Mazda Tribute Insurance Rates

The average insurance rates for a Mazda Tribute are $780 a year including full coverage. Comprehensive costs approximately $116, collision costs $152, and liability costs $376. Liability-only coverage costs as little as $426 a year, with high-risk coverage costing around $1,672. Teenage drivers cost the most to insure at $3,186 a year or more.

Average premium for full coverage: $780

Policy rates by type of insurance:

Price estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for different Tribute trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on car insurance prices. Rural locations are shown to have lower incidents of comprehensive and collision claims than densely populated cities.

The price range example below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above highlight why anyone shopping for car insurance should compare rates using their specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated Mazda Tribute insurance rates for additional coverage and risk scenarios.

• The best discount rate is $479
• Drivers who choose higher $1,000 deductibles will pay $62 every year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $780
• Using more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $896
• Drivers who are prone to accidents and violations could pay around $1,672 or more
• Policy cost that insures a 16-year-old driver with full coverage can cost $3,186 a year

View Chart as Image

Insurance rates for a Mazda Tribute also range considerably based on the model year and trim level, your driving record and age, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are likely paying anywhere from $900 to $1,300 additional every year, depending on your age. High-risk driver insurance can cost from 41% to 128% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $800 per year on average, or $67 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $3,100 a year. View Rates by Age

Your home state makes a big difference in Mazda Tribute insurance prices. A 40-year-old driver could pay as low as $600 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,110 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $180 annually, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $339 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to compare rates from multiple companies. Every company uses a different method to calculate rates, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Mazda Tribute Insurance

Finding cheaper rates on insurance for a Mazda Tribute not only requires being a safe and courteous driver, but also having a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Compare prices every year by requesting quotes from direct car insurance companies, and also from local auto insurance providers.

Below is a condensed summary of the coverage data covered above.

• You may be able to save around $90 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles can save approximately $175 each year
• Teenage drivers are the costliest to insure, with premiums being up to $266 each month if comprehensive and collision insurance is included
• Drivers considered higher risk with multiple at-fault accidents will likely pay on average $890 more per year for auto insurance