Nissan GT-R Insurance Rates

U.S. average insurance rates for a Nissan GT-R are $1,190 a year with full coverage. Comprehensive costs approximately $248, collision costs $404, and liability insurance is estimated at $402. Buying just liability costs approximately $446 a year, with insurance for high-risk drivers costing around $2,570. Teen drivers pay the highest rates at $4,486 a year or more.

Average premium for full coverage: $1,190

Price estimates by individual coverage:

These estimates include $500 deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and for all GT-R models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on the price of insurance. Rural locations have a lower frequency of collision claims than larger metro areas.

The example below illustrates how location impacts auto insurance prices.

The ranges above demonstrate why everyone should get quotes using their specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated Nissan GT-R insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $691
• Choosing higher $1,000 deductibles can save $150 annually
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,190
• Choosing pricier low deductibles for comp and collision coverage will increase the cost to $1,474
• High-risk insureds with multiple violations and an at-fault accident could pay around $2,570 or more
• The price for full coverage for a teen driver for full coverage can cost $4,486 each year

View Chart as Image

Insurance prices for a Nissan GT-R are also quite variable based on your driving record, the trim level and model year, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high deductibles could pay as little as $1,100 annually on average for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay in the ballpark of $4,400 a year. View Rates by Age

The state you live in plays a big part in determining prices for Nissan GT-R insurance rates. A good driver about age 40 could pay as low as $860 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,600 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles can save as much as $440 each year, whereas buying more liability protection will push prices upward. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $362 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out anywhere from $1,400 to $2,000 additional each year, depending on your age. Nissan GT-R insurance for high-risk drivers ranges anywhere from 45% to 131% more than average. View High Risk Driver Rates

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to regularly compare prices from as many companies as possible. Each auto insurer uses a different rate calculation, and prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Nissan GT-R Insurance

Getting lower rates on Nissan GT-R insurance takes not taking risks behind the wheel, having a good credit history, avoid buying unnecessary coverage, and qualifying for all possible discounts. Spend time shopping around at least every other year by getting rate quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

The following is a brief summary of the car insurance concepts touched on above.

• High-risk drivers that tend to have accidents or serious violations pay on average $1,380 more per year for GT-R insurance
• You may be able to save around $140 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save around $425 each year
• Drivers who purchase higher liability limits will pay about $440 every year to raise limits from a low limit to 250/500 limits