Mercury Milan Insurance Rates

The average insurance rates for a Mercury Milan are $842 a year including full coverage. Comprehensive insurance costs an estimated $144 a year, collision costs $178, and liability insurance is estimated at $384. Liability-only coverage costs approximately $432 a year, with high-risk coverage costing $1,802 or more. 16-year-old drivers cost the most to insure at $3,366 a year or more.

Average premium for full coverage: $842

Policy rates broken down by type of insurance:

Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Milan trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on the price of auto insurance. More rural locations are shown to have lower incidents of comprehensive and collision claims than congested cities.

The diagram below illustrates the effect of geographic area on insurance prices.

The examples above highlight why it is important to get quotes for a targeted area, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Mercury Milan insurance rates for other coverage scenarios.

• The best full coverage rate is $515
• Choosing higher $1,000 deductibles can save approximately $768 every year
• The estimated price for a good driver age 40 who has $500 deductibles is $842
• Buying low $100 deductibles for comp and collision coverage will cost an additional $138 a year
• High-risk insureds with multiple tickets or accidents could pay up to $1,802 or more
• Policy cost that insures a teen driver can cost as much as $3,366 each year

View Chart as Image

Insurance rates for a Mercury Milan also range considerably based on the trim level of your Milan, your driving record and age, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are likely paying $1,000 to $1,400 additional every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 42% to 132% more than the average rate. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $800 annually on average, or $67 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay at least $3,300 a year. View Rates by Age

Your home state plays a big part in determining prices for Mercury Milan insurance rates. A good driver about age 40 could pay as low as $650 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,200 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can save as much as $220 each year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $407 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to get quotes from as many companies as possible. Each auto insurer utilizes a different rate formula, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Mercury Milan Insurance

Finding cheaper rates on Mercury Milan insurance takes being safe and accident-free, having a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Comparison shop at every policy renewal by requesting rates from direct car insurance companies, and also from your local car insurance providers.

Below you'll find a brief recap of the data covered in the above illustrations.

• Drivers who want more liability protection will pay around $420 per year to raise limits from a 30/60 limit to the 250/500 level
• You may be able to save approximately $90 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $200 each year
• Youthful drivers are expensive to insure, with premiums being up to $281 each month if comprehensive and collision insurance is included