Pontiac G6 Insurance Rates

The average insurance rates for a Pontiac G6 are $884 a year with full coverage. Comprehensive costs around $120 a year, collision insurance costs $160, and liability coverage costs around $446. Buying just liability costs as low as $500 a year, and insurance for high-risk drivers costs around $1,908. 16-year-old drivers cost the most to insure at up to $3,672 a year.

Average premium for full coverage: $884

Policy rates for type of insurance:

Price estimates include $500 physical damage deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all U.S. states and G6 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on insurance rates. Areas with sparse population are shown to have a lower frequency of collision claims than congested cities. The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

The examples above demonstrate why it is important to compare prices for a specific zip code and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Pontiac G6 insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $545
• Using higher $1,000 deductibles will save about $820 annually
• The average rate for a good driver age 40 using $500 deductibles is $884
• Buying low $100 deductibles for physical damage coverage will increase the cost to $1,006
• Higher-risk drivers with multiple tickets or accidents could pay at least $1,908
• Policy cost for full coverage for a teenage driver can be $3,672 or more

View Chart as Image

Insurance rates for a Pontiac G6 also range considerably based on your risk profile, the trim level and model year, and deductibles and policy limits.

Older drivers with a clean driving record and high deductibles may only pay around $800 a year, or $67 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay as much as $3,600 a year. View Rates by Age

Your home state has a huge impact on Pontiac G6 insurance rates. A driver around age 40 might see rates as low as $640 a year in states like New Hampshire, Ohio, and Utah, or at least $1,200 on average in Florida, Michigan, and New York.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $190 a year, while buying higher liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $402 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at least $1,100 to $1,500 extra every year, depending on your age. A high-risk auto insurance policy can be around 41% to 138% more than the average rate. View High Risk Driver Rates

How to Find Cheaper Pontiac G6 Insurance

Finding cheaper rates on auto insurance requires being a safe and courteous driver, maintaining good credit, not filing small claims, and dropping full coverage on older vehicles. Set aside time to compare rates at least every other year by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

Below is a condensed summary of the car insurance concepts covered above.

• Drivers with multiple at-fault accidents pay an average of $1,020 more every year for auto insurance
• You may be able to save up to $100 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save around $175 each year
• Consumers who may need higher levels of liability will pay around $490 every year to increase from a 30/60 limit to 250/500 limits