Nissan Armada Insurance Rates

The average insurance rates for a Nissan Armada are $1,198 a year with full coverage. Comprehensive costs an estimated $250 a year, collision insurance costs $424, and liability insurance costs around $388. Liability-only coverage costs as low as $434 a year, and high-risk coverage costs around $2,584. Teen drivers cost the most to insure at up to $4,498 a year.

Average premium for full coverage: $1,198

Policy rates broken down by type of insurance:

These estimates include $500 deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and Armada trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on car insurance rates. More rural locations are shown to have a lower frequency of collision claims than larger metro areas. The diagram below illustrates how geographic area affects insurance prices.

The examples above demonstrate why it is important to compare prices for a targeted area and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Nissan Armada insurance rates for other coverage scenarios.

• The lowest rate with discounts is $694
• Using higher $1,000 deductibles will save approximately $1,044 annually
• The average rate for a good driver age 40 who has $500 deductibles is $1,198
• Choosing low $100 deductibles for physical damage coverage will increase the cost to $1,492
• Drivers with multiple violations and an at-fault accident could pay up to $2,584
• Policy cost for full coverage for a teen driver can cost as much as $4,498 or more

View Chart as Image

Insurance rates for a Nissan Armada also range considerably based on your risk profile, the trim level and model year, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles could pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay at least $4,400 a year. View Rates by Age

Your home state has a huge impact on Nissan Armada insurance rates. A driver around age 40 might see rates as low as $860 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,610 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles could cut rates by as much as $450 each year, while buying higher liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $349 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out $1,400 to $2,000 additional every year, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 130% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Nissan Armada Insurance

Finding cheaper rates on Nissan Armada insurance requires not taking risks behind the wheel, having a good credit history, not filing small claims, and possibly raising deductibles. Invest the time to compare rates once a year by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following is a brief summary of the data that was presented in the illustrations above.

• You may be able to save approximately $140 per year just by quoting early and online
• Drivers who want higher liability limits will pay about $430 every year to increase from a 30/60 limit to 250/500 limits
• Teens are expensive to insure, as much as $375 each month including comprehensive and collision insurance
• High-risk drivers that tend to have accidents or serious violations may pay on average $1,390 more annually for Armada insurance