Mazda CX-7 Insurance Rates

Estimated insurance rates for a Mazda CX-7 are $1,044 a year for full coverage insurance. Comprehensive insurance costs an estimated $176, collision insurance costs $236, and liability costs around $474. Liability-only coverage costs as low as $522 a year, and high-risk coverage costs $2,246 or more. Teens pay the most at up to $4,174 a year.

Average premium for full coverage: $1,044

Premium estimates broken down by type of coverage:

Rate estimates include $500 deductible amounts, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and for different CX-7 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on the price of insurance. More rural locations are statistically proven to have lower incidents of physical damage claims than cities with more traffic congestion. The price range example below illustrates how geographic area affects insurance prices.

These rate differences illustrate why anyone shopping for car insurance should compare prices for a targeted area, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Mazda CX-7 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $632
• Using higher $1,000 deductibles will save approximately $94 each year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,044
• Selecting more expensive low deductibles for physical damage coverage will cost an additional $178 every year
• Drivers with serious driving violations could pay up to $2,246
• An auto insurance policy that insures a teen driver with full coverage can cost as much as $4,174 or more

View Chart as Image

Insurance prices for a Mazda CX-7 also have a wide range based on the model year and trim level, your age and driving record, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are probably paying $1,200 to $1,800 extra annually, depending on your age. High-risk driver insurance can be as much as 43% to 128% more than the average policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,000 a year, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay at least $4,100 a year. View Rates by Age

Where you choose to live has a huge impact on Mazda CX-7 insurance prices. A driver around age 40 might see prices as low as $690 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,410 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $280 every year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Mazda CX-7 Insurance

Finding better rates on car insurance requires having a good driving record, having above-average credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Compare rates every time your policy renews by getting quotes from direct insurance companies, and also from local insurance agencies.

The next list is a brief recap of the information presented in the illustrations above.

• It is possible to save approximately $120 per year just by shopping early and online
• Drivers age 20 and younger are charged the highest prices, with premiums being up to $348 per month if full coverage is included
• Increasing policy deductibles can save approximately $275 each year
• Higher risk drivers who tend to receive serious violations may have to pay on average $1,200 more annually to buy Mazda CX-7 insurance
• Policyholders who want increased levels of liability coverage will pay approximately $520 annually to increase from 30/60 bodily injury limits to the 250/500 level