Nissan Armada Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Average insurance rates for a Nissan Armada are $1,146 a year for full coverage. Comprehensive costs approximately $240 a year, collision insurance costs $380, and liability is estimated at $390. Buying just liability costs approximately $438 a year, and insurance for high-risk drivers costs around $2,468. Teenage drivers receive the highest rates at up to $4,330 a year.
Average premium for full coverage: $1,146
Rate estimates by individual coverage type:
Full coverage includes $500 policy deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all states and Armada trim levels.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range range from as low as $438 for a discount liability-only rate to a high of $2,468 for a high-risk driver policy.
Price Range by Location
Living in a larger city can have significant affects on car insurance rates. Rural locations tend to have a lower frequency of accident claims than densely populated cities. The diagram below illustrates how where you live affects auto insurance prices.
These examples show why it is important to get quotes using their specific location and risk profile, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below shows average Nissan Armada insurance rates for additional coverage and risk scenarios.
- The best discount rate is $668
- Choosing higher $1,000 deductibles can save $1,004 a year
- The average rate for a 40-year-old driver who chooses $500 deductibles is $1,146
- Using low $100 deductibles for comp and collision coverage will increase the cost to $1,416
- Unlucky drivers who are prone to accidents and violations could pay around $2,468
- The cost for full coverage for a teen driver can cost $4,330 each year
Auto insurance rates for a Nissan Armada can also vary considerably based on your driver profile, the trim level of your Armada, and physical damage deductibles and liability limits.
Older drivers with a good driving record and high deductibles may pay as little as $1,100 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay in the ballpark of $4,300 a year. View Rates by Age
Where you live plays a big part in determining prices for Nissan Armada insurance prices. A good driver about age 40 could pay as low as $760 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,630 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,036 | -$110 | -9.6% |
| Alaska | $878 | -$268 | -23.4% |
| Arizona | $948 | -$198 | -17.3% |
| Arkansas | $1,146 | -$0 | 0.0% |
| California | $1,304 | $158 | 13.8% |
| Colorado | $1,092 | -$54 | -4.7% |
| Connecticut | $1,176 | $30 | 2.6% |
| Delaware | $1,294 | $148 | 12.9% |
| Florida | $1,428 | $282 | 24.6% |
| Georgia | $1,058 | -$88 | -7.7% |
| Hawaii | $822 | -$324 | -28.3% |
| Idaho | $776 | -$370 | -32.3% |
| Illinois | $852 | -$294 | -25.7% |
| Indiana | $862 | -$284 | -24.8% |
| Iowa | $772 | -$374 | -32.6% |
| Kansas | $1,088 | -$58 | -5.1% |
| Kentucky | $1,562 | $416 | 36.3% |
| Louisiana | $1,694 | $548 | 47.8% |
| Maine | $708 | -$438 | -38.2% |
| Maryland | $946 | -$200 | -17.5% |
| Massachusetts | $914 | -$232 | -20.2% |
| Michigan | $1,988 | $842 | 73.5% |
| Minnesota | $960 | -$186 | -16.2% |
| Mississippi | $1,370 | $224 | 19.5% |
| Missouri | $1,016 | -$130 | -11.3% |
| Montana | $1,228 | $82 | 7.2% |
| Nebraska | $902 | -$244 | -21.3% |
| Nevada | $1,372 | $226 | 19.7% |
| New Hampshire | $826 | -$320 | -27.9% |
| New Jersey | $1,280 | $134 | 11.7% |
| New Mexico | $1,012 | -$134 | -11.7% |
| New York | $1,206 | $60 | 5.2% |
| North Carolina | $660 | -$486 | -42.4% |
| North Dakota | $938 | -$208 | -18.2% |
| Ohio | $790 | -$356 | -31.1% |
| Oklahoma | $1,176 | $30 | 2.6% |
| Oregon | $1,050 | -$96 | -8.4% |
| Pennsylvania | $1,090 | -$56 | -4.9% |
