Mazda CX-7 Insurance Rates

The average insurance rates for a Mazda CX-7 are $1,012 a year including full coverage. Comprehensive costs an estimated $166 a year, collision insurance costs $214, and liability coverage is estimated at $474. A liability-only policy costs approximately $522 a year, and high-risk insurance costs around $2,176. Teenage drivers cost the most to insure at up to $4,074 a year.

Average premium for full coverage: $1,012

Policy rates broken down by type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and CX-7 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on the price of auto insurance. More rural locations are shown to have lower incidents of comprehensive and collision claims than densely populated cities. The diagram below illustrates how geographic area affects insurance prices.

The examples above highlight why it is important to get quotes for a targeted area, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down average Mazda CX-7 insurance rates for other coverage scenarios.

• The best discount rate is $616
• Choosing higher $1,000 deductibles can save approximately $924 every year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,012
• Using low $100 deductibles for comp and collision coverage bumps up the cost to $1,176
• Drivers who are prone to accidents and violations could pay up to $2,176
• Policy cost that insures a teenage driver can cost as much as $4,074 each year

View Chart as Image

Car insurance rates for a Mazda CX-7 also range considerably based on the trim level of your CX-7, your driving record and age, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are likely paying $1,200 to $1,700 extra every year, depending on your age. A high-risk auto insurance policy ranges around 42% to 132% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,000 annually on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged at least $4,000 a year. View Rates by Age

Your home state plays a big part in determining prices for Mazda CX-7 insurance rates. A good driver about age 40 could pay as low as $780 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,450 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $260 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Mazda CX-7 Insurance

Finding cheaper rates on auto insurance takes avoiding accidents and violations, having a positive credit history, paying for small claims out-of-pocket, and possibly higher deductibles. Compare prices at least every other year by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.

The list below is a brief recap of the car insurance concepts presented in the illustrations above.

• Drivers who tend to receive serious violations could be charged and average of $1,160 more annually for car insurance
• You may be able to save approximately $110 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $250 each year
• Consumers who want higher liability limits will pay an extra $520 per year to raise limits from a 30/60 limit to the 250/500 level