Mazda CX-7 Insurance Rates

The average insurance rates for a Mazda CX-7 are $1,012 a year with full coverage. Comprehensive insurance costs approximately $166 a year, collision insurance costs $214, and liability coverage is estimated at $474. Buying just liability costs approximately $522 a year, and insurance for high-risk drivers costs $2,176 or more. Teen drivers cost the most to insure at up to $4,074 a year.

Average premium for full coverage: $1,012

Policy rates by type of insurance:

Includes $500 physical damage deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and CX-7 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on the price of insurance. Rural locations are shown to have lower incidents of collision claims than larger metro areas. The diagram below illustrates the difference location can make on auto insurance prices.

The examples above demonstrate why it is important to get quotes using their specific location, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Mazda CX-7 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $616
• Choosing higher $1,000 deductibles can save $924 annually
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,012
• Choosing low $100 deductibles for comp and collision coverage will cost an additional $164 each year
• Drivers with multiple violations and an at-fault accident could pay around $2,176
• Policy cost that insures a teenage driver can cost $4,074 each year

View Chart as Image

Insurance rates for a Mazda CX-7 also range considerably based on the trim level of your CX-7, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you may be forking out anywhere from $1,200 to $1,700 extra every year, depending on your age. A high-risk auto insurance policy ranges around 42% to 132% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,000 annually on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay in the ballpark of $4,000 a year. View Rates by Age

Your home state plays a big part in determining prices for Mazda CX-7 insurance rates. A good driver about age 40 could pay as low as $730 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,370 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles can save as much as $260 a year, while buying higher liability limits will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Mazda CX-7 Insurance

Finding cheaper rates on auto insurance takes being a safe and courteous driver, having above-average credit, not filing small claims, and possibly raising deductibles. Shop around every time your policy renews by requesting rates from direct companies, and also from local insurance agencies.

Below is a recap of the information touched on in this article.

• You may be able to save around $110 per year just by quoting early and online
• Teenage drivers are expensive to insure, as much as $340 each month if full coverage is included
• Increasing comprehensive and collision deductibles can save approximately $250 each year
• Drivers that have major violations or accidents may have to pay on average $1,160 more per year for auto insurance
• Consumers who purchase higher levels of liability will pay about $520 every year to raise limits from a 30/60 limit to the 250/500 level