Mazda CX-7 Insurance Rates

The average insurance rates for a Mazda CX-7 are $1,044 a year with full coverage. Comprehensive costs on average $176, collision insurance costs $236, and liability is $474. A liability-only policy costs around $522 a year, and high-risk insurance costs around $2,246. Teenage drivers cost the most to insure at up to $4,174 a year.

Average premium for full coverage: $1,044

Policy rates by type of insurance:

Full coverage includes $500 physical damage deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and for all CX-7 models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than densely populated cities. The example below illustrates the difference between rural and urban areas on car insurance rates.

The examples above demonstrate why everyone should compare rates quotes based on a specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Mazda CX-7 insurance rates for different risk profiles and scenarios.

• The best discount rate is $632
• Raising to $1,000 deductibles will save around $94 annually
• The average rate for a good driver age 40 with $500 deductibles is $1,044
• Using pricier low deductibles will increase the cost to $1,222
• Drivers who are prone to accidents and violations could pay upwards of $2,246
• Policy cost for full coverage for a 16-year-old driver for full coverage may cost $4,174

View Chart as Image

Car insurance rates for a Mazda CX-7 also range considerably based on your risk profile, the trim level and model year, and policy deductibles and limits.

A more mature driver with no driving violations and high deductibles may pay as low as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged upwards of $4,100 a year. View Rates by Age

Your home state also has a big influence on Mazda CX-7 insurance prices. A middle-age driver might find rates as low as $750 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,410 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $280 annually, whereas buying more liability protection will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $1,200 to $1,800 extra every year, depending on your age. Mazda CX-7 insurance for high-risk drivers is expensive and can cost from 43% to 128% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Mazda CX-7 Insurance

Finding cheaper rates on insurance for a Mazda CX-7 consists of being a safe and courteous driver, having above-average credit, not filing small claims, and possibly raising deductibles. Set aside time to compare rates at least every other year by requesting quotes from direct companies like GEICO, Progressive, and Esurance, and also from local insurance agents.

Below is a summary of the car insurance concepts covered above.

• Drivers considered higher risk who have multiple accidents or major violations may be required to pay an average of $1,200 more each year for auto insurance
• You may be able to save as much as $120 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save around $275 each year
• Insureds who require higher levels of liability will pay an extra $520 every year to raise from a 30/60 limit to 250/500 limits