statistically proven to have more infrequent comprehensive and collision claims than densely populated cities. The example below illustrates how location helps determine car insurance rates.

Rural Areas $681
Small Cities $953
Large Cities $1,226

These rate differences highlight why everyone should compare rates quotes based on a specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below breaks down average Pontiac G6 insurance rates for different risk profiles and scenarios.

  • The best discount rate is $558
  • Raising to $1,000 deductibles will save around $66 every year
  • The average price for a 40-year-old good driver with $500 deductibles is $908
  • Using pricier low deductibles costs an extra $130 each year
  • Unlucky drivers who are prone to accidents and violations could pay upwards of $1,956
  • An auto insurance policy to insure a teenage driver for full coverage may cost $3,740

View Chart as Image

Pontiac G6 insurance cost comparison chart
Column chart showing Pontiac G6 insurance prices range from $558 to $3,740 for full coverage

Insurance prices for a Pontiac G6 also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level of your G6.

Using high physical damage deductibles can reduce prices by up to $200 a year, whereas buying more liability protection will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $407 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may only pay around $900 every 12 months on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay upwards of $3,700 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at a minimum $1,100 to $1,600 additional annually, depending on your age. Pontiac G6 insurance for high-risk drivers is expensive and can cost around 43% to 134% more than a normal policy. View High Risk Driver Rates

Where you choose to live also has a big influence on Pontiac G6 insurance rates. A middle-age driver might find prices as low as $700 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,300 on average in Michigan, New York, and Louisiana.

Pontiac G6 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $822 -$86 -9.5%
Alaska $698 -$210 -23.1%
Arizona $754 -$154 -17.0%
Arkansas $908 -$0 0.0%
California $1,034 $126 13.9%
Colorado $868 -$40 -4.4%
Connecticut $936 $28 3.1%
Delaware $1,030 $122 13.4%
Florida $1,140 $232 25.6%
Georgia $838 -$70 -7.7%
Hawaii $654 -$254 -28.0%
Idaho $614 -$294 -32.4%
Illinois $678 -$230 -25.3%
Indiana $684 -$224 -24.7%
Iowa $612 -$296 -32.6%
Kansas $864 -$44 -4.8%
Kentucky $1,240 $332 36.6%
Louisiana $1,346 $438 48.2%
Maine $560 -$348 -38.3%
Maryland $750 -$158 -17.4%
Massachusetts $728 -$180 -19.8%
Michigan $1,580 $672 74.0%
Minnesota $762 -$146 -16.1%
Mississippi $1,088 $180 19.8%
Missouri $806 -$102 -11.2%
Montana $976 $68 7.5%
Nebraska $718 -$190 -20.9%
Nevada $1,090 $182 20.0%
New Hampshire $656 -$252 -27.8%
New Jersey $1,016 $108 11.9%
New Mexico $806 -$102 -11.2%
New York $958 $50 5.5%
North Carolina $526 -$382 -42.1%
North Dakota $744 -$164 -18.1%
Ohio $628 -$280 -30.8%
Oklahoma $934 $26 2.9%
Oregon $832 -$76 -8.4%
Pennsylvania $868 -$40 -4.4%
Rhode Island $1,214 $306 33.7%
South Carolina $824 -$84 -9.3%
South Dakota $766 -$142 -15.6%
Tennessee $796 -$112 -12.3%
Texas $1,098 $190 20.9%
Utah $674 -$234 -25.8%
Vermont $624 -$284 -31.3%
Virginia $544 -$364 -40.1%
Washington $702 -$206 -22.7%
West Virginia $832 -$76 -8.4%
Wisconsin $628 -$280 -30.8%
Wyoming $810 -$98 -10.8%

View Chart as Image

Pontiac G6 insurance rates by U.S. city
Pontiac G6 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2009 Pontiac G6 $134 $182 $468 $942
2007 Pontiac G6 $130 $168 $452 $908
2006 Pontiac G6 $120 $160 $446 $884
2005 Pontiac G6 $116 $152 $442 $868

Rates are averaged for all Pontiac G6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheaper Pontiac G6 Insurance

Finding better rates on auto insurance consists of having a decent driving record, having above-average credit, refrain from filing small claims, and dropping full coverage on older vehicles. Invest time comparing rates once a year by getting quotes from direct car insurance companies, and also from your local independent and exclusive agents.

The following items are a condensed summary of the data that was covered in the charts and tables above.

  • You may be able to save as much as $100 per year just by quoting online well ahead of the renewal date
  • Consumers who require additional liability coverage will pay an extra $500 per year to raise from 30/60 bodily injury limits to a 250/500 level
  • 16 to 18-year-old drivers pay higher prices, with the cost nearing $312 per month if full coverage is included
  • Drivers with multiple at-fault accidents may pay on average $1,050 more each year than a driver with a clean driving record

Rates by Driver Age

Pontiac G6 Insurance Rates by Driver Age
Driver Age Premium
16 $3,740
20 $2,086
30 $920
40 $908
50 $836
60 $818

Full coverage, $500 deductibles

Rates by Deductible

Pontiac G6 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,038
$250 $980
$500 $908
$1,000 $842

Full coverage, driver age 40

Rates by Liability Limit

Pontiac G6 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $908
50/100 $998
100/300 $1,111
250/500 $1,405
100 CSL $1,044
300 CSL $1,292
500 CSL $1,473

Full coverage, driver age 40

Rates for High Risk Drivers

Pontiac G6 Insurance Rates for High Risk Drivers
Age Premium
16 $5,252
20 $3,320
30 $1,964
40 $1,956
50 $1,870
60 $1,852

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $121

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $45
Multi-vehicle $49
Homeowner $17
5-yr Accident Free $53
5-yr Claim Free $56
Paid in Full/EFT $31
Advance Quote $39
Online Quote $60
Total Discounts $350
Rate after discounts $558

Discounts are estimated and may not be available from every company or in every state.

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