Mazda 5 Grand Touring Station Wagon Insurance Rates

U.S. average insurance rates for a Mazda 5 Grand Touring Station Wagon are $1,284 a year with full coverage. Comprehensive costs around $298 each year, collision insurance costs $540, and liability costs around $310. Liability-only coverage costs as low as $370 a year, and high-risk coverage costs around $2,768. Teenage drivers pay the highest rates at up to $4,656 a year.

Annual premium for full coverage: $1,284

Price estimates for individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Mazda 5 Trim Level

Geographic Price Range

Where you live can make a big difference on insurance rates. Areas with sparse population have lower incidents of collision claims than densely populated cities. The graphic below illustrates the difference between rural and urban areas on auto insurance rates.

These price ranges demonstrate why all drivers should compare prices for a specific zip code, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Mazda 5 Grand Touring Station Wagon are also quite variable based on the actual cash value of your 5, your age and driving habits, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you may be forking out at least $1,500 to $2,100 in extra premium each year, depending on your age. Insurance for high-risk drivers can be from 45% to 131% more than a normal policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,200 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay as much as $4,600 a year. View Rates by Age

The state you live in has a huge impact on Mazda 5 Grand Touring Station Wagon insurance prices. A driver around age 40 might see prices as low as $970 a year in states like Indiana, Ohio, and Vermont, or be forced to pay as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut prices by as much as $560 annually, whereas increasing liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $279 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out your exact price is to do a rate comparison from multiple companies. Each insurance company uses a different method to calculate prices, and quoted rates may be quite different.

View Chart as Image

The chart above shows Mazda 5 Grand Touring Station Wagon insurance prices for various risks and coverage choices. The cheapest discount price is $732. Drivers who use higher $1,000 deductibles will pay $1,096. The average price for a driver age 40 with no violations using $500 deductibles is $1,284. Using lower $100 deductibles for comp and collision coverage could cost up to $1,656. Drivers with multiple violations and accidents could be charged at least $2,768. The policy rate for full coverage insurance for a 16-year-old driver can be as high as $4,656.

View Chart as Image