Mazda 6 Insurance Rates

Estimated insurance rates for a Mazda 6 are $1,364 a year including full coverage. Comprehensive costs around $274 each year, collision insurance costs $502, and liability costs around $430. Liability-only insurance costs as low as $486 a year, and high-risk driver insurance costs around $2,956. Teenage drivers pay the most at up to $5,156 a year.

Average premium for full coverage: $1,364

Premium estimates for type of coverage:

Prices are based on $500 comprehensive and collision deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and 6 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on the price of insurance. Areas with sparse population are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities. The graphic below illustrates how geographic area affects auto insurance rates.

These rate differences highlight why all drivers should compare prices for a specific zip code, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down average Mazda 6 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $788
• Using higher $1,000 deductibles will save about $176 every year
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,364
• Using low deductibles for physical damage coverage bumps up the cost to $1,706
• High-risk insureds who are prone to accidents and violations could pay at least $2,956
• An auto insurance policy that insures a 16-year-old driver can be $5,156 or more

View Chart as Image

Insurance prices for a Mazda 6 also have a wide range based on the trim level and model year, your driving record and age, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are likely paying at least $1,600 to $2,200 additional annually, depending on your age. Insurance for high-risk drivers can be from 43% to 131% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay as much as $5,100 a year. View Rates by Age

Where you choose to live has a huge impact on Mazda 6 insurance prices. A driver around age 40 might see prices as low as $1,050 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,950 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $520 annually, whereas increasing liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $387 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Mazda 6 Insurance

Finding better rates on insurance for a Mazda 6 requires having a decent driving record, having a good credit score, refrain from filing small claims, and deciding if full coverage is necessary. Compare prices every couple of years by requesting rates from direct car insurance companies, and also from local insurance agencies.

The following items are a brief review of the material that was presented in the illustrations above.

• Insureds who may need additional liability coverage will pay an extra $470 per year to increase from 30/60 bodily injury limits to the 250/500 level
• 16 to 18-year-old drivers are charged the highest prices, with the cost nearing $430 per month if comprehensive and collision insurance is included
• Drivers considered higher risk with DUI or reckless driving convictions may have to pay on average $1,590 more every year than a driver with a clean driving record
• Increasing policy deductibles can save approximately $525 each year