Nissan Armada Insurance Rates

The average insurance rates for a Nissan Armada are $1,198 a year for full coverage. Comprehensive costs approximately $250 a year, collision costs $424, and liability costs $388. Liability-only coverage costs as little as $434 a year, with high-risk coverage costing around $2,584. 16-year-old drivers cost the most to insure at $4,498 a year or more.

Average premium for full coverage: $1,198

Policy rates by type of insurance:

Includes $500 physical damage insurance deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all states and Armada trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on car insurance rates. Rural locations are shown to have lower incidents of accident claims than congested cities.

The diagram below illustrates the difference location can make on auto insurance prices.

The examples above show why it is important to compare rates using their specific location, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Nissan Armada insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $694
• Drivers who choose higher $1,000 deductibles will pay $1,044 a year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,198
• Buying low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,492
• Drivers with multiple tickets or accidents could pay around $2,584 or more
• Policy cost that insures a 16-year-old driver can cost $4,498 a year

View Chart as Image

Insurance rates for a Nissan Armada also range considerably based on the trim level of your Armada, how you drive, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $1,400 to $2,000 additional every year, depending on your age. A high-risk auto insurance policy can cost from 44% to 130% more than the average rate. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,400 a year. View Rates by Age

Your home state makes a big difference in Nissan Armada insurance prices. A 40-year-old driver could pay as low as $790 a year in states like Iowa, Maine, and Idaho, or at least $1,710 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could save up to $450 annually, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $349 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to get quotes from multiple companies. Every company utilizes a different rate formula, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Nissan Armada Insurance

Finding cheaper rates on insurance for a Nissan Armada not only requires being a low-risk driver, but also having a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Comparison shop once a year by getting quotes from direct carriers, and also from insurance agencies where you live.

The items below are a recap of the data that was touched on in this article.

• Drivers can save around $140 per year simply by quoting early and online
• Insureds who purchase more liability coverage will pay around $430 each year to go from a 30/60 limit to the 250/500 level
• Teen drivers are the costliest to insure, costing up to $375 each month if comprehensive and collision insurance is included
• Drivers considered higher risk that have major violations or accidents could be forced to pay on average $1,390 more per year to insure their Armada