Mercury Milan Insurance Rates

The average insurance rates for a Mercury Milan are $874 a year with full coverage. Comprehensive costs approximately $148, collision costs $192, and liability coverage costs around $398. Liability-only coverage costs as low as $444 a year, with high-risk coverage costing around $1,876. Teens cost the most to insure at $3,496 a year or more.

Average premium for full coverage: $874

Policy rates by type of insurance:

Price estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and for different Milan trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on the price of insurance. Rural locations are shown to have lower incidents of collision claims than cities with more traffic congestion.

The price range example below illustrates how your location can change auto insurance prices.

The examples above demonstrate why anyone shopping for car insurance should compare prices using their specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated Mercury Milan insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $531
• Using higher $1,000 deductibles will save $78 annually
• The estimated price for a good driver age 40 who chooses $500 deductibles is $874
• Selecting more expensive low deductibles for physical damage coverage bumps up the cost to $1,020
• Higher-risk drivers with serious driving violations could pay around $1,876 or more
• Policy cost that insures a teenage driver with full coverage can cost $3,496 or more

View Chart as Image

Insurance rates for a Mercury Milan also range considerably based on the model year and trim level, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you may be forking out anywhere from $1,000 to $1,500 additional every year, depending on your age. High-risk driver insurance can be around 43% to 127% more than the average policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $800 a year, or $67 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $3,400 a year. View Rates by Age

Your home state has a huge impact on Mercury Milan insurance rates. A driver around age 40 might see rates as low as $630 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,180 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $230 a year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $421 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to compare rates and see how they stack up. Each insurance company calculates rates differently, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Mercury Milan Insurance

Finding cheaper rates on auto insurance requires avoiding accidents and violations, having a good credit score, not filing small claims, and qualifying for all possible discounts. Compare rates once a year by requesting quotes from direct companies, and also from local insurance agencies.

The list below is a condensed summary of the data that was illustrated above.

• You may be able to save around $100 per year simply by shopping early and online
• Consumers who purchase higher liability limits will pay approximately $440 every year to increase from a 30/60 limit to the 250/500 level
• Teenagers are the costliest to insure, as much as $291 each month if comprehensive and collision insurance is included
• Drivers with multiple at-fault accidents may have to pay on average $1,000 more per year for car insurance