Nissan GT-R Insurance Rates

The average insurance rates for a Nissan GT-R are $1,246 a year with full coverage. Comprehensive costs an estimated $264, collision costs $444, and liability is $402. Liability-only insurance costs around $446 a year, with high-risk driver insurance costing around $2,694. 16-year-old drivers cost the most to insure at $4,670 a year or more.

Average premium for full coverage: $1,246

Policy rates broken down by type of insurance:

Prices include $500 physical damage deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and for all GT-R models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on car insurance rates. More rural locations are shown to have lower incidents of collision claims than congested cities.

The example below illustrates the effect of geographic area on insurance prices.

The examples above demonstrate why everyone should compare rates quotes for a targeted area, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated Nissan GT-R insurance rates for other coverage scenarios.

• The best full coverage rate is $717
• Raising to $1,000 deductibles will save approximately $162 annually
• The estimated price for a good driver age 40 who has $500 deductibles is $1,246
• Buying pricier low deductibles bumps up the cost to $1,556
• Drivers with multiple tickets or accidents could pay up to $2,694 or more
• Policy cost that insures a 16-year-old driver for full coverage can cost as much as $4,670

View Chart as Image

Auto insurance rates for a Nissan GT-R also range considerably based on the model of your GT-R, your age and driving habits, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you may be forking out $1,500 to $2,000 in extra premium every year, depending on your age. Nissan GT-R insurance for high-risk drivers is expensive and can cost from 43% to 134% more than the average rate. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay at least $4,600 a year. View Rates by Age

Your home state also has a big influence on Nissan GT-R insurance prices. A middle-age driver might find rates as low as $900 a year in states like Utah, Ohio, and New Hampshire, or at least $1,680 on average in New York, Michigan, and Florida.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $480 annually, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to regularly compare rates from multiple companies. Every auto insurance company utilizes a different rate formula, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Nissan GT-R Insurance

Finding cheaper rates on insurance for a Nissan GT-R consists of being a safe and courteous driver, maintaining a good credit score, not filing small claims, and qualifying for all possible discounts. Comparison shop at least once a year by getting rate quotes from direct companies, and also from insurance agencies where you live.

Below is a quick rundown of the primary concepts that were covered in the above illustrations.

• You may be able to save approximately $150 per year simply by quoting online well ahead of the renewal date
• Drivers considered higher risk with reckless driving or DUI convictions could be forced to pay on average $1,450 more annually for auto insurance
• Increasing comprehensive and collision deductibles can save approximately $475 each year
• Teenage drivers are the costliest to insure, as much as $389 each month if the policy includes full coverage