Mercury Milan Insurance Rates
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UPDATED: Jun 3, 2023
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Average insurance prices for a Mercury Milan are $904 every 12 months for full coverage. Comprehensive costs approximately $152, collision costs $214, and liability is estimated at $402. A policy with just liability insurance costs approximately $446 a year, with coverage for high-risk drivers costing around $1,948. Teens receive the highest rates at $3,604 a year or more.
Average premium for full coverage: $904
Rate estimates by individual coverage type:
Prices are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and for different Milan trim levels.
Price Range by Coverage and Risk
For the average driver, prices range go from the cheapest price of $446 for minimum levels of liability insurance to a much higher rate of $1,948 for a high-risk driver policy.
Price Range by Location
Living in a larger city can make a big difference on car insurance rates. Rural locations tend to have more infrequent accident claims than cities with more traffic congestion.
The price range example below illustrates how location impacts auto insurance prices.
These examples show why anyone shopping for car insurance should get quotes using their specific location and their own driving history, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below shows estimated Mercury Milan insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $544
- Choosing higher $1,000 deductibles can save $84 a year
- The average price for a 40-year-old driver who chooses $500 deductibles is $904
- Selecting more expensive low deductibles for comp and collision coverage increases the price to $1,064
- Higher-risk drivers with serious driving violations could pay around $1,948 or more
- The cost to insure a 16-year-old driver with full coverage can cost $3,604 each year
Insurance rates for a Mercury Milan can also vary considerably based on policy deductibles and limits, your driver profile, and the model of your Milan.
Choosing higher comprehensive and collision insurance deductibles can save as much as $250 annually, while increasing your policy's liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit
An older driver with no violations or accidents and higher deductibles may pay as low as $900 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay in the ballpark of $3,600 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you could be paying anywhere from $1,100 to $1,500 additional per year, depending on your age. High-risk driver insurance ranges from 42% to 135% more than the average policy. View High Risk Driver Rates
Where you live plays a big part in determining prices for Mercury Milan insurance prices. A good driver about age 40 could pay as low as $600 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,290 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $818 | -$86 | -9.5% |
| Alaska | $694 | -$210 | -23.2% |
| Arizona | $750 | -$154 | -17.0% |
| Arkansas | $904 | -$0 | 0.0% |
| California | $1,030 | $126 | 13.9% |
| Colorado | $862 | -$42 | -4.6% |
| Connecticut | $928 | $24 | 2.7% |
| Delaware | $1,020 | $116 | 12.8% |
| Florida | $1,128 | $224 | 24.8% |
| Georgia | $838 | -$66 | -7.3% |
| Hawaii | $650 | -$254 | -28.1% |
| Idaho | $612 | -$292 | -32.3% |
| Illinois | $674 | -$230 | -25.4% |
| Indiana | $684 | -$220 | -24.3% |
| Iowa | $610 | -$294 | -32.5% |
| Kansas | $860 | -$44 | -4.9% |
| Kentucky | $1,232 | $328 | 36.3% |
| Louisiana | $1,338 | $434 | 48.0% |
| Maine | $558 | -$346 | -38.3% |
| Maryland | $746 | -$158 | -17.5% |
| Massachusetts | $720 | -$184 | -20.4% |
| Michigan | $1,570 | $666 | 73.7% |
| Minnesota | $756 | -$148 | -16.4% |
| Mississippi | $1,082 | $178 | 19.7% |
| Missouri | $802 | -$102 | -11.3% |
| Montana | $970 | $66 | 7.3% |
| Nebraska | $710 | -$194 | -21.5% |
| Nevada | $1,084 | $180 | 19.9% |
| New Hampshire | $652 | -$252 | -27.9% |
| New Jersey | $1,010 | $106 | 11.7% |
| New Mexico | $800 | -$104 | -11.5% |
| New York | $952 | $48 | 5.3% |
| North Carolina | $522 | -$382 | -42.3% |
| North Dakota | $742 | -$162 | -17.9% |
| Ohio | $624 | -$280 | -31.0% |
| Oklahoma | $926 | $22 | 2.4% |
| Oregon | $828 | -$76 | -8.4% |
| Pennsylvania | $862 | -$42 | -4.6% |
| Rhode Island | $1,206 | $302 | 33.4% |
| South Carolina | $820 | -$84 | -9.3% |
| South Dakota | $762 | -$142 | -15.7% |
| Tennessee | $792 | -$112 | -12.4% |
| Texas | $1,090 | $186 | 20.6% |
| Utah | $670 | -$234 | -25.9% |
| Vermont | $616 | -$288 | -31.9% |
| Virginia | $542 | -$362 | -40.0% |
| Washington | $698 | -$206 | -22.8% |
| West Virginia | $828 | -$76 | -8.4% |
| Wisconsin | $624 | -$280 | -31.0% |
| Wyoming | $804 | -$100 | -11.1% |
With so much variability in rates, the only way to know who has the cheapest car insurance rates is to compare rates from multiple companies. Each auto insurer calculates rates differently, and rates can be significantly different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mercury Milan | $868 | $72 |
| Mercury Milan Premier | $904 | $75 |
| Mercury Milan Premier AWD | $924 | $77 |
| Mercury Milan Hybrid | $1,024 | $85 |
Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2010 Mercury Milan | $152 | $214 | $402 | $904 |
| 2009 Mercury Milan | $148 | $192 | $398 | $874 |
| 2008 Mercury Milan | $146 | $188 | $390 | $860 |
| 2007 Mercury Milan | $144 | $178 | $384 | $842 |
| 2006 Mercury Milan | $132 | $170 | $380 | $818 |
Rates are averaged for all Mercury Milan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Affordable Mercury Milan Insurance
Saving money on insurance for a Mercury Milan takes having a decent driving record, having above-average credit, eliminating unneeded coverage, and qualifying for all possible discounts. Spend time shopping around every time your policy renews by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
The following items are a brief review of the information touched on above.
- Drivers can save around $100 per year simply by shopping early and online
- 16 to 18-year-old drivers are the costliest to insure, costing as high as $300 per month if full coverage is included
- Increasing deductibles could save as much as $250 each year
- Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,040 more per year than a driver with a clean driving record
- Insureds who purchase additional liability coverage will pay approximately $440 each year to raise limits from a minimum limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,604 |
| 20 | $2,070 |
| 30 | $922 |
| 40 | $904 |
| 50 | $830 |
| 60 | $814 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,064 |
| $250 | $992 |
| $500 | $904 |
| $1,000 | $820 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $904 |
| 50/100 | $1,119 |
| 100/300 | $1,237 |
| 250/500 | $1,545 |
| 100 CSL | $1,166 |
| 300 CSL | $1,427 |
| 500 CSL | $1,617 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,086 |
| 20 | $3,296 |
| 30 | $1,966 |
| 40 | $1,948 |
| 50 | $1,858 |
| 60 | $1,840 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $46 |
| Multi-vehicle | $49 |
| Homeowner | $16 |
| 5-yr Accident Free | $57 |
| 5-yr Claim Free | $57 |
| Paid in Full/EFT | $34 |
| Advance Quote | $40 |
| Online Quote | $61 |
| Total Discounts | $360 |
Discounts are estimated and may not be available from every company or in every state.
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