Mercury Milan Insurance Rates
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UPDATED: Jun 3, 2023
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Estimated auto insurance rates for a Mercury Milan are $936 annually for full coverage insurance. Comprehensive costs on average $162 each year, collision costs $236, and liability is $402. A liability-only policy costs around $446 a year, with high-risk insurance costing around $2,018. 16-year-old drivers pay the most at $3,702 a year or more.
Average premium for full coverage: $936
Premium estimates by type of coverage:
Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 states and Milan models.
Insurance Price Range by Risk and Coverage
For a 40-year-old driver, insurance rates for a Mercury Milan go from as cheap as $446 for minimum levels of liability insurance to a high rate of $2,018 for a driver required to buy high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city can have significant affects on insurance rates. Rural areas are statistically proven to have fewer physical damage claims than congested cities.
The graphic below illustrates how your location can change car insurance rates.
These rate differences illustrate why all drivers should compare rates quotes based on a specific location and their own personal driving habits, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below illustrates estimated Mercury Milan insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $561
- Raising to $1,000 deductibles will save around $90 each year
- The estimated rate for a 40-year-old good driver with $500 deductibles is $936
- Buying low deductibles will cost $1,108
- At-risk drivers with multiple tickets or accidents could pay upwards of $2,018 or more
- An auto insurance policy with full coverage for a teen driver may cost $3,702
Auto insurance prices for a Mercury Milan also have a wide range based on the model of your Milan, your risk profile, and policy deductibles and limits.
More mature drivers with a good driving record and high physical damage deductibles may pay as little as $900 every 12 months on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will have to pay upwards of $3,700 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are probably paying at a minimum $1,100 to $1,600 in extra premium annually, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 131% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles can reduce prices by up to $270 every year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit
Where you choose to live also has a big influence on Mercury Milan insurance prices. A middle-age driver might find prices as low as $610 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,260 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $844 | -$92 | -9.8% |
| Alaska | $716 | -$220 | -23.5% |
| Arizona | $776 | -$160 | -17.1% |
| Arkansas | $936 | -$0 | 0.0% |
| California | $1,066 | $130 | 13.9% |
| Colorado | $890 | -$46 | -4.9% |
| Connecticut | $960 | $24 | 2.6% |
| Delaware | $1,056 | $120 | 12.8% |
| Florida | $1,166 | $230 | 24.6% |
| Georgia | $866 | -$70 | -7.5% |
| Hawaii | $672 | -$264 | -28.2% |
| Idaho | $634 | -$302 | -32.3% |
| Illinois | $696 | -$240 | -25.6% |
| Indiana | $706 | -$230 | -24.6% |
| Iowa | $632 | -$304 | -32.5% |
| Kansas | $888 | -$48 | -5.1% |
| Kentucky | $1,276 | $340 | 36.3% |
| Louisiana | $1,384 | $448 | 47.9% |
| Maine | $578 | -$358 | -38.2% |
| Maryland | $772 | -$164 | -17.5% |
| Massachusetts | $746 | -$190 | -20.3% |
| Michigan | $1,624 | $688 | 73.5% |
| Minnesota | $784 | -$152 | -16.2% |
| Mississippi | $1,120 | $184 | 19.7% |
| Missouri | $830 | -$106 | -11.3% |
| Montana | $1,004 | $68 | 7.3% |
| Nebraska | $736 | -$200 | -21.4% |
| Nevada | $1,120 | $184 | 19.7% |
| New Hampshire | $674 | -$262 | -28.0% |
| New Jersey | $1,048 | $112 | 12.0% |
| New Mexico | $826 | -$110 | -11.8% |
| New York | $984 | $48 | 5.1% |
| North Carolina | $540 | -$396 | -42.3% |
| North Dakota | $766 | -$170 | -18.2% |
| Ohio | $644 | -$292 | -31.2% |
| Oklahoma | $958 | $22 | 2.4% |
| Oregon | $856 | -$80 | -8.5% |
| Pennsylvania | $890 | -$46 | -4.9% |
| Rhode Island | $1,246 | $310 | 33.1% |
| South Carolina | $848 | -$88 | -9.4% |
| South Dakota | $788 | -$148 | -15.8% |
| Tennessee | $818 | -$118 | -12.6% |
| Texas | $1,128 | $192 | 20.5% |
| Utah | $692 | -$244 | -26.1% |
| Vermont | $638 | -$298 | -31.8% |
| Virginia | $562 | -$374 | -40.0% |
| Washington | $722 | -$214 | -22.9% |
| West Virginia | $856 | -$80 | -8.5% |
| Wisconsin | $646 | -$290 | -31.0% |
| Wyoming | $832 | -$104 | -11.1% |
With such a large range in prices, the only way to figure out exactly what you will pay is to do a rate comparison and see which company has the best price. Every auto insurance company utilizes a different rate formula, and quoted prices will be substantially different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mercury Milan | $896 | $75 |
| Mercury Milan Premier | $936 | $78 |
| Mercury Milan Premier AWD | $956 | $80 |
| Mercury Milan Hybrid | $1,056 | $88 |
Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2010 Mercury Milan | $162 | $236 | $402 | $936 |
| 2009 Mercury Milan | $152 | $214 | $402 | $904 |
| 2008 Mercury Milan | $148 | $192 | $398 | $874 |
| 2007 Mercury Milan | $146 | $188 | $390 | $860 |
| 2006 Mercury Milan | $144 | $178 | $384 | $842 |
Rates are averaged for all Mercury Milan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Mercury Milan Insurance
Finding better rates on car insurance consists of avoiding accidents and claims, having above-average credit, paying for small claims out-of-pocket, and taking advantage of discounts. Invest the time to shop around at every policy renewal by requesting rates from direct insurance companies, and also from local exclusive and independent agents.
The points below are a brief recap of the data illustrated above.
- Policyholders who require increased liability limits will pay around $440 annually to raise from 30/60 bodily injury limits to higher 250/500 limits
- It is possible to save as much as $110 per year simply by quoting online in advance
- Increasing policy deductibles could save up to $250 each year
- Drivers under the age of 20 are charged the highest prices, with premiums being up to $309 per month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,702 |
| 20 | $2,142 |
| 30 | $956 |
| 40 | $936 |
| 50 | $860 |
| 60 | $842 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,108 |
| $250 | $1,030 |
| $500 | $936 |
| $1,000 | $846 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $936 |
| 50/100 | $1,151 |
| 100/300 | $1,269 |
| 250/500 | $1,577 |
| 100 CSL | $1,198 |
| 300 CSL | $1,459 |
| 500 CSL | $1,649 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,234 |
| 20 | $3,414 |
| 30 | $2,038 |
| 40 | $2,018 |
| 50 | $1,924 |
| 60 | $1,906 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $48 |
| Multi-vehicle | $50 |
| Homeowner | $16 |
| 5-yr Accident Free | $60 |
| 5-yr Claim Free | $59 |
| Paid in Full/EFT | $36 |
| Advance Quote | $42 |
| Online Quote | $64 |
| Total Discounts | $375 |
Discounts are estimated and may not be available from every company or in every state.
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