Mazda CX-7 Insurance Rates

The average auto insurance rates for a Mazda CX-7 are $1,044 annually including full coverage. Comprehensive costs an estimated $176 a year, collision insurance costs $236, and liability costs around $474. Liability-only coverage costs as low as $522 a year, and high-risk coverage costs around $2,246. Teenage drivers cost the most to insure at up to $4,174 a year.

Average premium for full coverage: $1,044

Policy rates broken down by type of insurance:

Includes $500 physical damage deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and CX-7 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on the price of auto insurance. More rural locations are shown to have fewer comprehensive and collision claims than densely populated cities. The diagram below illustrates the effect of geographic area on insurance prices.

The examples above highlight why it is important to compare prices for a targeted area and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Mazda CX-7 insurance rates for other coverage scenarios.

• The best discount rate is $632
• Using higher $1,000 deductibles will save approximately $950 every year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,044
• Using low $100 deductibles for physical damage coverage will cost $1,222
• Drivers who are prone to accidents and violations could pay up to $2,246
• Policy cost with full coverage for a teen driver can cost as much as $4,174 or more

View Chart as Image

Insurance rates for a Mazda CX-7 also range considerably based on the model year and trim level, your driving characteristics, and liability limits and deductibles.

Older drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay at least $4,100 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying $1,200 to $1,800 additional every year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $280 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Mazda CX-7 insurance prices. A driver around age 40 might see rates as low as $800 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,490 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Mazda CX-7 Insurance

Finding cheaper rates on car insurance requires being a safe and courteous driver, having good credit, paying for small claims out-of-pocket, and possibly raising deductibles. Take the time to compare rates at least every other year by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below is a recap of the car insurance concepts covered in the above illustrations.

• Higher risk drivers that have major violations or accidents could be forced to pay on average $1,200 more annually for auto insurance
• You may be able to save approximately $120 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $275 each year
• Policyholders who want higher levels of liability will pay an extra $520 per year to increase from a 30/60 limit to higher 250/500 limits