Nissan Armada Insurance Rates

The average insurance rates for a Nissan Armada are $1,146 a year with full coverage. Comprehensive costs on average $240 each year, collision costs $380, and liability coverage costs $390. Buying just liability costs as little as $438 a year, with insurance for high-risk drivers costing around $2,468. 16-year-old drivers cost the most to insure at $4,330 a year or more.

Average premium for full coverage: $1,146

Policy rates by type of insurance:

Prices include $500 deductible amounts, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all U.S. states and Armada models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than congested cities.

The graphic below illustrates how geographic area affects car insurance rates.

The examples above demonstrate why all drivers should compare rates based on a specific location and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated Nissan Armada insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $668
• Drivers who choose higher $1,000 deductibles will pay around $142 annually
• The average rate for a good driver age 40 with $500 deductibles is $1,146
• Buying low deductibles for comprehensive and collision insurance will increase the cost to $1,416
• High-risk insureds with multiple tickets or accidents could pay upwards of $2,468 or more
• Policy cost for full coverage for a teenage driver may cost $4,330 a year

View Chart as Image

Insurance rates for a Nissan Armada also range considerably based on your risk profile, the trim level and model year, and policy deductibles and limits.

More mature drivers with a clean driving record and high deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay upwards of $4,300 a year. View Rates by Age

Your home state makes a big difference in Nissan Armada insurance rates. A 40-year-old driver could pay as low as $830 a year in states like New Hampshire, Ohio, and Utah, or at least $1,550 on average in Florida, Michigan, and New York.

View Chart as Image

Opting for high physical damage deductibles could save up to $420 a year, whereas increasing liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $1,400 to $1,900 extra every year, depending on your age. Insurance for high-risk drivers can cost around 44% to 136% more than the average rate. View High Risk Driver Rates

Because rates have so much variability, the best way to find out exactly what you will pay is to do a rate comparison and see how they stack up. Every company utilizes a different rate formula, so the rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Nissan Armada Insurance

Finding cheaper rates on auto insurance not only requires having a good driving record, but also maintaining good credit, not filing small claims, and bundling your home and auto policies. Invest the time to compare rates every time your policy renews by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from local insurance agents.

The next list is a quick rundown of the information presented in the illustrations above.

• You may be able to save as much as $140 per year simply by quoting online in advance
• Drivers age 20 and younger pay the highest rates, as much as $361 each month for full coverage
• Increasing comprehensive and collision deductibles can save around $400 each year
• Drivers with reckless driving or DUI convictions may be required to pay an average of $1,320 more each year to buy Nissan Armada insurance
• Consumers who require increased levels of liability coverage will pay around $430 every year to go from a 30/60 limit to 250/500 limits