Mazda CX-7 Insurance Rates

The average insurance rates for a Mazda CX-7 are $1,044 a year including full coverage. Comprehensive costs approximately $176, collision insurance costs $236, and liability insurance costs $474. Liability-only insurance costs as little as $522 a year, and high-risk driver insurance costs around $2,246. Teens cost the most to insure at up to $4,174 a year.

Average premium for full coverage: $1,044

Policy rates by type of insurance:

Full coverage includes $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for all CX-7 models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on car insurance prices. Rural locations are shown to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The example below illustrates how location helps determine auto insurance prices.

The examples above highlight why everyone should compare rates using their specific location, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Mazda CX-7 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $632
• Drivers who choose higher $1,000 deductibles will pay $94 every year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,044
• Selecting pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,222
• High risk drivers with serious driving violations could pay around $2,246
• Policy cost that insures a teen driver for full coverage can cost $4,174 a year

View Chart as Image

Auto insurance rates for a Mazda CX-7 also range considerably based on the model of your CX-7, your driving record and age, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are likely paying anywhere from $1,200 to $1,800 in extra premium every year, depending on your age. Mazda CX-7 insurance for high-risk drivers can cost anywhere from 43% to 128% more than the average policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay in the ballpark of $4,100 a year. View Rates by Age

Your home state makes a big difference in Mazda CX-7 insurance rates. A 40-year-old driver could pay as low as $800 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,490 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $280 each year, whereas buying more liability protection will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Mazda CX-7 Insurance

Finding cheaper rates on Mazda CX-7 insurance not only requires avoiding accidents and violations, but also maintaining a good credit score, paying for small claims out-of-pocket, and possibly higher deductibles. Compare rates every couple of years by getting rate quotes from direct car insurance companies, and also from local auto insurance providers.

The list below is a summary of the material that was covered in the charts and tables above.

• Drivers who purchase higher liability limits will pay approximately $520 per year to go from a 30/60 limit to the 250/500 level
• Teenagers have the highest car insurance rates, with premiums being up to $348 each month if the policy includes full coverage
• High-risk drivers who have multiple accidents or major violations will likely pay on average $1,200 more per year for car insurance
• Increasing comprehensive and collision deductibles can save approximately $275 each year