Mercury Milan Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Aug 24, 2022

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U.S. average insurance rates for a Mercury Milan are $860 a year for full coverage. Comprehensive costs an estimated $146 a year, collision insurance costs $188, and liability insurance costs $390. Liability-only coverage costs as little as $438 a year, and high-risk coverage costs around $1,844. Teenage drivers pay the highest rates at up to $3,440 a year.

Average premium for full coverage: $860

Price estimates broken down by individual coverage:

Comprehensive $146
Collision $188
Liability $390

Includes $500 policy deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and Milan trim levels.

Price Range from Low to High

For the normal driver, Mercury Milan insurance prices range from the low end price of $438 for basic liability insurance to a high of $1,844 for a high-risk driver policy.

Liability Only $438
Full Coverage $860
High Risk $1,844

Geographic Price Range

Your location has a significant impact on insurance rates. More rural locations have lower incidents of accident claims than densely populated cities. The diagram below illustrates how geographic area affects insurance prices.

Rural Areas $645
Small Cities $903
Large Cities $1,161

The ranges above show why it is important to compare rates for a targeted area, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below shows average Mercury Milan insurance rates for other coverage scenarios.

  • The best discount rate is $524
  • Drivers who choose higher $1,000 deductibles will pay approximately $782 a year
  • The estimated price for the average middle-age driver who has $500 deductibles is $860
  • Using low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,004
  • High risk drivers who are prone to accidents and violations could pay up to $1,844
  • The price that insures a teen driver can cost as much as $3,440 a year

View Chart as Image

Mercury Milan insurance cost comparison chart
Column chart showing Mercury Milan insurance rates range from $524 to $3,440 for full coverage

Auto insurance prices for a Mercury Milan are also quite variable based on the trim level of your Milan, how you drive, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you could be paying $1,000 to $1,500 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 129% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $800 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay at least $3,400 a year. View Rates by Age

The state you live in makes a big difference in Mercury Milan insurance rates. A 40-year-old driver could pay as low as $570 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,230 on average in New York, Louisiana, and Michigan.

Mercury Milan Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $778 -$82 -9.5%
Alaska $660 -$200 -23.3%
Arizona $712 -$148 -17.2%
Arkansas $860 -$0 0.0%
California $980 $120 14.0%
Colorado $822 -$38 -4.4%
Connecticut $882 $22 2.6%
Delaware $970 $110 12.8%
Florida $1,072 $212 24.7%
Georgia $796 -$64 -7.4%
Hawaii $616 -$244 -28.4%
Idaho $582 -$278 -32.3%
Illinois $640 -$220 -25.6%
Indiana $648 -$212 -24.7%
Iowa $578 -$282 -32.8%
Kansas $816 -$44 -5.1%
Kentucky $1,172 $312 36.3%
Louisiana $1,272 $412 47.9%
Maine $532 -$328 -38.1%
Maryland $708 -$152 -17.7%
Massachusetts $684 -$176 -20.5%
Michigan $1,490 $630 73.3%
Minnesota $722 -$138 -16.0%
Mississippi $1,028 $168 19.5%
Missouri $764 -$96 -11.2%
Montana $922 $62 7.2%
Nebraska $676 -$184 -21.4%
Nevada $1,028 $168 19.5%
New Hampshire $620 -$240 -27.9%
New Jersey $960 $100 11.6%
New Mexico $758 -$102 -11.9%
New York $906 $46 5.3%
North Carolina $496 -$364 -42.3%
North Dakota $706 -$154 -17.9%
Ohio $592 -$268 -31.2%
Oklahoma $882 $22 2.6%
Oregon $788 -$72 -8.4%
Pennsylvania $816 -$44 -5.1%
Rhode Island $1,146 $286 33.3%
South Carolina $780 -$80 -9.3%
South Dakota $724 -$136 -15.8%
Tennessee $752 -$108 -12.6%
Texas $1,036 $176 20.5%
Utah $636 -$224 -26.0%
Vermont $588 -$272 -31.6%
Virginia $514 -$346 -40.2%
Washington $662 -$198 -23.0%
West Virginia $788 -$72 -8.4%
Wisconsin $592 -$268 -31.2%
Wyoming $766 -$94 -10.9%

View Chart as Image

Mercury Milan insurance rates by U.S. city

Using high physical damage deductibles could save up to $230 each year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Mercury Milan Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mercury Milan $824 $69
Mercury Milan Premier $860 $72
Mercury Milan Premier AWD $876 $73
Mercury Milan Hybrid $974 $81

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mercury Milan Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Mercury Milan $174 $258 $406 $974
2009 Mercury Milan $162 $236 $402 $936
2008 Mercury Milan $152 $214 $402 $904
2007 Mercury Milan $148 $192 $398 $874
2006 Mercury Milan $146 $188 $390 $860

Rates are averaged for all Mercury Milan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Mercury Milan Insurance

Getting lower rates on Mercury Milan insurance not only requires avoiding accidents and claims, but also maintaining a good credit score, eliminating unnecessary coverage, and consideration of higher deductibles. Compare prices every time your policy renews by getting quotes from direct carriers, and also from your local independent and exclusive agents.

The points below are a recap of the information presented in the illustrations above.

  • Drivers can save approximately $100 per year just by quoting early and online
  • Drivers under the age of 20 are the costliest to insure, with premiums as much as $287 a month if the policy includes full coverage
  • Increasing physical damage deductibles can save approximately $225 each year
  • High-risk drivers that have major violations or accidents may pay on average $980 more annually to insure a Mercury Milan
  • Drivers who want increased liability limits will pay an extra $430 each year to go from a low limit to the 250/500 level

Rates by Driver Age

Mercury Milan Insurance Rates by Driver Age
Driver Age Premium
16 $3,440
20 $1,962
30 $876
40 $860
50 $790
60 $774

Full coverage, $500 deductibles

Rates by Deductible

Mercury Milan Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,004
$250 $938
$500 $860
$1,000 $782

Full coverage, driver age 40

Rates by Liability Limit

Mercury Milan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $860
50/100 $1,066
100/300 $1,181
250/500 $1,480
100 CSL $1,112
300 CSL $1,365
500 CSL $1,549

Full coverage, driver age 40

Rates for High Risk Drivers

Mercury Milan Insurance Rates for High Risk Drivers
Age Premium
16 $4,846
20 $3,120
30 $1,862
40 $1,844
50 $1,762
60 $1,742

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $114

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $43
Multi-vehicle $46
Homeowner $15
5-yr Accident Free $52
5-yr Claim Free $54
Paid in Full/EFT $31
Advance Quote $37
Online Quote $58
Total Discounts $336
Rate after discounts $524

Discounts are estimated and may not be available from every company or in every state.

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