Mazda CX-7 Insurance Rates

U.S. average insurance rates for a Mazda CX-7 are $1,012 a year including full coverage. Comprehensive costs approximately $166 each year, collision costs $214, and liability insurance is $474. A policy with just liability insurance costs around $522 a year, with coverage for high-risk drivers costing around $2,176. Teen drivers pay the highest rates at $4,074 a year or more.

Average premium for full coverage: $1,012

Price estimates by individual coverage:

Prices are based on $500 policy deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 U.S. states and CX-7 models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on car insurance prices. Rural locations have a lower frequency of comprehensive and collision claims than larger metro areas.

The graphic below illustrates how where you live affects auto insurance prices.

The ranges above highlight why all drivers should compare rates quotes using their specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Mazda CX-7 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $616
• Raising to $1,000 deductibles will save $88 every year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,012
• Choosing low deductibles will increase the cost to $1,176
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,176 or more
• The price for full coverage for a teen driver can cost $4,074

View Chart as Image

Insurance prices for a Mazda CX-7 are also quite variable based on your driving record, the model of your CX-7, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high deductibles could pay as little as $1,000 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers can expect to pay in the ballpark of $4,000 a year. View Rates by Age

The state you live in also has a big influence on Mazda CX-7 insurance rates. A middle-age driver might find prices as low as $780 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,450 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles can reduce prices by up to $260 each year, whereas increasing liability limits will push prices upward. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying anywhere from $1,200 to $1,700 extra each year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 42% to 132% more than average. View High Risk Driver Rates

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to do a rate comparison from as many companies as possible. Every auto insurance company uses a different rate calculation, so the prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Mazda CX-7 Insurance

Getting lower rates on Mazda CX-7 insurance consists of being safe and accident-free, maintaining good credit, being claim-free, and maximizing policy discounts. Take the time to comparison shop at least once a year by getting quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

Below you'll find a brief review of the primary concepts that were touched on in the above illustrations.

• You may be able to save around $110 per year simply by quoting online in advance
• High-risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,160 more per year than a low-risk driver
• Increasing physical damage deductibles can save around $250 each year
• Youthful drivers are expensive to insure, possibly costing $340 a month for full coverage