Mazda 6 Insurance Rates

Estimated auto insurance rates for a Mazda 6 are $1,344 annually with full coverage. Comprehensive costs an estimated $260, collision costs $484, and liability is $442. Liability-only coverage costs around $496 a year, with high-risk coverage costing around $2,920. Teens pay the most at $5,126 a year or more.

Average premium for full coverage: $1,344

Premium estimates broken down by type of coverage:

Includes $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all U.S. states and for all 6 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. More rural locations are statistically proven to have fewer collision claims than cities with more traffic congestion.

The example below illustrates how geographic area affects insurance prices.

These rate differences demonstrate why everyone should compare rates quotes for a targeted area and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated Mazda 6 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $775
• Raising to $1,000 deductibles will save approximately $168 annually
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,344
• Selecting pricier low deductibles will cost $1,672
• At-risk drivers with serious driving violations could pay up to $2,920 or more
• An auto insurance policy with full coverage for a teen driver for full coverage can cost as much as $5,126

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Insurance prices for a Mazda 6 also have a wide range based on the model of your 6, your driving record, and liability limits and deductibles.

A more mature driver with a clean driving record and high physical damage deductibles may pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay at least $5,100 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out $1,600 to $2,200 extra annually, depending on your age. Mazda 6 insurance for high-risk drivers is expensive and can cost as much as 43% to 133% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $500 every year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $398 more per year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Mazda 6 insurance prices. A middle-age driver might find prices as low as $970 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,820 on average in New York, Michigan, and Florida.

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With such a large range in prices, the best way to find out which insurance company is cheapest is to regularly compare prices and see which company has the best price. Every auto insurance company calculates prices differently, so the prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Mazda 6 Insurance

Finding better rates on car insurance consists of avoiding accidents and violations, having a good credit history, being claim-free, and taking advantage of discounts. Invest the time to compare rates every time your policy renews by obtaining price quotes from direct companies, and also from several local insurance agents.

The list below is a recap of the information presented in the illustrations above.

• You may be able to save approximately $160 per year simply by quoting online well ahead of the renewal date
• Teenagers are charged the highest prices, possibly costing $427 per month including comprehensive and collision insurance
• Increasing policy deductibles could save up to $500 each year
• Higher risk drivers that have major violations or accidents pay on average $1,580 more annually for car insurance
• Policyholders who want higher liability limits will pay approximately $490 every year to raise from 30/60 bodily injury limits to higher 250/500 limits