Oldsmobile Intrigue Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 2, 2023

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Finding cheaper auto insurance by comparing rates online is easy and there is a good chance you can save money. The key is to compare as many rate quotes as possible in order to have all your choices.

Consumers who are new to the process of shopping for insurance may think buying cheap Oldsmobile Intrigue insurance is going to be difficult. Getting cheaper insurance rates can be quick and easy. The only requirement is to invest a few minutes getting comparison quotes from different insurance companies. It is quite easy and can be accomplished by comparing rates here.

Car insurance premiums for an Oldsmobile Intrigue will vary greatly based upon several criteria. Some of these factors include:

  • Your driving record
  • Your credit history
  • The size of your community
  • How many miles you drive
  • Your gender can raise or lower rates
  • Deductible amount directly impacts your rate
  • Safety rating of your Intrigue
  • Your claim history
  • No coverage lapses saves money
  • Whether you own your home

An additional factor which can affect Oldsmobile Intrigue insurance rates is the year of the vehicle. Newer models have a higher actual cash value than older models so repair costs are higher which will push premiums up. Conversely, newer models may have safety features such as a backup camera, dual-stage airbags, and an advanced theft deterrent system so those may lower rates.

Auto liability insurance

Liability insurance protects you from damage that occurs to other people or property that is your fault. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so you should buy as much as you can afford.

Auto collision coverage

This pays for damage to your Intrigue caused by collision with another car or object. You have to pay a deductible and then insurance will cover the remainder. Oldsmobile Intrigue collision insurance is rather expensive coverage, so consider dropping it from older vehicles. You can also raise the deductible to bring the cost down.

Comprehensive insurance

Comprehensive insurance pays for damage OTHER than collision with another vehicle or object. You first have to pay a deductible and then insurance will cover the rest of the damage. The maximum amount you'll receive from a claim is the actual cash value, so if it's not worth much more than your deductible consider dropping full coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Your UM/UIM coverage protects you and your vehicle's occupants from other drivers when they do not carry enough liability coverage. Since a lot of drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. So UM/UIM coverage should not be overlooked.

Med pay and Personal Injury Protection (PIP)

Med pay and PIP coverage provide coverage for short-term medical expenses such as nursing services, prosthetic devices, and dental work. They are often used to fill the gap from your health insurance plan or if you do not have health coverage. PIP is not available in all states and gives slightly broader coverage than med pay.

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