Mazda CX-7 Insurance Rates
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UPDATED: Jun 4, 2023
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Estimated insurance prices for a Mazda CX-7 are $964 every 12 months for full coverage insurance. Comprehensive insurance costs around $158, collision costs $188, and liability coverage is $460. A policy with only liability insurance costs around $510 a year, with a high-risk policy costing $2,068 or more. Teens pay the most at $3,900 a year or more.
Average premium for full coverage: $964
Premium estimates for type of coverage:
Full coverage includes $500 deductibles, minimum liability limits, and includes uninsured motorist coverage. Rates include averaging for all 50 states and for different CX-7 trim levels.
Insurance Price Range by Risk and Coverage
For a 40-year-old driver, insurance rates for a Mazda CX-7 go from the cheapest price of $510 for only liability insurance to a much higher rate of $2,068 for high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city has a large influence on car insurance rates. Areas with sparse population are statistically proven to have more infrequent physical damage claims than cities with more traffic congestion.
The price range example below illustrates how your location can change auto insurance rates.
These rate differences illustrate why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own driving history, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Insurance Rate Analysis
The chart below illustrates estimated Mazda CX-7 insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $591
- Raising to $1,000 deductibles will save about $80 each year
- The average price for a 40-year-old good driver using $500 deductibles is $964
- Selecting more expensive low deductibles costs an extra $150 each year
- Unlucky drivers with serious driving violations could pay at least $2,068 or more
- An auto insurance policy to insure a teenage driver with full coverage can be $3,900
Car insurance prices for a Mazda CX-7 also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level and model year.
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $230 a year, while increasing your policy's liability limits will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit
An older driver with no driving violations and higher deductibles may only pay around $900 every 12 months on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged as much as $3,900 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are probably paying at least $1,100 to $1,600 extra annually, depending on your age. High-risk driver insurance is expensive and can cost around 41% to 127% more than the average policy. View High Risk Driver Rates
Where you choose to live also has a big influence on Mazda CX-7 insurance rates. A middle-age driver might find prices as low as $630 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,300 on average in Michigan, New York, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $874 | -$90 | -9.3% |
Alaska | $740 | -$224 | -23.2% |
Arizona | $802 | -$162 | -16.8% |
Arkansas | $964 | -$0 | 0.0% |
California | $1,098 | $134 | 13.9% |
Colorado | $924 | -$40 | -4.1% |
Connecticut | $990 | $26 | 2.7% |
Delaware | $1,092 | $128 | 13.3% |
Florida | $1,206 | $242 | 25.1% |
Georgia | $890 | -$74 | -7.7% |
Hawaii | $692 | -$272 | -28.2% |
Idaho | $654 | -$310 | -32.2% |
Illinois | $718 | -$246 | -25.5% |
Indiana | $726 | -$238 | -24.7% |
Iowa | $650 | -$314 | -32.6% |
Kansas | $916 | -$48 | -5.0% |
Kentucky | $1,316 | $352 | 36.5% |
Louisiana | $1,426 | $462 | 47.9% |
Maine | $596 | -$368 | -38.2% |
Maryland | $794 | -$170 | -17.6% |
Massachusetts | $772 | -$192 | -19.9% |
Michigan | $1,676 | $712 | 73.9% |
Minnesota | $808 | -$156 | -16.2% |
Mississippi | $1,154 | $190 | 19.7% |
Missouri | $854 | -$110 | -11.4% |
Montana | $1,036 | $72 | 7.5% |
Nebraska | $760 | -$204 | -21.2% |
Nevada | $1,156 | $192 | 19.9% |
New Hampshire | $696 | -$268 | -27.8% |
New Jersey | $1,080 | $116 | 12.0% |
New Mexico | $854 | -$110 | -11.4% |
New York | $1,016 | $52 | 5.4% |
North Carolina | $556 | -$408 | -42.3% |
North Dakota | $790 | -$174 | -18.0% |
Ohio | $668 | -$296 | -30.7% |
Oklahoma | $990 | $26 | 2.7% |
Oregon | $884 | -$80 | -8.3% |
Pennsylvania | $920 | -$44 | -4.6% |
Rhode Island | $1,288 | $324 | 33.6% |
South Carolina | $874 | -$90 | -9.3% |
South Dakota | $814 | -$150 | -15.6% |
Tennessee | $844 | -$120 | -12.4% |
Texas | $1,162 | $198 | 20.5% |
Utah | $714 | -$250 | -25.9% |
Vermont | $660 | -$304 | -31.5% |
Virginia | $578 | -$386 | -40.0% |
Washington | $746 | -$218 | -22.6% |
West Virginia | $884 | -$80 | -8.3% |
Wisconsin | $668 | -$296 | -30.7% |
Wyoming | $862 | -$102 | -10.6% |
With such a large range in prices, the only way to figure out your exact price is to compare prices and see how they stack up. Every auto insurance company calculates prices differently, so rate quotes will be substantially different.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Mazda CX-7 SV 2WD | $920 | $77 |
Mazda CX-7 Sport 2WD | $936 | $78 |
Mazda CX-7 Touring 2WD | $954 | $80 |
Mazda CX-7 Touring 4WD | $972 | $81 |
Mazda CX-7 Grand Touring 2WD | $998 | $83 |
Mazda CX-7 Grand Touring 4WD | $998 | $83 |
Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2007 Mazda CX-7 | $158 | $188 | $460 | $964 |
Rates are averaged for all Mazda CX-7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for More Affordable Mazda CX-7 Insurance
Finding better rates on auto insurance consists of being a safe driver, maintaining a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Invest the time to shop around every couple of years by requesting quotes from direct insurance companies, and also from your local independent and exclusive agents.
Here is a summary of the material that was illustrated above.
- Consumers who may need more liability insurance will pay approximately $510 annually to raise from 30/60 bodily injury limits to a 250/500 level
- Young drivers are the costliest to insure, with premiums being up to $325 per month if the policy includes full coverage
- Drivers who have multiple accidents or major violations may pay on average $1,100 more every year for insurance
- Increasing policy deductibles could save as much as $225 each year
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $3,900 |
20 | $2,198 |
30 | $978 |
40 | $964 |
50 | $886 |
60 | $866 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,114 |
$250 | $1,046 |
$500 | $964 |
$1,000 | $884 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $964 |
50/100 | $1,090 |
100/300 | $1,205 |
250/500 | $1,504 |
100 CSL | $1,136 |
300 CSL | $1,389 |
500 CSL | $1,573 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $5,480 |
20 | $3,496 |
30 | $2,082 |
40 | $2,068 |
50 | $1,976 |
60 | $1,956 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $48 |
Multi-vehicle | $52 |
Homeowner | $17 |
5-yr Accident Free | $57 |
5-yr Claim Free | $60 |
Paid in Full/EFT | $34 |
Advance Quote | $41 |
Online Quote | $64 |
Total Discounts | $373 |
Discounts are estimated and may not be available from every company or in every state.
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