Nissan Leaf Insurance Rates

The average insurance prices for a Nissan Leaf are $1,256 every 12 months for full coverage. Comprehensive costs on average $234 a year, collision insurance costs $400, and liability coverage costs around $464. Buying just liability costs as low as $514 a year, and insurance for high-risk drivers costs around $2,722. Teenage drivers cost the most to insure at up to $4,858 a year.

Average premium for full coverage: $1,256

Policy rates by type of insurance:

These estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all states and Leaf trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on car insurance rates. Rural areas are shown to have more infrequent accident claims than densely populated cities. The diagram below illustrates how location helps determine car insurance rates.

The examples above show why it is important to compare prices based on a specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Nissan Leaf insurance rates for different risk profiles and scenarios.

• The best discount rate is $734
• Using higher $1,000 deductibles will save around $1,112 a year
• The average price for a good driver age 40 with $500 deductibles is $1,256
• Using low $100 deductibles for physical damage coverage increases the price to $1,534
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,722
• Policy cost to insure a teenage driver may cost $4,858 or more

View Chart as Image

Insurance rates for a Nissan Leaf also range considerably based on liability limits and deductibles, your driver profile, and the trim level of your Leaf.

Using high physical damage deductibles could cut rates by as much as $430 a year, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $417 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may only pay around $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay upwards of $4,800 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at a minimum $1,500 to $2,100 extra every year, depending on your age. A high-risk auto insurance policy can be around 43% to 133% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on Nissan Leaf insurance rates. A driver around age 40 might see rates as low as $830 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,790 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Shop for Cheap Nissan Leaf Insurance

Finding cheaper rates on auto insurance requires not taking risks behind the wheel, having good credit, avoid buying unnecessary coverage, and determing if full coverage is necessary. Invest time comparing rates every other policy renewal by getting price quotes from direct carriers, and also from local independent and exclusive agents.

The following is a brief summary of the ideas that were covered in the charts and tables above.

• Teens pay the highest rates, costing up to $405 each month if they have full coverage
• Drivers that tend to have accidents or serious violations pay an average of $1,470 more each year for Leaf insurance
• Increasing comprehensive and collision deductibles could save as much as $425 each year
• Drivers can save as much as $150 per year just by quoting early and online