Nissan Armada Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: May 19, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Estimated auto insurance rates for a Nissan Armada are $1,146 annually for full coverage. Comprehensive insurance costs approximately $240 a year, collision insurance costs $380, and liability insurance is estimated at $390. A policy with only liability insurance costs approximately $438 a year, and a high-risk policy costs $2,468 or more. Teenage drivers pay the most at up to $4,330 a year.

Average premium for full coverage: $1,146

Premium estimates by type of coverage:

Comprehensive $240
Collision $380
Liability $390

Estimates include $500 deductible amounts, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all states and Armada trim levels.

Insurance Price Range by Risk and Coverage

Using a 40-year-old driver as an example, insurance rates for a Nissan Armada range from as cheap as $438 for the bare minimum liability coverage to a high of $2,468 for a driver who requires high-risk insurance.

Liability Only $438
Full Coverage $1,146
High Risk $2,468

Insurance Price Range by Location

Living in a larger city has a significant impact on car insurance rates. Rural locations are statistically proven to have fewer accident claims than densely populated cities. The diagram below illustrates how rural and urban location affects auto insurance prices.

Rural Areas $860
Small Cities $1,203
Large Cities $1,547

These rate differences show why it is important to get quotes using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below shows average Nissan Armada insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $668
  • Choosing higher $1,000 deductibles can save $1,004 a year
  • The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,146
  • Using low $100 deductibles for comp and collision coverage costs an additional $270 a year
  • High-risk insureds who are prone to accidents and violations could pay around $2,468
  • An auto insurance policy with full coverage for a teen driver can cost $4,330 each year

View Chart as Image

Nissan Armada insurance cost comparison chart
Column chart showing Nissan Armada insurance prices range from $668 to $4,330 for full coverage

Car insurance prices for a Nissan Armada also have a wide range based on the model of your Armada, your driver profile, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high physical damage deductibles could pay as little as $1,100 annually on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged in the ballpark of $4,300 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying anywhere from $1,400 to $1,900 extra annually, depending on your age. A high-risk auto insurance policy ranges anywhere from 44% to 136% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $420 each year, while buying higher liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $351 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Nissan Armada insurance rates. A good driver about age 40 could pay as low as $760 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,630 on average in New York, Louisiana, and Michigan.

Nissan Armada Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,036 -$110 -9.6%
Alaska $878 -$268 -23.4%
Arizona $948 -$198 -17.3%
Arkansas $1,146 -$0 0.0%
California $1,304 $158 13.8%
Colorado $1,092 -$54 -4.7%
Connecticut $1,176 $30 2.6%
Delaware $1,294 $148 12.9%
Florida $1,428 $282 24.6%
Georgia $1,058 -$88 -7.7%
Hawaii $822 -$324 -28.3%
Idaho $776 -$370 -32.3%
Illinois $852 -$294 -25.7%
Indiana $862 -$284 -24.8%
Iowa $772 -$374 -32.6%
Kansas $1,088 -$58 -5.1%
Kentucky $1,562 $416 36.3%
Louisiana $1,694 $548 47.8%
Maine $708 -$438 -38.2%
Maryland $946 -$200 -17.5%
Massachusetts $914 -$232 -20.2%
Michigan $1,988 $842 73.5%
Minnesota $960 -$186 -16.2%
Mississippi $1,370 $224 19.5%
Missouri $1,016 -$130 -11.3%
Montana $1,228 $82 7.2%
Nebraska $902 -$244 -21.3%
Nevada $1,372 $226 19.7%
New Hampshire $826 -$320 -27.9%
New Jersey $1,280 $134 11.7%
New Mexico $1,012 -$134 -11.7%
New York $1,206 $60 5.2%
North Carolina $660 -$486 -42.4%
North Dakota $938 -$208 -18.2%
Ohio $790 -$356 -31.1%
Oklahoma $1,176 $30 2.6%
Oregon $1,050 -$96 -8.4%
Pennsylvania $1,090 -$56 -4.9%
Rhode Island $1,526 $380 33.2%
South Carolina $1,038 -$108 -9.4%
South Dakota $966 -$180 -15.7%
Tennessee $1,002 -$144 -12.6%
Texas $1,380 $234 20.4%
Utah $846 -$300 -26.2%
Vermont $784 -$362 -31.6%
Virginia $686 -$460 -40.1%
Washington $884 -$262 -22.9%
West Virginia $1,050 -$96 -8.4%
Wisconsin $790 -$356 -31.1%
Wyoming $1,018 -$128 -11.2%

View Chart as Image

Nissan Armada insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Nissan Armada Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan Armada SE 2WD $1,114 $93
Nissan Armada SE 4WD $1,146 $96
Nissan Armada Titanium 2WD $1,146 $96
Nissan Armada Titanium 4WD $1,146 $96
Nissan Armada Platinum 2WD $1,174 $98
Nissan Armada Platinum 4WD $1,206 $101

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan Armada Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Nissan Armada $306 $536 $338 $1,316
2023 Nissan Armada $296 $524 $354 $1,310
2022 Nissan Armada $286 $502 $364 $1,288
2021 Nissan Armada $270 $484 $376 $1,266
2020 Nissan Armada $260 $450 $384 $1,230
2019 Nissan Armada $250 $424 $388 $1,198
2018 Nissan Armada $240 $380 $390 $1,146
2017 Nissan Armada $224 $350 $390 $1,100
2012 Nissan Armada $176 $236 $402 $950
2011 Nissan Armada $166 $214 $402 $918
2007 Nissan Armada $142 $170 $380 $828
2006 Nissan Armada $138 $162 $376 $812

Rates are averaged for all Nissan Armada models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Low Cost Nissan Armada Insurance

Finding better rates on Nissan Armada insurance takes having a good driving record, having a good credit score, not filing small claims, and attention to physical damage deductibles. Set aside time to shop around at every other renewal by requesting quotes from direct carriers, and also from several local insurance agents.

The next list is a review of the concepts that were raised in the charts and tables above.

  • High-risk drivers who have several accidents or serious violations pay on average $1,320 more per year to buy Nissan Armada insurance
  • Drivers age 20 and younger pay the highest auto insurance prices, as much as $361 per month if comprehensive and collision insurance is included
  • Drivers can save around $140 per year just by quoting early and online
  • Increasing policy deductibles could save up to $400 each year
  • Drivers can save around $140 per year just by quoting early and online

Rates by Driver Age

Nissan Armada Insurance Rates by Driver Age
Driver Age Premium
16 $4,330
20 $2,620
30 $1,186
40 $1,146
50 $1,046
60 $1,026

Full coverage, $500 deductibles

Rates by Deductible

Nissan Armada Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,416
$250 $1,290
$500 $1,146
$1,000 $1,004

Full coverage, driver age 40

Rates by Liability Limit

Nissan Armada Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,146
50/100 $1,284
100/300 $1,382
250/500 $1,635
100 CSL $1,323
300 CSL $1,538
500 CSL $1,694

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Armada Insurance Rates for High Risk Drivers
Age Premium
16 $6,162
20 $4,174
30 $2,516
40 $2,468
50 $2,356
60 $2,332

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $157

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $61
Multi-vehicle $60
Homeowner $18
5-yr Accident Free $80
5-yr Claim Free $74
Paid in Full/EFT $49
Advance Quote $55
Online Quote $81
Total Discounts $478
Rate after discounts $668

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles