Mercury Milan Insurance Rates

U.S. average insurance rates for a Mercury Milan are $874 a year for full coverage insurance. Comprehensive costs approximately $148 each year, collision insurance costs $192, and liability costs around $398. Buying just liability costs as low as $444 a year, and insurance for high-risk drivers costs around $1,876. Teenage drivers pay the highest rates at up to $3,496 a year.

Average premium for full coverage: $874

Price estimates by individual coverage:

Price estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and Milan models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on the price of auto insurance. Rural locations have lower incidents of physical damage claims than densely populated cities. The graphic below illustrates the difference between rural and urban areas on auto insurance prices.

The ranges above illustrate why all drivers should compare prices using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Mercury Milan insurance rates for additional coverage and risk scenarios.

• The best discount rate is $531
• Using higher $1,000 deductibles will save $78 each year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $874
• Using low deductibles for physical damage coverage bumps up the cost to $1,020
• Drivers who are prone to accidents and violations could pay around $1,876
• The price that insures a teen driver can cost $3,496 or more

View Chart as Image

Insurance prices for a Mercury Milan are also quite variable based on the trim level and model year, your age and driving record, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are probably paying anywhere from $1,000 to $1,500 additional each year, depending on your age. Insurance for high-risk drivers can be as much as 43% to 127% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $800 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $3,400 a year. View Rates by Age

The state you live in has a huge impact on Mercury Milan insurance prices. A driver around age 40 might see prices as low as $570 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,180 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $230 every year, whereas increasing liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $421 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Mercury Milan Insurance

Getting lower rates on car insurance requires having a decent driving record, having a good credit score, not filing small claims, and consideration of higher deductibles. Compare prices every couple of years by obtaining price quotes from direct insurance companies, and also from your local car insurance providers.

The following items are a condensed summary of the material that was covered above.

• Policyholders who purchase additional liability coverage will pay an extra $440 annually to increase from a low limit to the 250/500 level
• 16 to 18-year-old drivers are the costliest to insure, as much as $291 a month if comprehensive and collision insurance is included
• Higher risk drivers with multiple at-fault accidents could be charged and average of $1,000 more per year than a driver with a clean driving record
• Increasing physical damage deductibles can save approximately $225 each year