Mazda CX-7 Insurance Rates

The average insurance rates for a Mazda CX-7 are $1,012 a year including full coverage. Comprehensive costs on average $166 a year, collision costs $214, and liability is $474. Buying just liability costs around $522 a year, with insurance for high-risk drivers costing around $2,176. Teens cost the most to insure at $4,074 a year or more.

Average premium for full coverage: $1,012

Policy rates by type of insurance:

Full coverage includes $500 physical damage deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and CX-7 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on car insurance rates. Rural areas are shown to have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates how location impacts car insurance rates.

The examples above highlight why it is important to compare rates quotes based on a specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Mazda CX-7 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $616
• Raising to $1,000 deductibles will save around $924 every year
• The estimated price for a good driver age 40 with $500 deductibles is $1,012
• Selecting low $100 deductibles bumps up the cost to $1,176
• At-risk drivers with serious driving violations could pay upwards of $2,176 or more
• Policy cost that insures a teen driver may cost $4,074

View Chart as Image

Insurance rates for a Mazda CX-7 also range considerably based on the trim level of your CX-7, your driving record and age, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at a minimum $1,200 to $1,700 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 42% to 132% more than the average policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay upwards of $4,000 a year. View Rates by Age

Your home state also has a big influence on Mazda CX-7 insurance prices. A middle-age driver might find rates as low as $780 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,450 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $260 every year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out exactly what you will pay is to get quotes and see which company has the best rate. Every auto insurance company calculates rates differently, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Mazda CX-7 Insurance

Finding cheaper rates on car insurance consists of being a safe and courteous driver, having above-average credit, paying for small claims out-of-pocket, and bundling your home and auto policies. Compare rates every couple of years by getting price quotes from direct car insurance companies, and also from insurance agencies where you live.

Below is a summary of the material that was touched on above.

• Policyholders who require higher levels of liability will pay approximately $520 per year to raise from a 30/60 limit to the 250/500 level
• Teenage drivers pay the highest rates, with premiums being up to $340 each month if full coverage is included
• Higher risk drivers who have multiple accidents or major violations could be forced to pay on average $1,160 more each year for auto insurance
• Increasing comprehensive and collision deductibles can save approximately $250 each year