Mercury Milan Premier Insurance Rates

The average insurance rates for a Mercury Milan Premier are $1,330 a year with full coverage. Comprehensive costs on average $312, collision insurance costs $572, and liability costs around $310. Buying just liability costs as low as $370 a year, and insurance for high-risk drivers costs around $2,868. Teenage drivers cost the most to insure at up to $4,802 a year.

Annual premium for full coverage: $1,330

Policy rates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Mercury Milan Trim Level

Urban vs. Rural Price Range

Where you live can have significant affects on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than densely populated cities. The price range example below illustrates the difference between rural and urban areas on car insurance rates.

These price differences demonstrate why anyone shopping for car insurance should compare prices based on a specific location and risk profile, instead of using average rates.

Use the form below to get rates for your location.

Insurance rates for a Mercury Milan Premier also range considerably based on your risk profile, the actual cash value of your Milan, and policy deductibles and limits.

An older driver with a clean driving record and high deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay upwards of $4,800 a year. View Rates by Age

Your home state has a huge impact on Mercury Milan Premier insurance prices. A driver around age 40 might see rates as low as $970 a year in states like Indiana, Ohio, and Vermont, or be forced to pay as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut rates by as much as $590 every year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $279 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $1,600 to $2,100 extra every year, depending on your age. High-risk driver insurance can be as much as 44% to 134% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the best way to find out exactly what you will pay is to compare rates and see which company has the best rate. Each insurance company uses a different method to calculate rates, so the rates will be varied from one company to the next.

View Chart as Image

The chart above shows Mercury Milan Premier insurance rates for various risk profiles and scenarios. The best rate after discounts is $756. Drivers who use higher $1,000 deductibles will pay around $1,130. The average rate for a 40-year-old male driver using $500 deductibles is $1,330. Using more expensive $100 deductibles for comp and collision coverage could cost up to $1,720. Drivers with multiple violations and accidents could be charged around $2,868. The price for full coverage insurance for a teen driver can be as high as $4,802.

View Chart as Image