Mercury Milan Insurance Rates
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UPDATED: Aug 24, 2022
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U.S. average insurance rates for a Mercury Milan are $860 a year for full coverage. Comprehensive costs an estimated $146 a year, collision insurance costs $188, and liability insurance costs $390. Liability-only coverage costs as little as $438 a year, and high-risk coverage costs around $1,844. Teenage drivers pay the highest rates at up to $3,440 a year.
Average premium for full coverage: $860
Price estimates broken down by individual coverage:
Includes $500 policy deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and Milan trim levels.
Price Range from Low to High
For the normal driver, Mercury Milan insurance prices range from the low end price of $438 for basic liability insurance to a high of $1,844 for a high-risk driver policy.
Geographic Price Range
Your location has a significant impact on insurance rates. More rural locations have lower incidents of accident claims than densely populated cities. The diagram below illustrates how geographic area affects insurance prices.
The ranges above show why it is important to compare rates for a targeted area, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below shows average Mercury Milan insurance rates for other coverage scenarios.
- The best discount rate is $524
- Drivers who choose higher $1,000 deductibles will pay approximately $782 a year
- The estimated price for the average middle-age driver who has $500 deductibles is $860
- Using low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,004
- High risk drivers who are prone to accidents and violations could pay up to $1,844
- The price that insures a teen driver can cost as much as $3,440 a year
Auto insurance prices for a Mercury Milan are also quite variable based on the trim level of your Milan, how you drive, and liability limits and deductibles.
If you have some driving violations or you caused an accident, you could be paying $1,000 to $1,500 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 129% more than a normal policy. View High Risk Driver Rates
Older drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $800 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay at least $3,400 a year. View Rates by Age
The state you live in makes a big difference in Mercury Milan insurance rates. A 40-year-old driver could pay as low as $570 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,230 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $778 | -$82 | -9.5% |
| Alaska | $660 | -$200 | -23.3% |
| Arizona | $712 | -$148 | -17.2% |
| Arkansas | $860 | -$0 | 0.0% |
| California | $980 | $120 | 14.0% |
| Colorado | $822 | -$38 | -4.4% |
| Connecticut | $882 | $22 | 2.6% |
| Delaware | $970 | $110 | 12.8% |
| Florida | $1,072 | $212 | 24.7% |
| Georgia | $796 | -$64 | -7.4% |
| Hawaii | $616 | -$244 | -28.4% |
| Idaho | $582 | -$278 | -32.3% |
| Illinois | $640 | -$220 | -25.6% |
| Indiana | $648 | -$212 | -24.7% |
| Iowa | $578 | -$282 | -32.8% |
| Kansas | $816 | -$44 | -5.1% |
| Kentucky | $1,172 | $312 | 36.3% |
| Louisiana | $1,272 | $412 | 47.9% |
| Maine | $532 | -$328 | -38.1% |
| Maryland | $708 | -$152 | -17.7% |
| Massachusetts | $684 | -$176 | -20.5% |
| Michigan | $1,490 | $630 | 73.3% |
| Minnesota | $722 | -$138 | -16.0% |
| Mississippi | $1,028 | $168 | 19.5% |
| Missouri | $764 | -$96 | -11.2% |
| Montana | $922 | $62 | 7.2% |
| Nebraska | $676 | -$184 | -21.4% |
| Nevada | $1,028 | $168 | 19.5% |
| New Hampshire | $620 | -$240 | -27.9% |
| New Jersey | $960 | $100 | 11.6% |
| New Mexico | $758 | -$102 | -11.9% |
| New York | $906 | $46 | 5.3% |
| North Carolina | $496 | -$364 | -42.3% |
| North Dakota | $706 | -$154 | -17.9% |
| Ohio | $592 | -$268 | -31.2% |
| Oklahoma | $882 | $22 | 2.6% |
| Oregon | $788 | -$72 | -8.4% |
| Pennsylvania | $816 | -$44 | -5.1% |
| Rhode Island | $1,146 | $286 | 33.3% |
| South Carolina | $780 | -$80 | -9.3% |
| South Dakota | $724 | -$136 | -15.8% |
| Tennessee | $752 | -$108 | -12.6% |
| Texas | $1,036 | $176 | 20.5% |
| Utah | $636 | -$224 | -26.0% |
| Vermont | $588 | -$272 | -31.6% |
| Virginia | $514 | -$346 | -40.2% |
| Washington | $662 | -$198 | -23.0% |
| West Virginia | $788 | -$72 | -8.4% |
| Wisconsin | $592 | -$268 | -31.2% |
| Wyoming | $766 | -$94 | -10.9% |
Using high physical damage deductibles could save up to $230 each year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mercury Milan | $824 | $69 |
| Mercury Milan Premier | $860 | $72 |
| Mercury Milan Premier AWD | $876 | $73 |
| Mercury Milan Hybrid | $974 | $81 |
Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2010 Mercury Milan | $174 | $258 | $406 | $974 |
| 2009 Mercury Milan | $162 | $236 | $402 | $936 |
| 2008 Mercury Milan | $152 | $214 | $402 | $904 |
| 2007 Mercury Milan | $148 | $192 | $398 | $874 |
| 2006 Mercury Milan | $146 | $188 | $390 | $860 |
Rates are averaged for all Mercury Milan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Mercury Milan Insurance
Getting lower rates on Mercury Milan insurance not only requires avoiding accidents and claims, but also maintaining a good credit score, eliminating unnecessary coverage, and consideration of higher deductibles. Compare prices every time your policy renews by getting quotes from direct carriers, and also from your local independent and exclusive agents.
The points below are a recap of the information presented in the illustrations above.
- Drivers can save approximately $100 per year just by quoting early and online
- Drivers under the age of 20 are the costliest to insure, with premiums as much as $287 a month if the policy includes full coverage
- Increasing physical damage deductibles can save approximately $225 each year
- High-risk drivers that have major violations or accidents may pay on average $980 more annually to insure a Mercury Milan
- Drivers who want increased liability limits will pay an extra $430 each year to go from a low limit to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,440 |
| 20 | $1,962 |
| 30 | $876 |
| 40 | $860 |
| 50 | $790 |
| 60 | $774 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,004 |
| $250 | $938 |
| $500 | $860 |
| $1,000 | $782 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $860 |
| 50/100 | $1,066 |
| 100/300 | $1,181 |
| 250/500 | $1,480 |
| 100 CSL | $1,112 |
| 300 CSL | $1,365 |
| 500 CSL | $1,549 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $4,846 |
| 20 | $3,120 |
| 30 | $1,862 |
| 40 | $1,844 |
| 50 | $1,762 |
| 60 | $1,742 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $43 |
| Multi-vehicle | $46 |
| Homeowner | $15 |
| 5-yr Accident Free | $52 |
| 5-yr Claim Free | $54 |
| Paid in Full/EFT | $31 |
| Advance Quote | $37 |
| Online Quote | $58 |
| Total Discounts | $336 |
Discounts are estimated and may not be available from every company or in every state.
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