Mercury Milan Insurance Rates
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UPDATED: Jun 3, 2023
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U.S. average insurance rates for a Mercury Milan are $936 a year including full coverage. Comprehensive costs an estimated $162 each year, collision insurance costs $236, and liability is estimated at $402. Liability-only coverage costs approximately $446 a year, and high-risk coverage costs around $2,018. Teenage drivers pay the highest rates at up to $3,702 a year.
Average premium for full coverage: $936
Price estimates broken down by individual coverage:
These estimates include $500 deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 U.S. states and Milan models.
Price Range from Low to High
For a 40-year-old driver, Mercury Milan insurance prices range from as low as $446 for minimum levels of liability insurance to a high rate of $2,018 for a driver who requires high-risk insurance.
Geographic Price Range
Living in a larger city can make a big difference on the price of auto insurance. More rural locations have a lower frequency of comprehensive and collision claims than densely populated cities. The graphic below illustrates how your location can change insurance prices.
The ranges above highlight why all drivers should get quotes for a targeted area and risk profile, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below breaks down average Mercury Milan insurance rates for other coverage scenarios.
- The best discount rate is $561
- Choosing higher $1,000 deductibles can save approximately $90 every year
- The average rate for the average middle-age driver who has $500 deductibles is $936
- Using low deductibles for comp and collision coverage will increase the cost to $1,108
- Higher-risk drivers who are prone to accidents and violations could pay up to $2,018
- The price for full coverage for a 16-year-old driver can cost as much as $3,702 each year
Auto insurance prices for a Mercury Milan are also quite variable based on your driving record, the model of your Milan, and liability limits and deductibles.
More mature drivers with a good driving record and high deductibles may pay as low as $900 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay at least $3,700 a year. View Rates by Age
The state you live in plays a big part in determining prices for Mercury Milan insurance prices. A good driver about age 40 could pay as low as $720 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,340 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $844 | -$92 | -9.8% |
| Alaska | $716 | -$220 | -23.5% |
| Arizona | $776 | -$160 | -17.1% |
| Arkansas | $936 | -$0 | 0.0% |
| California | $1,066 | $130 | 13.9% |
| Colorado | $890 | -$46 | -4.9% |
| Connecticut | $960 | $24 | 2.6% |
| Delaware | $1,056 | $120 | 12.8% |
| Florida | $1,166 | $230 | 24.6% |
| Georgia | $866 | -$70 | -7.5% |
| Hawaii | $672 | -$264 | -28.2% |
| Idaho | $634 | -$302 | -32.3% |
| Illinois | $696 | -$240 | -25.6% |
| Indiana | $706 | -$230 | -24.6% |
| Iowa | $632 | -$304 | -32.5% |
| Kansas | $888 | -$48 | -5.1% |
| Kentucky | $1,276 | $340 | 36.3% |
| Louisiana | $1,384 | $448 | 47.9% |
| Maine | $578 | -$358 | -38.2% |
| Maryland | $772 | -$164 | -17.5% |
| Massachusetts | $746 | -$190 | -20.3% |
| Michigan | $1,624 | $688 | 73.5% |
| Minnesota | $784 | -$152 | -16.2% |
| Mississippi | $1,120 | $184 | 19.7% |
| Missouri | $830 | -$106 | -11.3% |
| Montana | $1,004 | $68 | 7.3% |
| Nebraska | $736 | -$200 | -21.4% |
| Nevada | $1,120 | $184 | 19.7% |
| New Hampshire | $674 | -$262 | -28.0% |
| New Jersey | $1,048 | $112 | 12.0% |
| New Mexico | $826 | -$110 | -11.8% |
| New York | $984 | $48 | 5.1% |
| North Carolina | $540 | -$396 | -42.3% |
| North Dakota | $766 | -$170 | -18.2% |
| Ohio | $644 | -$292 | -31.2% |
| Oklahoma | $958 | $22 | 2.4% |
| Oregon | $856 | -$80 | -8.5% |
| Pennsylvania | $890 | -$46 | -4.9% |
| Rhode Island | $1,246 | $310 | 33.1% |
| South Carolina | $848 | -$88 | -9.4% |
| South Dakota | $788 | -$148 | -15.8% |
| Tennessee | $818 | -$118 | -12.6% |
| Texas | $1,128 | $192 | 20.5% |
| Utah | $692 | -$244 | -26.1% |
| Vermont | $638 | -$298 | -31.8% |
| Virginia | $562 | -$374 | -40.0% |
| Washington | $722 | -$214 | -22.9% |
| West Virginia | $856 | -$80 | -8.5% |
| Wisconsin | $646 | -$290 | -31.0% |
| Wyoming | $832 | -$104 | -11.1% |
Using high physical damage deductibles can save as much as $270 annually, whereas increasing liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you are likely paying $1,100 to $1,600 in extra premium each year, depending on your age. Insurance for high-risk drivers ranges from 43% to 131% more than a normal policy. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mercury Milan | $896 | $75 |
| Mercury Milan Premier | $936 | $78 |
| Mercury Milan Premier AWD | $956 | $80 |
| Mercury Milan Hybrid | $1,056 | $88 |
Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2010 Mercury Milan | $162 | $236 | $402 | $936 |
| 2009 Mercury Milan | $152 | $214 | $402 | $904 |
| 2008 Mercury Milan | $148 | $192 | $398 | $874 |
| 2007 Mercury Milan | $146 | $188 | $390 | $860 |
| 2006 Mercury Milan | $144 | $178 | $384 | $842 |
Rates are averaged for all Mercury Milan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Mercury Milan Insurance
Getting lower rates on insurance for a Mercury Milan takes not taking risks behind the wheel, having good credit, being claim-free, and consideration of higher deductibles. Invest the time to shop around at every other renewal by obtaining price quotes from direct car insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.
The following is a brief summary of the concepts that were illustrated above.
- Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,080 more annually for Milan insurance
- Teens are the costliest to insure, possibly costing $309 a month if they have full coverage
- You may be able to save approximately $110 per year just by quoting online in advance
- Increasing physical damage deductibles can save around $250 each year
- You may be able to save approximately $110 per year just by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,702 |
| 20 | $2,142 |
| 30 | $956 |
| 40 | $936 |
| 50 | $860 |
| 60 | $842 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,108 |
| $250 | $1,030 |
| $500 | $936 |
| $1,000 | $846 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $936 |
| 50/100 | $1,151 |
| 100/300 | $1,269 |
| 250/500 | $1,577 |
| 100 CSL | $1,198 |
| 300 CSL | $1,459 |
| 500 CSL | $1,649 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,234 |
| 20 | $3,414 |
| 30 | $2,038 |
| 40 | $2,018 |
| 50 | $1,924 |
| 60 | $1,906 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $48 |
| Multi-vehicle | $50 |
| Homeowner | $16 |
| 5-yr Accident Free | $60 |
| 5-yr Claim Free | $59 |
| Paid in Full/EFT | $36 |
| Advance Quote | $42 |
| Online Quote | $64 |
| Total Discounts | $375 |
Discounts are estimated and may not be available from every company or in every state.
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