Nissan Armada Insurance Rates

The average insurance rates for a Nissan Armada are $1,230 a year for full coverage insurance. Comprehensive insurance costs on average $260 each year, collision insurance costs $450, and liability is estimated at $384. Liability-only coverage costs approximately $432 a year, and high-risk coverage costs $2,656 or more. Teens cost the most to insure at up to $4,598 a year.

Average premium for full coverage: $1,230

Policy rates by type of insurance:

These estimates include $500 deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and Armada models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on insurance rates. Rural areas are shown to have lower incidents of physical damage claims than cities with more traffic congestion. The graphic below illustrates how your location can change car insurance rates.

The examples above illustrate why all drivers should get quotes based on a specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Nissan Armada insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $708
• Choosing higher $1,000 deductibles can save around $162 each year
• The estimated price for a good driver age 40 with $500 deductibles is $1,230
• Selecting low deductibles for comp and collision coverage will cost an additional $312 every year
• Unlucky drivers with serious driving violations could pay upwards of $2,656
• Policy cost that insures a teen driver may cost $4,598 each year

View Chart as Image

Insurance rates for a Nissan Armada also range considerably based on the trim level and model year, your age and driving record, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at a minimum $1,500 to $2,000 additional every year, depending on your age. Insurance for high-risk drivers ranges as much as 43% to 136% more than the average policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $4,500 a year. View Rates by Age

Your home state plays a big part in determining prices for Nissan Armada insurance prices. A good driver about age 40 could pay as low as $800 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,660 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $480 every year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $345 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Nissan Armada Insurance

Finding cheaper rates on car insurance takes not taking risks behind the wheel, having a good credit score, being claim-free, and dropping full coverage on older vehicles. Compare rates at least every other year by quoting rates from direct insurance companies, and also from your local independent and exclusive agents.

The following is a brief summary of the car insurance concepts illustrated above.

• Higher risk drivers that tend to have accidents or serious violations may pay on average $1,430 more each year for Armada insurance
• It is possible to save as much as $150 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $475 each year
• Policyholders who require higher liability limits will pay approximately $420 annually to raise limits from a 30/60 limit to the 250/500 level