Nissan Armada Insurance Rates

The average insurance rates for a Nissan Armada are $1,198 a year including full coverage. Comprehensive insurance costs around $250, collision costs $424, and liability coverage costs $388. A liability-only policy costs as little as $434 a year, with high-risk insurance costing $2,584 or more. Teenage drivers cost the most to insure at $4,498 a year or more.

Average premium for full coverage: $1,198

Policy rates for type of insurance:

Prices are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and for different Armada trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on the price of insurance. Areas with sparse population are shown to have lower incidents of comprehensive and collision claims than densely populated cities.

The price range example below illustrates how geographic area affects auto insurance rates.

The examples above highlight why anyone shopping for car insurance should compare rates for a specific zip code, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Nissan Armada insurance rates for additional coverage choices and driver risks.

• The best discount rate is $694
• Drivers who choose higher $1,000 deductibles will pay about $154 every year
• The estimated price for a good driver age 40 using $500 deductibles is $1,198
• Using more expensive low deductibles for comprehensive and collision insurance will cost an additional $294 each year
• High-risk insureds who are prone to accidents and violations could pay at least $2,584 or more
• Policy cost that insures a teenage driver with full coverage can be $4,498 a year

View Chart as Image

Car insurance rates for a Nissan Armada also range considerably based on the model year and trim level, your driving record and age, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at least $1,400 to $2,000 extra every year, depending on your age. High-risk driver insurance can cost around 44% to 130% more than a normal policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged as much as $4,400 a year. View Rates by Age

Your home state makes a big difference in Nissan Armada insurance rates. A 40-year-old driver could pay as low as $920 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,710 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could save up to $450 a year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $349 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out your exact price is to compare rates and see how they stack up. Every company uses a different method to calculate rates, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Nissan Armada Insurance

Finding cheaper rates on auto insurance not only requires having a decent driving record, but also having a positive credit history, paying for small claims out-of-pocket, and qualifying for all possible discounts. Compare prices at every policy renewal by requesting quotes from direct car insurance companies, and also from local insurance agencies.

The following items are a brief review of the data presented in the illustrations above.

• Consumers who may need additional liability coverage will pay an extra $430 per year to go from a 30/60 limit to the 250/500 level
• You may be able to save up to $140 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles can save approximately $450 each year
• 16 to 18-year-old drivers are the costliest to insure, with premiums being up to $375 each month if full coverage is purchased