Nissan Armada Insurance Rates

The average auto insurance rates for a Nissan Armada are $1,198 annually for full coverage insurance. Comprehensive insurance costs around $250, collision costs $424, and liability insurance costs $388. Liability-only coverage costs as little as $434 a year, with high-risk coverage costing $2,584 or more. Teenage drivers cost the most to insure at $4,498 a year or more.

Average premium for full coverage: $1,198

Policy rates for type of insurance:

Rates are based on $500 policy deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and for different Armada trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on car insurance rates. Areas with sparse population are shown to have fewer physical damage claims than densely populated cities.

The price range example below illustrates the effect of geographic area on auto insurance rates.

The examples above illustrate why anyone shopping for car insurance should compare rates for a specific zip code and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated Nissan Armada insurance rates for additional coverage choices and driver risks.

• The best discount rate is $694
• Drivers who choose higher $1,000 deductibles will pay about $154 each year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,198
• Using more expensive low deductibles for comprehensive and collision insurance costs an additional $294 a year
• High risk drivers who are prone to accidents and violations could pay at least $2,584 or more
• Policy cost with full coverage for a teen driver with full coverage can be $4,498 a year

View Chart as Image

Insurance rates for a Nissan Armada also range considerably based on the model year and trim level, your risk profile, and deductibles and policy limits.

An older driver with no violations or accidents and high physical damage deductibles could pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay as much as $4,400 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying at least $1,400 to $2,000 additional every year, depending on your age. High-risk driver insurance can cost anywhere from 44% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $450 each year, while increasing your policy's liability limits will increase rates. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $349 more each year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Nissan Armada insurance rates. A 40-year-old driver could pay as low as $780 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,610 on average in Michigan, New York, and Florida.

View Chart as Image

Because rates have so much variability, the only way to figure out your exact price is to compare rates from as many companies as possible. Every company uses a different method to calculate rates, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap Nissan Armada Insurance

Finding cheaper rates on Nissan Armada insurance not only requires being a good driver, but also having good credit, being claim-free, and taking advantage of discounts. Take the time to compare rates every couple of years by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following list is a quick review of the material that was covered in the above illustrations.

• Drivers who may need an increased level of liability coverage will pay an extra $430 annually to go from a 30/60 limit to higher 250/500 limits
• Drivers age 16 to 20 are charged the highest rates, possibly costing $375 each month if they have full coverage
• High-risk drivers with a DUI or reckless driving violation pay on average $1,390 more every year than a safer driver
• Increasing comprehensive and collision deductibles could save up to $450 each year