Nissan GT-R Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 8, 2024

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The average insurance prices for a Nissan GT-R are $1,310 every 12 months with full coverage. Comprehensive insurance costs an estimated $282 each year, collision costs $486, and liability costs $406. A liability-only policy costs as little as $450 a year, with high-risk insurance costing $2,836 or more. Teen drivers cost the most to insure at $4,878 a year or more.

Average premium for full coverage: $1,310

Policy rates broken down by type of insurance:

Comprehensive $282
Collision $486
Liability $406

Rate estimates include $500 physical damage insurance deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and GT-R models.

Price Range Variability

For the average 40-year-old driver, Nissan GT-R insurance rates go from the cheapest price of $450 for liability-only coverage to a high rate of $2,836 for coverage for higher-risk drivers.

Liability Only $450
Full Coverage $1,310
High Risk $2,836

Urban vs. Rural Price Range

Your location can have significant affects on car insurance rates. More rural locations are shown to have more infrequent collision claims than larger metro areas.

The graphic below illustrates the difference location can make on insurance prices.

Rural Areas $983
Small Cities $1,376
Large Cities $1,769

The examples above demonstrate why all drivers should compare rates for a targeted area and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below details estimated Nissan GT-R insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $751
  • Drivers who choose higher $1,000 deductibles will pay approximately $176 annually
  • The average price for a good driver age 40 who has $500 deductibles is $1,310
  • Choosing low deductibles for comprehensive and collision insurance costs an extra $338 every year
  • Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,836 or more
  • Policy cost to insure a teen driver can cost as much as $4,878 a year

View Chart as Image

Nissan GT-R insurance cost comparison chart
Column chart showing full coverage Nissan GT-R insurance prices range from $751 to $4,878

Car insurance rates for a Nissan GT-R also range considerably based on liability limits and deductibles, your driving record, and the model year and trim level.

Choosing high deductibles could save up to $520 every year, whereas increasing liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $366 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may pay as little as $1,200 per year on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged at least $4,800 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out $1,600 to $2,100 extra every year, depending on your age. Insurance for high-risk drivers can cost as much as 43% to 136% more than average. View High Risk Driver Rates

Your home state makes a big difference in Nissan GT-R insurance prices. A 40-year-old driver could pay as low as $940 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,770 on average in New York, Michigan, and Florida.

Nissan GT-R Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,182 -$128 -9.8%
Alaska $1,004 -$306 -23.4%
Arizona $1,084 -$226 -17.3%
Arkansas $1,310 -$0 0.0%
California $1,492 $182 13.9%
Colorado $1,250 -$60 -4.6%
Connecticut $1,342 $32 2.4%
Delaware $1,482 $172 13.1%
Florida $1,636 $326 24.9%
Georgia $1,210 -$100 -7.6%
Hawaii $940 -$370 -28.2%
Idaho $886 -$424 -32.4%
Illinois $974 -$336 -25.6%
Indiana $988 -$322 -24.6%
Iowa $882 -$428 -32.7%
Kansas $1,242 -$68 -5.2%
Kentucky $1,786 $476 36.3%
Louisiana $1,936 $626 47.8%
Maine $808 -$502 -38.3%
Maryland $1,080 -$230 -17.6%
Massachusetts $1,044 -$266 -20.3%
Michigan $2,274 $964 73.6%
Minnesota $1,096 -$214 -16.3%
Mississippi $1,568 $258 19.7%
Missouri $1,160 -$150 -11.5%
Montana $1,406 $96 7.3%
Nebraska $1,030 -$280 -21.4%
Nevada $1,570 $260 19.8%
New Hampshire $944 -$366 -27.9%
New Jersey $1,464 $154 11.8%
New Mexico $1,158 -$152 -11.6%
New York $1,380 $70 5.3%
North Carolina $754 -$556 -42.4%
North Dakota $1,074 -$236 -18.0%
Ohio $902 -$408 -31.1%
Oklahoma $1,342 $32 2.4%
Oregon $1,200 -$110 -8.4%
Pennsylvania $1,246 -$64 -4.9%
Rhode Island $1,748 $438 33.4%
South Carolina $1,188 -$122 -9.3%
South Dakota $1,104 -$206 -15.7%
Tennessee $1,146 -$164 -12.5%
Texas $1,576 $266 20.3%
Utah $970 -$340 -26.0%
Vermont $896 -$414 -31.6%
Virginia $786 -$524 -40.0%
Washington $1,010 -$300 -22.9%
West Virginia $1,202 -$108 -8.2%
Wisconsin $904 -$406 -31.0%
Wyoming $1,166 -$144 -11.0%

