Nissan GT-R Insurance Rates

Average auto insurance rates for a Nissan GT-R are $1,246 annually including full coverage. Comprehensive insurance costs around $264, collision costs $444, and liability coverage costs around $402. A liability-only policy costs as low as $446 a year, with high-risk insurance costing $2,694 or more. Teens receive the highest rates at $4,670 a year or more.

Average premium for full coverage: $1,246

Rate estimates for individual coverage type:

These estimates include $500 deductible amounts, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and for different GT-R trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on the price of insurance. Areas with sparse population tend to have fewer comprehensive and collision claims than cities with more traffic congestion.

The price range example below illustrates the effect of geographic area on auto insurance rates.

These examples highlight why anyone shopping for car insurance should compare prices for a specific zip code and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Nissan GT-R insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $717
• Using higher $1,000 deductibles will save about $162 every year
• The estimated rate for a 40-year-old driver using $500 deductibles is $1,246
• Selecting more expensive low deductibles for physical damage coverage costs an additional $310 each year
• Higher-risk drivers with serious driving violations could pay at least $2,694 or more
• The cost with full coverage for a teenage driver with full coverage can be $4,670 or more

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Insurance rates for a Nissan GT-R can also vary considerably based on the trim level of your GT-R, your driving characteristics, and deductibles and policy limits.

An older driver with a clean driving record and high physical damage deductibles may only pay around $1,200 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay as much as $4,600 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying at least $1,500 to $2,000 extra per year, depending on your age. High-risk driver insurance can be around 43% to 134% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $480 a year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $362 more per year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Nissan GT-R insurance rates. A driver around age 40 might see rates as low as $960 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,780 on average in Michigan, New York, and Louisiana.

View Chart as Image

With so much variability in rates, the best way to figure out your exact price is to compare rates and see how they stack up. Each insurance company calculates rates differently, so the rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2009 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Nissan GT-R Insurance

Saving money on auto insurance requires having a good driving record, having a good credit history, not filing small claims, and insuring your home and auto with the same company. Take the time to compare rates at every policy renewal by requesting rates from direct car insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The next list is a brief summary of the data covered in the above illustrations.

• Consumers who may need increased levels of liability coverage will pay approximately $440 per year to increase from a minimum limit to higher 250/500 limits
• You may be able to save up to $150 per year simply by shopping early and online
• Increasing deductibles could save up to $475 each year
• Drivers age 20 and younger pay higher rates, as much as $389 per month including comprehensive and collision insurance