Mazda Tribute Insurance Rates

Estimated insurance rates for a Mazda Tribute are $780 a year including full coverage. Comprehensive costs on average $116, collision costs $152, and liability is $376. Liability-only coverage costs around $426 a year, with high-risk coverage costing around $1,672. Teen drivers pay the most at $3,186 a year or more.

Average premium for full coverage: $780

Premium estimates by type of coverage:

Includes $500 policy deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for different Tribute trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. Rural areas are statistically proven to have lower incidents of comprehensive and collision claims than larger metro areas.

The price range example below illustrates the difference between rural and urban areas on car insurance rates.

These rate differences highlight why anyone shopping for car insurance should compare rates quotes based on a specific location, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Mazda Tribute insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $479
• Raising to $1,000 deductibles will save around $62 every year
• The estimated price for a 40-year-old good driver with $500 deductibles is $780
• Choosing more expensive low deductibles bumps up the cost to $896
• At-risk drivers with multiple violations and an at-fault accident could pay upwards of $1,672 or more
• An auto insurance policy that insures a teen driver with full coverage may cost $3,186

View Chart as Image

Insurance prices for a Mazda Tribute also have a wide range based on the model year and trim level, your driving record and age, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are likely paying at a minimum $900 to $1,300 extra annually, depending on your age. High-risk driver insurance is expensive and can cost as much as 41% to 128% more than average. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $800 every 12 months on average, or $67 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records can expect to pay upwards of $3,100 a year. View Rates by Age

Where you choose to live also has a big influence on Mazda Tribute insurance prices. A middle-age driver might find prices as low as $600 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,110 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles can reduce prices by up to $180 every year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $339 more per year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out exactly what you will pay is to compare prices and see which company has the best price. Every auto insurance company uses a different rate calculation, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Mazda Tribute Insurance

Finding better rates on car insurance consists of being safe and accident-free, having above-average credit, refrain from filing small claims, and bundling your home and auto policies. Shop around every couple of years by quoting rates from direct car insurance companies, and also from insurance agencies where you live.

Below you'll find a recap of the material that was covered above.

• Policyholders who require more liability protection will pay about $410 per year to raise from 30/60 bodily injury limits to the 250/500 level
• Youthful drivers pay the highest prices, with the cost nearing $266 per month if full coverage is included
• Higher risk drivers that have major violations or accidents could be forced to pay on average $890 more each year than a low-risk driver
• Increasing policy deductibles can save approximately $175 each year