Nissan Armada Insurance Rates
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UPDATED: May 19, 2024
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Average auto insurance rates for a Nissan Armada are $1,230 annually with full coverage. Comprehensive insurance costs approximately $260 each year, collision costs $450, and liability costs around $384. Liability-only coverage costs as low as $432 a year, with high-risk coverage costing $2,656 or more. 16-year-old drivers receive the highest rates at $4,598 a year or more.
Average premium for full coverage: $1,230
Rate estimates by individual coverage type:
Estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and Armada models.
Price Range by Coverage and Risk
For the average 40-year-old driver, prices range go from as cheap as $432 for the bare minimum liability coverage to a high rate of $2,656 for a driver who requires high-risk insurance.
Price Range by Location
Where you live can make a big difference on the price of insurance. Rural locations tend to have fewer collision claims than congested cities.
The graphic below illustrates the difference location can make on auto insurance prices.
These examples demonstrate why all drivers should compare prices using their specific location and their own personal driving habits, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below details estimated Nissan Armada insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $708
- Using higher $1,000 deductibles will save $162 annually
- The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,230
- Buying low deductibles for physical damage coverage costs an additional $312 annually
- High-risk insureds with multiple tickets or accidents could pay around $2,656 or more
- The cost with full coverage for a 16-year-old driver can cost $4,598 or more
Car insurance rates for a Nissan Armada can also vary considerably based on the trim level of your Armada, your driving record, and physical damage deductibles and liability limits.
More mature drivers with no driving violations and high physical damage deductibles may pay as low as $1,200 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will be charged in the ballpark of $4,500 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you may be forking out anywhere from $1,500 to $2,000 extra per year, depending on your age. Insurance for high-risk drivers can be from 43% to 136% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles could cut rates by as much as $480 annually, whereas increasing liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $345 extra every 12 months. View Rates by Deductible or Liability Limit
Where you live has a huge impact on Nissan Armada insurance prices. A driver around age 40 might see rates as low as $880 a year in states like Utah, Ohio, and New Hampshire, or at least $1,660 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,108 | -$122 | -9.9% |
| Alaska | $942 | -$288 | -23.4% |
| Arizona | $1,018 | -$212 | -17.2% |
| Arkansas | $1,230 | -$0 | 0.0% |
| California | $1,400 | $170 | 13.8% |
| Colorado | $1,172 | -$58 | -4.7% |
| Connecticut | $1,262 | $32 | 2.6% |
| Delaware | $1,388 | $158 | 12.8% |
| Florida | $1,534 | $304 | 24.7% |
| Georgia | $1,136 | -$94 | -7.6% |
| Hawaii | $882 | -$348 | -28.3% |
| Idaho | $832 | -$398 | -32.4% |
| Illinois | $914 | -$316 | -25.7% |
| Indiana | $926 | -$304 | -24.7% |
| Iowa | $830 | -$400 | -32.5% |
| Kansas | $1,164 | -$66 | -5.4% |
| Kentucky | $1,676 | $446 | 36.3% |
| Louisiana | $1,818 | $588 | 47.8% |
| Maine | $758 | -$472 | -38.4% |
| Maryland | $1,012 | -$218 | -17.7% |
| Massachusetts | $980 | -$250 | -20.3% |
| Michigan | $2,132 | $902 | 73.3% |
| Minnesota | $1,030 | -$200 | -16.3% |
| Mississippi | $1,472 | $242 | 19.7% |
| Missouri | $1,088 | -$142 | -11.5% |
| Montana | $1,318 | $88 | 7.2% |
| Nebraska | $966 | -$264 | -21.5% |
| Nevada | $1,472 | $242 | 19.7% |
| New Hampshire | $886 | -$344 | -28.0% |
| New Jersey | $1,372 | $142 | 11.5% |
| New Mexico | $1,086 | -$144 | -11.7% |