View Chart as Image

Nissan GT-R insurance rates by U.S. city

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to do a rate comparison and see which company has the best rate. Every company uses a different rate calculation, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Nissan GT-R Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan GT-R Premium AWD 2-Dr $1,310 $109
Nissan GT-R AWD 2-Dr $1,310 $109

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan GT-R Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Nissan GT-R $500 $1,062 $316 $2,014
2023 Nissan GT-R $476 $1,020 $332 $1,964
2022 Nissan GT-R $458 $1,012 $338 $1,944
2021 Nissan GT-R $442 $988 $354 $1,920
2020 Nissan GT-R $426 $946 $364 $1,872
2019 Nissan GT-R $402 $914 $376 $1,828
2018 Nissan GT-R $388 $848 $384 $1,756
2017 Nissan GT-R $372 $798 $388 $1,694
2016 Nissan GT-R $356 $716 $390 $1,598
2015 Nissan GT-R $334 $658 $390 $1,518
2014 Nissan GT-R $322 $618 $394 $1,470
2013 Nissan GT-R $314 $576 $402 $1,428
2012 Nissan GT-R $290 $534 $402 $1,362
2011 Nissan GT-R $282 $486 $406 $1,310
2010 Nissan GT-R $264 $444 $402 $1,246
2009 Nissan GT-R $248 $404 $402 $1,190

Rates are averaged for all Nissan GT-R models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Nissan GT-R Insurance

Finding cheaper rates on car insurance not only requires being a low-risk driver, but also maintaining a good credit score, not filing small claims, and not having any coverage lapses. Make time to compare rates at least once a year by requesting quotes from direct companies, and also from your local independent and exclusive agents.

The items below are a brief recap of the primary concepts that were touched on in this article.

  • You may be able to save approximately $160 per year simply by quoting online in advance
  • Higher risk drivers who tend to receive serious violations may pay on average $1,530 more annually to insure their GT-R
  • Increasing comprehensive and collision deductibles could save as much as $525 each year
  • Teen drivers have the highest car insurance rates, as much as $407 each month if the policy includes full coverage

Rates by Driver Age

Nissan GT-R Insurance Rates by Driver Age
Driver Age Premium
16 $4,878
20 $3,010
30 $1,364
40 $1,310
50 $1,196
60 $1,174

Full coverage, $500 deductibles

Rates by Deductible

Nissan GT-R Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,648
$250 $1,492
$500 $1,310
$1,000 $1,134

Full coverage, driver age 40

Rates by Liability Limit

Nissan GT-R Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,310
50/100 $1,391
100/300 $1,493
250/500 $1,757
100 CSL $1,432
300 CSL $1,655
500 CSL $1,818

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan GT-R Insurance Rates for High Risk Drivers
Age Premium
16 $6,970
20 $4,796
30 $2,896
40 $2,836
50 $2,706
60 $2,680

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $184

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $70
Multi-vehicle $69
Homeowner $20
5-yr Accident Free $96
5-yr Claim Free $85
Paid in Full/EFT $60
Advance Quote $65
Online Quote $94
Total Discounts $559
Rate after discounts $751

Discounts are estimated and may not be available from every company or in every state.

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