Mazda 5 Insurance Rates
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UPDATED: May 14, 2024
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U.S. average insurance prices for a Mazda 5 are $968 every 12 months with full coverage. Comprehensive insurance costs approximately $176, collision insurance costs $254, and liability coverage costs around $402. Liability-only insurance costs as low as $446 a year, and high-risk driver insurance costs $2,086 or more. Teens pay the highest rates at up to $3,798 a year.
Average premium for full coverage: $968
Price estimates by individual coverage:
Full coverage includes $500 physical damage insurance deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and for all 5 models.
Price Range from Low to High
Using a middle-aged driver as an example, Mazda 5 insurance prices range from the cheapest price of $446 for just the minimum liability insurance to the much higher price of $2,086 for a driver that may need high-risk insurance.
Geographic Price Range
Where you live has a large influence on the price of insurance. Rural locations have more infrequent collision claims than cities with more traffic congestion. The example below illustrates how where you live affects auto insurance prices.
The ranges above demonstrate why everyone should compare prices using their specific location and their own driving history, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below details average Mazda 5 insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $578
- Using higher $1,000 deductibles will save $98 annually
- The average price for the average middle-age driver who chooses $500 deductibles is $968
- Selecting pricier low deductibles for physical damage coverage costs an extra $188 each year
- Higher-risk drivers with serious driving violations could pay around $2,086
- The price to insure a teenage driver for full coverage can cost $3,798 or more
Car insurance prices for a Mazda 5 are also quite variable based on deductibles and policy limits, your driving record, and the model of your 5.
Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $290 a year, whereas buying more liability protection will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit
A more mature driver with no driving violations and higher deductibles may only pay around $900 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged in the ballpark of $3,700 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you may be forking out anywhere from $1,100 to $1,600 extra each year, depending on your age. Mazda 5 insurance for high-risk drivers can be around 42% to 126% more than the average policy. View High Risk Driver Rates
The state you live in has a huge impact on Mazda 5 insurance rates. A driver around age 40 might see prices as low as $700 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,310 on average in New York, Michigan, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $876 | -$92 | -9.5% |
Alaska | $744 | -$224 | -23.1% |
Arizona | $804 | -$164 | -16.9% |
Arkansas | $968 | -$0 | 0.0% |
California | $1,102 | $134 | 13.8% |
Colorado | $924 | -$44 | -4.5% |
Connecticut | $994 | $26 | 2.7% |
Delaware | $1,094 | $126 | 13.0% |
Florida | $1,208 | $240 | 24.8% |
Georgia | $896 | -$72 | -7.4% |
Hawaii | $694 | -$274 | -28.3% |
Idaho | $656 | -$312 | -32.2% |
Illinois | $722 | -$246 | -25.4% |
Indiana | $730 | -$238 | -24.6% |
Iowa | $652 | -$316 | -32.6% |
Kansas | $920 | -$48 | -5.0% |
Kentucky | $1,320 | $352 | 36.4% |
Louisiana | $1,434 | $466 | 48.1% |
Maine | $598 | -$370 | -38.2% |
Maryland | $800 | -$168 | -17.4% |
Massachusetts | $772 | -$196 | -20.2% |
Michigan | $1,680 | $712 | 73.6% |
Minnesota | $812 | -$156 | -16.1% |
Mississippi | $1,160 | $192 | 19.8% |
Missouri | $858 | -$110 | -11.4% |
Montana | $1,040 | $72 | 7.4% |
Nebraska | $760 | -$208 | -21.5% |
Nevada | $1,162 | $194 | 20.0% |
New Hampshire | $698 | -$270 | -27.9% |
New Jersey | $1,082 | $114 | 11.8% |
New Mexico | $856 | -$112 | -11.6% |
New York | $1,020 | $52 | 5.4% |
North Carolina | $558 | -$410 | -42.4% |
North Dakota | $794 | -$174 | -18.0% |
Ohio | $668 | -$300 | -31.0% |
Oklahoma | $992 | $24 | 2.5% |
Oregon | $888 | -$80 | -8.3% |
Pennsylvania | $922 | -$46 | -4.8% |
Rhode Island | $1,290 | $322 | 33.3% |
South Carolina | $878 | -$90 | -9.3% |
South Dakota | $816 | -$152 | -15.7% |
Tennessee | $846 | -$122 | -12.6% |
Texas | $1,166 | $198 | 20.5% |
Utah | $716 | -$252 | -26.0% |
Vermont | $660 | -$308 | -31.8% |
Virginia | $580 | -$388 | -40.1% |
Washington | $746 | -$222 | -22.9% |
West Virginia | $888 | -$80 | -8.3% |
Wisconsin | $668 | -$300 | -31.0% |
Wyoming | $860 | -$108 | -11.2% |
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Mazda 5 Sport Station Wagon | $916 | $76 |
Mazda 5 Touring Station Wagon | $986 | $82 |
Mazda 5 Grand Touring Station Wagon | $1,010 | $84 |
Rates assume 2014 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2015 Mazda 5 | $180 | $272 | $394 | $982 |
2014 Mazda 5 | $176 | $254 | $402 | $968 |
2013 Mazda 5 | $164 | $236 | $402 | $938 |
2012 Mazda 5 | $158 | $214 | $406 | $914 |
2010 Mazda 5 | $140 | $178 | $402 | $856 |
Rates are averaged for all Mazda 5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for More Affordable Mazda 5 Insurance
Getting lower rates on auto insurance requires being a low-risk driver, maintaining a good credit score, avoid buying unnecessary coverage, and attention to physical damage deductibles. Take the time to comparison shop once a year by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
The items below are a summary of the data that was touched on in the above illustrations.
- You may be able to save around $110 per year just by quoting online well ahead of the renewal date
- Consumers who purchase more liability coverage will pay approximately $440 every year to increase from a low limit to a 250/500 level
- Teen drivers pay the highest auto insurance prices, costing up to $317 a month if the policy includes full coverage
- Drivers who have multiple accidents or major violations could be forced to pay on average $1,120 more per year to insure their 5
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $3,798 |
20 | $2,214 |
30 | $992 |
40 | $968 |
50 | $888 |
60 | $872 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,156 |
$250 | $1,070 |
$500 | $968 |
$1,000 | $870 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $968 |
50/100 | $1,090 |
100/300 | $1,191 |
250/500 | $1,452 |
100 CSL | $1,131 |
300 CSL | $1,352 |
500 CSL | $1,513 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $5,376 |
20 | $3,526 |
30 | $2,112 |
40 | $2,086 |
50 | $1,990 |
60 | $1,972 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $50 |
Multi-vehicle | $52 |
Homeowner | $16 |
5-yr Accident Free | $62 |
5-yr Claim Free | $61 |
Paid in Full/EFT | $38 |
Advance Quote | $44 |
Online Quote | $67 |
Total Discounts | $390 |
Discounts are estimated and may not be available from every company or in every state.
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