Mazda Tribute Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 3, 2023

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Average insurance rates for a Mazda Tribute are $780 a year with full coverage. Comprehensive insurance costs an estimated $116, collision insurance costs $152, and liability costs $376. Liability-only coverage costs as little as $426 a year, and high-risk coverage costs $1,672 or more. Teens receive the highest rates at up to $3,186 a year.

Average premium for full coverage: $780

Rate estimates broken down by individual coverage type:

Comprehensive $116
Collision $152
Liability $376

Prices are based on $500 physical damage deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all U.S. states and for all Tribute models.

Price Range by Coverage and Risk

For an average driver, prices range range from as low as $426 for minimum levels of liability insurance to the much higher price of $1,672 for a driver that may need high-risk insurance.

Liability Only $426
Full Coverage $780
High Risk $1,672

Price Range by Location

Your location can have significant affects on car insurance rates. More rural locations tend to have a lower frequency of collision claims than cities with more traffic congestion. The example below illustrates the effect of geographic area on insurance prices.

Rural Areas $585
Small Cities $819
Large Cities $1,053

These examples demonstrate why everyone should compare rates for a targeted area and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below details average Mazda Tribute insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $479
  • Drivers who choose higher $1,000 deductibles will pay approximately $62 annually
  • The average rate for a 40-year-old driver who has $500 deductibles is $780
  • Selecting pricier low deductibles for comprehensive and collision insurance will cost an extra $116 every year
  • Higher-risk drivers with serious driving violations could pay up to $1,672
  • The cost for full coverage for a teen driver for full coverage can cost as much as $3,186 a year

View Chart as Image

Mazda Tribute insurance cost comparison chart
Column chart showing Mazda Tribute insurance prices range from $479 to $3,186 for full coverage

Car insurance rates for a Mazda Tribute can also vary considerably based on your driver profile, the trim level and model year, and liability limits and deductibles.

A more mature driver with no driving violations and high deductibles may pay as little as $800 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged at least $3,100 a year. View Rates by Age

Where you live makes a big difference in Mazda Tribute insurance prices. A 40-year-old driver could pay as low as $560 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,050 on average in New York, Michigan, and Florida.

Mazda Tribute Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $704 -$76 -9.7%
Alaska $596 -$184 -23.6%
Arizona $646 -$134 -17.2%
Arkansas $780 -$0 0.0%
California $888 $108 13.8%
Colorado $744 -$36 -4.6%
Connecticut $798 $18 2.3%
Delaware $880 $100 12.8%
Florida $972 $192 24.6%
Georgia $720 -$60 -7.7%
Hawaii $560 -$220 -28.2%
Idaho $528 -$252 -32.3%
Illinois $580 -$200 -25.6%
Indiana $586 -$194 -24.9%
Iowa $524 -$256 -32.8%
Kansas $740 -$40 -5.1%
Kentucky $1,062 $282 36.2%
Louisiana $1,152 $372 47.7%
Maine $482 -$298 -38.2%
Maryland $644 -$136 -17.4%
Massachusetts $620 -$160 -20.5%
Michigan $1,352 $572 73.3%
Minnesota $652 -$128 -16.4%
Mississippi $932 $152 19.5%
Missouri $692 -$88 -11.3%
Montana $836 $56 7.2%
Nebraska $612 -$168 -21.5%
Nevada $932 $152 19.5%
New Hampshire $564 -$216 -27.7%
New Jersey $870 $90 11.5%
New Mexico $690 -$90 -11.5%
New York $820 $40 5.1%
North Carolina $448 -$332 -42.6%
North Dakota $638 -$142 -18.2%
Ohio $538 -$242 -31.0%
Oklahoma $798 $18 2.3%
Oregon $714 -$66 -8.5%
Pennsylvania $742 -$38 -4.9%
Rhode Island $1,040 $260 33.3%
South Carolina $706 -$74 -9.5%
South Dakota $658 -$122 -15.6%
Tennessee $682 -$98 -12.6%
Texas $938 $158 20.3%
Utah $576 -$204 -26.2%
Vermont $530 -$250 -32.1%
Virginia $468 -$312 -40.0%
Washington $600 -$180 -23.1%
West Virginia $714 -$66 -8.5%
Wisconsin $538 -$242 -31.0%
Wyoming $692 -$88 -11.3%

View Chart as Image

Mazda Tribute insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could save up to $180 every year, whereas buying more liability protection will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost as much as $339 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out $900 to $1,300 extra per year, depending on your age. Mazda Tribute insurance for high-risk drivers can cost as much as 41% to 128% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Mazda Tribute Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mazda Tribute I Sport 2WD $750 $63
Mazda Tribute I Sport 4WD $766 $64
Mazda Tribute I Touring 2WD $766 $64
Mazda Tribute I Grand Touring 2WD $780 $65
Mazda Tribute I Touring 4WD $780 $65
Mazda Tribute I Grand Touring 4WD $794 $66
Mazda Tribute S Grand Touring 2WD $794 $66
Mazda Tribute S Grand Touring 4WD $808 $67

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mazda Tribute Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2009 Mazda Tribute $134 $182 $398 $850
2006 Mazda Tribute $120 $160 $380 $796
2005 Mazda Tribute $116 $152 $376 $780

Rates are averaged for all Mazda Tribute models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Mazda Tribute Insurance

Saving money on car insurance not only requires being a safe and courteous driver, but also having above-average credit, eliminating unnecessary coverage, and possibly higher deductibles. Take the time to compare rates once a year by getting rate quotes from direct companies like GEICO and Progressive, and also from local exclusive and independent agents.

Below is a brief review of the data that was covered in the above illustrations.

  • You may be able to save approximately $90 per year just by quoting online well ahead of the renewal date
  • Policyholders who want higher levels of liability will pay approximately $410 every year to go from a minimum limit to 250/500 limits
  • Teenage drivers have the highest car insurance rates, with premiums as much as $266 per month if full coverage is included
  • Higher risk drivers with DUI or reckless driving convictions may pay on average $890 more annually for auto insurance

Rates by Driver Age

Mazda Tribute Insurance Rates by Driver Age
Driver Age Premium
16 $3,186
20 $1,786
30 $790
40 $780
50 $716
60 $704

Full coverage, $500 deductibles

Rates by Deductible

Mazda Tribute Insurance Rates with Different Deductibles
Deductible Premium
$100 $896
$250 $844
$500 $780
$1,000 $718

Full coverage, driver age 40

Rates by Liability Limit

Mazda Tribute Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $780
50/100 $883
100/300 $977
250/500 $1,222
100 CSL $921
300 CSL $1,128
500 CSL $1,278

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda Tribute Insurance Rates for High Risk Drivers
Age Premium
16 $4,472
20 $2,838
30 $1,682
40 $1,672
50 $1,600
60 $1,582

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $103

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $39
Multi-vehicle $42
Homeowner $14
5-yr Accident Free $46
5-yr Claim Free $48
Paid in Full/EFT $27
Advance Quote $33
Online Quote $52
Total Discounts $301
Rate after discounts $479

Discounts are estimated and may not be available from every company or in every state.

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