Mazda CX-7 Insurance Rates

Average insurance rates for a Mazda CX-7 are $1,012 a year for full coverage insurance. Comprehensive costs approximately $166 a year, collision costs $214, and liability is estimated at $474. A policy with just liability insurance costs approximately $522 a year, with coverage for high-risk drivers costing around $2,176. 16-year-old drivers receive the highest rates at $4,074 a year or more.

Average premium for full coverage: $1,012

Rate estimates by individual coverage type:

Full coverage includes $500 policy deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 states and CX-7 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on the price of auto insurance. Rural locations tend to have a lower frequency of physical damage claims than congested cities.

The diagram below illustrates the effect of geographic area on auto insurance prices.

These examples illustrate why it is important to get quotes using their specific location and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated Mazda CX-7 insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $616
• Choosing higher $1,000 deductibles can save $924 each year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,012
• Buying low $100 deductibles for comp and collision coverage will increase the cost to $1,176
• Higher-risk drivers with multiple tickets or accidents could pay around $2,176 or more
• The cost for full coverage for a 16-year-old driver can cost $4,074 each year

View Chart as Image

Insurance rates for a Mazda CX-7 can also vary considerably based on your driver profile, the model year and trim level, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high deductibles may pay as low as $1,000 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay in the ballpark of $4,000 a year. View Rates by Age

Where you live plays a big part in determining prices for Mazda CX-7 insurance prices. A good driver about age 40 could pay as low as $660 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,370 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can save as much as $260 annually, while buying higher liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,200 to $1,700 additional per year, depending on your age. A high-risk auto insurance policy ranges from 42% to 132% more than the average rate. View High Risk Driver Rates

With so much variability in rates, the only way to figure out who has the best car insurance rates is to get quotes from multiple companies. Each auto insurer utilizes a different rate formula, and rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Mazda CX-7 Insurance

Saving money on insurance for a Mazda CX-7 takes being safe and accident-free, having a good credit history, avoid buying unnecessary coverage, and qualifying for all possible discounts. Take the time to compare rates every couple of years by getting quotes from direct insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

Below you'll find a summary of the material that was covered in the above illustrations.

• Insureds who purchase more liability protection will pay around $520 annually to raise limits from a minimum limit to 250/500 limits
• Youthful drivers are the costliest to insure, costing up to $340 per month including comprehensive and collision insurance
• Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,160 more per year than a low-risk driver
• Increasing deductibles can save around $250 each year