Mercury Milan Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Jun 3, 2023
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Estimated auto insurance rates for a Mercury Milan are $904 annually including full coverage. Comprehensive costs an estimated $152 each year, collision costs $214, and liability coverage is estimated at $402. A policy with only liability insurance costs approximately $446 a year, with a high-risk policy costing around $1,948. Teenage drivers pay the most at $3,604 a year or more.
Average premium for full coverage: $904
Premium estimates broken down by type of coverage:
Prices are based on $500 deductible amounts, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and Milan models.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for a Mercury Milan go from as cheap as $446 for a discount liability-only rate to a high rate of $1,948 for a driver required to buy high-risk insurance.
Insurance Price Range by Location
Living in a larger city has a large influence on the price of auto insurance. More rural locations are statistically proven to have fewer comprehensive and collision claims than densely populated cities.
The graphic below illustrates how where you live affects insurance prices.
These rate differences highlight why all drivers should get quotes for a targeted area and their own personal driving habits, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below breaks down estimated Mercury Milan insurance rates for other coverage scenarios.
- The best discount rate is $544
- Choosing higher $1,000 deductibles can save approximately $84 every year
- The estimated rate for a 40-year-old good driver who has $500 deductibles is $904
- Using low deductibles for comp and collision coverage will cost $1,064
- Drivers who are prone to accidents and violations could pay up to $1,948 or more
- An auto insurance policy with full coverage for a teenage driver can cost as much as $3,604 each year
Car insurance prices for a Mercury Milan also have a wide range based on the model of your Milan, your driving characteristics, and liability limits and deductibles.
More mature drivers with no driving violations and high physical damage deductibles may only pay around $900 annually on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged at least $3,600 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are likely paying $1,100 to $1,500 extra annually, depending on your age. Insurance for high-risk drivers ranges around 42% to 135% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can save as much as $250 a year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit
Where you choose to live plays a big part in determining prices for Mercury Milan insurance rates. A good driver about age 40 could pay as low as $690 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,290 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $818 | -$86 | -9.5% |
| Alaska | $694 | -$210 | -23.2% |
| Arizona | $750 | -$154 | -17.0% |
| Arkansas | $904 | -$0 | 0.0% |
| California | $1,030 | $126 | 13.9% |
| Colorado | $862 | -$42 | -4.6% |
| Connecticut | $928 | $24 | 2.7% |
| Delaware | $1,020 | $116 | 12.8% |
| Florida | $1,128 | $224 | 24.8% |
| Georgia | $838 | -$66 | -7.3% |
| Hawaii | $650 | -$254 | -28.1% |
| Idaho | $612 | -$292 | -32.3% |
| Illinois | $674 | -$230 | -25.4% |
| Indiana | $684 | -$220 | -24.3% |
| Iowa | $610 | -$294 | -32.5% |
| Kansas | $860 | -$44 | -4.9% |
| Kentucky | $1,232 | $328 | 36.3% |
| Louisiana | $1,338 | $434 | 48.0% |
| Maine | $558 | -$346 | -38.3% |
| Maryland | $746 | -$158 | -17.5% |
| Massachusetts | $720 | -$184 | -20.4% |
| Michigan | $1,570 | $666 | 73.7% |
| Minnesota | $756 | -$148 | -16.4% |
| Mississippi | $1,082 | $178 | 19.7% |
| Missouri | $802 | -$102 | -11.3% |
| Montana | $970 | $66 | 7.3% |
| Nebraska | $710 | -$194 | -21.5% |
| Nevada | $1,084 | $180 | 19.9% |
| New Hampshire | $652 | -$252 | -27.9% |
| New Jersey | $1,010 | $106 | 11.7% |
| New Mexico | $800 | -$104 | -11.5% |
| New York | $952 | $48 | 5.3% |
| North Carolina | $522 | -$382 | -42.3% |
| North Dakota | $742 | -$162 | -17.9% |
| Ohio | $624 | -$280 | -31.0% |
| Oklahoma | $926 | $22 | 2.4% |
| Oregon | $828 | -$76 | -8.4% |
| Pennsylvania | $862 | -$42 | -4.6% |
| Rhode Island | $1,206 | $302 | 33.4% |
| South Carolina | $820 | -$84 | -9.3% |
| South Dakota | $762 | -$142 | -15.7% |
| Tennessee | $792 | -$112 | -12.4% |
| Texas | $1,090 | $186 | 20.6% |
| Utah | $670 | -$234 | -25.9% |
| Vermont | $616 | -$288 | -31.9% |
| Virginia | $542 | -$362 | -40.0% |
| Washington | $698 | -$206 | -22.8% |
| West Virginia | $828 | -$76 | -8.4% |
| Wisconsin | $624 | -$280 | -31.0% |
| Wyoming | $804 | -$100 | -11.1% |
With such a large range in prices, the best way to figure out which insurance company is cheapest is to do a rate comparison and see how they stack up. Each auto insurer uses a different method to calculate prices, so rate quotes will be substantially different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mercury Milan | $868 | $72 |
| Mercury Milan Premier | $904 | $75 |
| Mercury Milan Premier AWD | $924 | $77 |
| Mercury Milan Hybrid | $1,024 | $85 |
Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2010 Mercury Milan | $152 | $214 | $402 | $904 |
| 2009 Mercury Milan | $148 | $192 | $398 | $874 |
| 2008 Mercury Milan | $146 | $188 | $390 | $860 |
| 2007 Mercury Milan | $144 | $178 | $384 | $842 |
| 2006 Mercury Milan | $132 | $170 | $380 | $818 |
Rates are averaged for all Mercury Milan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable Mercury Milan Insurance
Finding better rates on auto insurance takes having a good driving record, having a good credit score, refrain from filing small claims, and not having any coverage lapses. Take the time to comparison shop at every policy renewal by requesting quotes from direct car insurance companies, and also from insurance agencies where you live.
The next list is a brief review of the data touched on in the above illustrations.
- Consumers who want increased levels of liability coverage will pay an extra $440 per year to raise limits from 30/60 bodily injury limits to higher 250/500 limits
- You may be able to save approximately $100 per year simply by quoting online in advance
- Increasing policy deductibles could save up to $250 each year
- Drivers age 20 and younger have the highest car insurance prices, with the cost nearing $300 per month if comprehensive and collision insurance is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,604 |
| 20 | $2,070 |
| 30 | $922 |
| 40 | $904 |
| 50 | $830 |
| 60 | $814 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,064 |
| $250 | $992 |
| $500 | $904 |
| $1,000 | $820 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $904 |
| 50/100 | $1,119 |
| 100/300 | $1,237 |
| 250/500 | $1,545 |
| 100 CSL | $1,166 |
| 300 CSL | $1,427 |
| 500 CSL | $1,617 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,086 |
| 20 | $3,296 |
| 30 | $1,966 |
| 40 | $1,948 |
| 50 | $1,858 |
| 60 | $1,840 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $46 |
| Multi-vehicle | $49 |
| Homeowner | $16 |
| 5-yr Accident Free | $57 |
| 5-yr Claim Free | $57 |
| Paid in Full/EFT | $34 |
| Advance Quote | $40 |
| Online Quote | $61 |
| Total Discounts | $360 |
Discounts are estimated and may not be available from every company or in every state.
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