Nissan Leaf Insurance Rates

The average insurance prices for a Nissan Leaf are $1,256 every 12 months with full coverage. Comprehensive costs around $234, collision insurance costs $400, and liability costs $464. Liability-only insurance costs as little as $514 a year, and high-risk driver insurance costs around $2,722. 16-year-old drivers cost the most to insure at up to $4,858 a year.

Average premium for full coverage: $1,256

Policy rates for type of insurance:

Prices include $500 policy deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and for all Leaf models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on insurance rates. Areas with sparse population are shown to have more infrequent collision claims than congested cities. The example below illustrates how where you live affects auto insurance rates.

The examples above demonstrate why everyone should compare rates for a specific zip code and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Nissan Leaf insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $734
• Drivers who choose higher $1,000 deductibles will pay about $144 annually
• The average price for a good driver age 40 using $500 deductibles is $1,256
• Buying pricier low deductibles for comprehensive and collision insurance increases the price to $1,534
• Higher-risk drivers with multiple tickets or accidents could pay at least $2,722
• Policy cost to insure a teen driver for full coverage can be $4,858 a year

View Chart as Image

Auto insurance rates for a Nissan Leaf also range considerably based on liability limits and deductibles, your driving record, and the trim level and model year.

Opting for high physical damage deductibles could save up to $430 every year, whereas buying more liability protection will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $417 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may pay as little as $1,200 per year on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay as much as $4,800 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at least $1,500 to $2,100 in extra premium every year, depending on your age. Nissan Leaf insurance for high-risk drivers can cost as much as 43% to 133% more than the average rate. View High Risk Driver Rates

Your home state makes a big difference in Nissan Leaf insurance prices. A 40-year-old driver could pay as low as $910 a year in states like New Hampshire, Ohio, and Utah, or at least $1,700 on average in Florida, Michigan, and New York.

View Chart as Image

How to Shop for the Right Nissan Leaf Insurance

Finding cheaper rates on car insurance not only requires avoiding accidents and claims, but also having a good credit score, not filing small claims, and possibly raising deductibles. Take the time to comparison shop every couple of years by requesting quotes from direct companies, and also from several local insurance agents.

The points below are a quick rundown of the material that was touched on in the above illustrations.

• Policyholders who may need increased liability limits will pay around $510 every year to go from a 30/60 limit to a 250/500 level
• Drivers under the age of 20 are expensive to insure, as much as $405 each month if comprehensive and collision insurance is included
• Higher risk drivers with reckless driving or DUI convictions pay on average $1,470 more every year to insure a Nissan Leaf
• Increasing comprehensive and collision deductibles could save as much as $425 each year