Nissan Armada Insurance Rates
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UPDATED: May 19, 2024
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Average insurance rates for a Nissan Armada are $1,198 a year including full coverage. Comprehensive insurance costs approximately $250 each year, collision insurance costs $424, and liability insurance costs around $388. Buying just liability costs as low as $434 a year, and insurance for high-risk drivers costs $2,584 or more. Teens receive the highest rates at up to $4,498 a year.
Average premium for full coverage: $1,198
Rate estimates by individual coverage type:
Prices include $500 deductible amounts, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Armada models.
Price Range by Coverage and Risk
For a 40-year-old driver, prices range range from as low as $434 for just liability coverage to a high rate of $2,584 for coverage for higher-risk drivers.
Price Range by Location
Where you live has a significant impact on car insurance prices. Rural locations tend to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates how your location can change auto insurance prices.
These examples highlight why all drivers should compare prices using their specific location and risk profile, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below breaks down average Nissan Armada insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $694
- Using higher $1,000 deductibles will save $154 every year
- The average rate for a 40-year-old driver who chooses $500 deductibles is $1,198
- Selecting low deductibles for physical damage coverage will cost an extra $294 a year
- Drivers with serious driving violations could pay around $2,584
- The cost for full coverage for a teen driver can cost $4,498 or more
Auto insurance rates for a Nissan Armada can also vary considerably based on your driver profile, the model of your Armada, and physical damage deductibles and liability limits.
More mature drivers with a good driving record and high deductibles could pay as little as $1,100 a year for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay in the ballpark of $4,400 a year. View Rates by Age
Where you live has a huge impact on Nissan Armada insurance rates. A driver around age 40 might see rates as low as $920 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,710 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,080 | -$118 | -9.8% |
| Alaska | $916 | -$282 | -23.5% |
| Arizona | $994 | -$204 | -17.0% |
| Arkansas | $1,198 | -$0 | 0.0% |
| California | $1,362 | $164 | 13.7% |
| Colorado | $1,140 | -$58 | -4.8% |
| Connecticut | $1,226 | $28 | 2.3% |
| Delaware | $1,350 | $152 | 12.7% |
| Florida | $1,492 | $294 | 24.5% |
| Georgia | $1,104 | -$94 | -7.8% |
| Hawaii | $860 | -$338 | -28.2% |
| Idaho | $810 | -$388 | -32.4% |
| Illinois | $890 | -$308 | -25.7% |
| Indiana | $902 | -$296 | -24.7% |
| Iowa | $806 | -$392 | -32.7% |
| Kansas | $1,134 | -$64 | -5.3% |
| Kentucky | $1,630 | $432 | 36.1% |
| Louisiana | $1,770 | $572 | 47.7% |
| Maine | $738 | -$460 | -38.4% |
| Maryland | $988 | -$210 | -17.5% |
| Massachusetts | $954 | -$244 | -20.4% |
| Michigan | $2,076 | $878 | 73.3% |
| Minnesota | $1,000 | -$198 | -16.5% |
| Mississippi | $1,430 | $232 | 19.4% |
| Missouri | $1,062 | -$136 | -11.4% |
| Montana | $1,282 | $84 | 7.0% |
| Nebraska | $942 | -$256 | -21.4% |
| Nevada | $1,434 | $236 | 19.7% |
| New Hampshire | $864 | -$334 | -27.9% |
| New Jersey | $1,334 | $136 | 11.4% |
| New Mexico | $1,054 | -$144 | -12.0% |
| New York | $1,258 | $60 | 5.0% |
| North Carolina | $688 | -$510 | -42.6% |
| North Dakota | $978 | -$220 | -18.4% |
| Ohio | $824 | -$374 | -31.2% |
| Oklahoma | $1,226 | $28 | 2.3% |
| Oregon | $1,094 | -$104 | -8.7% |
| Pennsylvania | $1,140 | -$58 | -4.8% |
