Mazda CX-7 Insurance Rates

The average insurance rates for a Mazda CX-7 are $1,012 a year for full coverage insurance. Comprehensive costs an estimated $166, collision insurance costs $214, and liability insurance costs $474. Liability-only insurance costs as little as $522 a year, and high-risk driver insurance costs around $2,176. Teens cost the most to insure at up to $4,074 a year.

Average premium for full coverage: $1,012

Policy rates broken down by type of insurance:

Prices are based on $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and for different CX-7 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than cities with more traffic congestion. The price range example below illustrates the difference between rural and urban areas on insurance prices.

The examples above illustrate why anyone shopping for car insurance should compare rates for a targeted area, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Mazda CX-7 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $616
• Drivers who choose higher $1,000 deductibles will pay approximately $88 each year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,012
• Selecting more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,176
• High risk drivers with serious driving violations could pay up to $2,176
• Policy cost that insures a teen driver with full coverage can cost as much as $4,074 a year

View Chart as Image

Auto insurance rates for a Mazda CX-7 also range considerably based on the model year and trim level, your age and driving record, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are probably paying $1,200 to $1,700 in extra premium every year, depending on your age. High-risk driver insurance can cost anywhere from 42% to 132% more than the average policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay at least $4,000 a year. View Rates by Age

Your home state makes a big difference in Mazda CX-7 insurance rates. A 40-year-old driver could pay as low as $660 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,370 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $260 each year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Mazda CX-7 Insurance

Finding cheaper rates on Mazda CX-7 insurance not only requires avoiding accidents and violations, but also maintaining a good credit score, being claim-free, and consideration of higher deductibles. Compare rates at least every other year by requesting quotes from direct insurance companies, and also from local insurance agencies.

The list below is a brief review of the car insurance concepts covered above.

• High-risk drivers with DUI or reckless driving convictions may have to pay on average $1,160 more annually for car insurance
• It is possible to save approximately $110 per year just by shopping early and online
• Increasing comprehensive and collision deductibles can save approximately $250 each year
• Drivers who want higher liability limits will pay approximately $520 annually to go from a 30/60 limit to the 250/500 level