Pontiac G6 Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 5, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

The average insurance prices for a Pontiac G6 are $908 every 12 months including full coverage. Comprehensive insurance costs an estimated $130, collision insurance costs $168, and liability insurance costs $452. Buying just liability costs as little as $504 a year, and insurance for high-risk drivers costs $1,956 or more. Teenage drivers cost the most to insure at up to $3,740 a year.

Average premium for full coverage: $908

Policy rates broken down by type of insurance:

Comprehensive $130
Collision $168
Liability $452

Estimates include $500 deductible amounts, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for different G6 trim levels.

Price Range Variability

For an average driver, Pontiac G6 insurance rates range from the cheapest price of $504 for liability-only coverage to a much higher rate of $1,956 for a driver required to buy high-risk insurance.

Liability Only $504
Full Coverage $908
High Risk $1,956

Urban vs. Rural Price Range

Your location has a significant impact on the price of auto insurance. More rural locations are shown to have more infrequent comprehensive and collision claims than densely populated cities. The price range example below illustrates the effect of geographic area on insurance prices.

Rural Areas $681
Small Cities $953
Large Cities $1,226

The examples above highlight why anyone shopping for car insurance should compare rates for a targeted area and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below breaks down average Pontiac G6 insurance rates for other coverage scenarios.

  • The best discount rate is $558
  • Drivers who choose higher $1,000 deductibles will pay approximately $66 every year
  • The average price for a good driver age 40 who has $500 deductibles is $908
  • Using more expensive low deductibles for comprehensive and collision insurance costs an extra $130 a year
  • High risk drivers who are prone to accidents and violations could pay up to $1,956
  • Policy cost to insure a teen driver with full coverage can cost as much as $3,740 a year

View Chart as Image

Pontiac G6 insurance cost comparison chart
Column chart showing Pontiac G6 insurance prices range from $558 to $3,740 for full coverage

Insurance rates for a Pontiac G6 also range considerably based on liability limits and deductibles, your driving characteristics, and the model year and trim level.

Using high physical damage deductibles could save up to $200 each year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $407 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles could pay as little as $900 per year on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay at least $3,700 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying $1,100 to $1,600 extra every year, depending on your age. High-risk driver insurance can cost anywhere from 43% to 134% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Pontiac G6 insurance rates. A 40-year-old driver could pay as low as $700 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,300 on average in Louisiana, New York, and Michigan.

Pontiac G6 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $822 -$86 -9.5%
Alaska $698 -$210 -23.1%
Arizona $754 -$154 -17.0%
Arkansas $908 -$0 0.0%
California $1,034 $126 13.9%
Colorado $868 -$40 -4.4%
Connecticut $936 $28 3.1%
Delaware $1,030 $122 13.4%
Florida $1,140 $232 25.6%
Georgia $838 -$70 -7.7%
Hawaii $654 -$254 -28.0%
Idaho $614 -$294 -32.4%
Illinois $678 -$230 -25.3%
Indiana $684 -$224 -24.7%
Iowa $612 -$296 -32.6%
Kansas $864 -$44 -4.8%
Kentucky $1,240 $332 36.6%
Louisiana $1,346 $438 48.2%
Maine $560 -$348 -38.3%
Maryland $750 -$158 -17.4%
Massachusetts $728 -$180 -19.8%
Michigan $1,580 $672 74.0%
Minnesota $762 -$146 -16.1%
Mississippi $1,088 $180 19.8%
Missouri $806 -$102 -11.2%
Montana $976 $68 7.5%
Nebraska $718 -$190 -20.9%
Nevada $1,090 $182 20.0%
New Hampshire $656 -$252 -27.8%
New Jersey $1,016 $108 11.9%
New Mexico $806 -$102 -11.2%
New York $958 $50 5.5%
North Carolina $526 -$382 -42.1%
North Dakota $744 -$164 -18.1%
Ohio $628 -$280 -30.8%
Oklahoma $934 $26 2.9%
Oregon $832 -$76 -8.4%
Pennsylvania $868 -$40 -4.4%
Rhode Island $1,214 $306 33.7%
South Carolina $824 -$84 -9.3%
South Dakota $766 -$142 -15.6%
Tennessee $796 -$112 -12.3%
Texas $1,098 $190 20.9%
Utah $674 -$234 -25.8%
Vermont $624 -$284 -31.3%
Virginia $544 -$364 -40.1%
Washington $702 -$206 -22.7%
West Virginia $832 -$76 -8.4%
Wisconsin $628 -$280 -30.8%
Wyoming $810 -$98 -10.8%

View Chart as Image

Pontiac G6 insurance rates by U.S. city
Pontiac G6 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2009 Pontiac G6 $134 $182 $468 $942
2007 Pontiac G6 $130 $168 $452 $908
2006 Pontiac G6 $120 $160 $446 $884
2005 Pontiac G6 $116 $152 $442 $868

Rates are averaged for all Pontiac G6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Low Cost Pontiac G6 Insurance

Finding cheaper rates on Pontiac G6 insurance not only requires having a good driving record, but also having good credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Take the time to compare rates at every policy renewal by getting quotes from direct car insurance companies, and also from local insurance agencies.

The next list is a review of the data covered in the above illustrations.

  • Drivers who want increased levels of liability coverage will pay an extra $500 per year to go from a 30/60 limit to a 250/500 level
  • You may be able to save approximately $100 per year just by shopping early and online
  • Increasing comprehensive and collision deductibles could save as much as $200 each year
  • Drivers age 20 and younger are charged the highest rates, with premiums being up to $312 each month if they have full coverage

Rates by Driver Age

Pontiac G6 Insurance Rates by Driver Age
Driver Age Premium
16 $3,740
20 $2,086
30 $920
40 $908
50 $836
60 $818

Full coverage, $500 deductibles

Rates by Deductible

Pontiac G6 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,038
$250 $980
$500 $908
$1,000 $842

Full coverage, driver age 40

Rates by Liability Limit

Pontiac G6 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $908
50/100 $998
100/300 $1,111
250/500 $1,405
100 CSL $1,044
300 CSL $1,292
500 CSL $1,473

Full coverage, driver age 40

Rates for High Risk Drivers

Pontiac G6 Insurance Rates for High Risk Drivers
Age Premium
16 $5,252
20 $3,320
30 $1,964
40 $1,956
50 $1,870
60 $1,852

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $121

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $45
Multi-vehicle $49
Homeowner $17
5-yr Accident Free $53
5-yr Claim Free $56
Paid in Full/EFT $31
Advance Quote $39
Online Quote $60
Total Discounts $350
Rate after discounts $558

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles