Mazda CX-7 Insurance Rates

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UPDATED: Jun 3, 2024

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Estimated auto insurance rates for a Mazda CX-7 are $1,012 annually with full coverage. Comprehensive costs approximately $166, collision costs $214, and liability coverage is $474. Liability-only coverage costs around $522 a year, with high-risk coverage costing around $2,176. Teens pay the most at $4,074 a year or more.

Average premium for full coverage: $1,012

Premium estimates by type of coverage:

Comprehensive $166
Collision $214
Liability $474

Full coverage includes $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and for different CX-7 trim levels.

Insurance Price Range by Risk and Coverage

For the normal driver, insurance rates for a Mazda CX-7 go from as cheap as $522 for your basic liability-only policy to a much higher rate of $2,176 for a high-risk driver policy.

Liability Only $522
Full Coverage $1,012
High Risk $2,176

Insurance Price Range by Location

Choosing to live in a large city has a large influence on the price of insurance. Rural locations are statistically proven to have fewer collision claims than cities with more traffic congestion.

The price range example below illustrates how geographic area affects auto insurance prices.

Rural Areas $759
Small Cities $1,063
Large Cities $1,366

These rate differences demonstrate why anyone shopping for car insurance should compare rates quotes using their specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

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More Rate Information

The chart below details estimated Mazda CX-7 insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $616
  • Raising to $1,000 deductibles will save $88 annually
  • The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,012
  • Selecting more expensive low deductibles will cost $1,176
  • Unlucky drivers with serious driving violations could pay around $2,176 or more
  • An auto insurance policy with full coverage for a teenage driver with full coverage can cost $4,074

View Chart as Image

Mazda CX-7 insurance cost comparison chart
Column chart showing full coverage Mazda CX-7 insurance rates range from $616 to $4,074

Insurance prices for a Mazda CX-7 also have a wide range based on the model of your CX-7, your driving record, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high physical damage deductibles may only pay around $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay in the ballpark of $4,000 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out anywhere from $1,200 to $1,700 extra annually, depending on your age. High-risk driver insurance is expensive and can cost around 42% to 132% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $260 a year, while increasing your policy's liability limits will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Mazda CX-7 insurance rates. A middle-age driver might find prices as low as $730 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,370 on average in New York, Michigan, and Florida.

Mazda CX-7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $916 -$96 -9.5%
Alaska $776 -$236 -23.3%
Arizona $840 -$172 -17.0%
Arkansas $1,012 -$0 0.0%
California $1,154 $142 14.0%
Colorado $966 -$46 -4.5%
Connecticut $1,040 $28 2.8%
Delaware $1,146 $134 13.2%
Florida $1,268 $256 25.3%
Georgia $934 -$78 -7.7%
Hawaii $728 -$284 -28.1%
Idaho $682 -$330 -32.6%
Illinois $754 -$258 -25.5%
Indiana $762 -$250 -24.7%
Iowa $682 -$330 -32.6%
Kansas $964 -$48 -4.7%
Kentucky $1,380 $368 36.4%
Louisiana $1,496 $484 47.8%
Maine $624 -$388 -38.3%
Maryland $834 -$178 -17.6%
Massachusetts $808 -$204 -20.2%
Michigan $1,758 $746 73.7%
Minnesota $846 -$166 -16.4%
Mississippi $1,212 $200 19.8%
Missouri $898 -$114 -11.3%
Montana $1,086 $74 7.3%
Nebraska $798 -$214 -21.1%
Nevada $1,214 $202 20.0%
New Hampshire $728 -$284 -28.1%
New Jersey $1,130 $118 11.7%
New Mexico $898 -$114 -11.3%
New York $1,068 $56 5.5%
North Carolina $584 -$428 -42.3%
North Dakota $828 -$184 -18.2%
Ohio $698 -$314 -31.0%
Oklahoma $1,040 $28 2.8%
Oregon $926 -$86 -8.5%
Pennsylvania $966 -$46 -4.5%
Rhode Island $1,350 $338 33.4%
South Carolina $916 -$96 -9.5%
South Dakota $854 -$158 -15.6%
Tennessee $888 -$124 -12.3%
Texas $1,220 $208 20.6%
Utah $750 -$262 -25.9%
Vermont $694 -$318 -31.4%
Virginia $606 -$406 -40.1%
Washington $784 -$228 -22.5%
West Virginia $926 -$86 -8.5%
Wisconsin $702 -$310 -30.6%
Wyoming $902 -$110 -10.9%

View Chart as Image

Mazda CX-7 insurance rates by U.S. city

With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to compare prices and see how they stack up. Every auto insurance company calculates prices differently, so the prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Mazda CX-7 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mazda CX-7 SV 2WD $962 $80
Mazda CX-7 Sport 2WD $982 $82
Mazda CX-7 Touring 2WD $1,000 $83
Mazda CX-7 Touring 4WD $1,020 $85
Mazda CX-7 Grand Touring 2WD $1,050 $88
Mazda CX-7 Grand Touring 4WD $1,050 $88

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mazda CX-7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Mazda CX-7 $176 $236 $474 $1,044
2011 Mazda CX-7 $166 $214 $474 $1,012
2010 Mazda CX-7 $162 $192 $468 $980
2007 Mazda CX-7 $142 $170 $446 $916

Rates are averaged for all Mazda CX-7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy More Affordable Mazda CX-7 Insurance

Finding better rates on auto insurance consists of avoiding accidents and violations, having a good credit history, being claim-free, and maximizing policy discounts. Invest the time to compare rates every time your policy renews by obtaining price quotes from direct companies, and also from your local independent and exclusive agents.

The list below is a summary of the information presented in the illustrations above.

  • You may be able to save around $110 per year simply by shopping early and online
  • Teenagers are expensive to insure, possibly costing $340 per month including comprehensive and collision insurance
  • Increasing policy deductibles could save up to $250 each year
  • Drivers who have multiple accidents or major violations may pay on average $1,160 more per year for car insurance
  • Consumers who purchase higher liability limits will pay approximately $520 every year to raise from 30/60 bodily injury limits to higher 250/500 limits

Rates by Driver Age

Mazda CX-7 Insurance Rates by Driver Age
Driver Age Premium
16 $4,074
20 $2,310
30 $1,028
40 $1,012
50 $928
60 $910

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,176
$250 $1,102
$500 $1,012
$1,000 $924

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,012
50/100 $1,145
100/300 $1,263
250/500 $1,571
100 CSL $1,192
300 CSL $1,453
500 CSL $1,643

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-7 Insurance Rates for High Risk Drivers
Age Premium
16 $5,736
20 $3,684
30 $2,192
40 $2,176
50 $2,080
60 $2,058

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $135

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $51
Multi-vehicle $55
Homeowner $18
5-yr Accident Free $61
5-yr Claim Free $63
Paid in Full/EFT $36
Advance Quote $44
Online Quote $68
Total Discounts $396
Rate after discounts $616

Discounts are estimated and may not be available from every company or in every state.

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