Mazda CX-7 Insurance Rates

The average insurance prices for a Mazda CX-7 are $1,012 every 12 months for full coverage. Comprehensive insurance costs on average $166 a year, collision costs $214, and liability insurance costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing $2,176 or more. 16-year-old drivers cost the most to insure at $4,074 a year or more.

Average premium for full coverage: $1,012

Policy rates by type of insurance:

Price estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all states and CX-7 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on car insurance rates. Rural areas are shown to have more infrequent accident claims than congested cities.

The diagram below illustrates the difference between rural and urban areas on car insurance rates.

The examples above show why it is important to compare prices based on a specific location and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated Mazda CX-7 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $616
• Using higher $1,000 deductibles will save around $924 a year
• The average price for a good driver age 40 with $500 deductibles is $1,012
• Buying low $100 deductibles for physical damage coverage costs an extra $164 a year
• Drivers with multiple tickets or accidents could pay upwards of $2,176 or more
• Policy cost to insure a teen driver may cost $4,074 or more

View Chart as Image

Insurance rates for a Mazda CX-7 also range considerably based on liability limits and deductibles, your driver profile, and the trim level of your CX-7.

Opting for high physical damage deductibles could cut rates by as much as $260 each year, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles could pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay upwards of $4,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at a minimum $1,200 to $1,700 additional every year, depending on your age. A high-risk auto insurance policy can be anywhere from 42% to 132% more than the average rate. View High Risk Driver Rates

Your home state has a huge impact on Mazda CX-7 insurance rates. A driver around age 40 might see rates as low as $670 a year in states like Idaho, Maine, and Iowa, or at least $1,450 on average in Michigan, Louisiana, and New York.

View Chart as Image

Because rates have so much variability, the only way to know exactly what you will pay is to get quotes from as many companies as possible. Each insurance company utilizes a different rate formula, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Mazda CX-7 Insurance

Finding cheaper rates on Mazda CX-7 insurance requires being a low-risk driver, having above-average credit, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Set aside time to compare rates every couple of years by getting rate quotes from direct carriers, and also from local independent and exclusive agents.

The items below are a condensed summary of the material that was covered above.

• Drivers who require more liability coverage will pay around $520 each year to increase from a 30/60 limit to a 250/500 level
• Teen drivers pay higher rates, costing up to $340 each month if full coverage is included
• High-risk drivers with multiple at-fault accidents pay an average of $1,160 more each year to insure their CX-7
• Increasing comprehensive and collision deductibles could save as much as $250 each year