Mercury Milan Insurance Rates

The average insurance rates for a Mercury Milan are $874 a year including full coverage. Comprehensive costs approximately $148 a year, collision costs $192, and liability costs around $398. Liability-only insurance costs as low as $444 a year, with high-risk driver insurance costing around $1,876. Teenage drivers cost the most to insure at $3,496 a year or more.

Average premium for full coverage: $874

Policy rates by type of insurance:

Includes $500 policy deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and Milan trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance prices. Rural locations are shown to have a lower frequency of comprehensive and collision claims than densely populated cities.

The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above highlight why it is important to compare prices using their specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Mercury Milan insurance rates for additional coverage and risk scenarios.

• The best discount rate is $531
• Using higher $1,000 deductibles will save $796 every year
• The average rate for a good driver age 40 who chooses $500 deductibles is $874
• Using low $100 deductibles for physical damage coverage will increase the cost to $1,020
• Drivers who are prone to accidents and violations could pay around $1,876 or more
• Policy cost for full coverage for a teen driver can cost $3,496 or more

View Chart as Image

Auto insurance rates for a Mercury Milan also range considerably based on your risk profile, the model of your Milan, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high deductibles may pay as little as $800 a year, or $67 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay in the ballpark of $3,400 a year. View Rates by Age

Your home state has a huge impact on Mercury Milan insurance prices. A driver around age 40 might see rates as low as $670 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,250 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $230 every year, while buying higher liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $421 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying anywhere from $1,000 to $1,500 in extra premium every year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 127% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to get quotes and see which company has the best rate. Each insurance company uses a different method to calculate rates, and quoted rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Mercury Milan Insurance

Finding cheaper rates on car insurance requires avoiding accidents and claims, having good credit, paying for small claims out-of-pocket, and not having any coverage lapses. Set aside time to compare rates at every policy renewal by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The points below are a recap of the data covered above.

• Policyholders who purchase increased liability limits will pay an extra $440 per year to increase from a 30/60 limit to 250/500 limits
• You may be able to save around $100 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save around $225 each year
• Drivers under the age of 20 have the highest car insurance rates, with premiums being up to $291 each month if they have full coverage