Nissan Armada Insurance Rates

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Cheaper 2017 Nissan Armada Car Insurance Quotes in 2025

Looking for cheaper car insurance rates for your Nissan Armada? No one in their right mind enjoys paying for car insurance, particularly when they could find lower prices if they just compared rates. Numerous auto insurance companies battle to insure your vehicles, so it can be very hard to choose a company to find the absolute lowest rate Consumers need to quote other rates quite often because ca...

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UPDATED: May 19, 2024

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The average insurance rates for a Nissan Armada are $1,198 a year for full coverage. Comprehensive costs approximately $250, collision insurance costs $424, and liability costs $388. A liability-only policy costs as little as $434 a year, and high-risk insurance costs around $2,584. 16-year-old drivers cost the most to insure at up to $4,498 a year.

Average premium for full coverage: $1,198

Policy rates by type of insurance:

Comprehensive $250
Collision $424
Liability $388

Includes $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and for all Armada models.

Price Range Variability

For a driver around age 40, Nissan Armada insurance rates range from the low end price of $434 for your basic liability-only policy to the much higher price of $2,584 for a driver required to buy high-risk insurance.

Liability Only $434
Full Coverage $1,198
High Risk $2,584

Urban vs. Rural Price Range

Your location can make a big difference on car insurance rates. Rural locations are shown to have lower incidents of accident claims than congested cities. The example below illustrates the difference between rural and urban areas on auto insurance prices.

Rural Areas $899
Small Cities $1,258
Large Cities $1,617

The examples above show why everyone should compare rates using their specific location, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below shows average Nissan Armada insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $694
  • Drivers who choose higher $1,000 deductibles will pay $154 a year
  • The estimated price for a good driver age 40 who chooses $500 deductibles is $1,198
  • Buying pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,492
  • Drivers with multiple tickets or accidents could pay around $2,584
  • Policy cost that insures a 16-year-old driver for full coverage can cost $4,498 a year

View Chart as Image

Nissan Armada insurance cost comparison chart
Column chart showing Nissan Armada insurance rates range from $694 to $4,498 for full coverage

Car insurance rates for a Nissan Armada also range considerably based on the model of your Armada, how you drive, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $1,400 to $2,000 extra every year, depending on your age. Nissan Armada insurance for high-risk drivers can cost from 44% to 130% more than the average rate. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged in the ballpark of $4,400 a year. View Rates by Age

Your home state makes a big difference in Nissan Armada insurance prices. A 40-year-old driver could pay as low as $790 a year in states like Iowa, Maine, and Idaho, or at least $1,710 on average in New York, Louisiana, and Michigan.

Nissan Armada Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,080 -$118 -9.8%
Alaska $916 -$282 -23.5%
Arizona $994 -$204 -17.0%
Arkansas $1,198 -$0 0.0%
California $1,362 $164 13.7%
Colorado $1,140 -$58 -4.8%
Connecticut $1,226 $28 2.3%
Delaware $1,350 $152 12.7%
Florida $1,492 $294 24.5%
Georgia $1,104 -$94 -7.8%
Hawaii $860 -$338 -28.2%
Idaho $810 -$388 -32.4%
Illinois $890 -$308 -25.7%
Indiana $902 -$296 -24.7%
Iowa $806 -$392 -32.7%
Kansas $1,134 -$64 -5.3%
Kentucky $1,630 $432 36.1%
Louisiana $1,770 $572 47.7%
Maine $738 -$460 -38.4%
Maryland $988 -$210 -17.5%
Massachusetts $954 -$244 -20.4%
Michigan $2,076 $878 73.3%
Minnesota $1,000 -$198 -16.5%
Mississippi $1,430 $232 19.4%
Missouri $1,062 -$136 -11.4%
Montana $1,282 $84 7.0%
Nebraska $942 -$256 -21.4%
Nevada $1,434 $236 19.7%
New Hampshire $864 -$334 -27.9%
New Jersey $1,334 $136 11.4%
New Mexico $1,054 -$144 -12.0%
New York $1,258 $60 5.0%
North Carolina $688 -$510 -42.6%
North Dakota $978 -$220 -18.4%
Ohio $824 -$374 -31.2%
Oklahoma $1,226 $28 2.3%
Oregon $1,094 -$104 -8.7%
Pennsylvania $1,140 -$58 -4.8%
Rhode Island $1,592 $394 32.9%
South Carolina $1,084 -$114 -9.5%
South Dakota $1,008 -$190 -15.9%
Tennessee $1,044 -$154 -12.9%
Texas $1,440 $242 20.2%
Utah $884 -$314 -26.2%
Vermont $816 -$382 -31.9%
Virginia $716 -$482 -40.2%
Washington $920 -$278 -23.2%
West Virginia $1,096 -$102 -8.5%
Wisconsin $824 -$374 -31.2%
Wyoming $1,062 -$136 -11.4%

