Nissan GT-R Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Apr 8, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
The average auto insurance rates for a Nissan GT-R are $1,310 annually with full coverage. Comprehensive costs approximately $282, collision insurance costs $486, and liability is $406. Buying just liability costs around $450 a year, and insurance for high-risk drivers costs around $2,836. Teen drivers cost the most to insure at up to $4,878 a year.
Average premium for full coverage: $1,310
Policy rates by type of insurance:
Prices are based on $500 physical damage insurance deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and for different GT-R trim levels.
Price Range Variability
For the normal driver, Nissan GT-R insurance rates range from as cheap as $450 for just liability insurance to a much higher rate of $2,836 for a driver that may need high-risk insurance.
Urban vs. Rural Price Range
Choosing to live in a large city can have significant affects on the price of insurance. Rural locations are shown to have fewer collision claims than larger metro areas. The price range example below illustrates how geographic area affects auto insurance prices.
The examples above demonstrate why anyone shopping for car insurance should compare rates quotes using their specific location and their own personal driving habits, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details average Nissan GT-R insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $751
- Raising to $1,000 deductibles will save $176 annually
- The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,310
- Choosing more expensive low deductibles will cost $1,648
- At-risk drivers with multiple violations and an at-fault accident could pay around $2,836
- Policy cost with full coverage for a teen driver with full coverage can cost $4,878
Insurance rates for a Nissan GT-R also range considerably based on the model year and trim level, your driving record, and physical damage deductibles and liability limits.
An older driver with a clean driving record and high physical damage deductibles may pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay in the ballpark of $4,800 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you may be forking out anywhere from $1,600 to $2,100 extra every year, depending on your age. High-risk driver insurance is expensive and can cost as much as 43% to 136% more than average. View High Risk Driver Rates
Choosing high deductibles can reduce rates by up to $520 every year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $366 more per year. View Rates by Deductible or Liability Limit
Your home state also has a big influence on Nissan GT-R insurance prices. A middle-age driver might find rates as low as $940 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,770 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,182 | -$128 | -9.8% |
| Alaska | $1,004 | -$306 | -23.4% |
| Arizona | $1,084 | -$226 | -17.3% |
| Arkansas | $1,310 | -$0 | 0.0% |
| California | $1,492 | $182 | 13.9% |
| Colorado | $1,250 | -$60 | -4.6% |
| Connecticut | $1,342 | $32 | 2.4% |
| Delaware | $1,482 | $172 | 13.1% |
| Florida | $1,636 | $326 | 24.9% |
| Georgia | $1,210 | -$100 | -7.6% |
| Hawaii | $940 | -$370 | -28.2% |
| Idaho | $886 | -$424 | -32.4% |
| Illinois | $974 | -$336 | -25.6% |
| Indiana | $988 | -$322 | -24.6% |
| Iowa | $882 | -$428 | -32.7% |
| Kansas | $1,242 | -$68 | -5.2% |
| Kentucky | $1,786 | $476 | 36.3% |
| Louisiana | $1,936 | $626 | 47.8% |
| Maine | $808 | -$502 | -38.3% |
| Maryland | $1,080 | -$230 | -17.6% |
| Massachusetts | $1,044 | -$266 | -20.3% |
| Michigan | $2,274 | $964 | 73.6% |
| Minnesota | $1,096 | -$214 | -16.3% |
| Mississippi | $1,568 | $258 | 19.7% |
| Missouri | $1,160 | -$150 | -11.5% |