| New York | $1,294 | $64 | 5.2% |
| North Carolina | $706 | -$524 | -42.6% |
| North Dakota | $1,006 | -$224 | -18.2% |
| Ohio | $846 | -$384 | -31.2% |
| Oklahoma | $1,260 | $30 | 2.4% |
| Oregon | $1,126 | -$104 | -8.5% |
| Pennsylvania | $1,170 | -$60 | -4.9% |
| Rhode Island | $1,638 | $408 | 33.2% |
| South Carolina | $1,116 | -$114 | -9.3% |
| South Dakota | $1,038 | -$192 | -15.6% |
| Tennessee | $1,076 | -$154 | -12.5% |
| Texas | $1,482 | $252 | 20.5% |
| Utah | $908 | -$322 | -26.2% |
| Vermont | $840 | -$390 | -31.7% |
| Virginia | $736 | -$494 | -40.2% |
| Washington | $946 | -$284 | -23.1% |
| West Virginia | $1,126 | -$104 | -8.5% |
| Wisconsin | $850 | -$380 | -30.9% |
| Wyoming | $1,094 | -$136 | -11.1% |
With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to do a rate comparison from multiple companies. Each insurance company utilizes a different rate formula, so rate quotes can be significantly different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Armada SE 2WD | $1,194 | $100 |
| Nissan Armada SE 4WD | $1,230 | $103 |
| Nissan Armada Titanium 2WD | $1,230 | $103 |
| Nissan Armada Titanium 4WD | $1,230 | $103 |
| Nissan Armada Platinum 2WD | $1,264 | $105 |
| Nissan Armada Platinum 4WD | $1,302 | $109 |
Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Armada | $336 | $562 | $316 | $1,350 |
| 2023 Nissan Armada | $320 | $542 | $332 | $1,330 |
| 2022 Nissan Armada | $306 | $536 | $338 | $1,316 |
| 2021 Nissan Armada | $296 | $524 | $354 | $1,310 |
| 2020 Nissan Armada | $286 | $502 | $364 | $1,288 |
| 2019 Nissan Armada | $270 | $484 | $376 | $1,266 |
| 2018 Nissan Armada | $260 | $450 | $384 | $1,230 |
| 2017 Nissan Armada | $250 | $424 | $388 | $1,198 |
| 2012 Nissan Armada | $194 | $284 | $402 | $1,016 |
| 2011 Nissan Armada | $190 | $258 | $406 | $990 |
| 2007 Nissan Armada | $158 | $188 | $390 | $872 |
| 2006 Nissan Armada | $156 | $178 | $384 | $854 |
| 2005 Nissan Armada | $142 | $170 | $380 | $828 |
| 2004 Nissan Armada | $138 | $162 | $376 | $812 |
Rates are averaged for all Nissan Armada models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Low Cost Nissan Armada Insurance
Saving money on insurance for a Nissan Armada requires avoiding accidents and claims, having a good credit score, eliminating unnecessary coverage, and avoiding coverage lapses. Make time to compare rates at every other renewal by getting rate quotes from direct companies like Progressive and GEICO, and also from your local independent and exclusive agents.
The points below are a review of the concepts that were touched on in this article.
- Drivers considered higher risk who have several accidents or serious violations may pay on average $1,430 more per year to insure a Nissan Armada
- Drivers under the age of 20 pay the highest auto insurance rates, with premiums as much as $383 per month if comprehensive and collision insurance is included
- You may be able to save around $150 per year simply by quoting online in advance
- Increasing deductibles could save up to $475 each year
- You may be able to save around $150 per year simply by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,598 |
| 20 | $2,826 |
| 30 | $1,278 |
| 40 | $1,230 |
| 50 | $1,124 |
| 60 | $1,104 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,542 |
| $250 | $1,398 |
| $500 | $1,230 |
| $1,000 | $1,068 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,230 |
| 50/100 | $1,379 |
| 100/300 | $1,475 |
| 250/500 | $1,724 |
| 100 CSL | $1,417 |
| 300 CSL | $1,628 |
| 500 CSL | $1,782 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,562 |
| 20 | $4,498 |
| 30 | $2,712 |
| 40 | $2,656 |
| 50 | $2,534 |
| 60 | $2,512 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $66 |
| Multi-vehicle | $65 |
| Homeowner | $19 |
| 5-yr Accident Free | $89 |
| 5-yr Claim Free | $80 |
| Paid in Full/EFT | $55 |
| Advance Quote | $60 |
| Online Quote | $88 |
| Total Discounts | $522 |
Discounts are estimated and may not be available from every company or in every state.
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