Mazda CX-7 Insurance Rates
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UPDATED: Jun 3, 2024
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The average auto insurance rates for a Mazda CX-7 are $1,012 annually for full coverage. Comprehensive insurance costs on average $166, collision insurance costs $214, and liability coverage is estimated at $474. Buying just liability costs approximately $522 a year, and insurance for high-risk drivers costs $2,176 or more. Teenage drivers cost the most to insure at up to $4,074 a year.
Average premium for full coverage: $1,012
Policy rates by type of insurance:
These estimates include $500 deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and for different CX-7 trim levels.
Price Range Variability
Using a middle-aged driver as an example, Mazda CX-7 insurance rates range from as cheap as $522 for minimum levels of liability insurance to a much higher rate of $2,176 for a policy for a high-risk driver.
Urban vs. Rural Price Range
Living in a larger city has a large influence on car insurance rates. Rural areas are shown to have fewer accident claims than densely populated cities. The price range example below illustrates how where you live affects car insurance rates.
The examples above show why anyone shopping for car insurance should get quotes based on a specific location and their own personal driving habits, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below shows average Mazda CX-7 insurance rates for different risk profiles and scenarios.
- The best discount rate is $616
- Choosing higher $1,000 deductibles can save around $88 a year
- The estimated rate for a good driver age 40 with $500 deductibles is $1,012
- Using more expensive low deductibles for comp and collision coverage costs an additional $164 each year
- Drivers who are prone to accidents and violations could pay upwards of $2,176
- Policy cost with full coverage for a teenage driver with full coverage may cost $4,074 each year
Insurance rates for a Mazda CX-7 also range considerably based on the model year and trim level, your driver profile, and policy deductibles and limits.
An older driver with a clean driving record and high physical damage deductibles may only pay around $1,000 annually on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay upwards of $4,000 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you could be paying at a minimum $1,200 to $1,700 extra every year, depending on your age. High-risk driver insurance ranges around 42% to 132% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can save as much as $260 a year, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit
Your home state plays a big part in determining prices for Mazda CX-7 insurance rates. A good driver about age 40 could pay as low as $670 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,450 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $916 | -$96 | -9.5% |
| Alaska | $776 | -$236 | -23.3% |
| Arizona | $840 | -$172 | -17.0% |
| Arkansas | $1,012 | -$0 | 0.0% |
| California | $1,154 | $142 | 14.0% |
| Colorado | $966 | -$46 | -4.5% |
| Connecticut | $1,040 | $28 | 2.8% |
| Delaware | $1,146 | $134 | 13.2% |
| Florida | $1,268 | $256 | 25.3% |
| Georgia | $934 | -$78 | -7.7% |
| Hawaii | $728 | -$284 | -28.1% |
| Idaho | $682 | -$330 | -32.6% |
| Illinois | $754 | -$258 | -25.5% |
| Indiana | $762 | -$250 | -24.7% |
| Iowa | $682 | -$330 | -32.6% |
| Kansas | $964 | -$48 | -4.7% |
| Kentucky | $1,380 | $368 | 36.4% |
| Louisiana | $1,496 | $484 | 47.8% |
| Maine | $624 | -$388 | -38.3% |
| Maryland | $834 | -$178 | -17.6% |
| Massachusetts | $808 | -$204 | -20.2% |
| Michigan | $1,758 | $746 | 73.7% |
| Minnesota | $846 | -$166 | -16.4% |
| Mississippi | $1,212 | $200 | 19.8% |
| Missouri | $898 | -$114 | -11.3% |
| Montana | $1,086 | $74 | 7.3% |
| Nebraska | $798 | -$214 | -21.1% |
| Nevada | $1,214 | $202 | 20.0% |
| New Hampshire | $728 | -$284 | -28.1% |
| New Jersey | $1,130 | $118 | 11.7% |
| New Mexico | $898 | -$114 | -11.3% |
| New York | $1,068 | $56 | 5.5% |
| North Carolina | $584 | -$428 | -42.3% |
| North Dakota | $828 | -$184 | -18.2% |
| Ohio | $698 | -$314 | -31.0% |
| Oklahoma | $1,040 | $28 | 2.8% |
| Oregon | $926 | -$86 | -8.5% |
| Pennsylvania | $966 | -$46 | -4.5% |
| Rhode Island | $1,350 | $338 | 33.4% |
| South Carolina | $916 | -$96 | -9.5% |
| South Dakota | $854 | -$158 | -15.6% |
| Tennessee | $888 | -$124 | -12.3% |
| Texas | $1,220 | $208 | 20.6% |
| Utah | $750 | -$262 | -25.9% |
| Vermont | $694 | -$318 | -31.4% |
| Virginia | $606 | -$406 | -40.1% |
| Washington | $784 | -$228 | -22.5% |
| West Virginia | $926 | -$86 | -8.5% |
| Wisconsin | $702 | -$310 | -30.6% |
| Wyoming | $902 | -$110 | -10.9% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mazda CX-7 SV 2WD | $962 | $80 |
| Mazda CX-7 Sport 2WD | $982 | $82 |
| Mazda CX-7 Touring 2WD | $1,000 | $83 |
| Mazda CX-7 Touring 4WD | $1,020 | $85 |
| Mazda CX-7 Grand Touring 2WD | $1,050 | $88 |
| Mazda CX-7 Grand Touring 4WD | $1,050 | $88 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Mazda CX-7 | $176 | $236 | $474 | $1,044 |
| 2011 Mazda CX-7 | $166 | $214 | $474 | $1,012 |
| 2010 Mazda CX-7 | $162 | $192 | $468 | $980 |
| 2007 Mazda CX-7 | $142 | $170 | $446 | $916 |
Rates are averaged for all Mazda CX-7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheap Mazda CX-7 Insurance
Finding cheaper rates on auto insurance takes not taking risks behind the wheel, having a good credit history, avoid buying unnecessary coverage, and determing if full coverage is necessary. Take the time to comparison shop every year by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.
The following is a brief summary of the coverage data touched on in the above illustrations.
- Drivers can save as much as $110 per year just by shopping early and online
- Increasing comprehensive and collision deductibles could save up to $250 each year
- Teens pay the highest rates, costing up to $340 each month including comprehensive and collision insurance
- Drivers that tend to have accidents or serious violations may be required to pay an average of $1,160 more each year for CX-7 insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,074 |
| 20 | $2,310 |
| 30 | $1,028 |
| 40 | $1,012 |
| 50 | $928 |
| 60 | $910 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,176 |
| $250 | $1,102 |
| $500 | $1,012 |
| $1,000 | $924 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,012 |
| 50/100 | $1,145 |
| 100/300 | $1,263 |
| 250/500 | $1,571 |
| 100 CSL | $1,192 |
| 300 CSL | $1,453 |
| 500 CSL | $1,643 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,736 |
| 20 | $3,684 |
| 30 | $2,192 |
| 40 | $2,176 |
| 50 | $2,080 |
| 60 | $2,058 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $51 |
| Multi-vehicle | $55 |
| Homeowner | $18 |
| 5-yr Accident Free | $61 |
| 5-yr Claim Free | $63 |
| Paid in Full/EFT | $36 |
| Advance Quote | $44 |
| Online Quote | $68 |
| Total Discounts | $396 |
Discounts are estimated and may not be available from every company or in every state.
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