| Montana | $1,406 | $96 | 7.3% |
| Nebraska | $1,030 | -$280 | -21.4% |
| Nevada | $1,570 | $260 | 19.8% |
| New Hampshire | $944 | -$366 | -27.9% |
| New Jersey | $1,464 | $154 | 11.8% |
| New Mexico | $1,158 | -$152 | -11.6% |
| New York | $1,380 | $70 | 5.3% |
| North Carolina | $754 | -$556 | -42.4% |
| North Dakota | $1,074 | -$236 | -18.0% |
| Ohio | $902 | -$408 | -31.1% |
| Oklahoma | $1,342 | $32 | 2.4% |
| Oregon | $1,200 | -$110 | -8.4% |
| Pennsylvania | $1,246 | -$64 | -4.9% |
| Rhode Island | $1,748 | $438 | 33.4% |
| South Carolina | $1,188 | -$122 | -9.3% |
| South Dakota | $1,104 | -$206 | -15.7% |
| Tennessee | $1,146 | -$164 | -12.5% |
| Texas | $1,576 | $266 | 20.3% |
| Utah | $970 | -$340 | -26.0% |
| Vermont | $896 | -$414 | -31.6% |
| Virginia | $786 | -$524 | -40.0% |
| Washington | $1,010 | -$300 | -22.9% |
| West Virginia | $1,202 | -$108 | -8.2% |
| Wisconsin | $904 | -$406 | -31.0% |
| Wyoming | $1,166 | -$144 | -11.0% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan GT-R Premium AWD 2-Dr | $1,310 | $109 |
| Nissan GT-R AWD 2-Dr | $1,310 | $109 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan GT-R | $500 | $1,062 | $316 | $2,014 |
| 2023 Nissan GT-R | $476 | $1,020 | $332 | $1,964 |
| 2022 Nissan GT-R | $458 | $1,012 | $338 | $1,944 |
| 2021 Nissan GT-R | $442 | $988 | $354 | $1,920 |
| 2020 Nissan GT-R | $426 | $946 | $364 | $1,872 |
| 2019 Nissan GT-R | $402 | $914 | $376 | $1,828 |
| 2018 Nissan GT-R | $388 | $848 | $384 | $1,756 |
| 2017 Nissan GT-R | $372 | $798 | $388 | $1,694 |
| 2016 Nissan GT-R | $356 | $716 | $390 | $1,598 |
| 2015 Nissan GT-R | $334 | $658 | $390 | $1,518 |
| 2014 Nissan GT-R | $322 | $618 | $394 | $1,470 |
| 2013 Nissan GT-R | $314 | $576 | $402 | $1,428 |
| 2012 Nissan GT-R | $290 | $534 | $402 | $1,362 |
| 2011 Nissan GT-R | $282 | $486 | $406 | $1,310 |
| 2010 Nissan GT-R | $264 | $444 | $402 | $1,246 |
| 2009 Nissan GT-R | $248 | $404 | $402 | $1,190 |
Rates are averaged for all Nissan GT-R models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable Nissan GT-R Insurance
Finding cheaper rates on car insurance consists of being a low-risk driver, having a good credit history, not filing small claims, and possibly raising deductibles. Invest the time to compare rates once a year by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The items below are a brief review of the data that was presented in the illustrations above.
- You may be able to save around $160 per year just by shopping early and online
- Policyholders who purchase more liability coverage will pay about $450 every year to raise from a 30/60 limit to higher 250/500 limits
- Teen drivers are expensive to insure, as much as $407 each month including comprehensive and collision insurance
- Higher risk drivers with DUI or reckless driving convictions may pay on average $1,530 more per year to insure their GT-R
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,878 |
| 20 | $3,010 |
| 30 | $1,364 |
| 40 | $1,310 |
| 50 | $1,196 |
| 60 | $1,174 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,648 |
| $250 | $1,492 |
| $500 | $1,310 |
| $1,000 | $1,134 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,310 |
| 50/100 | $1,391 |
| 100/300 | $1,493 |
| 250/500 | $1,757 |
| 100 CSL | $1,432 |
| 300 CSL | $1,655 |
| 500 CSL | $1,818 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,970 |
| 20 | $4,796 |
| 30 | $2,896 |
| 40 | $2,836 |
| 50 | $2,706 |
| 60 | $2,680 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $70 |
| Multi-vehicle | $69 |
| Homeowner | $20 |
| 5-yr Accident Free | $96 |
| 5-yr Claim Free | $85 |
| Paid in Full/EFT | $60 |
| Advance Quote | $65 |
| Online Quote | $94 |
| Total Discounts | $559 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
