Nissan Armada Insurance Rates

The average auto insurance rates for a Nissan Armada are $1,146 annually for full coverage insurance. Comprehensive costs approximately $240, collision costs $380, and liability is $390. Liability-only coverage costs around $438 a year, with high-risk coverage costing around $2,468. Teen drivers cost the most to insure at $4,330 a year or more.

Average premium for full coverage: $1,146

Policy rates by type of insurance:

Rate estimates include $500 policy deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and for different Armada trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on the price of auto insurance. Rural locations are shown to have fewer physical damage claims than larger metro areas.

The price range example below illustrates how where you live affects auto insurance prices.

The examples above illustrate why anyone shopping for car insurance should compare rates quotes using their specific location and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Nissan Armada insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $668
• Raising to $1,000 deductibles will save $142 each year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,146
• Choosing more expensive low deductibles will cost $1,416
• At-risk drivers with multiple violations and an at-fault accident could pay around $2,468 or more
• Policy cost with full coverage for a teen driver with full coverage can cost $4,330

View Chart as Image

Insurance rates for a Nissan Armada also range considerably based on the model year and trim level, your risk profile, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high physical damage deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying anywhere from $1,400 to $1,900 additional every year, depending on your age. High-risk driver insurance is expensive and can cost as much as 44% to 136% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce rates by up to $420 every year, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $351 more each year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Nissan Armada insurance prices. A middle-age driver might find rates as low as $750 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,550 on average in Florida, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to compare rates and see which company has the best rate. Every auto insurance company uses a different rate calculation, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Nissan Armada Insurance

Finding cheaper rates on car insurance consists of being a good driver, having good credit, being claim-free, and qualifying for all possible discounts. Take the time to comparison shop every time your policy renews by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following list is a brief recap of the information touched on in the above illustrations.

• It is possible to save around $140 per year simply by shopping early and online
• Drivers age 16 to 20 are the costliest to insure, possibly costing $361 each month if they have full coverage
• Increasing comprehensive and collision deductibles could save up to $400 each year
• Higher risk drivers who tend to receive serious violations could be forced to pay on average $1,320 more per year than a safer driver
• Policyholders who purchase an increased level of liability coverage will pay about $430 annually to raise from a 30/60 limit to higher 250/500 limits