Mazda 5 Insurance Rates

Estimated insurance rates for a Mazda 5 are $938 a year including full coverage. Comprehensive costs approximately $164, collision costs $236, and liability coverage costs around $402. A liability-only policy costs as low as $446 a year, with high-risk insurance costing around $2,020. Teens pay the most at $3,708 a year or more.

Average premium for full coverage: $938

Premium estimates by type of coverage:

Prices are based on $500 physical damage insurance deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and for different 5 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on car insurance prices. Rural locations are statistically proven to have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The price range example below illustrates the effect of geographic area on auto insurance prices.

These rate differences highlight why anyone shopping for car insurance should compare prices using their specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Mazda 5 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $563
• Using higher $1,000 deductibles will save $92 every year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $938
• Selecting more expensive low deductibles for physical damage coverage bumps up the cost to $1,112
• Higher-risk drivers with serious driving violations could pay around $2,020 or more
• An auto insurance policy that insures a teenage driver with full coverage can cost $3,708 or more

View Chart as Image

Auto insurance prices for a Mazda 5 also have a wide range based on the model year and trim level, your driving record and age, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are likely paying anywhere from $1,100 to $1,600 in extra premium annually, depending on your age. High-risk driver insurance can be around 43% to 131% more than the average policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may only pay around $900 a year, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay in the ballpark of $3,700 a year. View Rates by Age

Where you choose to live has a huge impact on Mazda 5 insurance rates. A driver around age 40 might see prices as low as $720 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,340 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $270 a year, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $362 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out who has the best auto insurance prices is to compare prices and see how they stack up. Each insurance company calculates prices differently, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2014 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Mazda 5 Insurance

Finding better rates on auto insurance requires being a low-risk driver, maintaining a good credit score, refrain from filing small claims, and not having any coverage lapses. Compare rates every year by getting rate quotes from direct car insurance companies, and also from local auto insurance providers.

The items below are a brief review of the coverage data covered in the above illustrations.

• You may be able to save around $110 per year simply by shopping early and online
• Increasing policy deductibles can save approximately $275 each year
• Teen drivers have the highest car insurance prices, with the cost nearing $309 per month if the policy includes full coverage
• Drivers with DUI or reckless driving convictions will likely pay on average $1,080 more per year to insure their 5