Mazda Tribute Insurance Rates

The average insurance prices for a Mazda Tribute are $780 every 12 months including full coverage. Comprehensive costs approximately $116, collision costs $152, and liability coverage costs $376. Liability-only coverage costs as little as $426 a year, with high-risk coverage costing around $1,672. Teens cost the most to insure at $3,186 a year or more.

Average premium for full coverage: $780

Policy rates by type of insurance:

Includes $500 deductible amounts, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for all Tribute models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance prices. Rural locations are shown to have more infrequent comprehensive and collision claims than cities with more traffic congestion.

The example below illustrates how location impacts auto insurance prices.

The examples above highlight why everyone should compare rates using their specific location and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Mazda Tribute insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $479
• Drivers who choose higher $1,000 deductibles will pay $62 every year
• The average price for a good driver age 40 who chooses $500 deductibles is $780
• Selecting pricier low deductibles for comprehensive and collision insurance increases the price to $896
• High-risk insureds with serious driving violations could pay around $1,672 or more
• Policy cost to insure a teenage driver for full coverage can cost $3,186 a year

View Chart as Image

Insurance rates for a Mazda Tribute also range considerably based on liability limits and deductibles, your driving characteristics, and the model of your Tribute.

Choosing higher comprehensive and collision insurance deductibles could save up to $180 a year, whereas buying more liability protection will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $339 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may only pay around $800 per year on average, or $67 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay in the ballpark of $3,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying anywhere from $900 to $1,300 additional every year, depending on your age. Mazda Tribute insurance for high-risk drivers can cost around 41% to 128% more than the average policy. View High Risk Driver Rates

Your home state makes a big difference in Mazda Tribute insurance rates. A 40-year-old driver could pay as low as $600 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,110 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to regularly compare rates and see how they stack up. Every company calculates rates differently, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest Mazda Tribute Insurance

Finding cheaper rates on auto insurance not only requires having a good driving record, but also having above-average credit, paying for small claims out-of-pocket, and qualifying for all possible discounts. Spend time shopping around at least once a year by getting rate quotes from direct car insurance companies, and also from your local car insurance providers.

The next list is a recap of the primary concepts that were touched on above.

• You may be able to save around $90 per year simply by quoting online well ahead of the renewal date
• Drivers that have major violations or accidents could be charged and average of $890 more per year to buy Mazda Tribute insurance
• Increasing comprehensive and collision deductibles could save as much as $175 each year
• Drivers age 20 and younger are the costliest to insure, with premiums being up to $266 each month if full coverage is included