Pontiac G6 Insurance Rates

The average insurance rates for a Pontiac G6 are $884 a year for full coverage. Comprehensive costs around $120, collision insurance costs $160, and liability coverage is estimated at $446. Buying just liability costs approximately $500 a year, and insurance for high-risk drivers costs around $1,908. Teens cost the most to insure at up to $3,672 a year.

Average premium for full coverage: $884

Policy rates for type of insurance:

Price estimates include $500 physical damage insurance deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and for all G6 models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on auto insurance rates. Areas with sparse population are shown to have lower incidents of accident claims than cities with more traffic congestion. The example below illustrates the difference location can make on auto insurance rates.

The examples above show why everyone should get quotes for a specific zip code, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Pontiac G6 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $545
• Choosing higher $1,000 deductibles can save about $64 a year
• The estimated price for a good driver age 40 using $500 deductibles is $884
• Selecting pricier low deductibles for comp and collision coverage bumps up the cost to $1,006
• Drivers with serious driving violations could pay at least $1,908
• Policy cost that insures a teenage driver for full coverage can be $3,672 each year

View Chart as Image

Insurance rates for a Pontiac G6 also range considerably based on the model of your G6, how you drive, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you could be paying at least $1,100 to $1,500 extra every year, depending on your age. Pontiac G6 insurance for high-risk drivers ranges around 41% to 138% more than the average policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $800 annually on average, or $67 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay as much as $3,600 a year. View Rates by Age

Your home state plays a big part in determining prices for Pontiac G6 insurance rates. A good driver about age 40 could pay as low as $590 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,270 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $190 a year, whereas buying more liability protection will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $402 more per year. View Rates by Deductible or Liability Limit

How to Find Cheaper Pontiac G6 Insurance

Finding cheaper rates on auto insurance takes being a low-risk driver, having above-average credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Compare rates once a year by getting quotes from direct carriers, and also from several local insurance agents.

The items below are a condensed summary of the data that was touched on in this article.

• Drivers can save up to $100 per year just by quoting online well ahead of the renewal date
• Consumers who may need more liability coverage will pay approximately $490 each year to raise limits from a 30/60 limit to the 250/500 level
• Teen drivers pay higher rates, costing up to $306 each month if full coverage is included
• Drivers with multiple at-fault accidents pay on average $1,020 more every year to insure their G6