Nissan Armada Insurance Rates

The average insurance prices for a Nissan Armada are $1,146 every 12 months for full coverage. Comprehensive costs on average $240, collision costs $380, and liability is estimated at $390. A liability-only policy costs approximately $438 a year, with high-risk insurance costing around $2,468. Teens cost the most to insure at $4,330 a year or more.

Average premium for full coverage: $1,146

Policy rates by type of insurance:

Includes $500 physical damage deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and for different Armada trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance rates. Rural areas are shown to have more infrequent accident claims than cities with more traffic congestion.

The price range example below illustrates how geographic area affects car insurance rates.

The examples above show why anyone shopping for car insurance should get quotes based on a specific location and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated Nissan Armada insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $668
• Choosing higher $1,000 deductibles can save around $142 a year
• The average price for a good driver age 40 with $500 deductibles is $1,146
• Selecting more expensive low deductibles for comp and collision coverage increases the price to $1,416
• Unlucky drivers with serious driving violations could pay upwards of $2,468 or more
• Policy cost to insure a teen driver with full coverage may cost $4,330 each year

View Chart as Image

Car insurance rates for a Nissan Armada also range considerably based on liability limits and deductibles, your driver profile, and the trim level of your Armada.

Choosing higher comprehensive and collision insurance deductibles can save as much as $420 every year, while increasing your policy's liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $351 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged upwards of $4,300 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at a minimum $1,400 to $1,900 extra every year, depending on your age. High-risk driver insurance ranges as much as 44% to 136% more than the average policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Nissan Armada insurance prices. A good driver about age 40 could pay as low as $760 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,630 on average in Michigan, Louisiana, and New York.

View Chart as Image

Because rates have so much variability, the only way to know exactly what you will pay is to compare rates and see which company has the best rate. Each auto insurer calculates rates differently, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest Nissan Armada Insurance

Finding cheaper rates on car insurance takes being a safe and courteous driver, maintaining a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Invest the time to compare rates every year by obtaining price quotes from direct carriers, and also from local independent and exclusive agents.

Below is a recap of the coverage data presented in the illustrations above.

• Drivers can save as much as $140 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles could save as much as $400 each year
• Teenage drivers are expensive to insure, costing up to $361 each month if the policy includes full coverage
• Higher risk drivers that have major violations or accidents pay an average of $1,320 more each year for auto insurance