Mazda CX-7 Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 4, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Estimated insurance prices for a Mazda CX-7 are $964 every 12 months for full coverage insurance. Comprehensive insurance costs around $158, collision costs $188, and liability coverage is $460. A policy with only liability insurance costs around $510 a year, with a high-risk policy costing $2,068 or more. Teens pay the most at $3,900 a year or more.

Average premium for full coverage: $964

Premium estimates for type of coverage:

Comprehensive $158
Collision $188
Liability $460

Full coverage includes $500 deductibles, minimum liability limits, and includes uninsured motorist coverage. Rates include averaging for all 50 states and for different CX-7 trim levels.

Insurance Price Range by Risk and Coverage

For a 40-year-old driver, insurance rates for a Mazda CX-7 go from the cheapest price of $510 for only liability insurance to a much higher rate of $2,068 for high-risk insurance.

Liability Only $510
Full Coverage $964
High Risk $2,068

Insurance Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. Areas with sparse population are statistically proven to have more infrequent physical damage claims than cities with more traffic congestion.

The price range example below illustrates how your location can change auto insurance rates.

Rural Areas $723
Small Cities $1,012
Large Cities $1,301

These rate differences illustrate why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Insurance Rate Analysis

The chart below illustrates estimated Mazda CX-7 insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $591
  • Raising to $1,000 deductibles will save about $80 each year
  • The average price for a 40-year-old good driver using $500 deductibles is $964
  • Selecting more expensive low deductibles costs an extra $150 each year
  • Unlucky drivers with serious driving violations could pay at least $2,068 or more
  • An auto insurance policy to insure a teenage driver with full coverage can be $3,900

View Chart as Image

Mazda CX-7 insurance cost comparison chart
Column chart showing full coverage Mazda CX-7 insurance prices range from $591 to $3,900

Car insurance prices for a Mazda CX-7 also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $230 a year, while increasing your policy's liability limits will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may only pay around $900 every 12 months on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged as much as $3,900 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at least $1,100 to $1,600 extra annually, depending on your age. High-risk driver insurance is expensive and can cost around 41% to 127% more than the average policy. View High Risk Driver Rates

Where you choose to live also has a big influence on Mazda CX-7 insurance rates. A middle-age driver might find prices as low as $630 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,300 on average in Michigan, New York, and Florida.

Mazda CX-7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $874 -$90 -9.3%
Alaska $740 -$224 -23.2%
Arizona $802 -$162 -16.8%
Arkansas $964 -$0 0.0%
California $1,098 $134 13.9%
Colorado $924 -$40 -4.1%
Connecticut $990 $26 2.7%
Delaware $1,092 $128 13.3%
Florida $1,206 $242 25.1%
Georgia $890 -$74 -7.7%
Hawaii $692 -$272 -28.2%
Idaho $654 -$310 -32.2%
Illinois $718 -$246 -25.5%
Indiana $726 -$238 -24.7%
Iowa $650 -$314 -32.6%
Kansas $916 -$48 -5.0%
Kentucky $1,316 $352 36.5%
Louisiana $1,426 $462 47.9%
Maine $596 -$368 -38.2%
Maryland $794 -$170 -17.6%
Massachusetts $772 -$192 -19.9%
Michigan $1,676 $712 73.9%
Minnesota $808 -$156 -16.2%
Mississippi $1,154 $190 19.7%
Missouri $854 -$110 -11.4%
Montana $1,036 $72 7.5%
Nebraska $760 -$204 -21.2%
Nevada $1,156 $192 19.9%
New Hampshire $696 -$268 -27.8%
New Jersey $1,080 $116 12.0%
New Mexico $854 -$110 -11.4%
New York $1,016 $52 5.4%
North Carolina $556 -$408 -42.3%
North Dakota $790 -$174 -18.0%
Ohio $668 -$296 -30.7%
Oklahoma $990 $26 2.7%
Oregon $884 -$80 -8.3%
Pennsylvania $920 -$44 -4.6%
Rhode Island $1,288 $324 33.6%
South Carolina $874 -$90 -9.3%
South Dakota $814 -$150 -15.6%
Tennessee $844 -$120 -12.4%
Texas $1,162 $198 20.5%
Utah $714 -$250 -25.9%
Vermont $660 -$304 -31.5%
Virginia $578 -$386 -40.0%
Washington $746 -$218 -22.6%
West Virginia $884 -$80 -8.3%
Wisconsin $668 -$296 -30.7%
Wyoming $862 -$102 -10.6%

View Chart as Image

Mazda CX-7 insurance rates by U.S. city

With such a large range in prices, the only way to figure out your exact price is to compare prices and see how they stack up. Every auto insurance company calculates prices differently, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Mazda CX-7 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mazda CX-7 SV 2WD $920 $77
Mazda CX-7 Sport 2WD $936 $78
Mazda CX-7 Touring 2WD $954 $80
Mazda CX-7 Touring 4WD $972 $81
Mazda CX-7 Grand Touring 2WD $998 $83
Mazda CX-7 Grand Touring 4WD $998 $83

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mazda CX-7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2007 Mazda CX-7 $158 $188 $460 $964

Rates are averaged for all Mazda CX-7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for More Affordable Mazda CX-7 Insurance

Finding better rates on auto insurance consists of being a safe driver, maintaining a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Invest the time to shop around every couple of years by requesting quotes from direct insurance companies, and also from your local independent and exclusive agents.

Here is a summary of the material that was illustrated above.

  • Consumers who may need more liability insurance will pay approximately $510 annually to raise from 30/60 bodily injury limits to a 250/500 level
  • Young drivers are the costliest to insure, with premiums being up to $325 per month if the policy includes full coverage
  • Drivers who have multiple accidents or major violations may pay on average $1,100 more every year for insurance
  • Increasing policy deductibles could save as much as $225 each year

Rates by Driver Age

Mazda CX-7 Insurance Rates by Driver Age
Driver Age Premium
16 $3,900
20 $2,198
30 $978
40 $964
50 $886
60 $866

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,114
$250 $1,046
$500 $964
$1,000 $884

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $964
50/100 $1,090
100/300 $1,205
250/500 $1,504
100 CSL $1,136
300 CSL $1,389
500 CSL $1,573

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-7 Insurance Rates for High Risk Drivers
Age Premium
16 $5,480
20 $3,496
30 $2,082
40 $2,068
50 $1,976
60 $1,956

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $127

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $48
Multi-vehicle $52
Homeowner $17
5-yr Accident Free $57
5-yr Claim Free $60
Paid in Full/EFT $34
Advance Quote $41
Online Quote $64
Total Discounts $373
Rate after discounts $591

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption