Nissan Leaf Insurance Rates

U.S. average insurance prices for a Nissan Leaf are $1,256 every 12 months including full coverage. Comprehensive costs approximately $234 a year, collision insurance costs $400, and liability is $464. A policy with just liability insurance costs around $514 a year, and coverage for high-risk drivers costs around $2,722. Teenage drivers pay the highest rates at up to $4,858 a year.

Average premium for full coverage: $1,256

Price estimates by individual coverage:

Estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and Leaf trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on car insurance prices. Rural locations have more infrequent comprehensive and collision claims than densely populated cities. The diagram below illustrates how your location can change auto insurance prices.

The ranges above highlight why it is important to compare rates quotes using their specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Nissan Leaf insurance rates for additional coverage and risk scenarios.

• The best discount rate is $734
• Raising to $1,000 deductibles will save $1,112 every year
• The average price for the average middle-age driver who chooses $500 deductibles is $1,256
• Using low $100 deductibles increases the price to $1,534
• Drivers who are prone to accidents and violations could pay around $2,722
• The price to insure a 16-year-old driver can cost $4,858

View Chart as Image

Insurance prices for a Nissan Leaf are also quite variable based on deductibles and policy limits, your driving characteristics, and the model of your Leaf.

Using high physical damage deductibles can reduce prices by up to $430 annually, while buying higher liability limits will push prices upward. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $417 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as low as $1,200 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay in the ballpark of $4,800 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying anywhere from $1,500 to $2,100 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 43% to 133% more than a normal policy. View High Risk Driver Rates

The state you live in also has a big influence on Nissan Leaf insurance prices. A middle-age driver might find prices as low as $960 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,790 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Shop for Low Cost Nissan Leaf Insurance

Getting lower rates on insurance for a Nissan Leaf consists of avoiding accidents and violations, having good credit, being claim-free, and possibly raising deductibles. Invest the time to shop around at least once a year by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The list below is a review of the primary concepts that were illustrated above.

• You may be able to save around $150 per year just by quoting early and online
• Drivers considered higher risk who have several accidents or serious violations could be charged and average of $1,470 more per year for car insurance
• Increasing physical damage deductibles could save as much as $425 each year
• Teenagers are expensive to insure, possibly costing $405 a month if they have full coverage