Mazda CX-7 Insurance Rates

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UPDATED: Jun 3, 2024

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Average insurance prices for a Mazda CX-7 are $1,044 every 12 months for full coverage. Comprehensive insurance costs around $176, collision insurance costs $236, and liability coverage is estimated at $474. Buying just liability costs approximately $522 a year, and insurance for high-risk drivers costs $2,246 or more. Teen drivers receive the highest rates at up to $4,174 a year.

Average premium for full coverage: $1,044

Rate estimates for individual coverage type:

Comprehensive $176
Collision $236
Liability $474

Prices include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all states and for all CX-7 models.

Price Range by Coverage and Risk

For an average driver, prices range range from the cheapest price of $522 for a discount liability-only rate to the much higher price of $2,246 for a driver who has had serious violations or accidents.

Liability Only $522
Full Coverage $1,044
High Risk $2,246

Price Range by Location

Living in a larger city has a large influence on auto insurance rates. Areas with sparse population tend to have more infrequent accident claims than larger metro areas. The example below illustrates the effect of geographic area on auto insurance rates.

Rural Areas $783
Small Cities $1,096
Large Cities $1,409

These examples show why everyone should get quotes for a specific zip code and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below shows average Mazda CX-7 insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $632
  • Choosing higher $1,000 deductibles can save about $94 a year
  • The average price for a 40-year-old driver using $500 deductibles is $1,044
  • Choosing pricier low deductibles for comp and collision coverage costs an extra $178 each year
  • Drivers with multiple violations and an at-fault accident could pay at least $2,246
  • The cost to insure a teenage driver for full coverage can be $4,174 each year

View Chart as Image

Mazda CX-7 insurance cost comparison chart
Column chart showing Mazda CX-7 insurance prices range from $632 to $4,174 for full coverage

Auto insurance rates for a Mazda CX-7 can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level and model year.

Choosing high deductibles can save as much as $280 a year, whereas buying more liability protection will increase rates. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may only pay around $1,000 annually on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay as much as $4,100 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at least $1,200 to $1,800 in extra premium per year, depending on your age. Mazda CX-7 insurance for high-risk drivers ranges around 43% to 128% more than average. View High Risk Driver Rates

Where you live plays a big part in determining prices for Mazda CX-7 insurance rates. A good driver about age 40 could pay as low as $690 a year in states like Idaho, Maine, and Iowa, or as much as $1,490 on average in Michigan, Louisiana, and New York.

Mazda CX-7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $944 -$100 -9.6%
Alaska $800 -$244 -23.4%
Arizona $866 -$178 -17.0%
Arkansas $1,044 -$0 0.0%
California $1,190 $146 14.0%
Colorado $996 -$48 -4.6%
Connecticut $1,074 $30 2.9%
Delaware $1,182 $138 13.2%
Florida $1,306 $262 25.1%
Georgia $964 -$80 -7.7%
Hawaii $750 -$294 -28.2%
Idaho $706 -$338 -32.4%
Illinois $778 -$266 -25.5%
Indiana $786 -$258 -24.7%
Iowa $706 -$338 -32.4%
Kansas $994 -$50 -4.8%
Kentucky $1,426 $382 36.6%
Louisiana $1,544 $500 47.9%
Maine $646 -$398 -38.1%
Maryland $860 -$184 -17.6%
Massachusetts $836 -$208 -19.9%
Michigan $1,814 $770 73.8%
Minnesota $874 -$170 -16.3%
Mississippi $1,250 $206 19.7%
Missouri $926 -$118 -11.3%
Montana $1,122 $78 7.5%
Nebraska $824 -$220 -21.1%
Nevada $1,252 $208 19.9%
New Hampshire $752 -$292 -28.0%
New Jersey $1,168 $124 11.9%
New Mexico $924 -$120 -11.5%
New York $1,100 $56 5.4%
North Carolina $602 -$442 -42.3%
North Dakota $854 -$190 -18.2%
Ohio $720 -$324 -31.0%
Oklahoma $1,074 $30 2.9%
Oregon $956 -$88 -8.4%
Pennsylvania $996 -$48 -4.6%
Rhode Island $1,392 $348 33.3%
South Carolina $946 -$98 -9.4%
South Dakota $882 -$162 -15.5%
Tennessee $914 -$130 -12.5%
Texas $1,258 $214 20.5%
Utah $772 -$272 -26.1%
Vermont $716 -$328 -31.4%
Virginia $626 -$418 -40.0%
Washington $808 -$236 -22.6%
West Virginia $956 -$88 -8.4%
Wisconsin $724 -$320 -30.7%
Wyoming $932 -$112 -10.7%

View Chart as Image

Mazda CX-7 insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Mazda CX-7 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mazda CX-7 SV 2WD $990 $83
Mazda CX-7 Sport 2WD $1,012 $84
Mazda CX-7 Touring 2WD $1,030 $86
Mazda CX-7 Touring 4WD $1,052 $88
Mazda CX-7 Grand Touring 2WD $1,086 $91
Mazda CX-7 Grand Touring 4WD $1,086 $91

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mazda CX-7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Mazda CX-7 $190 $258 $478 $1,084
2011 Mazda CX-7 $176 $236 $474 $1,044
2010 Mazda CX-7 $166 $214 $474 $1,012
2007 Mazda CX-7 $156 $178 $452 $944

Rates are averaged for all Mazda CX-7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Right Mazda CX-7 Insurance

Saving money on auto insurance takes avoiding accidents and violations, having a good credit score, eliminating unneeded coverage, and possibly raising deductibles. Take the time to compare rates every other policy renewal by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The list below is a quick rundown of the ideas that were covered in the above illustrations.

  • Teenagers are expensive to insure, costing as high as $348 per month if comprehensive and collision insurance is included
  • Drivers with reckless driving or DUI convictions may pay on average $1,200 more every year for car insurance
  • Increasing deductibles could save as much as $275 each year
  • Drivers can save up to $120 per year just by quoting online well ahead of the renewal date

Rates by Driver Age

Mazda CX-7 Insurance Rates by Driver Age
Driver Age Premium
16 $4,174
20 $2,384
30 $1,064
40 $1,044
50 $958
60 $938

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,222
$250 $1,142
$500 $1,044
$1,000 $950

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,044
50/100 $1,181
100/300 $1,299
250/500 $1,607
100 CSL $1,228
300 CSL $1,489
500 CSL $1,679

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-7 Insurance Rates for High Risk Drivers
Age Premium
16 $5,886
20 $3,804
30 $2,266
40 $2,246
50 $2,148
60 $2,124

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $140

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $53
Multi-vehicle $56
Homeowner $18
5-yr Accident Free $64
5-yr Claim Free $66
Paid in Full/EFT $38
Advance Quote $46
Online Quote $71
Total Discounts $412
Rate after discounts $632

Discounts are estimated and may not be available from every company or in every state.

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