Mazda 6 Insurance Rates

Estimated insurance rates for a Mazda 6 are $1,344 a year for full coverage. Comprehensive costs on average $260, collision costs $484, and liability costs $442. A liability-only policy costs as little as $496 a year, with high-risk insurance costing around $2,920. 16-year-old drivers pay the most at $5,126 a year or more.

Average premium for full coverage: $1,344

Premium estimates by type of coverage:

Full coverage includes $500 policy deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all states and for different 6 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can make a big difference on car insurance rates. Rural areas are statistically proven to have lower incidents of accident claims than congested cities.

The price range example below illustrates the difference location can make on car insurance rates.

These rate differences show why anyone shopping for car insurance should compare rates based on a specific location, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Mazda 6 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $775
• Drivers who choose higher $1,000 deductibles will pay around $168 a year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,344
• Buying more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,672
• Drivers with multiple tickets or accidents could pay upwards of $2,920 or more
• An auto insurance policy that insures a 16-year-old driver with full coverage may cost $5,126 a year

View Chart as Image

Auto insurance prices for a Mazda 6 also have a wide range based on the model year and trim level, how you drive, and policy deductibles and limits.

If you have a few violations or you caused an accident, you could be paying at a minimum $1,600 to $2,200 in extra premium annually, depending on your age. High-risk driver insurance can cost from 43% to 133% more than the average rate. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay upwards of $5,100 a year. View Rates by Age

Where you choose to live makes a big difference in Mazda 6 insurance prices. A 40-year-old driver could pay as low as $890 a year in states like Idaho, Maine, and Iowa, or at least $1,920 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles could save up to $500 annually, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $398 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know exactly what you will pay is to compare prices from multiple companies. Every company utilizes a different rate formula, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Mazda 6 Insurance

Finding better rates on insurance for a Mazda 6 not only requires being safe and accident-free, but also maintaining a good credit score, not filing small claims, and taking advantage of discounts. Comparison shop every time your policy renews by getting quotes from direct carriers, and also from local exclusive and independent agents.

Below you'll find a summary of the information touched on in this article.

• Drivers can save as much as $160 per year simply by shopping early and online
• Youthful drivers are charged the highest prices, as much as $427 per month if the policy includes full coverage
• Increasing policy deductibles can save approximately $500 each year
• Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,580 more each year than a low-risk driver
• Insureds who require more liability protection will pay around $490 each year to go from 30/60 bodily injury limits to the 250/500 level