Nissan Armada Insurance Rates

Average insurance prices for a Nissan Armada are $1,146 every 12 months for full coverage. Comprehensive costs on average $240 a year, collision costs $380, and liability costs around $390. Liability-only coverage costs as low as $438 a year, with high-risk coverage costing around $2,468. Teenage drivers receive the highest rates at $4,330 a year or more.

Average premium for full coverage: $1,146

Rate estimates by individual coverage type:

Price estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and Armada trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on car insurance rates. Rural areas tend to have more infrequent accident claims than densely populated cities.

The diagram below illustrates the difference between rural and urban areas on car insurance rates.

These examples show why it is important to compare prices based on a specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Nissan Armada insurance rates for different risk profiles and scenarios.

• The best discount rate is $668
• Using higher $1,000 deductibles will save around $1,004 a year
• The average price for a 40-year-old driver with $500 deductibles is $1,146
• Using low $100 deductibles for physical damage coverage increases the price to $1,416
• Drivers who are prone to accidents and violations could pay upwards of $2,468 or more
• The cost to insure a teen driver may cost $4,330 or more

View Chart as Image

Car insurance rates for a Nissan Armada can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level of your Armada.

Using high physical damage deductibles could cut rates by as much as $420 every year, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $351 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as little as $1,100 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged upwards of $4,300 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at a minimum $1,400 to $1,900 extra per year, depending on your age. A high-risk auto insurance policy can be as much as 44% to 136% more than a normal policy. View High Risk Driver Rates

Where you live has a huge impact on Nissan Armada insurance prices. A driver around age 40 might see rates as low as $760 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,630 on average in Michigan, Louisiana, and New York.

View Chart as Image

With so much variability in rates, the only way to know exactly what you will pay is to get quotes and see which company has the best rate. Each insurance company uses a different method to calculate rates, so rate quotes can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Nissan Armada Insurance

Saving money on car insurance requires having a decent driving record, maintaining a good credit score, eliminating unneeded coverage, and maximizing policy discounts. Set aside time to compare rates every time your policy renews by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following items are a condensed summary of the information covered above.

• Drivers can save as much as $140 per year simply by quoting early and online
• 16 to 18-year-old drivers are expensive to insure, costing as high as $361 per month if the policy includes full coverage
• Increasing deductibles could save as much as $400 each year
• Higher risk drivers with multiple at-fault accidents pay an average of $1,320 more each year than a driver with a clean driving record
• Policyholders who require additional liability coverage will pay an extra $430 each year to increase from a minimum limit to a 250/500 level