Nissan Armada Insurance Rates

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UPDATED: May 19, 2024

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Average insurance rates for a Nissan Armada are $1,146 a year with full coverage. Comprehensive insurance costs on average $240 a year, collision insurance costs $380, and liability coverage is estimated at $390. A liability-only policy costs approximately $438 a year, and high-risk insurance costs $2,468 or more. Teen drivers receive the highest rates at up to $4,330 a year.

Average premium for full coverage: $1,146

Rate estimates by individual coverage type:

Comprehensive $240
Collision $380
Liability $390

These estimates include $500 physical damage insurance deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all U.S. states and Armada trim levels.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range range from as low as $438 for just liability insurance to a high of $2,468 for a driver required to buy high-risk insurance.

Liability Only $438
Full Coverage $1,146
High Risk $2,468

Price Range by Location

Living in a larger city has a large influence on auto insurance rates. Rural areas tend to have a lower frequency of collision claims than larger metro areas. The diagram below illustrates how where you live affects car insurance rates.

Rural Areas $860
Small Cities $1,203
Large Cities $1,547

These examples demonstrate why it is important to get quotes based on a specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below details average Nissan Armada insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $668
  • Choosing higher $1,000 deductibles can save around $1,004 annually
  • The average rate for a 40-year-old driver with $500 deductibles is $1,146
  • Choosing low $100 deductibles for comp and collision coverage will cost an extra $270 each year
  • Drivers with multiple violations and an at-fault accident could pay upwards of $2,468
  • The cost for full coverage for a teenage driver may cost $4,330 each year

View Chart as Image

Nissan Armada insurance cost comparison chart
Column chart showing Nissan Armada insurance prices range from $668 to $4,330 for full coverage

Insurance rates for a Nissan Armada can also vary considerably based on your driver profile, the trim level and model year, and policy deductibles and limits.

Older drivers with a clean driving record and high deductibles may only pay around $1,100 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay upwards of $4,300 a year. View Rates by Age

Where you live plays a big part in determining prices for Nissan Armada insurance rates. A good driver about age 40 could pay as low as $830 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,550 on average in Florida, Michigan, and New York.

Nissan Armada Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,036 -$110 -9.6%
Alaska $878 -$268 -23.4%
Arizona $948 -$198 -17.3%
Arkansas $1,146 -$0 0.0%
California $1,304 $158 13.8%
Colorado $1,092 -$54 -4.7%
Connecticut $1,176 $30 2.6%
Delaware $1,294 $148 12.9%
Florida $1,428 $282 24.6%
Georgia $1,058 -$88 -7.7%
Hawaii $822 -$324 -28.3%
Idaho $776 -$370 -32.3%
Illinois $852 -$294 -25.7%
Indiana $862 -$284 -24.8%
Iowa $772 -$374 -32.6%
Kansas $1,088 -$58 -5.1%
Kentucky $1,562 $416 36.3%
Louisiana $1,694 $548 47.8%
Maine $708 -$438 -38.2%
Maryland $946 -$200 -17.5%
Massachusetts $914 -$232 -20.2%
Michigan $1,988 $842 73.5%
Minnesota $960 -$186 -16.2%
Mississippi $1,370 $224 19.5%
Missouri $1,016 -$130 -11.3%
Montana $1,228 $82 7.2%
Nebraska $902 -$244 -21.3%
Nevada $1,372 $226 19.7%
New Hampshire $826 -$320 -27.9%
New Jersey $1,280 $134 11.7%
New Mexico $1,012 -$134 -11.7%
New York $1,206 $60 5.2%
North Carolina $660 -$486 -42.4%
North Dakota $938 -$208 -18.2%
Ohio $790 -$356 -31.1%
Oklahoma $1,176 $30 2.6%
Oregon $1,050 -$96 -8.4%
Pennsylvania $1,090 -$56 -4.9%
Rhode Island $1,526 $380 33.2%
South Carolina $1,038 -$108 -9.4%
South Dakota $966 -$180 -15.7%
Tennessee $1,002 -$144 -12.6%
Texas $1,380 $234 20.4%
Utah $846 -$300 -26.2%
Vermont $784 -$362 -31.6%
Virginia $686 -$460 -40.1%
Washington $884 -$262 -22.9%
West Virginia $1,050 -$96 -8.4%
Wisconsin $790 -$356 -31.1%
Wyoming $1,018 -$128 -11.2%

View Chart as Image

Nissan Armada insurance rates by U.S. city

Choosing high deductibles can save as much as $420 a year, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost as much as $351 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out at a minimum $1,400 to $1,900 extra per year, depending on your age. A high-risk auto insurance policy ranges around 44% to 136% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Nissan Armada Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan Armada SE 2WD $1,114 $93
Nissan Armada SE 4WD $1,146 $96
Nissan Armada Titanium 2WD $1,146 $96
Nissan Armada Titanium 4WD $1,146 $96
Nissan Armada Platinum 2WD $1,174 $98
Nissan Armada Platinum 4WD $1,206 $101

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan Armada Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Nissan Armada $306 $536 $338 $1,316
2023 Nissan Armada $296 $524 $354 $1,310
2022 Nissan Armada $286 $502 $364 $1,288
2021 Nissan Armada $270 $484 $376 $1,266
2020 Nissan Armada $260 $450 $384 $1,230
2019 Nissan Armada $250 $424 $388 $1,198
2018 Nissan Armada $240 $380 $390 $1,146
2017 Nissan Armada $224 $350 $390 $1,100
2012 Nissan Armada $176 $236 $402 $950
2011 Nissan Armada $166 $214 $402 $918
2007 Nissan Armada $142 $170 $380 $828
2006 Nissan Armada $138 $162 $376 $812

Rates are averaged for all Nissan Armada models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Nissan Armada Insurance

Saving money on auto insurance takes being a low-risk driver, maintaining good credit, eliminating unnecessary coverage, and determing if full coverage is necessary. Take the time to comparison shop at every policy renewal by getting price quotes from direct companies like GEICO and Progressive, and also from local insurance agents.

The items below are a brief summary of the data touched on in the above illustrations.

  • Consumers who require more liability coverage will pay about $430 every year to raise limits from a minimum limit to 250/500 limits
  • You may be able to save as much as $140 per year just by quoting early and online
  • Increasing deductibles can save around $400 each year
  • Teen drivers pay the highest rates, with premiums as much as $361 per month for full coverage

Rates by Driver Age

Nissan Armada Insurance Rates by Driver Age
Driver Age Premium
16 $4,330
20 $2,620
30 $1,186
40 $1,146
50 $1,046
60 $1,026

Full coverage, $500 deductibles

Rates by Deductible

Nissan Armada Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,416
$250 $1,290
$500 $1,146
$1,000 $1,004

Full coverage, driver age 40

Rates by Liability Limit

Nissan Armada Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,146
50/100 $1,284
100/300 $1,382
250/500 $1,635
100 CSL $1,323
300 CSL $1,538
500 CSL $1,694

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Armada Insurance Rates for High Risk Drivers
Age Premium
16 $6,162
20 $4,174
30 $2,516
40 $2,468
50 $2,356
60 $2,332

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $157

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $61
Multi-vehicle $60
Homeowner $18
5-yr Accident Free $80
5-yr Claim Free $74
Paid in Full/EFT $49
Advance Quote $55
Online Quote $81
Total Discounts $478
Rate after discounts $668

Discounts are estimated and may not be available from every company or in every state.

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