Mazda 6 Insurance Rates

Estimated auto insurance rates for a Mazda 6 are $1,344 annually with full coverage. Comprehensive costs on average $260, collision costs $484, and liability is estimated at $442. A policy with only liability insurance costs approximately $496 a year, with a high-risk policy costing around $2,920. Teens pay the most at $5,126 a year or more.

Average premium for full coverage: $1,344

Premium estimates by type of coverage:

Full coverage includes $500 physical damage deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and for all 6 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on auto insurance rates. Rural areas are statistically proven to have fewer collision claims than cities with more traffic congestion.

The example below illustrates the difference location can make on car insurance rates.

These rate differences demonstrate why everyone should get quotes based on a specific location and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated Mazda 6 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $775
• Choosing higher $1,000 deductibles can save around $168 annually
• The estimated rate for a 40-year-old good driver with $500 deductibles is $1,344
• Selecting pricier low deductibles for comp and collision coverage will cost $1,672
• Higher-risk drivers with serious driving violations could pay upwards of $2,920 or more
• An auto insurance policy with full coverage for a 16-year-old driver for full coverage may cost $5,126 each year

View Chart as Image

Car insurance prices for a Mazda 6 also have a wide range based on the model of your 6, your driving record, and policy deductibles and limits.

A more mature driver with no driving violations and high physical damage deductibles may pay as low as $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged upwards of $5,100 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out at a minimum $1,600 to $2,200 extra annually, depending on your age. Mazda 6 insurance for high-risk drivers ranges from 43% to 133% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $500 annually, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $398 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Mazda 6 insurance prices. A good driver about age 40 could pay as low as $970 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,820 on average in Florida, Michigan, and New York.

View Chart as Image

With such a large range in prices, the best way to find out exactly what you will pay is to regularly compare prices from multiple companies. Each auto insurer calculates prices differently, so rate quotes will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable Mazda 6 Insurance

Finding better rates on insurance for a Mazda 6 takes being a safe and courteous driver, having a good credit score, being claim-free, and maximizing policy discounts. Make time to compare rates at least once a year by requesting quotes from direct companies, and also from local independent and exclusive agents.

Below is a summary of the primary concepts that were touched on in this article.

• You may be able to save as much as $160 per year simply by quoting online well ahead of the renewal date
• Drivers considered higher risk who have multiple accidents or major violations pay an average of $1,580 more each year for auto insurance
• Increasing policy deductibles could save up to $500 each year
• Teenage drivers are expensive to insure, possibly costing $427 per month if comprehensive and collision insurance is included