Nissan Leaf Insurance Rates

U.S. average auto insurance rates for a Nissan Leaf are $1,256 annually for full coverage. Comprehensive costs an estimated $234 each year, collision insurance costs $400, and liability is $464. A policy with just liability insurance costs around $514 a year, and coverage for high-risk drivers costs around $2,722. Teen drivers pay the highest rates at up to $4,858 a year.

Average premium for full coverage: $1,256

Price estimates broken down by individual coverage:

Full coverage includes $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and Leaf models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on insurance rates. More rural locations have fewer accident claims than larger metro areas. The graphic below illustrates the difference between rural and urban areas on insurance prices.

The ranges above show why all drivers should compare rates quotes for a targeted area and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Nissan Leaf insurance rates for other coverage scenarios.

• The lowest rate with discounts is $734
• Raising to $1,000 deductibles will save approximately $144 a year
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,256
• Choosing low deductibles will cost $1,534
• At-risk drivers with multiple violations and an at-fault accident could pay up to $2,722
• The price with full coverage for a teen driver can cost as much as $4,858

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Insurance prices for a Nissan Leaf are also quite variable based on the trim level and model year, your driver profile, and liability limits and deductibles.

More mature drivers with a clean driving record and high physical damage deductibles may pay as little as $1,200 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay at least $4,800 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying $1,500 to $2,100 extra each year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce prices by up to $430 every year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $417 more per year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Nissan Leaf insurance prices. A middle-age driver might find prices as low as $830 a year in states like Iowa, Maine, and Idaho, or as much as $1,790 on average in New York, Louisiana, and Michigan.

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How to Buy More Affordable Nissan Leaf Insurance

Getting lower rates on car insurance consists of having a decent driving record, having a good credit history, eliminating unnecessary coverage, and deciding if full coverage is necessary. Set aside time to compare rates every other policy renewal by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following items are a summary of the ideas that were covered above.

• 16 to 18-year-old drivers are charged the highest prices, with premiums as much as $405 a month including comprehensive and collision insurance
• Higher risk drivers who have multiple accidents or major violations may pay on average $1,470 more annually than a driver with a clean driving record
• Increasing physical damage deductibles could save up to $425 each year
• Drivers can save approximately $150 per year just by quoting online in advance