| Rhode Island | $1,592 | $394 | 32.9% |
| South Carolina | $1,084 | -$114 | -9.5% |
| South Dakota | $1,008 | -$190 | -15.9% |
| Tennessee | $1,044 | -$154 | -12.9% |
| Texas | $1,440 | $242 | 20.2% |
| Utah | $884 | -$314 | -26.2% |
| Vermont | $816 | -$382 | -31.9% |
| Virginia | $716 | -$482 | -40.2% |
| Washington | $920 | -$278 | -23.2% |
| West Virginia | $1,096 | -$102 | -8.5% |
| Wisconsin | $824 | -$374 | -31.2% |
| Wyoming | $1,062 | -$136 | -11.4% |
Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $450 each year, whereas increasing liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will cost as much as $349 extra every year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are likely paying anywhere from $1,400 to $2,000 in extra premium per year, depending on your age. Insurance for high-risk drivers can be anywhere from 44% to 130% more than the average policy. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Armada SE 2WD | $1,164 | $97 |
| Nissan Armada SE 4WD | $1,198 | $100 |
| Nissan Armada Titanium 2WD | $1,198 | $100 |
| Nissan Armada Titanium 4WD | $1,198 | $100 |
| Nissan Armada Platinum 2WD | $1,230 | $103 |
| Nissan Armada Platinum 4WD | $1,264 | $105 |
Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Armada | $320 | $542 | $332 | $1,330 |
| 2023 Nissan Armada | $306 | $536 | $338 | $1,316 |
| 2022 Nissan Armada | $296 | $524 | $354 | $1,310 |
| 2021 Nissan Armada | $286 | $502 | $364 | $1,288 |
| 2020 Nissan Armada | $270 | $484 | $376 | $1,266 |
| 2019 Nissan Armada | $260 | $450 | $384 | $1,230 |
| 2018 Nissan Armada | $250 | $424 | $388 | $1,198 |
| 2017 Nissan Armada | $240 | $380 | $390 | $1,146 |
| 2012 Nissan Armada | $190 | $258 | $406 | $990 |
| 2011 Nissan Armada | $176 | $236 | $402 | $950 |
| 2007 Nissan Armada | $156 | $178 | $384 | $854 |
| 2006 Nissan Armada | $142 | $170 | $380 | $828 |
| 2005 Nissan Armada | $138 | $162 | $376 | $812 |
Rates are averaged for all Nissan Armada models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Nissan Armada Insurance
Saving money on Nissan Armada insurance requires having a good driving record, having good credit, not filing small claims, and possibly higher deductibles. Invest the time to shop around at least once a year by requesting quotes from direct car insurance companies like GEICO and Progressive, and also from insurance agencies where you live.
The next list is a quick rundown of the primary concepts that were illustrated above.
- You may be able to save around $140 per year just by quoting online in advance
- High-risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,390 more per year to buy Nissan Armada insurance
- Increasing deductibles can save around $450 each year
- Drivers age 20 and younger have the highest car insurance rates, as much as $375 per month if they have full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,498 |
| 20 | $2,748 |
| 30 | $1,242 |
| 40 | $1,198 |
| 50 | $1,094 |
| 60 | $1,074 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,492 |
| $250 | $1,354 |
| $500 | $1,198 |
| $1,000 | $1,044 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,198 |
| 50/100 | $1,342 |
| 100/300 | $1,439 |
| 250/500 | $1,691 |
| 100 CSL | $1,380 |
| 300 CSL | $1,594 |
| 500 CSL | $1,749 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,410 |
| 20 | $4,376 |
| 30 | $2,634 |
| 40 | $2,584 |
| 50 | $2,464 |
| 60 | $2,442 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $63 |
| Homeowner | $18 |
| 5-yr Accident Free | $86 |
| 5-yr Claim Free | $77 |
| Paid in Full/EFT | $53 |
| Advance Quote | $58 |
| Online Quote | $85 |
| Total Discounts | $504 |
Discounts are estimated and may not be available from every company or in every state.
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