Mercury Milan Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 3, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Estimated insurance rates for a Mercury Milan are $904 a year for full coverage. Comprehensive insurance costs approximately $152, collision insurance costs $214, and liability is estimated at $402. A policy with only liability insurance costs approximately $446 a year, and a high-risk policy costs $1,948 or more. 16-year-old drivers pay the most at up to $3,604 a year.
Average premium for full coverage: $904
Premium estimates by type of coverage:
Estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and for different Milan trim levels.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for a Mercury Milan range from the low end price of $446 for just the minimum liability insurance to a much higher rate of $1,948 for coverage for higher-risk drivers.
Insurance Price Range by Location
Living in a larger city can make a big difference on car insurance rates. Rural locations are statistically proven to have lower incidents of accident claims than congested cities. The price range example below illustrates how where you live affects auto insurance prices.
These rate differences show why anyone shopping for car insurance should get quotes using their specific location, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below shows average Mercury Milan insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $544
- Choosing higher $1,000 deductibles can save $84 a year
- The estimated price for a 40-year-old good driver who chooses $500 deductibles is $904
- Buying more expensive low deductibles for comp and collision coverage will cost an additional $160 annually
- Higher-risk drivers with multiple tickets or accidents could pay around $1,948
- An auto insurance policy that insures a 16-year-old driver with full coverage can cost $3,604 each year
Car insurance prices for a Mercury Milan also have a wide range based on the model year and trim level, how you drive, and physical damage deductibles and liability limits.
If you have a few violations or you caused an accident, you could be paying anywhere from $1,100 to $1,500 extra annually, depending on your age. High-risk driver insurance ranges from 42% to 135% more than the average rate. View High Risk Driver Rates
An older driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $900 annually on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged in the ballpark of $3,600 a year. View Rates by Age
Where you choose to live plays a big part in determining prices for Mercury Milan insurance prices. A good driver about age 40 could pay as low as $600 a year in states like Iowa, Maine, and Idaho, or at least $1,290 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $818 | -$86 | -9.5% |
| Alaska | $694 | -$210 | -23.2% |
| Arizona | $750 | -$154 | -17.0% |
| Arkansas | $904 | -$0 | 0.0% |
| California | $1,030 | $126 | 13.9% |
| Colorado | $862 | -$42 | -4.6% |
| Connecticut | $928 | $24 | 2.7% |
| Delaware | $1,020 | $116 | 12.8% |
| Florida | $1,128 | $224 | 24.8% |
| Georgia | $838 | -$66 | -7.3% |
| Hawaii | $650 | -$254 | -28.1% |
| Idaho | $612 | -$292 | -32.3% |
| Illinois | $674 | -$230 | -25.4% |
| Indiana | $684 | -$220 | -24.3% |
| Iowa | $610 | -$294 | -32.5% |
| Kansas | $860 | -$44 | -4.9% |
| Kentucky | $1,232 | $328 | 36.3% |
| Louisiana | $1,338 | $434 | 48.0% |
| Maine | $558 | -$346 | -38.3% |
| Maryland | $746 | -$158 | -17.5% |
| Massachusetts | $720 | -$184 | -20.4% |
| Michigan | $1,570 | $666 | 73.7% |
| Minnesota | $756 | -$148 | -16.4% |
| Mississippi | $1,082 | $178 | 19.7% |
| Missouri | $802 | -$102 | -11.3% |
| Montana | $970 | $66 | 7.3% |
| Nebraska | $710 | -$194 | -21.5% |
| Nevada | $1,084 | $180 | 19.9% |
| New Hampshire | $652 | -$252 | -27.9% |
| New Jersey | $1,010 | $106 | 11.7% |
| New Mexico | $800 | -$104 | -11.5% |
| New York | $952 | $48 | 5.3% |
| North Carolina | $522 | -$382 | -42.3% |
| North Dakota | $742 | -$162 | -17.9% |
| Ohio | $624 | -$280 | -31.0% |
| Oklahoma | $926 | $22 | 2.4% |
| Oregon | $828 | -$76 | -8.4% |
| Pennsylvania | $862 | -$42 | -4.6% |
| Rhode Island | $1,206 | $302 | 33.4% |
| South Carolina | $820 | -$84 | -9.3% |
| South Dakota | $762 | -$142 | -15.7% |
| Tennessee | $792 | -$112 | -12.4% |
| Texas | $1,090 | $186 | 20.6% |
| Utah | $670 | -$234 | -25.9% |
| Vermont | $616 | -$288 | -31.9% |
| Virginia | $542 | -$362 | -40.0% |
| Washington | $698 | -$206 | -22.8% |
| West Virginia | $828 | -$76 | -8.4% |
| Wisconsin | $624 | -$280 | -31.0% |
| Wyoming | $804 | -$100 | -11.1% |
Opting for high physical damage deductibles can save as much as $250 annually, while increasing your policy's liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mercury Milan | $868 | $72 |
| Mercury Milan Premier | $904 | $75 |
| Mercury Milan Premier AWD | $924 | $77 |
| Mercury Milan Hybrid | $1,024 | $85 |
Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2010 Mercury Milan | $152 | $214 | $402 | $904 |
| 2009 Mercury Milan | $148 | $192 | $398 | $874 |
| 2008 Mercury Milan | $146 | $188 | $390 | $860 |
| 2007 Mercury Milan | $144 | $178 | $384 | $842 |
| 2006 Mercury Milan | $132 | $170 | $380 | $818 |
Rates are averaged for all Mercury Milan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Mercury Milan Insurance
Finding better rates on insurance for a Mercury Milan takes avoiding accidents and violations, having a positive credit history, not filing small claims, and attention to physical damage deductibles. Comparison shop at least once a year by getting rate quotes from direct carriers, and also from insurance agencies where you live.
The list below is a review of the primary concepts that were touched on in the above illustrations.
- Drivers can save around $100 per year just by shopping early and online
- Drivers considered higher risk who have several accidents or serious violations could be forced to pay on average $1,040 more per year for car insurance
- Increasing policy deductibles can save approximately $250 each year
- Teenagers pay the highest auto insurance prices, as much as $300 per month if full coverage is purchased
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,604 |
| 20 | $2,070 |
| 30 | $922 |
| 40 | $904 |
| 50 | $830 |
| 60 | $814 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,064 |
| $250 | $992 |
| $500 | $904 |
| $1,000 | $820 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $904 |
| 50/100 | $1,119 |
| 100/300 | $1,237 |
| 250/500 | $1,545 |
| 100 CSL | $1,166 |
| 300 CSL | $1,427 |
| 500 CSL | $1,617 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,086 |
| 20 | $3,296 |
| 30 | $1,966 |
| 40 | $1,948 |
| 50 | $1,858 |
| 60 | $1,840 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $46 |
| Multi-vehicle | $49 |
| Homeowner | $16 |
| 5-yr Accident Free | $57 |
| 5-yr Claim Free | $57 |
| Paid in Full/EFT | $34 |
| Advance Quote | $40 |
| Online Quote | $61 |
| Total Discounts | $360 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
