Nissan GT-R Insurance Rates

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UPDATED: Apr 8, 2024

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Average insurance rates for a Nissan GT-R are $1,190 a year including full coverage. Comprehensive costs on average $248 each year, collision insurance costs $404, and liability is estimated at $402. A policy with just liability insurance costs approximately $446 a year, and coverage for high-risk drivers costs around $2,570. Teens receive the highest rates at up to $4,486 a year.

Average premium for full coverage: $1,190

Rate estimates by individual coverage type:

Comprehensive $248
Collision $404
Liability $402

These estimates include $500 deductible amounts, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and GT-R models.

Price Range by Coverage and Risk

For the average 40-year-old driver, prices range range from the low end price of $446 for basic liability insurance to a high rate of $2,570 for a policy for a high-risk driver.

Liability Only $446
Full Coverage $1,190
High Risk $2,570

Price Range by Location

Living in a larger city can have significant affects on car insurance rates. Rural areas tend to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates the difference location can make on car insurance rates.

Rural Areas $893
Small Cities $1,250
Large Cities $1,607

These examples highlight why all drivers should get quotes based on a specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Rate Comparisons

The chart below breaks down average Nissan GT-R insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $691
  • Choosing higher $1,000 deductibles can save around $150 every year
  • The estimated price for a 40-year-old driver with $500 deductibles is $1,190
  • Selecting low deductibles for comp and collision coverage bumps up the cost to $1,474
  • Unlucky drivers with serious driving violations could pay upwards of $2,570
  • The cost that insures a teen driver may cost $4,486 each year

View Chart as Image

Nissan GT-R insurance cost comparison chart
Column chart showing Nissan GT-R insurance rates range from $691 to $4,486 for full coverage

Insurance rates for a Nissan GT-R can also vary considerably based on the trim level and model year, your driving record and age, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you are likely paying at a minimum $1,400 to $2,000 additional per year, depending on your age. Insurance for high-risk drivers ranges as much as 45% to 131% more than the average policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,100 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay upwards of $4,400 a year. View Rates by Age

Where you live plays a big part in determining prices for Nissan GT-R insurance prices. A good driver about age 40 could pay as low as $910 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,690 on average in Michigan, New York, and Louisiana.

Nissan GT-R Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,074 -$116 -9.7%
Alaska $912 -$278 -23.4%
Arizona $986 -$204 -17.1%
Arkansas $1,190 -$0 0.0%
California $1,354 $164 13.8%
Colorado $1,132 -$58 -4.9%
Connecticut $1,220 $30 2.5%
Delaware $1,342 $152 12.8%
Florida $1,484 $294 24.7%
Georgia $1,098 -$92 -7.7%
Hawaii $854 -$336 -28.2%
Idaho $806 -$384 -32.3%
Illinois $884 -$306 -25.7%
Indiana $896 -$294 -24.7%
Iowa $802 -$388 -32.6%
Kansas $1,128 -$62 -5.2%
Kentucky $1,620 $430 36.1%
Louisiana $1,758 $568 47.7%
Maine $732 -$458 -38.5%
Maryland $980 -$210 -17.6%
Massachusetts $948 -$242 -20.3%
Michigan $2,062 $872 73.3%
Minnesota $996 -$194 -16.3%
Mississippi $1,422 $232 19.5%
Missouri $1,054 -$136 -11.4%
Montana $1,276 $86 7.2%
Nebraska $936 -$254 -21.3%
Nevada $1,426 $236 19.8%
New Hampshire $856 -$334 -28.1%
New Jersey $1,328 $138 11.6%
New Mexico $1,052 -$138 -11.6%
New York $1,250 $60 5.0%
North Carolina $684 -$506 -42.5%
North Dakota $974 -$216 -18.2%
Ohio $820 -$370 -31.1%
Oklahoma $1,218 $28 2.4%
Oregon $1,090 -$100 -8.4%
Pennsylvania $1,132 -$58 -4.9%
Rhode Island $1,584 $394 33.1%
South Carolina $1,078 -$112 -9.4%
South Dakota $1,004 -$186 -15.6%
Tennessee $1,038 -$152 -12.8%
Texas $1,432 $242 20.3%
Utah $880 -$310 -26.1%
Vermont $812 -$378 -31.8%
Virginia $712 -$478 -40.2%
Washington $918 -$272 -22.9%
West Virginia $1,090 -$100 -8.4%
Wisconsin $822 -$368 -30.9%
Wyoming $1,056 -$134 -11.3%

View Chart as Image

Nissan GT-R insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can save as much as $440 every year, whereas increasing liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $362 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Nissan GT-R Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan GT-R Premium AWD 2-Dr $1,190 $99
Nissan GT-R AWD 2-Dr $1,190 $99

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan GT-R Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Nissan GT-R $458 $1,012 $338 $1,944
2023 Nissan GT-R $442 $988 $354 $1,920
2022 Nissan GT-R $426 $946 $364 $1,872
2021 Nissan GT-R $402 $914 $376 $1,828
2020 Nissan GT-R $388 $848 $384 $1,756
2019 Nissan GT-R $372 $798 $388 $1,694
2018 Nissan GT-R $356 $716 $390 $1,598
2017 Nissan GT-R $334 $658 $390 $1,518
2016 Nissan GT-R $322 $618 $394 $1,470
2015 Nissan GT-R $314 $576 $402 $1,428
2014 Nissan GT-R $290 $534 $402 $1,362
2013 Nissan GT-R $282 $486 $406 $1,310
2012 Nissan GT-R $264 $444 $402 $1,246
2011 Nissan GT-R $248 $404 $402 $1,190
2010 Nissan GT-R $240 $362 $398 $1,136
2009 Nissan GT-R $236 $354 $390 $1,116

Rates are averaged for all Nissan GT-R models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Nissan GT-R Insurance

Saving money on car insurance takes having a good driving record, having a good credit score, not filing small claims, and dropping full coverage on older vehicles. Compare rates every year by quoting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The next list is a brief summary of the coverage data touched on in this article.

  • You may be able to save as much as $140 per year just by quoting online in advance
  • Increasing deductibles can save approximately $425 each year
  • Drivers age 20 and younger pay higher rates, as much as $374 per month if comprehensive and collision insurance is included
  • Higher risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,380 more each year to buy Nissan GT-R insurance

Rates by Driver Age

Nissan GT-R Insurance Rates by Driver Age
Driver Age Premium
16 $4,486
20 $2,726
30 $1,232
40 $1,190
50 $1,086
60 $1,066

Full coverage, $500 deductibles

Rates by Deductible

Nissan GT-R Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,474
$250 $1,342
$500 $1,190
$1,000 $1,040

Full coverage, driver age 40

Rates by Liability Limit

Nissan GT-R Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,190
50/100 $1,270
100/300 $1,371
250/500 $1,632
100 CSL $1,311
300 CSL $1,532
500 CSL $1,693

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan GT-R Insurance Rates for High Risk Drivers
Age Premium
16 $6,392
20 $4,342
30 $2,618
40 $2,570
50 $2,448
60 $2,426

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $165

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $63
Homeowner $19
5-yr Accident Free $84
5-yr Claim Free $77
Paid in Full/EFT $52
Advance Quote $57
Online Quote $84
Total Discounts $499
Rate after discounts $691

Discounts are estimated and may not be available from every company or in every state.

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