Mazda 6 Insurance Rates

Average insurance prices for a Mazda 6 are $1,344 every 12 months including full coverage. Comprehensive costs around $260 a year, collision insurance costs $484, and liability is $442. Buying just liability costs around $496 a year, and insurance for high-risk drivers costs around $2,920. Teenage drivers receive the highest rates at up to $5,126 a year.

Average premium for full coverage: $1,344

Rate estimates for individual coverage type:

Prices are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and 6 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on the price of insurance. Areas with sparse population tend to have more infrequent comprehensive and collision claims than densely populated cities. The diagram below illustrates how location impacts auto insurance rates.

These examples highlight why it is important to compare rates quotes for a specific zip code and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Mazda 6 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $775
• Raising to $1,000 deductibles will save about $1,176 every year
• The average price for a 40-year-old driver using $500 deductibles is $1,344
• Using low $100 deductibles increases the price to $1,672
• Drivers who are prone to accidents and violations could pay at least $2,920
• The cost to insure a 16-year-old driver can be $5,126

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Auto insurance rates for a Mazda 6 can also vary considerably based on policy deductibles and limits, your driving characteristics, and the trim level and model year.

Using high physical damage deductibles can reduce rates by up to $500 annually, while buying higher liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $398 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as low as $1,300 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay as much as $5,100 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying at least $1,600 to $2,200 in extra premium per year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 43% to 133% more than a normal policy. View High Risk Driver Rates

Where you live also has a big influence on Mazda 6 insurance prices. A middle-age driver might find rates as low as $1,030 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,920 on average in Michigan, New York, and Louisiana.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Mazda 6 Insurance

Saving money on insurance for a Mazda 6 consists of being safe and accident-free, having a good credit score, not filing small claims, and possibly raising deductibles. Spend time shopping around every other policy renewal by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

Below you'll find a brief review of the ideas that were touched on above.

• Youthful drivers are expensive to insure, as much as $427 per month if comprehensive and collision insurance is included
• Drivers considered higher risk with DUI or reckless driving convictions could be forced to pay on average $1,580 more every year than a low-risk driver
• Increasing deductibles could save as much as $500 each year
• You may be able to save up to $160 per year just by quoting early and online