View Chart as Image

Nissan Armada insurance rates by U.S. city

Opting for high physical damage deductibles could save up to $450 annually, whereas buying more liability protection will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $349 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Nissan Armada Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan Armada SE 2WD $1,164 $97
Nissan Armada SE 4WD $1,198 $100
Nissan Armada Titanium 2WD $1,198 $100
Nissan Armada Titanium 4WD $1,198 $100
Nissan Armada Platinum 2WD $1,230 $103
Nissan Armada Platinum 4WD $1,264 $105

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan Armada Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Nissan Armada $320 $542 $332 $1,330
2023 Nissan Armada $306 $536 $338 $1,316
2022 Nissan Armada $296 $524 $354 $1,310
2021 Nissan Armada $286 $502 $364 $1,288
2020 Nissan Armada $270 $484 $376 $1,266
2019 Nissan Armada $260 $450 $384 $1,230
2018 Nissan Armada $250 $424 $388 $1,198
2017 Nissan Armada $240 $380 $390 $1,146
2012 Nissan Armada $190 $258 $406 $990
2011 Nissan Armada $176 $236 $402 $950
2007 Nissan Armada $156 $178 $384 $854
2006 Nissan Armada $142 $170 $380 $828
2005 Nissan Armada $138 $162 $376 $812

Rates are averaged for all Nissan Armada models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Nissan Armada Insurance

Finding cheaper rates on insurance for a Nissan Armada not only requires avoiding accidents and violations, but also having a positive credit history, avoid buying unnecessary coverage, and attention to physical damage deductibles. Comparison shop at every policy renewal by getting rate quotes from direct carriers, and also from insurance agencies where you live.

The list below is a recap of the data covered above.

  • Insureds who purchase higher liability limits will pay around $430 each year to go from a 30/60 limit to the 250/500 level
  • Drivers can save around $140 per year just by quoting online well ahead of the renewal date
  • Increasing comprehensive and collision deductibles can save approximately $450 each year
  • Teenagers pay the highest auto insurance rates, costing up to $375 each month if full coverage is purchased

Rates by Driver Age

Nissan Armada Insurance Rates by Driver Age
Driver Age Premium
16 $4,498
20 $2,748
30 $1,242
40 $1,198
50 $1,094
60 $1,074

Full coverage, $500 deductibles

Rates by Deductible

Nissan Armada Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,492
$250 $1,354
$500 $1,198
$1,000 $1,044

Full coverage, driver age 40

Rates by Liability Limit

Nissan Armada Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,198
50/100 $1,342
100/300 $1,439
250/500 $1,691
100 CSL $1,380
300 CSL $1,594
500 CSL $1,749

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Armada Insurance Rates for High Risk Drivers
Age Premium
16 $6,410
20 $4,376
30 $2,634
40 $2,584
50 $2,464
60 $2,442

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $166

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $63
Homeowner $18
5-yr Accident Free $86
5-yr Claim Free $77
Paid in Full/EFT $53
Advance Quote $58
Online Quote $85
Total Discounts $504
Rate after discounts $694

Discounts are estimated and may not be available from every company or in every state.

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