Mazda 5 Insurance Rates

The average insurance rates for a Mazda 5 are $938 a year including full coverage. Comprehensive insurance costs an estimated $164 a year, collision costs $236, and liability costs around $402. Liability-only coverage costs as low as $446 a year, with high-risk coverage costing $2,020 or more. Teens cost the most to insure at $3,708 a year or more.

Average premium for full coverage: $938

Policy rates broken down by type of insurance:

Prices are based on $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and 5 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on the price of auto insurance. More rural locations are shown to have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates the effect of geographic area on insurance prices.

The examples above highlight why it is important to compare prices for a targeted area, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Mazda 5 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $563
• Using higher $1,000 deductibles will save approximately $846 every year
• The estimated price for a good driver age 40 who has $500 deductibles is $938
• Selecting low $100 deductibles for physical damage coverage will cost an additional $174 every year
• Drivers with serious driving violations could pay up to $2,020 or more
• Policy cost that insures a teen driver can cost as much as $3,708 or more

View Chart as Image

Insurance rates for a Mazda 5 also range considerably based on the trim level of your 5, your driving record and age, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are likely paying $1,100 to $1,600 additional every year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 131% more than the average policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $900 a year, or $75 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay at least $3,700 a year. View Rates by Age

Your home state has a huge impact on Mazda 5 insurance prices. A driver around age 40 might see rates as low as $720 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,340 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $270 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to get quotes and see which company has the best rate. Each insurance company calculates rates differently, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2014 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Mazda 5 Insurance

Finding cheaper rates on car insurance requires being a low-risk driver, having a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Compare rates at every other renewal by requesting rates from direct car insurance companies, and also from your local car insurance providers.

The items below are a brief review of the concepts that were covered in the above illustrations.

• Higher risk drivers with DUI or reckless driving convictions could be charged and average of $1,080 more annually to insure their 5
• Teen drivers are expensive to insure, with premiums being up to $309 each month if comprehensive and collision insurance is included
• You may be able to save approximately $110 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $275 each year
• You may be able to save approximately $110 per year simply by quoting early and online