| Rhode Island | $1,526 | $380 | 33.2% |
| South Carolina | $1,038 | -$108 | -9.4% |
| South Dakota | $966 | -$180 | -15.7% |
| Tennessee | $1,002 | -$144 | -12.6% |
| Texas | $1,380 | $234 | 20.4% |
| Utah | $846 | -$300 | -26.2% |
| Vermont | $784 | -$362 | -31.6% |
| Virginia | $686 | -$460 | -40.1% |
| Washington | $884 | -$262 | -22.9% |
| West Virginia | $1,050 | -$96 | -8.4% |
| Wisconsin | $790 | -$356 | -31.1% |
| Wyoming | $1,018 | -$128 | -11.2% |
Using high physical damage deductibles can save as much as $420 every year, while buying higher liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will cost as much as $351 extra every year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you could be paying anywhere from $1,400 to $1,900 in extra premium per year, depending on your age. A high-risk auto insurance policy ranges as much as 44% to 136% more than a normal policy. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Armada SE 2WD | $1,114 | $93 |
| Nissan Armada SE 4WD | $1,146 | $96 |
| Nissan Armada Titanium 2WD | $1,146 | $96 |
| Nissan Armada Titanium 4WD | $1,146 | $96 |
| Nissan Armada Platinum 2WD | $1,174 | $98 |
| Nissan Armada Platinum 4WD | $1,206 | $101 |
Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Armada | $306 | $536 | $338 | $1,316 |
| 2023 Nissan Armada | $296 | $524 | $354 | $1,310 |
| 2022 Nissan Armada | $286 | $502 | $364 | $1,288 |
| 2021 Nissan Armada | $270 | $484 | $376 | $1,266 |
| 2020 Nissan Armada | $260 | $450 | $384 | $1,230 |
| 2019 Nissan Armada | $250 | $424 | $388 | $1,198 |
| 2018 Nissan Armada | $240 | $380 | $390 | $1,146 |
| 2017 Nissan Armada | $224 | $350 | $390 | $1,100 |
| 2012 Nissan Armada | $176 | $236 | $402 | $950 |
| 2011 Nissan Armada | $166 | $214 | $402 | $918 |
| 2007 Nissan Armada | $142 | $170 | $380 | $828 |
| 2006 Nissan Armada | $138 | $162 | $376 | $812 |
Rates are averaged for all Nissan Armada models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Nissan Armada Insurance
Saving money on car insurance takes being a good driver, having good credit, eliminating unneeded coverage, and possibly higher deductibles. Take the time to comparison shop every time your policy renews by obtaining price quotes from direct carriers like GEICO and Progressive, and also from local exclusive and independent agents.
The following list is a summary of the information touched on in the above illustrations.
- Drivers can save around $140 per year just by quoting early and online
- Drivers age 16 to 20 have the highest car insurance rates, costing as high as $361 per month if they have full coverage
- Increasing deductibles can save around $400 each year
- Higher risk drivers who have multiple accidents or major violations may pay on average $1,320 more per year than a safer driver
- Policyholders who purchase an increased level of liability coverage will pay an extra $430 each year to raise limits from a minimum limit to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,330 |
| 20 | $2,620 |
| 30 | $1,186 |
| 40 | $1,146 |
| 50 | $1,046 |
| 60 | $1,026 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,416 |
| $250 | $1,290 |
| $500 | $1,146 |
| $1,000 | $1,004 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,146 |
| 50/100 | $1,284 |
| 100/300 | $1,382 |
| 250/500 | $1,635 |
| 100 CSL | $1,323 |
| 300 CSL | $1,538 |
| 500 CSL | $1,694 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,162 |
| 20 | $4,174 |
| 30 | $2,516 |
| 40 | $2,468 |
| 50 | $2,356 |
| 60 | $2,332 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $61 |
| Multi-vehicle | $60 |
| Homeowner | $18 |
| 5-yr Accident Free | $80 |
| 5-yr Claim Free | $74 |
| Paid in Full/EFT | $49 |
| Advance Quote | $55 |
| Online Quote | $81 |
| Total Discounts | $478 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
