Nissan Armada Insurance Rates

The average auto insurance rates for a Nissan Armada are $1,146 annually with full coverage. Comprehensive insurance costs on average $240, collision costs $380, and liability coverage costs $390. Liability-only insurance costs as little as $438 a year, with high-risk driver insurance costing $2,468 or more. Teens cost the most to insure at $4,330 a year or more.

Average premium for full coverage: $1,146

Policy rates by type of insurance:

Prices are based on $500 comprehensive and collision deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and for all Armada models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on auto insurance rates. Rural areas are shown to have fewer collision claims than cities with more traffic congestion.

The example below illustrates the effect of geographic area on car insurance rates.

The examples above demonstrate why everyone should compare rates based on a specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated Nissan Armada insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $668
• Drivers who choose higher $1,000 deductibles will pay around $142 annually
• The estimated rate for a good driver age 40 with $500 deductibles is $1,146
• Selecting pricier low deductibles for comprehensive and collision insurance costs an additional $270 each year
• High-risk insureds with serious driving violations could pay upwards of $2,468 or more
• Policy cost with full coverage for a teenage driver for full coverage may cost $4,330 a year

View Chart as Image

Auto insurance rates for a Nissan Armada also range considerably based on the model year and trim level, your driving record, and policy deductibles and limits.

A more mature driver with a good driving record and high physical damage deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay upwards of $4,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at a minimum $1,400 to $1,900 in extra premium every year, depending on your age. Nissan Armada insurance for high-risk drivers can cost around 44% to 136% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $420 a year, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $351 extra every year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Nissan Armada insurance rates. A 40-year-old driver could pay as low as $830 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,550 on average in Florida, Michigan, and New York.

View Chart as Image

Because rates have so much variability, the best way to find out exactly what you will pay is to regularly compare rates and see how they stack up. Every company calculates rates differently, and quoted rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Nissan Armada Insurance

Finding cheaper rates on auto insurance not only requires avoiding accidents and violations, but also having above-average credit, not filing small claims, and taking advantage of discounts. Take the time to compare rates once a year by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The list below is a brief review of the data that was covered in the above illustrations.

• You may be able to save as much as $140 per year simply by quoting online well ahead of the renewal date
• Consumers who require higher liability limits will pay approximately $430 every year to go from a 30/60 limit to higher 250/500 limits
• Teenagers are charged the highest rates, as much as $361 each month if full coverage is included
• Drivers with DUI or reckless driving convictions pay an average of $1,320 more each year for car insurance