Nissan GT-R Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 8, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

The average insurance prices for a Nissan GT-R are $1,310 every 12 months for full coverage. Comprehensive costs approximately $282, collision insurance costs $486, and liability insurance costs $406. Buying just liability costs as little as $450 a year, and insurance for high-risk drivers costs around $2,836. Teens cost the most to insure at up to $4,878 a year.

Average premium for full coverage: $1,310

Policy rates by type of insurance:

Comprehensive $282
Collision $486
Liability $406

Estimates include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all states and for all GT-R models.

Price Range Variability

For the normal driver, Nissan GT-R insurance rates range from the cheapest price of $450 for a discount liability-only rate to the much higher price of $2,836 for a high-risk insurance policy.

Liability Only $450
Full Coverage $1,310
High Risk $2,836

Urban vs. Rural Price Range

Your location has a significant impact on car insurance rates. Rural locations are shown to have more infrequent accident claims than cities with more traffic congestion. The example below illustrates how geographic area affects auto insurance prices.

Rural Areas $983
Small Cities $1,376
Large Cities $1,769

The examples above show why everyone should compare rates using their specific location and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below shows average Nissan GT-R insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $751
  • Drivers who choose higher $1,000 deductibles will pay $176 a year
  • The average price for a good driver age 40 who chooses $500 deductibles is $1,310
  • Selecting pricier low deductibles for comprehensive and collision insurance increases the price to $1,648
  • High risk drivers with serious driving violations could pay around $2,836
  • Policy cost to insure a teen driver for full coverage can cost $4,878 a year

View Chart as Image

Nissan GT-R insurance cost comparison chart
Column chart showing Nissan GT-R insurance rates range from $751 to $4,878 for full coverage

Insurance rates for a Nissan GT-R also range considerably based on liability limits and deductibles, your driver profile, and the model of your GT-R.

Choosing higher comprehensive and collision insurance deductibles could save up to $520 each year, whereas buying more liability protection will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $366 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles could pay as little as $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay in the ballpark of $4,800 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying anywhere from $1,600 to $2,100 extra every year, depending on your age. Nissan GT-R insurance for high-risk drivers can cost anywhere from 43% to 136% more than the average policy. View High Risk Driver Rates

Your home state makes a big difference in Nissan GT-R insurance rates. A 40-year-old driver could pay as low as $860 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,870 on average in New York, Louisiana, and Michigan.

Nissan GT-R Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,182 -$128 -9.8%
Alaska $1,004 -$306 -23.4%
Arizona $1,084 -$226 -17.3%
Arkansas $1,310 -$0 0.0%
California $1,492 $182 13.9%
Colorado $1,250 -$60 -4.6%
Connecticut $1,342 $32 2.4%
Delaware $1,482 $172 13.1%
Florida $1,636 $326 24.9%
Georgia $1,210 -$100 -7.6%
Hawaii $940 -$370 -28.2%
Idaho $886 -$424 -32.4%
Illinois $974 -$336 -25.6%
Indiana $988 -$322 -24.6%
Iowa $882 -$428 -32.7%
Kansas $1,242 -$68 -5.2%
Kentucky $1,786 $476 36.3%
Louisiana $1,936 $626 47.8%
Maine $808 -$502 -38.3%
Maryland $1,080 -$230 -17.6%
Massachusetts $1,044 -$266 -20.3%
Michigan $2,274 $964 73.6%
Minnesota $1,096 -$214 -16.3%
Mississippi $1,568 $258 19.7%
Missouri $1,160 -$150 -11.5%
Montana $1,406 $96 7.3%
Nebraska $1,030 -$280 -21.4%
Nevada $1,570 $260 19.8%
New Hampshire $944 -$366 -27.9%
New Jersey $1,464 $154 11.8%
New Mexico $1,158 -$152 -11.6%
New York $1,380 $70 5.3%
North Carolina $754 -$556 -42.4%
North Dakota $1,074 -$236 -18.0%
Ohio $902 -$408 -31.1%
Oklahoma $1,342 $32 2.4%
Oregon $1,200 -$110 -8.4%
Pennsylvania $1,246 -$64 -4.9%
Rhode Island $1,748 $438 33.4%
South Carolina $1,188 -$122 -9.3%
South Dakota $1,104 -$206 -15.7%
Tennessee $1,146 -$164 -12.5%
Texas $1,576 $266 20.3%
Utah $970 -$340 -26.0%
Vermont $896 -$414 -31.6%
Virginia $786 -$524 -40.0%
Washington $1,010 -$300 -22.9%
West Virginia $1,202 -$108 -8.2%
Wisconsin $904 -$406 -31.0%
Wyoming $1,166 -$144 -11.0%

View Chart as Image

Nissan GT-R insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Nissan GT-R Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan GT-R Premium AWD 2-Dr $1,310 $109
Nissan GT-R AWD 2-Dr $1,310 $109

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan GT-R Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Nissan GT-R $500 $1,062 $316 $2,014
2023 Nissan GT-R $476 $1,020 $332 $1,964
2022 Nissan GT-R $458 $1,012 $338 $1,944
2021 Nissan GT-R $442 $988 $354 $1,920
2020 Nissan GT-R $426 $946 $364 $1,872
2019 Nissan GT-R $402 $914 $376 $1,828
2018 Nissan GT-R $388 $848 $384 $1,756
2017 Nissan GT-R $372 $798 $388 $1,694
2016 Nissan GT-R $356 $716 $390 $1,598
2015 Nissan GT-R $334 $658 $390 $1,518
2014 Nissan GT-R $322 $618 $394 $1,470
2013 Nissan GT-R $314 $576 $402 $1,428
2012 Nissan GT-R $290 $534 $402 $1,362
2011 Nissan GT-R $282 $486 $406 $1,310
2010 Nissan GT-R $264 $444 $402 $1,246
2009 Nissan GT-R $248 $404 $402 $1,190

Rates are averaged for all Nissan GT-R models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Low Cost Nissan GT-R Insurance

Finding cheaper rates on Nissan GT-R insurance not only requires being a low-risk driver, but also having good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Invest the time to compare rates at least every other year by requesting quotes from direct carriers, and also from your local independent and exclusive agents.

The items below are a review of the car insurance concepts presented in the illustrations above.

  • High-risk drivers who have several accidents or serious violations may pay on average $1,530 more per year to insure their GT-R
  • Drivers can save around $160 per year just by quoting online well ahead of the renewal date
  • Increasing comprehensive and collision deductibles could save as much as $525 each year
  • Drivers who purchase more liability coverage will pay approximately $450 each year to go from a 30/60 limit to a 250/500 level

Rates by Driver Age

Nissan GT-R Insurance Rates by Driver Age
Driver Age Premium
16 $4,878
20 $3,010
30 $1,364
40 $1,310
50 $1,196
60 $1,174

Full coverage, $500 deductibles

Rates by Deductible

Nissan GT-R Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,648
$250 $1,492
$500 $1,310
$1,000 $1,134

Full coverage, driver age 40

Rates by Liability Limit

Nissan GT-R Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,310
50/100 $1,391
100/300 $1,493
250/500 $1,757
100 CSL $1,432
300 CSL $1,655
500 CSL $1,818

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan GT-R Insurance Rates for High Risk Drivers
Age Premium
16 $6,970
20 $4,796
30 $2,896
40 $2,836
50 $2,706
60 $2,680

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $184

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $70
Multi-vehicle $69
Homeowner $20
5-yr Accident Free $96
5-yr Claim Free $85
Paid in Full/EFT $60
Advance Quote $65
Online Quote $94
Total Discounts $559
Rate after discounts $751

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles