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Mazda Tribute I Touring 2WD Insurance Rates

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U.S. average insurance prices for a Mazda Tribute I Touring 2WD are $1,224 every 12 months including full coverage. Comprehensive insurance costs approximately $270 a year, collision costs $508, and liability insurance costs around $310. Just liability insurance costs as low as $370 a year, with coverage for high-risk drivers costing $2,644 or more. Teenage drivers pay the highest rates at $4,492 a year or more.

Annual premium for full coverage: $1,224

Price estimates by individual coverage type:

Comprehensive $270
Collision $508
Liability $310

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Mazda Tribute Trim Level

For the average 40-year-old driver, Mazda Tribute I Touring 2WD insurance prices go from the cheapest price of $370 for your basic liability-only policy to a high of $2,644 for coverage for higher-risk drivers.

Liability Only $370
Full Coverage $1,224
High Risk $2,644

These price ranges highlight why it is important for drivers to compare prices using their specific location and their own driving history, rather than relying on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance rates for a Mazda Tribute I Touring 2WD are also quite variable based on deductibles and policy limits, your driving characteristics, and the replacement cost of your Tribute.

Using high physical damage deductibles could cut rates by as much as $530 each year, while buying higher liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will increase rates by as much as $279 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles could pay as little as $1,100 a year for full coverage. Rates are much higher for teenage drivers, since even excellent drivers can expect to pay in the ballpark of $4,400 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying anywhere from $1,500 to $2,000 extra each year, depending on your age. A high-risk auto insurance policy can be anywhere from 45% to 137% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Mazda Tribute I Touring 2WD insurance rates. A driver around age 40 might see rates as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Since rates can be so different, the best way to figure out which auto insurance is cheapest is to get quotes from as many companies as possible. Each insurance company uses a different method to calculate rates, so the rates may be quite different.

View Chart as Image

Mazda Tribute I Touring 2WD insurance cost comparison chart
Column chart showing Mazda Tribute I Touring 2WD insurance prices range from $700 to $4,492 for full coverage

The chart above shows average Mazda Tribute I Touring 2WD insurance rates for different coverage choices and risks. The lowest rate with discounts is $700. Drivers who use higher $1,000 deductibles will pay $1,048. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,224. Choosing low $100 deductibles for collision and other-than-collision coverage could cost up to $1,570. Drivers with multiple violations and accidents could be charged at least $2,644. The cost for full coverage for a teenager can be as high as $4,492.

Mazda Tribute I Touring 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,106 -$118 -9.6%
Alaska $938 -$286 -23.4%
Arizona $1,014 -$210 -17.2%
Arkansas $1,224 -$0 0.0%
California $1,394 $170 13.9%
Colorado $1,168 -$56 -4.6%
Connecticut $1,256 $32 2.6%
Delaware $1,382 $158 12.9%
Florida $1,528 $304 24.8%
Georgia $1,132 -$92 -7.5%
Hawaii $878 -$346 -28.3%
Idaho $830 -$394 -32.2%
Illinois $910 -$314 -25.7%
Indiana $922 -$302 -24.7%
Iowa $826 -$398 -32.5%
Kansas $1,162 -$62 -5.1%
Kentucky $1,670 $446 36.4%
Louisiana $1,812 $588 48.0%
Maine $756 -$468 -38.2%
Maryland $1,010 -$214 -17.5%
Massachusetts $974 -$250 -20.4%
Michigan $2,122 $898 73.4%
Minnesota $1,024 -$200 -16.3%
Mississippi $1,464 $240 19.6%
Missouri $1,086 -$138 -11.3%
Montana $1,314 $90 7.4%
Nebraska $964 -$260 -21.2%
Nevada $1,466 $242 19.8%
New Hampshire $882 -$342 -27.9%
New Jersey $1,368 $144 11.8%
New Mexico $1,082 -$142 -11.6%
New York $1,290 $66 5.4%
North Carolina $704 -$520 -42.5%
North Dakota $1,002 -$222 -18.1%
Ohio $842 -$382 -31.2%
Oklahoma $1,256 $32 2.6%
Oregon $1,122 -$102 -8.3%
Pennsylvania $1,164 -$60 -4.9%
Rhode Island $1,632 $408 33.3%
South Carolina $1,110 -$114 -9.3%
South Dakota $1,030 -$194 -15.8%
Tennessee $1,070 -$154 -12.6%
Texas $1,474 $250 20.4%
Utah $904 -$320 -26.1%
Vermont $838 -$386 -31.5%
Virginia $732 -$492 -40.2%
Washington $944 -$280 -22.9%
West Virginia $1,122 -$102 -8.3%
Wisconsin $846 -$378 -30.9%
Wyoming $1,090 -$134 -10.9%

View Chart as Image

Mazda Tribute I Touring 2WD insurance rates by U.S. city

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Rates by Driver Age

Mazda Tribute I Touring 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $4,492
20 $2,826
30 $1,282
40 $1,224
50 $1,118
60 $1,098

Full coverage, $500 deductibles

Rates by Deductible

Mazda Tribute I Touring 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,570
$250 $1,410
$500 $1,224
$1,000 $1,048

Full coverage, driver age 40

Rates by Liability Limit

Mazda Tribute I Touring 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,224
50/100 $1,286
100/300 $1,364
250/500 $1,565
100 CSL $1,317
300 CSL $1,488
500 CSL $1,612

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda Tribute I Touring 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $6,420
20 $4,490
30 $2,710
40 $2,644
50 $2,522
60 $2,500

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $171

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $65
Multi-vehicle $63
Homeowner $17
5-yr Accident Free $93
5-yr Claim Free $79
Paid in Full/EFT $58
Advance Quote $62
Online Quote $87
Total Discounts $524
Rate after discounts $700

Discounts are estimated and may not be available from every company or in every state.

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