Pontiac G6 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 5, 2023
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Estimated insurance rates for a Pontiac G6 are $884 a year with full coverage. Comprehensive costs approximately $120, collision costs $160, and liability insurance costs around $446. A policy with only liability insurance costs as low as $500 a year, with a high-risk policy costing around $1,908. Teens pay the most at $3,672 a year or more.
Average premium for full coverage: $884
Premium estimates by type of coverage:
Rates are based on $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all U.S. states and for all G6 models.
Insurance Price Range by Risk and Coverage
For the average driver, insurance rates for a Pontiac G6 go from as low as $500 for just the minimum liability insurance to the much higher price of $1,908 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Where you live has a significant impact on the price of insurance. Rural locations are statistically proven to have a lower frequency of collision claims than cities with more traffic congestion.
The example below illustrates how location impacts auto insurance prices.
These rate differences demonstrate why everyone should compare prices using their specific location and risk profile, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below details estimated Pontiac G6 insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $545
- Using higher $1,000 deductibles will save $64 annually
- The average rate for a 40-year-old good driver who chooses $500 deductibles is $884
- Selecting pricier low deductibles for physical damage coverage will increase the cost to $1,006
- Drivers with serious driving violations could pay around $1,908 or more
- An auto insurance policy for full coverage for a teen driver for full coverage can cost $3,672 or more
Car insurance prices for a Pontiac G6 also have a wide range based on your driving characteristics, the trim level and model year, and physical damage deductibles and liability limits.
A more mature driver with no driving violations and high deductibles could pay as little as $800 a year, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will be charged in the ballpark of $3,600 a year. View Rates by Age
Where you choose to live has a huge impact on Pontiac G6 insurance rates. A driver around age 40 might see prices as low as $640 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,200 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $802 | -$82 | -9.3% |
| Alaska | $680 | -$204 | -23.1% |
| Arizona | $736 | -$148 | -16.7% |
| Arkansas | $884 | -$0 | 0.0% |
| California | $1,010 | $126 | 14.3% |
| Colorado | $846 | -$38 | -4.3% |
| Connecticut | $912 | $28 | 3.2% |
| Delaware | $1,004 | $120 | 13.6% |
| Florida | $1,108 | $224 | 25.3% |
| Georgia | $816 | -$68 | -7.7% |
| Hawaii | $636 | -$248 | -28.1% |
| Idaho | $598 | -$286 | -32.4% |
| Illinois | $660 | -$224 | -25.3% |
| Indiana | $666 | -$218 | -24.7% |
| Iowa | $596 | -$288 | -32.6% |
| Kansas | $842 | -$42 | -4.8% |
| Kentucky | $1,210 | $326 | 36.9% |
| Louisiana | $1,312 | $428 | 48.4% |
| Maine | $548 | -$336 | -38.0% |
| Maryland | $728 | -$156 | -17.6% |
| Massachusetts | $710 | -$174 | -19.7% |
| Michigan | $1,540 | $656 | 74.2% |
| Minnesota | $740 | -$144 | -16.3% |
| Mississippi | $1,062 | $178 | 20.1% |
| Missouri | $784 | -$100 | -11.3% |
| Montana | $950 | $66 | 7.5% |
| Nebraska | $698 | -$186 | -21.0% |
| Nevada | $1,062 | $178 | 20.1% |
| New Hampshire | $638 | -$246 | -27.8% |
| New Jersey | $992 | $108 | 12.2% |
| New Mexico | $784 | -$100 | -11.3% |
| New York | $934 | $50 | 5.7% |
| North Carolina | $510 | -$374 | -42.3% |
| North Dakota | $726 | -$158 | -17.9% |
| Ohio | $610 | -$274 | -31.0% |
| Oklahoma | $908 | $24 | 2.7% |
| Oregon | $812 | -$72 | -8.1% |
| Pennsylvania | $846 | -$38 | -4.3% |
| Rhode Island | $1,182 | $298 | 33.7% |
| South Carolina | $802 | -$82 | -9.3% |
| South Dakota | $746 | -$138 | -15.6% |
| Tennessee | $774 | -$110 | -12.4% |
| Texas | $1,068 | $184 | 20.8% |
| Utah | $654 | -$230 | -26.0% |
| Vermont | $608 | -$276 | -31.2% |
| Virginia | $530 | -$354 | -40.0% |
| Washington | $684 | -$200 | -22.6% |
| West Virginia | $812 | -$72 | -8.1% |
| Wisconsin | $614 | -$270 | -30.5% |
| Wyoming | $790 | -$94 | -10.6% |
Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $190 each year, whereas buying more liability protection will push prices upward. Moving from a 50/100 limit to a 250/500 limit will cost up to $402 extra every 12 months. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you may be forking out anywhere from $1,100 to $1,500 extra annually, depending on your age. Pontiac G6 insurance for high-risk drivers can be anywhere from 41% to 138% more than the average policy. View High Risk Driver Rates
With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to regularly compare prices from as many companies as possible. Each insurance company calculates prices differently, so rate quotes will be substantially different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2009 Pontiac G6 | $132 | $178 | $460 | $928 |
| 2007 Pontiac G6 | $120 | $160 | $446 | $884 |
| 2006 Pontiac G6 | $116 | $152 | $442 | $868 |
Rates are averaged for all Pontiac G6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Pontiac G6 Insurance
Finding better rates on Pontiac G6 insurance requires being a safe and courteous driver, having above-average credit, being claim-free, and avoiding coverage lapses. Spend time shopping around at every other renewal by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
Below is a quick review of the concepts that were touched on above.
- High-risk drivers with a DUI or reckless driving violation pay on average $1,020 more per year for auto insurance
- Teenage drivers pay the highest auto insurance prices, possibly costing $306 per month if full coverage is included
- You may be able to save around $100 per year simply by quoting online well ahead of the renewal date
- Increasing policy deductibles can save around $175 each year
- You may be able to save around $100 per year simply by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,672 |
| 20 | $2,036 |
| 30 | $894 |
| 40 | $884 |
| 50 | $814 |
| 60 | $798 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,006 |
| $250 | $952 |
| $500 | $884 |
| $1,000 | $820 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $884 |
| 50/100 | $973 |
| 100/300 | $1,085 |
| 250/500 | $1,375 |
| 100 CSL | $1,018 |
| 300 CSL | $1,263 |
| 500 CSL | $1,442 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,150 |
| 20 | $3,244 |
| 30 | $1,914 |
| 40 | $1,908 |
| 50 | $1,826 |
| 60 | $1,808 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $44 |
| Multi-vehicle | $48 |
| Homeowner | $16 |
| 5-yr Accident Free | $51 |
| 5-yr Claim Free | $54 |
| Paid in Full/EFT | $30 |
| Advance Quote | $38 |
| Online Quote | $58 |
| Total Discounts | $339 |
Discounts are estimated and may not be available from every company or in every state.
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