Mazda CX-7 Insurance Rates

Estimated insurance prices for a Mazda CX-7 are $1,012 every 12 months for full coverage. Comprehensive insurance costs on average $166 each year, collision costs $214, and liability costs $474. Liability-only insurance costs as little as $522 a year, with high-risk driver insurance costing $2,176 or more. Teens pay the most at $4,074 a year or more.

Average premium for full coverage: $1,012

Premium estimates by type of coverage:

Price estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all states and CX-7 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on car insurance rates. Rural areas are statistically proven to have more infrequent accident claims than cities with more traffic congestion.

The graphic below illustrates how your location can change car insurance rates.

These rate differences show why all drivers should compare rates based on a specific location and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Mazda CX-7 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $616
• Drivers who choose higher $1,000 deductibles will pay around $88 a year
• The average price for a 40-year-old good driver with $500 deductibles is $1,012
• Selecting low deductibles for comprehensive and collision insurance costs an extra $164 every year
• Higher-risk drivers with serious driving violations could pay upwards of $2,176 or more
• An auto insurance policy to insure a teen driver may cost $4,074 a year

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Insurance prices for a Mazda CX-7 also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level of your CX-7.

Choosing higher comprehensive and collision insurance deductibles could save up to $260 every year, whereas increasing liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as little as $1,000 per year on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay upwards of $4,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying at a minimum $1,200 to $1,700 additional annually, depending on your age. Insurance for high-risk drivers can cost as much as 42% to 132% more than the average policy. View High Risk Driver Rates

Where you choose to live makes a big difference in Mazda CX-7 insurance prices. A 40-year-old driver could pay as low as $670 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,450 on average in Michigan, Louisiana, and New York.

View Chart as Image

With such a large range in prices, the only way to know exactly what you will pay is to do a rate comparison and see which company has the best price. Every company calculates prices differently, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Mazda CX-7 Insurance

Finding better rates on car insurance not only requires avoiding accidents and violations, but also having above-average credit, not filing small claims, and insuring your home and auto with the same company. Invest the time to shop around every other policy renewal by quoting rates from direct carriers, and also from local independent and exclusive agents.

The list below is a condensed summary of the ideas that were illustrated above.

• Teenagers pay higher prices, as much as $340 per month if full coverage is included
• Higher risk drivers with multiple at-fault accidents pay an average of $1,160 more each year for car insurance
• Increasing policy deductibles could save as much as $250 each year
• Drivers can save as much as $110 per year simply by quoting online in advance