Mercury Milan Insurance Rates

The average insurance rates for a Mercury Milan are $874 a year for full coverage. Comprehensive costs approximately $148 a year, collision insurance costs $192, and liability costs around $398. Liability-only insurance costs as low as $444 a year, and high-risk driver insurance costs around $1,876. Teens cost the most to insure at up to $3,496 a year.

Average premium for full coverage: $874

Policy rates by type of insurance:

Full coverage includes $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all states and Milan trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance rates. Rural locations are shown to have lower incidents of accident claims than cities with more traffic congestion. The diagram below illustrates how geographic area affects auto insurance prices.

The examples above show why it is important to compare prices using their specific location, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Mercury Milan insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $531
• Using higher $1,000 deductibles will save $796 a year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $874
• Selecting low $100 deductibles for physical damage coverage bumps up the cost to $1,020
• High-risk insureds with serious driving violations could pay around $1,876
• Policy cost that insures a 16-year-old driver can cost $3,496 or more

View Chart as Image

Auto insurance rates for a Mercury Milan also range considerably based on the trim level of your Milan, how you drive, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $1,000 to $1,500 in extra premium every year, depending on your age. A high-risk auto insurance policy can be from 43% to 127% more than the average policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $800 a year, or $67 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay in the ballpark of $3,400 a year. View Rates by Age

Your home state has a huge impact on Mercury Milan insurance prices. A driver around age 40 might see rates as low as $580 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,250 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $230 annually, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $421 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Mercury Milan Insurance

Finding cheaper rates on insurance for a Mercury Milan requires being a low-risk driver, maintaining a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Compare rates every other policy renewal by obtaining price quotes from direct carriers, and also from insurance agencies where you live.

The items below are a summary of the ideas that were presented in the illustrations above.

• Teen drivers have the highest car insurance rates, costing up to $291 each month if the policy includes full coverage
• Drivers considered higher risk who have multiple accidents or major violations could be forced to pay on average $1,000 more per year to insure their Milan
• Increasing comprehensive and collision deductibles can save approximately $225 each year
• Drivers can save around $100 per year just by quoting early and online