Nissan GT-R Insurance Rates

Estimated insurance rates for a Nissan GT-R are $1,190 a year for full coverage insurance. Comprehensive insurance costs around $248 each year, collision costs $404, and liability costs $402. Liability-only insurance costs as little as $446 a year, with high-risk driver insurance costing $2,570 or more. Teens pay the most at $4,486 a year or more.

Average premium for full coverage: $1,190

Premium estimates for type of coverage:

Prices are based on $500 policy deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and GT-R models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can make a big difference on car insurance rates. Areas with sparse population are statistically proven to have lower incidents of physical damage claims than cities with more traffic congestion.

The graphic below illustrates how your location can change auto insurance rates.

These rate differences illustrate why all drivers should compare rates for a specific zip code, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Nissan GT-R insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $691
• Drivers who choose higher $1,000 deductibles will pay about $150 each year
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,190
• Selecting low deductibles for comprehensive and collision insurance will cost an additional $284 annually
• Drivers with serious driving violations could pay at least $2,570 or more
• An auto insurance policy that insures a 16-year-old driver can be $4,486 a year

View Chart as Image

Insurance prices for a Nissan GT-R also have a wide range based on the trim level and model year, your age and driving record, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are probably paying at least $1,400 to $2,000 additional annually, depending on your age. Insurance for high-risk drivers can cost from 45% to 131% more than the average policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay as much as $4,400 a year. View Rates by Age

Where you choose to live makes a big difference in Nissan GT-R insurance prices. A 40-year-old driver could pay as low as $780 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,600 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $440 annually, whereas increasing liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $362 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out your exact price is to do a rate comparison from multiple companies. Every company calculates prices differently, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Nissan GT-R Insurance

Finding better rates on insurance for a Nissan GT-R not only requires being a good driver, but also having a good credit score, paying for small claims out-of-pocket, and taking advantage of discounts. Compare rates at least every other year by requesting rates from direct insurance companies, and also from insurance agencies where you live.

The following list is a brief review of the car insurance concepts illustrated above.

• Drivers considered higher risk with DUI or reckless driving convictions could be forced to pay on average $1,380 more every year than a safer driver
• It is possible to save up to $140 per year simply by quoting online in advance
• Increasing policy deductibles can save approximately $425 each year
• Insureds who may need an increased level of liability coverage will pay approximately $440 annually to go from 30/60 bodily injury limits to the 250/500 level