Nissan GT-R Insurance Rates

The average auto insurance rates for a Nissan GT-R are $1,246 annually for full coverage. Comprehensive costs approximately $264 each year, collision insurance costs $444, and liability coverage is $402. Buying just liability costs around $446 a year, and insurance for high-risk drivers costs around $2,694. Teens cost the most to insure at up to $4,670 a year.

Average premium for full coverage: $1,246

Policy rates by type of insurance:

Prices are based on $500 physical damage insurance deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and GT-R models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on car insurance rates. Rural locations are shown to have fewer accident claims than cities with more traffic congestion. The graphic below illustrates how location impacts auto insurance prices.

The examples above show why all drivers should compare rates quotes using their specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Nissan GT-R insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $717
• Raising to $1,000 deductibles will save $162 a year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,246
• Selecting low deductibles will cost $1,556
• Unlucky drivers with serious driving violations could pay around $2,694
• Policy cost with full coverage for a teenage driver can cost $4,670

View Chart as Image

Insurance rates for a Nissan GT-R also range considerably based on the model year and trim level, your driver profile, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high physical damage deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay in the ballpark of $4,600 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying anywhere from $1,500 to $2,000 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 43% to 134% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $480 a year, whereas increasing liability limits will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $362 more per year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Nissan GT-R insurance rates. A middle-age driver might find rates as low as $820 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,780 on average in New York, Louisiana, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Nissan GT-R Insurance

Finding cheaper rates on auto insurance consists of being a low-risk driver, having a good credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Spend time shopping around every couple of years by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The items below are a brief review of the material that was touched on above.

• Consumers who purchase more liability coverage will pay approximately $440 each year to raise from a 30/60 limit to higher 250/500 limits
• Teen drivers are expensive to insure, costing up to $389 each month including comprehensive and collision insurance
• Drivers with DUI or reckless driving convictions pay on average $1,450 more per year to insure their GT-R
• Increasing comprehensive and collision deductibles could save up to $475 each year