Mazda 6 Insurance Rates

Estimated insurance prices for a Mazda 6 are $1,364 every 12 months for full coverage. Comprehensive insurance costs approximately $274, collision insurance costs $502, and liability costs around $430. Liability-only coverage costs as low as $486 a year, and high-risk coverage costs $2,956 or more. Teenage drivers pay the most at up to $5,156 a year.

Average premium for full coverage: $1,364

Premium estimates by type of coverage:

Includes $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all states and for different 6 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on car insurance rates. Rural locations are statistically proven to have more infrequent accident claims than densely populated cities. The price range example below illustrates how your location can change auto insurance prices.

These rate differences show why anyone shopping for car insurance should compare prices using their specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Mazda 6 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $788
• Using higher $1,000 deductibles will save $176 a year
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,364
• Using more expensive low deductibles for physical damage coverage costs an extra $342 annually
• High-risk insureds who are prone to accidents and violations could pay around $2,956
• An auto insurance policy to insure a 16-year-old driver with full coverage can cost $5,156 or more

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Insurance prices for a Mazda 6 also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model of your 6.

Using high physical damage deductibles could cut prices by as much as $520 annually, while increasing your policy's liability limits will push prices upward. Going from a 50/100 liability limit to a 250/500 limit will cost up to $387 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay in the ballpark of $5,100 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying anywhere from $1,600 to $2,200 extra annually, depending on your age. High-risk driver insurance can be from 43% to 131% more than a normal policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Mazda 6 insurance prices. A driver around age 40 might see prices as low as $900 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,950 on average in New York, Louisiana, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest Mazda 6 Insurance

Finding better rates on insurance for a Mazda 6 requires having a decent driving record, having good credit, not filing small claims, and possibly raising deductibles. Invest the time to shop around every time your policy renews by obtaining price quotes from direct carriers, and also from your local independent and exclusive agents.

The following items are a recap of the information illustrated above.

• Drivers can save around $160 per year just by shopping early and online
• 16 to 18-year-old drivers are expensive to insure, as much as $430 per month if they have full coverage
• Increasing policy deductibles could save as much as $525 each year
• Drivers considered higher risk that have major violations or accidents may pay on average $1,590 more per year than a driver with a clean driving record
• Insureds who purchase additional liability coverage will pay an extra $470 each year to increase from 30/60 bodily injury limits to a 250/500 level