Nissan Armada Insurance Rates

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UPDATED: May 19, 2024

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Estimated insurance prices for a Nissan Armada are $1,146 every 12 months with full coverage. Comprehensive insurance costs an estimated $240 each year, collision costs $380, and liability costs around $390. Liability-only coverage costs as low as $438 a year, with high-risk coverage costing $2,468 or more. Teens pay the most at $4,330 a year or more.

Average premium for full coverage: $1,146

Premium estimates broken down by type of coverage:

Comprehensive $240
Collision $380
Liability $390

Estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all U.S. states and Armada models.

Insurance Price Range by Risk and Coverage

For a driver in their 40's, insurance rates for a Nissan Armada go from the cheapest price of $438 for the bare minimum liability coverage to a high rate of $2,468 for a driver who requires high-risk insurance.

Liability Only $438
Full Coverage $1,146
High Risk $2,468

Insurance Price Range by Location

Where you live can make a big difference on car insurance rates. More rural locations are statistically proven to have more infrequent collision claims than cities with more traffic congestion.

The graphic below illustrates how location helps determine insurance prices.

Rural Areas $860
Small Cities $1,203
Large Cities $1,547

These rate differences demonstrate why all drivers should compare prices for a targeted area and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below details estimated Nissan Armada insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $668
  • Using higher $1,000 deductibles will save approximately $142 annually
  • The average price for a 40-year-old good driver who has $500 deductibles is $1,146
  • Selecting low deductibles for physical damage coverage costs an extra $270 annually
  • High-risk insureds with serious driving violations could pay up to $2,468 or more
  • An auto insurance policy to insure a 16-year-old driver can cost as much as $4,330 or more

View Chart as Image

Nissan Armada insurance cost comparison chart
Column chart showing full coverage Nissan Armada insurance prices range from $668 to $4,330

Insurance prices for a Nissan Armada also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $420 annually, whereas increasing liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $351 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay at least $4,300 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out $1,400 to $1,900 extra annually, depending on your age. Insurance for high-risk drivers can be from 44% to 136% more than the average policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Nissan Armada insurance prices. A driver around age 40 might see prices as low as $830 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,550 on average in New York, Michigan, and Florida.

Nissan Armada Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,036 -$110 -9.6%
Alaska $878 -$268 -23.4%
Arizona $948 -$198 -17.3%
Arkansas $1,146 -$0 0.0%
California $1,304 $158 13.8%
Colorado $1,092 -$54 -4.7%
Connecticut $1,176 $30 2.6%
Delaware $1,294 $148 12.9%
Florida $1,428 $282 24.6%
Georgia $1,058 -$88 -7.7%
Hawaii $822 -$324 -28.3%
Idaho $776 -$370 -32.3%
Illinois $852 -$294 -25.7%
Indiana $862 -$284 -24.8%
Iowa $772 -$374 -32.6%
Kansas $1,088 -$58 -5.1%
Kentucky $1,562 $416 36.3%
Louisiana $1,694 $548 47.8%
Maine $708 -$438 -38.2%
Maryland $946 -$200 -17.5%
Massachusetts $914 -$232 -20.2%
Michigan $1,988 $842 73.5%
Minnesota $960 -$186 -16.2%
Mississippi $1,370 $224 19.5%
Missouri $1,016 -$130 -11.3%
Montana $1,228 $82 7.2%
Nebraska $902 -$244 -21.3%
Nevada $1,372 $226 19.7%
New Hampshire $826 -$320 -27.9%
New Jersey $1,280 $134 11.7%
New Mexico $1,012 -$134 -11.7%
New York $1,206 $60 5.2%
North Carolina $660 -$486 -42.4%
North Dakota $938 -$208 -18.2%
Ohio $790 -$356 -31.1%
Oklahoma $1,176 $30 2.6%
Oregon $1,050 -$96 -8.4%
Pennsylvania $1,090 -$56 -4.9%
Rhode Island $1,526 $380 33.2%
South Carolina $1,038 -$108 -9.4%
South Dakota $966 -$180 -15.7%
Tennessee $1,002 -$144 -12.6%
Texas $1,380 $234 20.4%
Utah $846 -$300 -26.2%
Vermont $784 -$362 -31.6%
Virginia $686 -$460 -40.1%
Washington $884 -$262 -22.9%
West Virginia $1,050 -$96 -8.4%
Wisconsin $790 -$356 -31.1%
Wyoming $1,018 -$128 -11.2%

View Chart as Image

Nissan Armada insurance rates by U.S. city

With such a large range in prices, the best way to find out which insurance company is cheapest is to do a rate comparison from multiple companies. Each insurance company calculates prices differently, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Nissan Armada Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan Armada SE 2WD $1,114 $93
Nissan Armada SE 4WD $1,146 $96
Nissan Armada Titanium 2WD $1,146 $96
Nissan Armada Titanium 4WD $1,146 $96
Nissan Armada Platinum 2WD $1,174 $98
Nissan Armada Platinum 4WD $1,206 $101

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan Armada Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Nissan Armada $306 $536 $338 $1,316
2023 Nissan Armada $296 $524 $354 $1,310
2022 Nissan Armada $286 $502 $364 $1,288
2021 Nissan Armada $270 $484 $376 $1,266
2020 Nissan Armada $260 $450 $384 $1,230
2019 Nissan Armada $250 $424 $388 $1,198
2018 Nissan Armada $240 $380 $390 $1,146
2017 Nissan Armada $224 $350 $390 $1,100
2012 Nissan Armada $176 $236 $402 $950
2011 Nissan Armada $166 $214 $402 $918
2007 Nissan Armada $142 $170 $380 $828
2006 Nissan Armada $138 $162 $376 $812

Rates are averaged for all Nissan Armada models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Low Cost Nissan Armada Insurance

Finding better rates on insurance for a Nissan Armada requires avoiding accidents and violations, having good credit, being claim-free, and taking advantage of discounts. Invest time comparing rates at every other renewal by requesting rates from direct companies, and also from your local independent and exclusive agents.

The list below is a review of the concepts that were covered in the charts and tables above.

  • Drivers considered higher risk who have several accidents or serious violations may pay on average $1,320 more annually for car insurance
  • Teenagers are charged the highest prices, possibly costing $361 per month if they have full coverage
  • You may be able to save approximately $140 per year simply by quoting online in advance
  • Increasing policy deductibles could save as much as $400 each year
  • You may be able to save approximately $140 per year simply by quoting online in advance

Rates by Driver Age

Nissan Armada Insurance Rates by Driver Age
Driver Age Premium
16 $4,330
20 $2,620
30 $1,186
40 $1,146
50 $1,046
60 $1,026

Full coverage, $500 deductibles

Rates by Deductible

Nissan Armada Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,416
$250 $1,290
$500 $1,146
$1,000 $1,004

Full coverage, driver age 40

Rates by Liability Limit

Nissan Armada Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,146
50/100 $1,284
100/300 $1,382
250/500 $1,635
100 CSL $1,323
300 CSL $1,538
500 CSL $1,694

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Armada Insurance Rates for High Risk Drivers
Age Premium
16 $6,162
20 $4,174
30 $2,516
40 $2,468
50 $2,356
60 $2,332

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $157

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $61
Multi-vehicle $60
Homeowner $18
5-yr Accident Free $80
5-yr Claim Free $74
Paid in Full/EFT $49
Advance Quote $55
Online Quote $81
Total Discounts $478
Rate after discounts $668

Discounts are estimated and may not be available from every company or in every state.

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