Nissan Armada Insurance Rates

Estimated insurance rates for a Nissan Armada are $1,146 a year for full coverage insurance. Comprehensive insurance costs around $240 a year, collision insurance costs $380, and liability coverage costs around $390. Liability-only insurance costs as low as $438 a year, and high-risk driver insurance costs $2,468 or more. Teens pay the most at up to $4,330 a year.

Average premium for full coverage: $1,146

Premium estimates for type of coverage:

These estimates include $500 policy deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 states and Armada trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on car insurance rates. Areas with sparse population are statistically proven to have a lower frequency of physical damage claims than cities with more traffic congestion. The diagram below illustrates how geographic area affects auto insurance rates.

These rate differences illustrate why it is important to compare prices for a specific zip code and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Nissan Armada insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $668
• Using higher $1,000 deductibles will save about $1,004 each year
• The average rate for a 40-year-old good driver using $500 deductibles is $1,146
• Selecting low $100 deductibles for physical damage coverage will cost an extra $270 each year
• Higher-risk drivers with serious driving violations could pay at least $2,468
• An auto insurance policy for full coverage for a teenage driver can be $4,330 or more

View Chart as Image

Insurance prices for a Nissan Armada also have a wide range based on your driving characteristics, the model year and trim level, and deductibles and policy limits.

Older drivers with no violations or accidents and high deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay as much as $4,300 a year. View Rates by Age

Where you choose to live has a huge impact on Nissan Armada insurance rates. A driver around age 40 might see prices as low as $750 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,550 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $420 a year, while buying higher liability limits will increase prices. Switching from a 50/100 limit to a 250/500 limit will cost up to $351 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at least $1,400 to $1,900 additional annually, depending on your age. A high-risk auto insurance policy can be around 44% to 136% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Nissan Armada Insurance

Finding better rates on auto insurance requires being a good driver, having a good credit history, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Invest the time to compare rates at least every other year by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following list is a brief summary of the car insurance concepts presented in the illustrations above.

• Drivers that tend to have accidents or serious violations may pay on average $1,320 more every year than a safer driver
• It is possible to save up to $140 per year just by quoting early and online
• Increasing policy deductibles can save around $400 each year
• Consumers who may need an increased level of liability coverage will pay approximately $430 annually to increase from 30/60 bodily injury limits to 250/500 limits