Pontiac G6 Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Jun 5, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Average insurance rates for a Pontiac G6 are $884 a year for full coverage. Comprehensive costs approximately $120 each year, collision costs $160, and liability is $446. Liability-only coverage costs around $500 a year, with high-risk coverage costing around $1,908. Teenage drivers receive the highest rates at $3,672 a year or more.

Average premium for full coverage: $884

Rate estimates by individual coverage type:

Comprehensive $120
Collision $160
Liability $446

Includes $500 deductible amounts, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and G6 models.

Price Range by Coverage and Risk

For a driver in their 40's, prices range go from the low end price of $500 for your basic liability-only policy to a high rate of $1,908 for a driver who has had serious violations or accidents.

Liability Only $500
Full Coverage $884
High Risk $1,908

Price Range by Location

Choosing to live in a large city can make a big difference on car insurance rates. Rural locations tend to have lower incidents of accident claims than densely populated cities.

The graphic below illustrates how location helps determine auto insurance prices.

Rural Areas $663
Small Cities $928
Large Cities $1,193

These examples show why all drivers should compare rates quotes using their specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below shows estimated Pontiac G6 insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $545
  • Raising to $1,000 deductibles will save $64 a year
  • The estimated price for a 40-year-old driver who chooses $500 deductibles is $884
  • Using low deductibles bumps up the cost to $1,006
  • Drivers who are prone to accidents and violations could pay around $1,908 or more
  • The cost that insures a 16-year-old driver can cost $3,672

View Chart as Image

Pontiac G6 insurance cost comparison chart
Column chart showing full coverage Pontiac G6 insurance rates range from $545 to $3,672

Car insurance rates for a Pontiac G6 can also vary considerably based on the trim level and model year, how you drive, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you could be paying anywhere from $1,100 to $1,500 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 41% to 138% more than a normal policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $800 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged in the ballpark of $3,600 a year. View Rates by Age

Where you live also has a big influence on Pontiac G6 insurance prices. A middle-age driver might find rates as low as $590 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,270 on average in New York, Louisiana, and Michigan.

Pontiac G6 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $802 -$82 -9.3%
Alaska $680 -$204 -23.1%
Arizona $736 -$148 -16.7%
Arkansas $884 -$0 0.0%
California $1,010 $126 14.3%
Colorado $846 -$38 -4.3%
Connecticut $912 $28 3.2%
Delaware $1,004 $120 13.6%
Florida $1,108 $224 25.3%
Georgia $816 -$68 -7.7%
Hawaii $636 -$248 -28.1%
Idaho $598 -$286 -32.4%
Illinois $660 -$224 -25.3%
Indiana $666 -$218 -24.7%
Iowa $596 -$288 -32.6%
Kansas $842 -$42 -4.8%
Kentucky $1,210 $326 36.9%
Louisiana $1,312 $428 48.4%
Maine $548 -$336 -38.0%
Maryland $728 -$156 -17.6%
Massachusetts $710 -$174 -19.7%
Michigan $1,540 $656 74.2%
Minnesota $740 -$144 -16.3%
Mississippi $1,062 $178 20.1%
Missouri $784 -$100 -11.3%
Montana $950 $66 7.5%
Nebraska $698 -$186 -21.0%
Nevada $1,062 $178 20.1%
New Hampshire $638 -$246 -27.8%
New Jersey $992 $108 12.2%
New Mexico $784 -$100 -11.3%
New York $934 $50 5.7%
North Carolina $510 -$374 -42.3%
North Dakota $726 -$158 -17.9%
Ohio $610 -$274 -31.0%
Oklahoma $908 $24 2.7%
Oregon $812 -$72 -8.1%
Pennsylvania $846 -$38 -4.3%
Rhode Island $1,182 $298 33.7%
South Carolina $802 -$82 -9.3%
South Dakota $746 -$138 -15.6%
Tennessee $774 -$110 -12.4%
Texas $1,068 $184 20.8%
Utah $654 -$230 -26.0%
Vermont $608 -$276 -31.2%
Virginia $530 -$354 -40.0%
Washington $684 -$200 -22.6%
West Virginia $812 -$72 -8.1%
Wisconsin $614 -$270 -30.5%
Wyoming $790 -$94 -10.6%

View Chart as Image

Pontiac G6 insurance rates by U.S. city

Using high physical damage deductibles can reduce rates by up to $190 annually, whereas increasing liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $402 extra every 12 months. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to know who has the cheapest car insurance rates is to do a rate comparison from multiple companies. Every auto insurance company uses a different method to calculate rates, so rate quotes can be significantly different.

Pontiac G6 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2009 Pontiac G6 $132 $178 $460 $928
2007 Pontiac G6 $120 $160 $446 $884
2006 Pontiac G6 $116 $152 $442 $868

Rates are averaged for all Pontiac G6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Pontiac G6 Insurance

Saving money on insurance for a Pontiac G6 consists of having a good driving record, having a positive credit history, eliminating unneeded coverage, and avoiding coverage lapses. Compare prices every other policy renewal by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The next list is a recap of the ideas that were covered in the charts and tables above.

  • Drivers age 20 and younger pay the highest auto insurance rates, costing as high as $306 per month if full coverage is purchased
  • Drivers considered higher risk that have major violations or accidents could be forced to pay on average $1,020 more per year to buy Pontiac G6 insurance
  • Increasing deductibles can save approximately $175 each year
  • Drivers can save around $100 per year simply by quoting online in advance

Rates by Driver Age

Pontiac G6 Insurance Rates by Driver Age
Driver Age Premium
16 $3,672
20 $2,036
30 $894
40 $884
50 $814
60 $798

Full coverage, $500 deductibles

Rates by Deductible

Pontiac G6 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,006
$250 $952
$500 $884
$1,000 $820

Full coverage, driver age 40

Rates by Liability Limit

Pontiac G6 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $884
50/100 $973
100/300 $1,085
250/500 $1,375
100 CSL $1,018
300 CSL $1,263
500 CSL $1,442

Full coverage, driver age 40

Rates for High Risk Drivers

Pontiac G6 Insurance Rates for High Risk Drivers
Age Premium
16 $5,150
20 $3,244
30 $1,914
40 $1,908
50 $1,826
60 $1,808

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $117

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $44
Multi-vehicle $48
Homeowner $16
5-yr Accident Free $51
5-yr Claim Free $54
Paid in Full/EFT $30
Advance Quote $38
Online Quote $58
Total Discounts $339
Rate after discounts $545

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles