Nissan GT-R Insurance Rates

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2022 Nissan GT-R Car Insurance Quotes in 2025 – 9 Tips to Save

Scraping up a payment for high-priced Nissan GT-R insurance can bottom out your checking account and force you to tighten up your finances. Having so many options when it comes to car insurance, it's difficult to locate the most cost effective car insurance company. Shopping for the cheapest insurance is easy if you know what you're doing. Basically, everyone who buys insurance should be able to ...

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

UPDATED: Apr 8, 2024

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U.S. average auto insurance rates for a Nissan GT-R are $1,246 annually for full coverage insurance. Comprehensive costs an estimated $264 each year, collision insurance costs $444, and liability costs around $402. A policy with just liability insurance costs as low as $446 a year, and coverage for high-risk drivers costs around $2,694. Teens pay the highest rates at up to $4,670 a year.

Average premium for full coverage: $1,246

Price estimates broken down by individual coverage:

Comprehensive $264
Collision $444
Liability $402

Full coverage includes $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and GT-R models.

Price Range from Low to High

For the normal driver, Nissan GT-R insurance prices range from as cheap as $446 for just liability coverage to a high rate of $2,694 for coverage for higher-risk drivers.

Liability Only $446
Full Coverage $1,246
High Risk $2,694

Geographic Price Range

Where you live can make a big difference on the price of insurance. More rural locations have fewer physical damage claims than cities with more traffic congestion. The graphic below illustrates how geographic area affects insurance prices.

Rural Areas $935
Small Cities $1,308
Large Cities $1,682

The ranges above illustrate why all drivers should compare prices for a targeted area and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below illustrates average Nissan GT-R insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $717
  • Using higher $1,000 deductibles will save approximately $162 each year
  • The estimated rate for the average middle-age driver who has $500 deductibles is $1,246
  • Selecting low deductibles for physical damage coverage will cost $1,556
  • High-risk insureds with serious driving violations could pay up to $2,694
  • The price with full coverage for a 16-year-old driver can cost as much as $4,670 or more

View Chart as Image

Nissan GT-R insurance cost comparison chart
Column chart showing Nissan GT-R insurance rates range from $717 to $4,670 for full coverage

Insurance prices for a Nissan GT-R are also quite variable based on the trim level and model year, your risk profile, and liability limits and deductibles.

More mature drivers with a clean driving record and high physical damage deductibles may pay as low as $1,200 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay at least $4,600 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying $1,500 to $2,000 extra each year, depending on your age. Insurance for high-risk drivers can be from 43% to 134% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $480 annually, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $362 more per year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Nissan GT-R insurance prices. A driver around age 40 might see prices as low as $810 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,680 on average in Florida, New York, and Michigan.

Nissan GT-R Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,126 -$120 -9.6%
Alaska $954 -$292 -23.4%
Arizona $1,032 -$214 -17.2%
Arkansas $1,246 -$0 0.0%
California $1,418 $172 13.8%
Colorado $1,188 -$58 -4.7%
Connecticut $1,278 $32 2.6%
Delaware $1,406 $160 12.8%
Florida $1,556 $310 24.9%
Georgia $1,152 -$94 -7.5%
Hawaii $896 -$350 -28.1%
Idaho $842 -$404 -32.4%
Illinois $928 -$318 -25.5%
Indiana $938 -$308 -24.7%
Iowa $840 -$406 -32.6%
Kansas $1,182 -$64 -5.1%
Kentucky $1,698 $452 36.3%
Louisiana $1,844 $598 48.0%
Maine $768 -$478 -38.4%
Maryland $1,028 -$218 -17.5%
Massachusetts $994 -$252 -20.2%
Michigan $2,162 $916 73.5%
Minnesota $1,042 -$204 -16.4%
Mississippi $1,492 $246 19.7%
Missouri $1,104 -$142 -11.4%
Montana $1,338 $92 7.4%
Nebraska $980 -$266 -21.3%
Nevada $1,492 $246 19.7%
New Hampshire $898 -$348 -27.9%
New Jersey $1,392 $146 11.7%
New Mexico $1,102 -$144 -11.6%
New York $1,312 $66 5.3%
North Carolina $718 -$528 -42.4%
North Dakota $1,022 -$224 -18.0%
Ohio $858 -$388 -31.1%
Oklahoma $1,276 $30 2.4%
Oregon $1,142 -$104 -8.3%
Pennsylvania $1,188 -$58 -4.7%
Rhode Island $1,660 $414 33.2%
South Carolina $1,128 -$118 -9.5%
South Dakota $1,050 -$196 -15.7%
Tennessee $1,088 -$158 -12.7%
Texas $1,502 $256 20.5%
Utah $920 -$326 -26.2%
Vermont $850 -$396 -31.8%
Virginia $746 -$500 -40.1%
Washington $960 -$286 -23.0%
West Virginia $1,142 -$104 -8.3%
Wisconsin $860 -$386 -31.0%
Wyoming $1,108 -$138 -11.1%

View Chart as Image

Nissan GT-R insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Nissan GT-R Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan GT-R Premium AWD 2-Dr $1,246 $104
Nissan GT-R AWD 2-Dr $1,246 $104

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan GT-R Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Nissan GT-R $476 $1,020 $332 $1,964
2023 Nissan GT-R $458 $1,012 $338 $1,944
2022 Nissan GT-R $442 $988 $354 $1,920
2021 Nissan GT-R $426 $946 $364 $1,872
2020 Nissan GT-R $402 $914 $376 $1,828
2019 Nissan GT-R $388 $848 $384 $1,756
2018 Nissan GT-R $372 $798 $388 $1,694
2017 Nissan GT-R $356 $716 $390 $1,598
2016 Nissan GT-R $334 $658 $390 $1,518
2015 Nissan GT-R $322 $618 $394 $1,470
2014 Nissan GT-R $314 $576 $402 $1,428
2013 Nissan GT-R $290 $534 $402 $1,362
2012 Nissan GT-R $282 $486 $406 $1,310
2011 Nissan GT-R $264 $444 $402 $1,246
2010 Nissan GT-R $248 $404 $402 $1,190
2009 Nissan GT-R $240 $362 $398 $1,136

Rates are averaged for all Nissan GT-R models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy More Affordable Nissan GT-R Insurance

Getting lower rates on insurance for a Nissan GT-R requires having a decent driving record, having a good credit history, not filing small claims, and deciding if full coverage is necessary. Invest the time to compare rates at least once a year by requesting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following items are a summary of the primary concepts that were presented in the illustrations above.

  • It is possible to save approximately $150 per year just by quoting online in advance
  • Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,450 more annually than a driver with a clean driving record
  • Increasing physical damage deductibles could save up to $475 each year
  • 16 to 18-year-old drivers are charged the highest prices, as much as $389 a month including comprehensive and collision insurance

Rates by Driver Age

Nissan GT-R Insurance Rates by Driver Age
Driver Age Premium
16 $4,670
20 $2,860
30 $1,294
40 $1,246
50 $1,138
60 $1,116

Full coverage, $500 deductibles

Rates by Deductible

Nissan GT-R Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,556
$250 $1,412
$500 $1,246
$1,000 $1,084

Full coverage, driver age 40

Rates by Liability Limit

Nissan GT-R Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,246
50/100 $1,326
100/300 $1,427
250/500 $1,688
100 CSL $1,367
300 CSL $1,588
500 CSL $1,749

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan GT-R Insurance Rates for High Risk Drivers
Age Premium
16 $6,664
20 $4,558
30 $2,748
40 $2,694
50 $2,570
60 $2,546

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $174

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $67
Multi-vehicle $66
Homeowner $19
5-yr Accident Free $90
5-yr Claim Free $81
Paid in Full/EFT $56
Advance Quote $61
Online Quote $89
Total Discounts $529
Rate after discounts $717

Discounts are estimated and may not be available from every company or in every state.

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