Mazda CX-7 Insurance Rates

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UPDATED: Jun 3, 2024

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U.S. average insurance prices for a Mazda CX-7 are $1,012 every 12 months with full coverage. Comprehensive costs approximately $166, collision costs $214, and liability insurance costs $474. A policy with just liability insurance costs as little as $522 a year, with coverage for high-risk drivers costing around $2,176. Teen drivers pay the highest rates at $4,074 a year or more.

Average premium for full coverage: $1,012

Price estimates by individual coverage:

Comprehensive $166
Collision $214
Liability $474

Prices are based on $500 policy deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and for all CX-7 models.

Price Range from Low to High

For a driver in their 40's, Mazda CX-7 insurance prices go from the cheapest price of $522 for a discount liability-only rate to the much higher price of $2,176 for a high-risk insurance policy.

Liability Only $522
Full Coverage $1,012
High Risk $2,176

Geographic Price Range

Your location has a significant impact on the price of insurance. Rural locations have more infrequent collision claims than larger metro areas.

The example below illustrates how location helps determine auto insurance prices.

Rural Areas $759
Small Cities $1,063
Large Cities $1,366

The ranges above demonstrate why everyone should compare rates using their specific location and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below details estimated Mazda CX-7 insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $616
  • Drivers who choose higher $1,000 deductibles will pay $88 annually
  • The average price for the average middle-age driver who chooses $500 deductibles is $1,012
  • Choosing pricier low deductibles for comprehensive and collision insurance increases the price to $1,176
  • High risk drivers with multiple violations and an at-fault accident could pay around $2,176 or more
  • The price to insure a teen driver for full coverage can cost $4,074 a year

View Chart as Image

Mazda CX-7 insurance cost comparison chart
Column chart showing full coverage Mazda CX-7 insurance rates range from $616 to $4,074

Insurance prices for a Mazda CX-7 are also quite variable based on deductibles and policy limits, your driving record, and the model of your CX-7.

Choosing high deductibles could save up to $260 each year, whereas buying more liability protection will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles could pay as little as $1,000 per year on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers can expect to pay in the ballpark of $4,000 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out anywhere from $1,200 to $1,700 extra each year, depending on your age. Mazda CX-7 insurance for high-risk drivers can cost anywhere from 42% to 132% more than average. View High Risk Driver Rates

The state you live in makes a big difference in Mazda CX-7 insurance rates. A 40-year-old driver could pay as low as $730 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,370 on average in New York, Michigan, and Florida.

Mazda CX-7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $916 -$96 -9.5%
Alaska $776 -$236 -23.3%
Arizona $840 -$172 -17.0%
Arkansas $1,012 -$0 0.0%
California $1,154 $142 14.0%
Colorado $966 -$46 -4.5%
Connecticut $1,040 $28 2.8%
Delaware $1,146 $134 13.2%
Florida $1,268 $256 25.3%
Georgia $934 -$78 -7.7%
Hawaii $728 -$284 -28.1%
Idaho $682 -$330 -32.6%
Illinois $754 -$258 -25.5%
Indiana $762 -$250 -24.7%
Iowa $682 -$330 -32.6%
Kansas $964 -$48 -4.7%
Kentucky $1,380 $368 36.4%
Louisiana $1,496 $484 47.8%
Maine $624 -$388 -38.3%
Maryland $834 -$178 -17.6%
Massachusetts $808 -$204 -20.2%
Michigan $1,758 $746 73.7%
Minnesota $846 -$166 -16.4%
Mississippi $1,212 $200 19.8%
Missouri $898 -$114 -11.3%
Montana $1,086 $74 7.3%
Nebraska $798 -$214 -21.1%
Nevada $1,214 $202 20.0%
New Hampshire $728 -$284 -28.1%
New Jersey $1,130 $118 11.7%
New Mexico $898 -$114 -11.3%
New York $1,068 $56 5.5%
North Carolina $584 -$428 -42.3%
North Dakota $828 -$184 -18.2%
Ohio $698 -$314 -31.0%
Oklahoma $1,040 $28 2.8%
Oregon $926 -$86 -8.5%
Pennsylvania $966 -$46 -4.5%
Rhode Island $1,350 $338 33.4%
South Carolina $916 -$96 -9.5%
South Dakota $854 -$158 -15.6%
Tennessee $888 -$124 -12.3%
Texas $1,220 $208 20.6%
Utah $750 -$262 -25.9%
Vermont $694 -$318 -31.4%
Virginia $606 -$406 -40.1%
Washington $784 -$228 -22.5%
West Virginia $926 -$86 -8.5%
Wisconsin $702 -$310 -30.6%
Wyoming $902 -$110 -10.9%

View Chart as Image

Mazda CX-7 insurance rates by U.S. city

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to regularly compare prices from as many companies as possible. Every company uses a different rate calculation, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Mazda CX-7 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mazda CX-7 SV 2WD $962 $80
Mazda CX-7 Sport 2WD $982 $82
Mazda CX-7 Touring 2WD $1,000 $83
Mazda CX-7 Touring 4WD $1,020 $85
Mazda CX-7 Grand Touring 2WD $1,050 $88
Mazda CX-7 Grand Touring 4WD $1,050 $88

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mazda CX-7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Mazda CX-7 $176 $236 $474 $1,044
2011 Mazda CX-7 $166 $214 $474 $1,012
2010 Mazda CX-7 $162 $192 $468 $980
2007 Mazda CX-7 $142 $170 $446 $916

Rates are averaged for all Mazda CX-7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Affordable Mazda CX-7 Insurance

Getting lower rates on Mazda CX-7 insurance not only requires being a good driver, but also having good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Invest time comparing rates at least every other year by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following list is a brief review of the car insurance concepts covered in the charts and tables above.

  • High-risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,160 more per year than a safer driver
  • You may be able to save around $110 per year simply by quoting online well ahead of the renewal date
  • Increasing physical damage deductibles could save as much as $250 each year
  • Drivers who purchase an increased level of liability coverage will pay about $520 every year to go from a low limit to a 250/500 level

Rates by Driver Age

Mazda CX-7 Insurance Rates by Driver Age
Driver Age Premium
16 $4,074
20 $2,310
30 $1,028
40 $1,012
50 $928
60 $910

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,176
$250 $1,102
$500 $1,012
$1,000 $924

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,012
50/100 $1,145
100/300 $1,263
250/500 $1,571
100 CSL $1,192
300 CSL $1,453
500 CSL $1,643

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-7 Insurance Rates for High Risk Drivers
Age Premium
16 $5,736
20 $3,684
30 $2,192
40 $2,176
50 $2,080
60 $2,058

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $135

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $51
Multi-vehicle $55
Homeowner $18
5-yr Accident Free $61
5-yr Claim Free $63
Paid in Full/EFT $36
Advance Quote $44
Online Quote $68
Total Discounts $396
Rate after discounts $616

Discounts are estimated and may not be available from every company or in every state.

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