Mercury Milan Insurance Rates

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Jeffrey Johnson

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 3, 2023

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The average insurance rates for a Mercury Milan are $842 a year including full coverage. Comprehensive insurance costs an estimated $144 a year, collision costs $178, and liability insurance is estimated at $384. Liability-only coverage costs approximately $432 a year, with high-risk coverage costing $1,802 or more. 16-year-old drivers cost the most to insure at $3,366 a year or more.

Average premium for full coverage: $842

Policy rates broken down by type of insurance:

Comprehensive $144
Collision $178
Liability $384

Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Milan trim levels.

Price Range Variability

For an average driver, Mercury Milan insurance rates go from the low end price of $432 for liability-only coverage to a high of $1,802 for a driver required to buy high-risk insurance.

Liability Only $432
Full Coverage $842
High Risk $1,802

Urban vs. Rural Price Range

Living in a larger city has a significant impact on the price of auto insurance. More rural locations are shown to have lower incidents of comprehensive and collision claims than congested cities.

The diagram below illustrates the effect of geographic area on insurance prices.

Rural Areas $632
Small Cities $884
Large Cities $1,137

The examples above highlight why it is important to get quotes for a targeted area, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below breaks down estimated Mercury Milan insurance rates for other coverage scenarios.

  • The best full coverage rate is $515
  • Choosing higher $1,000 deductibles can save approximately $768 every year
  • The estimated price for a good driver age 40 who has $500 deductibles is $842
  • Buying low $100 deductibles for comp and collision coverage will cost an additional $138 a year
  • High-risk insureds with multiple tickets or accidents could pay up to $1,802 or more
  • Policy cost that insures a teen driver can cost as much as $3,366 each year

View Chart as Image

Mercury Milan insurance cost comparison chart
Column chart showing full coverage Mercury Milan insurance prices range from $515 to $3,366

Insurance rates for a Mercury Milan also range considerably based on the trim level of your Milan, your driving record and age, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are likely paying $1,000 to $1,400 additional every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 42% to 132% more than the average rate. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $800 annually on average, or $67 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay at least $3,300 a year. View Rates by Age

Your home state plays a big part in determining prices for Mercury Milan insurance rates. A good driver about age 40 could pay as low as $650 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,200 on average in Louisiana, New York, and Michigan.

Mercury Milan Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $760 -$82 -9.7%
Alaska $646 -$196 -23.3%
Arizona $696 -$146 -17.3%
Arkansas $842 -$0 0.0%
California $960 $118 14.0%
Colorado $800 -$42 -5.0%
Connecticut $864 $22 2.6%
Delaware $950 $108 12.8%
Florida $1,050 $208 24.7%
Georgia $778 -$64 -7.6%
Hawaii $604 -$238 -28.3%
Idaho $572 -$270 -32.1%
Illinois $626 -$216 -25.7%
Indiana $634 -$208 -24.7%
Iowa $566 -$276 -32.8%
Kansas $798 -$44 -5.2%
Kentucky $1,148 $306 36.3%
Louisiana $1,244 $402 47.7%
Maine $518 -$324 -38.5%
Maryland $694 -$148 -17.6%
Massachusetts $668 -$174 -20.7%
Michigan $1,458 $616 73.2%
Minnesota $706 -$136 -16.2%
Mississippi $1,008 $166 19.7%
Missouri $746 -$96 -11.4%
Montana $902 $60 7.1%
Nebraska $660 -$182 -21.6%
Nevada $1,008 $166 19.7%
New Hampshire $606 -$236 -28.0%
New Jersey $940 $98 11.6%
New Mexico $742 -$100 -11.9%
New York $884 $42 5.0%
North Carolina $482 -$360 -42.8%
North Dakota $690 -$152 -18.1%
Ohio $578 -$264 -31.4%
Oklahoma $862 $20 2.4%
Oregon $772 -$70 -8.3%
Pennsylvania $800 -$42 -5.0%
Rhode Island $1,120 $278 33.0%
South Carolina $764 -$78 -9.3%
South Dakota $708 -$134 -15.9%
Tennessee $736 -$106 -12.6%
Texas $1,014 $172 20.4%
Utah $622 -$220 -26.1%
Vermont $574 -$268 -31.8%
Virginia $504 -$338 -40.1%
Washington $648 -$194 -23.0%
West Virginia $772 -$70 -8.3%
Wisconsin $582 -$260 -30.9%
Wyoming $750 -$92 -10.9%

View Chart as Image

Mercury Milan insurance rates by U.S. city

Opting for high physical damage deductibles can save as much as $220 each year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $407 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to get quotes from as many companies as possible. Each auto insurer utilizes a different rate formula, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Mercury Milan Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mercury Milan $810 $68
Mercury Milan Premier $842 $70
Mercury Milan Premier AWD $858 $72
Mercury Milan Hybrid $954 $80

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mercury Milan Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Mercury Milan $162 $236 $402 $936
2009 Mercury Milan $152 $214 $402 $904
2008 Mercury Milan $148 $192 $398 $874
2007 Mercury Milan $146 $188 $390 $860
2006 Mercury Milan $144 $178 $384 $842

Rates are averaged for all Mercury Milan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Mercury Milan Insurance

Finding cheaper rates on Mercury Milan insurance takes being safe and accident-free, having a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Comparison shop at every policy renewal by requesting rates from direct car insurance companies, and also from your local car insurance providers.

Below you'll find a brief recap of the data covered in the above illustrations.

  • Drivers who want more liability protection will pay around $420 per year to raise limits from a 30/60 limit to the 250/500 level
  • You may be able to save approximately $90 per year simply by quoting early and online
  • Increasing comprehensive and collision deductibles can save approximately $200 each year
  • Youthful drivers are expensive to insure, with premiums being up to $281 each month if comprehensive and collision insurance is included

Rates by Driver Age

Mercury Milan Insurance Rates by Driver Age
Driver Age Premium
16 $3,366
20 $1,916
30 $856
40 $842
50 $774
60 $758

Full coverage, $500 deductibles

Rates by Deductible

Mercury Milan Insurance Rates with Different Deductibles
Deductible Premium
$100 $980
$250 $918
$500 $842
$1,000 $768

Full coverage, driver age 40

Rates by Liability Limit

Mercury Milan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $842
50/100 $1,044
100/300 $1,157
250/500 $1,451
100 CSL $1,090
300 CSL $1,338
500 CSL $1,519

Full coverage, driver age 40

Rates for High Risk Drivers

Mercury Milan Insurance Rates for High Risk Drivers
Age Premium
16 $4,738
20 $3,044
30 $1,818
40 $1,802
50 $1,720
60 $1,702

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $111

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $42
Multi-vehicle $45
Homeowner $15
5-yr Accident Free $51
5-yr Claim Free $52
Paid in Full/EFT $30
Advance Quote $36
Online Quote $56
Total Discounts $327
Rate after discounts $515

Discounts are estimated and may not be available from every company or in every state.

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