Nissan Leaf Insurance Rates

U.S. average auto insurance rates for a Nissan Leaf are $1,256 annually for full coverage insurance. Comprehensive costs approximately $234 a year, collision costs $400, and liability coverage costs $464. A policy with just liability insurance costs as little as $514 a year, with coverage for high-risk drivers costing around $2,722. Teens pay the highest rates at $4,858 a year or more.

Average premium for full coverage: $1,256

Price estimates by individual coverage:

Includes $500 policy deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and Leaf trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on the price of auto insurance. Rural locations have fewer physical damage claims than cities with more traffic congestion.

The diagram below illustrates the effect of geographic area on auto insurance prices.

The ranges above illustrate why it is important to compare rates using their specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Nissan Leaf insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $734
• Drivers who choose higher $1,000 deductibles will pay $1,112 each year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,256
• Selecting low $100 deductibles for comprehensive and collision insurance will cost $1,534
• High-risk insureds with serious driving violations could pay around $2,722 or more
• The price with full coverage for a teenage driver can cost $4,858 a year

View Chart as Image

Insurance prices for a Nissan Leaf are also quite variable based on the trim level and model year, your risk profile, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high physical damage deductibles may only pay around $1,200 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay in the ballpark of $4,800 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying anywhere from $1,500 to $2,100 extra each year, depending on your age. A high-risk auto insurance policy can cost around 43% to 133% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $430 a year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $417 more per year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Nissan Leaf insurance rates. A 40-year-old driver could pay as low as $820 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,700 on average in Florida, New York, and Michigan.

View Chart as Image

Since prices can be so different, the only way to figure out who has the best car insurance prices is to get quotes and see how they stack up. Every company calculates prices differently, so the prices may be quite different between companies.

How to Buy the Cheapest Nissan Leaf Insurance

Getting lower rates on auto insurance not only requires being a good driver, but also having a good credit history, not filing small claims, and maximizing policy discounts. Take the time to compare rates at every policy renewal by requesting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The following list is a recap of the data covered in the above illustrations.

• Consumers who purchase an increased level of liability coverage will pay approximately $510 annually to go from a low limit to higher 250/500 limits
• It is possible to save around $150 per year simply by quoting early and online
• Increasing physical damage deductibles could save up to $425 each year
• Drivers age 16 to 20 are expensive to insure, as much as $405 a month including comprehensive and collision insurance