Mazda CX-7 Insurance Rates

The average auto insurance rates for a Mazda CX-7 are $1,084 annually including full coverage. Comprehensive insurance costs an estimated $190 each year, collision costs $258, and liability insurance costs $478. Liability-only insurance costs as little as $526 a year, with high-risk driver insurance costing $2,330 or more. 16-year-old drivers cost the most to insure at $4,300 a year or more.

Average premium for full coverage: $1,084

Policy rates broken down by type of insurance:

Prices include $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and CX-7 models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on the price of auto insurance. More rural locations are shown to have fewer comprehensive and collision claims than congested cities.

The graphic below illustrates the effect of geographic area on insurance prices.

The examples above highlight why all drivers should compare rates for a targeted area and their own personal driving habits, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Mazda CX-7 insurance rates for other coverage scenarios.

• The best full coverage rate is $652
• Drivers who choose higher $1,000 deductibles will pay approximately $104 every year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,084
• Buying low deductibles for comprehensive and collision insurance costs an additional $192 a year
• High risk drivers with multiple tickets or accidents could pay up to $2,330 or more
• Policy cost with full coverage for a teen driver can cost as much as $4,300 a year

View Chart as Image

Auto insurance rates for a Mazda CX-7 also range considerably based on the model year and trim level, your driving characteristics, and liability limits and deductibles.

More mature drivers with a good driving record and high physical damage deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will have to pay at least $4,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying $1,300 to $1,800 in extra premium every year, depending on your age. Insurance for high-risk drivers can cost anywhere from 42% to 134% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $300 each year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $430 extra every year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Mazda CX-7 insurance rates. A 40-year-old driver could pay as low as $830 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,550 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to do a rate comparison from as many companies as possible. Every company utilizes a different rate formula, and quoted rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right Mazda CX-7 Insurance

Finding cheaper rates on Mazda CX-7 insurance not only requires avoiding accidents and violations, but also having above-average credit, paying for small claims out-of-pocket, and qualifying for all possible discounts. Take the time to compare rates every couple of years by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The list below is a quick rundown of the material that was covered in the above illustrations.

• Drivers who want higher liability limits will pay around $530 per year to go from a 30/60 limit to higher 250/500 limits
• Teenagers are the costliest to insure, with premiums being up to $358 each month if full coverage is included
• High-risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,250 more annually for car insurance
• Increasing comprehensive and collision deductibles could save up to $300 each year