Mazda CX-7 Insurance Rates

Average insurance rates for a Mazda CX-7 are $1,044 a year for full coverage. Comprehensive insurance costs an estimated $176, collision costs $236, and liability coverage costs $474. Buying just liability costs as little as $522 a year, with insurance for high-risk drivers costing $2,246 or more. Teenage drivers receive the highest rates at $4,174 a year or more.

Average premium for full coverage: $1,044

Rate estimates broken down by individual coverage type:

Estimates include $500 deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all states and for all CX-7 models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on insurance rates. More rural locations tend to have a lower frequency of accident claims than densely populated cities.

The example below illustrates how geographic area affects insurance prices.

These examples show why everyone should compare rates for a targeted area and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated Mazda CX-7 insurance rates for other coverage scenarios.

• The best discount rate is $632
• Drivers who choose higher $1,000 deductibles will pay approximately $94 a year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,044
• Using pricier low deductibles for comprehensive and collision insurance will cost an extra $178 each year
• High-risk insureds who are prone to accidents and violations could pay up to $2,246 or more
• The cost for full coverage for a teenage driver for full coverage can cost as much as $4,174 a year

View Chart as Image

Auto insurance rates for a Mazda CX-7 can also vary considerably based on your driver profile, the trim level of your CX-7, and liability limits and deductibles.

A more mature driver with a good driving record and high deductibles may only pay around $1,000 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay at least $4,100 a year. View Rates by Age

Where you live makes a big difference in Mazda CX-7 insurance rates. A 40-year-old driver could pay as low as $690 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,490 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $280 a year, whereas buying more liability protection will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying $1,200 to $1,800 in extra premium per year, depending on your age. Mazda CX-7 insurance for high-risk drivers can cost around 43% to 128% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the only way to know which company is cheapest is to regularly compare rates and see how they stack up. Every company uses a different method to calculate rates, and quoted rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Mazda CX-7 Insurance

Saving money on auto insurance not only requires not taking risks behind the wheel, but also having good credit, eliminating unneeded coverage, and qualifying for all possible discounts. Invest the time to compare rates at every policy renewal by getting rate quotes from direct carriers like GEICO and Progressive, and also from local independent and exclusive agents.

The following is a review of the data presented in the illustrations above.

• Consumers who want higher liability limits will pay an extra $520 each year to go from a minimum limit to 250/500 limits
• Drivers can save approximately $120 per year simply by quoting online well ahead of the renewal date
• Increasing deductibles can save around $275 each year
• Teens are the costliest to insure, costing as high as $348 per month if they have full coverage