Mazda CX-7 Insurance Rates

Estimated auto insurance rates for a Mazda CX-7 are $1,044 annually for full coverage insurance. Comprehensive costs approximately $176, collision costs $236, and liability insurance is estimated at $474. Liability-only coverage costs approximately $522 a year, with high-risk coverage costing around $2,246. 16-year-old drivers pay the most at $4,174 a year or more.

Average premium for full coverage: $1,044

Premium estimates by type of coverage:

Estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 states and for all CX-7 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on the price of auto insurance. Rural locations are statistically proven to have fewer physical damage claims than congested cities.

The example below illustrates how your location can change auto insurance prices.

These rate differences illustrate why everyone should get quotes using their specific location and their own personal driving habits, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Mazda CX-7 insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $632
• Choosing higher $1,000 deductibles can save $94 each year
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,044
• Buying pricier low deductibles for comp and collision coverage will cost $1,222
• High-risk insureds with multiple tickets or accidents could pay around $2,246 or more
• An auto insurance policy with full coverage for a teen driver for full coverage can cost $4,174 each year

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Insurance prices for a Mazda CX-7 also have a wide range based on the model of your CX-7, your risk profile, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high physical damage deductibles could pay as little as $1,000 annually on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay in the ballpark of $4,100 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying anywhere from $1,200 to $1,800 extra annually, depending on your age. Mazda CX-7 insurance for high-risk drivers ranges anywhere from 43% to 128% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $280 each year, whereas buying more liability protection will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Mazda CX-7 insurance rates. A good driver about age 40 could pay as low as $690 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,410 on average in Florida, New York, and Michigan.

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With such a large range in prices, the only way to figure out who has the best car insurance prices is to regularly compare prices from as many companies as possible. Each auto insurer utilizes a different rate formula, so the prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Mazda CX-7 Insurance

Finding better rates on Mazda CX-7 insurance takes avoiding accidents and violations, having a good credit history, paying for small claims out-of-pocket, and maximizing policy discounts. Invest the time to shop around once a year by requesting quotes from direct insurance companies, and also from insurance agencies where you live.

The list below is a review of the data that was illustrated above.

• It is possible to save around $120 per year simply by quoting online well ahead of the renewal date
• Drivers who purchase higher liability limits will pay around $520 annually to raise limits from 30/60 bodily injury limits to higher 250/500 limits
• Teenagers are expensive to insure, with premiums being up to $348 per month including comprehensive and collision insurance
• High-risk drivers who have several accidents or serious violations could be forced to pay on average $1,200 more per year for car insurance