Nissan GT-R Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 19, 2020

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Average auto insurance rates for a Nissan GT-R are $1,246 annually including full coverage. Comprehensive insurance costs around $264, collision costs $444, and liability coverage costs around $402. A liability-only policy costs as low as $446 a year, with high-risk insurance costing $2,694 or more. Teens receive the highest rates at $4,670 a year or more.

Average premium for full coverage: $1,246

Rate estimates for individual coverage type:

Comprehensive $264
Collision $444
Liability $402

These estimates include $500 deductible amounts, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and for different GT-R trim levels.

Price Range by Coverage and Risk

For an average driver, prices range go from as cheap as $446 for the bare minimum liability coverage to a much higher rate of $2,694 for a driver required to buy high-risk insurance.

Liability Only $446
Full Coverage $1,246
High Risk $2,694

Price Range by Location

Where you live has a large influence on the price of insurance. Areas with sparse population tend to have fewer comprehensive and collision claims than cities with more traffic congestion.

The price range example below illustrates the effect of geographic area on auto insurance rates.

Rural Areas $935
Small Cities $1,308
Large Cities $1,682

These examples highlight why anyone shopping for car insurance should compare prices for a specific zip code and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below breaks down estimated Nissan GT-R insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $717
  • Using higher $1,000 deductibles will save about $162 every year
  • The estimated rate for a 40-year-old driver using $500 deductibles is $1,246
  • Selecting more expensive low deductibles for physical damage coverage costs an additional $310 each year
  • Higher-risk drivers with serious driving violations could pay at least $2,694 or more
  • The cost with full coverage for a teenage driver with full coverage can be $4,670 or more

View Chart as Image

Nissan GT-R insurance cost comparison chart
Column chart showing full coverage Nissan GT-R insurance prices range from $717 to $4,670

Insurance rates for a Nissan GT-R can also vary considerably based on the trim level of your GT-R, your driving characteristics, and deductibles and policy limits.

An older driver with a clean driving record and high physical damage deductibles may only pay around $1,200 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay as much as $4,600 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying at least $1,500 to $2,000 extra per year, depending on your age. High-risk driver insurance can be around 43% to 134% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $480 a year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $362 more per year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Nissan GT-R insurance rates. A driver around age 40 might see rates as low as $960 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,780 on average in Michigan, New York, and Louisiana.

Nissan GT-R Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,126 -$120 -9.6%
Alaska $954 -$292 -23.4%
Arizona $1,032 -$214 -17.2%
Arkansas $1,246 -$0 0.0%
California $1,418 $172 13.8%
Colorado $1,188 -$58 -4.7%
Connecticut $1,278 $32 2.6%
Delaware $1,406 $160 12.8%
Florida $1,556 $310 24.9%
Georgia $1,152 -$94 -7.5%
Hawaii $896 -$350 -28.1%
Idaho $842 -$404 -32.4%
Illinois $928 -$318 -25.5%
Indiana $938 -$308 -24.7%
Iowa $840 -$406 -32.6%
Kansas $1,182 -$64 -5.1%
Kentucky $1,698 $452 36.3%
Louisiana $1,844 $598 48.0%
Maine $768 -$478 -38.4%
Maryland $1,028 -$218 -17.5%
Massachusetts $994 -$252 -20.2%
Michigan $2,162 $916 73.5%
Minnesota $1,042 -$204 -16.4%
Mississippi $1,492 $246 19.7%
Missouri $1,104 -$142 -11.4%
Montana $1,338 $92 7.4%
Nebraska $980 -$266 -21.3%
Nevada $1,492 $246 19.7%
New Hampshire $898 -$348 -27.9%
New Jersey $1,392 $146 11.7%
New Mexico $1,102 -$144 -11.6%
New York $1,312 $66 5.3%
North Carolina $718 -$528 -42.4%
North Dakota $1,022 -$224 -18.0%
Ohio $858 -$388 -31.1%
Oklahoma $1,276 $30 2.4%
Oregon $1,142 -$104 -8.3%
Pennsylvania $1,188 -$58 -4.7%
Rhode Island $1,660 $414 33.2%
South Carolina $1,128 -$118 -9.5%
South Dakota $1,050 -$196 -15.7%
Tennessee $1,088 -$158 -12.7%
Texas $1,502 $256 20.5%
Utah $920 -$326 -26.2%
Vermont $850 -$396 -31.8%
Virginia $746 -$500 -40.1%
Washington $960 -$286 -23.0%
West Virginia $1,142 -$104 -8.3%
Wisconsin $860 -$386 -31.0%
Wyoming $1,108 -$138 -11.1%

View Chart as Image

Nissan GT-R insurance rates by U.S. city

With so much variability in rates, the best way to figure out your exact price is to compare rates and see how they stack up. Each insurance company calculates rates differently, so the rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Nissan GT-R Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan GT-R Premium AWD 2-Dr $1,246 $104
Nissan GT-R AWD 2-Dr $1,246 $104

Rates assume 2009 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan GT-R Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2009 Nissan GT-R $264 $444 $402 $1,246

Rates are averaged for all Nissan GT-R models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheap Nissan GT-R Insurance

Saving money on auto insurance requires having a good driving record, having a good credit history, not filing small claims, and insuring your home and auto with the same company. Take the time to compare rates at every policy renewal by requesting rates from direct car insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The next list is a brief summary of the data covered in the above illustrations.

  • Consumers who may need increased levels of liability coverage will pay approximately $440 per year to increase from a minimum limit to higher 250/500 limits
  • You may be able to save up to $150 per year simply by shopping early and online
  • Increasing deductibles could save up to $475 each year
  • Drivers age 20 and younger pay higher rates, as much as $389 per month including comprehensive and collision insurance

Rates by Driver Age

Nissan GT-R Insurance Rates by Driver Age
Driver Age Premium
16 $4,670
20 $2,860
30 $1,294
40 $1,246
50 $1,138
60 $1,116

Full coverage, $500 deductibles

Rates by Deductible

Nissan GT-R Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,556
$250 $1,412
$500 $1,246
$1,000 $1,084

Full coverage, driver age 40

Rates by Liability Limit

Nissan GT-R Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,246
50/100 $1,326
100/300 $1,427
250/500 $1,688
100 CSL $1,367
300 CSL $1,588
500 CSL $1,749

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan GT-R Insurance Rates for High Risk Drivers
Age Premium
16 $6,664
20 $4,558
30 $2,748
40 $2,694
50 $2,570
60 $2,546

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $174

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $67
Multi-vehicle $66
Homeowner $19
5-yr Accident Free $90
5-yr Claim Free $81
Paid in Full/EFT $56
Advance Quote $61
Online Quote $89
Total Discounts $529
Rate after discounts $717

Discounts are estimated and may not be available from every company or in every state.

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