Mazda CX-7 Insurance Rates

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UPDATED: Jun 3, 2024

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Average auto insurance rates for a Mazda CX-7 are $1,044 annually with full coverage. Comprehensive insurance costs on average $176, collision costs $236, and liability coverage costs around $474. A policy with just liability insurance costs as low as $522 a year, with coverage for high-risk drivers costing $2,246 or more. 16-year-old drivers receive the highest rates at $4,174 a year or more.

Average premium for full coverage: $1,044

Rate estimates by individual coverage type:

Comprehensive $176
Collision $236
Liability $474

Full coverage includes $500 policy deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and for different CX-7 trim levels.

Price Range by Coverage and Risk

For a driver in their 40's, prices range go from as cheap as $522 for basic liability insurance to a much higher rate of $2,246 for coverage for higher-risk drivers.

Liability Only $522
Full Coverage $1,044
High Risk $2,246

Price Range by Location

Where you live has a large influence on auto insurance rates. Rural areas tend to have fewer collision claims than congested cities.

The price range example below illustrates how location helps determine car insurance rates.

Rural Areas $783
Small Cities $1,096
Large Cities $1,409

These examples demonstrate why anyone shopping for car insurance should compare prices based on a specific location and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below details estimated Mazda CX-7 insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $632
  • Using higher $1,000 deductibles will save around $94 annually
  • The estimated rate for a 40-year-old driver with $500 deductibles is $1,044
  • Buying more expensive low deductibles for physical damage coverage costs an additional $178 each year
  • Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,246 or more
  • The cost with full coverage for a teenage driver with full coverage may cost $4,174 or more

View Chart as Image

Mazda CX-7 insurance cost comparison chart
Column chart showing full coverage Mazda CX-7 insurance prices range from $632 to $4,174

Insurance rates for a Mazda CX-7 can also vary considerably based on the trim level of your CX-7, your driving record, and policy deductibles and limits.

An older driver with no violations or accidents and high physical damage deductibles may only pay around $1,000 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay upwards of $4,100 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out at a minimum $1,200 to $1,800 additional per year, depending on your age. High-risk driver insurance can be around 43% to 128% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut rates by as much as $280 a year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Mazda CX-7 insurance rates. A driver around age 40 might see rates as low as $750 a year in states like New Hampshire, Ohio, and Utah, or at least $1,410 on average in Florida, Michigan, and New York.

Mazda CX-7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $944 -$100 -9.6%
Alaska $800 -$244 -23.4%
Arizona $866 -$178 -17.0%
Arkansas $1,044 -$0 0.0%
California $1,190 $146 14.0%
Colorado $996 -$48 -4.6%
Connecticut $1,074 $30 2.9%
Delaware $1,182 $138 13.2%
Florida $1,306 $262 25.1%
Georgia $964 -$80 -7.7%
Hawaii $750 -$294 -28.2%
Idaho $706 -$338 -32.4%
Illinois $778 -$266 -25.5%
Indiana $786 -$258 -24.7%
Iowa $706 -$338 -32.4%
Kansas $994 -$50 -4.8%
Kentucky $1,426 $382 36.6%
Louisiana $1,544 $500 47.9%
Maine $646 -$398 -38.1%
Maryland $860 -$184 -17.6%
Massachusetts $836 -$208 -19.9%
Michigan $1,814 $770 73.8%
Minnesota $874 -$170 -16.3%
Mississippi $1,250 $206 19.7%
Missouri $926 -$118 -11.3%
Montana $1,122 $78 7.5%
Nebraska $824 -$220 -21.1%
Nevada $1,252 $208 19.9%
New Hampshire $752 -$292 -28.0%
New Jersey $1,168 $124 11.9%
New Mexico $924 -$120 -11.5%
New York $1,100 $56 5.4%
North Carolina $602 -$442 -42.3%
North Dakota $854 -$190 -18.2%
Ohio $720 -$324 -31.0%
Oklahoma $1,074 $30 2.9%
Oregon $956 -$88 -8.4%
Pennsylvania $996 -$48 -4.6%
Rhode Island $1,392 $348 33.3%
South Carolina $946 -$98 -9.4%
South Dakota $882 -$162 -15.5%
Tennessee $914 -$130 -12.5%
Texas $1,258 $214 20.5%
Utah $772 -$272 -26.1%
Vermont $716 -$328 -31.4%
Virginia $626 -$418 -40.0%
Washington $808 -$236 -22.6%
West Virginia $956 -$88 -8.4%
Wisconsin $724 -$320 -30.7%
Wyoming $932 -$112 -10.7%

View Chart as Image

Mazda CX-7 insurance rates by U.S. city

With so much variability in rates, the best way to find out exactly what you will pay is to compare rates and see how they stack up. Each insurance company utilizes a different rate formula, and rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Mazda CX-7 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mazda CX-7 SV 2WD $990 $83
Mazda CX-7 Sport 2WD $1,012 $84
Mazda CX-7 Touring 2WD $1,030 $86
Mazda CX-7 Touring 4WD $1,052 $88
Mazda CX-7 Grand Touring 2WD $1,086 $91
Mazda CX-7 Grand Touring 4WD $1,086 $91

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mazda CX-7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Mazda CX-7 $190 $258 $478 $1,084
2011 Mazda CX-7 $176 $236 $474 $1,044
2010 Mazda CX-7 $166 $214 $474 $1,012
2007 Mazda CX-7 $156 $178 $452 $944

Rates are averaged for all Mazda CX-7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy More Affordable Mazda CX-7 Insurance

Saving money on auto insurance requires being a good driver, having good credit, eliminating unnecessary coverage, and insuring your home and auto with the same company. Invest time comparing rates at least once a year by requesting rates from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.

The following list is a summary of the primary concepts that were covered in the charts and tables above.

  • You may be able to save as much as $120 per year simply by shopping early and online
  • Drivers who have multiple accidents or major violations pay an average of $1,200 more each year than a safer driver
  • Increasing deductibles could save up to $275 each year
  • Drivers age 16 to 20 pay higher rates, with premiums as much as $348 per month if they have full coverage

Rates by Driver Age

Mazda CX-7 Insurance Rates by Driver Age
Driver Age Premium
16 $4,174
20 $2,384
30 $1,064
40 $1,044
50 $958
60 $938

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,222
$250 $1,142
$500 $1,044
$1,000 $950

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,044
50/100 $1,181
100/300 $1,299
250/500 $1,607
100 CSL $1,228
300 CSL $1,489
500 CSL $1,679

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-7 Insurance Rates for High Risk Drivers
Age Premium
16 $5,886
20 $3,804
30 $2,266
40 $2,246
50 $2,148
60 $2,124

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $140

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $53
Multi-vehicle $56
Homeowner $18
5-yr Accident Free $64
5-yr Claim Free $66
Paid in Full/EFT $38
Advance Quote $46
Online Quote $71
Total Discounts $412
Rate after discounts $632

Discounts are estimated and may not be available from every company or in every state.

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