Nissan Armada Insurance Rates

Estimated insurance rates for a Nissan Armada are $1,198 a year including full coverage. Comprehensive insurance costs an estimated $250 each year, collision costs $424, and liability coverage costs around $388. Liability-only coverage costs as low as $434 a year, with high-risk coverage costing $2,584 or more. Teens pay the most at $4,498 a year or more.

Average premium for full coverage: $1,198

Premium estimates broken down by type of coverage:

Rates are based on $500 policy deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 U.S. states and Armada models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on the price of auto insurance. More rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion.

The graphic below illustrates how rural and urban location affects insurance prices.

These rate differences highlight why all drivers should compare prices for a targeted area and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Nissan Armada insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $694
• Using higher $1,000 deductibles will save approximately $154 every year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,198
• Selecting low deductibles for physical damage coverage will cost an extra $294 each year
• Higher-risk drivers with serious driving violations could pay up to $2,584 or more
• An auto insurance policy for full coverage for a teenage driver can cost as much as $4,498 or more

View Chart as Image

Insurance prices for a Nissan Armada also have a wide range based on your driving characteristics, the model of your Armada, and liability limits and deductibles.

More mature drivers with a clean driving record and high deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay at least $4,400 a year. View Rates by Age

Where you choose to live has a huge impact on Nissan Armada insurance rates. A driver around age 40 might see prices as low as $920 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,710 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $450 a year, whereas increasing liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost up to $349 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying $1,400 to $2,000 extra annually, depending on your age. Insurance for high-risk drivers can be around 44% to 130% more than the average policy. View High Risk Driver Rates

With such a large range in prices, the best way to figure out which insurance company is cheapest is to do a rate comparison and see how they stack up. Each insurance company calculates prices differently, so the prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Nissan Armada Insurance

Finding better rates on auto insurance requires being a good driver, maintaining good credit, refrain from filing small claims, and taking advantage of discounts. Set aside time to shop around at every policy renewal by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following list is a quick review of the data raised in the charts and tables above.

• Consumers who want an increased level of liability coverage will pay approximately $430 per year to increase from 30/60 bodily injury limits to 250/500 limits
• You may be able to save approximately $140 per year simply by quoting online in advance
• Increasing policy deductibles can save around $450 each year
• Drivers age 16 to 20 are charged the highest prices, with the cost nearing $375 per month for full coverage