Mazda CX-7 Insurance Rates

U.S. average auto insurance rates for a Mazda CX-7 are $1,012 annually for full coverage insurance. Comprehensive insurance costs around $166 each year, collision costs $214, and liability costs $474. A policy with just liability insurance costs as little as $522 a year, with coverage for high-risk drivers costing $2,176 or more. Teenage drivers pay the highest rates at $4,074 a year or more.

Average premium for full coverage: $1,012

Price estimates for individual coverage:

Price estimates include $500 physical damage deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and CX-7 models.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on car insurance rates. Areas with sparse population have fewer physical damage claims than densely populated cities.

The graphic below illustrates how where you live affects auto insurance rates.

The ranges above illustrate why all drivers should compare rates for a specific zip code and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Mazda CX-7 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $616
• Drivers who choose higher $1,000 deductibles will pay about $88 each year
• The estimated rate for the average middle-age driver using $500 deductibles is $1,012
• Using low deductibles for comprehensive and collision insurance costs an additional $164 every year
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,176 or more
• The price with full coverage for a teen driver can be $4,074 a year

View Chart as Image

Insurance prices for a Mazda CX-7 are also quite variable based on the trim level and model year, your risk profile, and deductibles and policy limits.

More mature drivers with a clean driving record and high physical damage deductibles may pay as little as $1,000 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay as much as $4,000 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying at least $1,200 to $1,700 extra each year, depending on your age. Insurance for high-risk drivers can cost as much as 42% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $260 every year, whereas increasing liability limits will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Mazda CX-7 insurance prices. A 40-year-old driver could pay as low as $660 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,370 on average in Michigan, New York, and Florida.

View Chart as Image

Since prices can be so different, the only way to figure out your exact price is to do a rate comparison and see which company has the best price. Every company uses a different method to calculate prices, so the prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Mazda CX-7 Insurance

Getting lower rates on car insurance not only requires being a safe and courteous driver, but also having a good credit history, not filing small claims, and insuring your home and auto with the same company. Take the time to comparison shop at every policy renewal by quoting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

Below is a condensed summary of the data touched on in the above illustrations.

• Policyholders who may need higher levels of liability will pay an extra $520 annually to go from a low limit to higher 250/500 limits
• It is possible to save up to $110 per year simply by quoting online in advance
• Increasing physical damage deductibles could save up to $250 each year
• Teenage drivers pay higher prices, as much as $340 a month including comprehensive and collision insurance