Mazda 5 Insurance Rates

Estimated auto insurance rates for a Mazda 5 are $938 annually including full coverage. Comprehensive costs on average $164, collision insurance costs $236, and liability insurance is estimated at $402. Liability-only insurance costs approximately $446 a year, and high-risk driver insurance costs around $2,020. Teenage drivers pay the most at up to $3,708 a year.

Average premium for full coverage: $938

Premium estimates by type of coverage:

These estimates include $500 policy deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for all 5 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on car insurance rates. Rural areas are statistically proven to have fewer comprehensive and collision claims than densely populated cities. The example below illustrates the effect of geographic area on car insurance rates.

These rate differences highlight why everyone should get quotes based on a specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Mazda 5 insurance rates for different risk profiles and scenarios.

• The best discount rate is $563
• Choosing higher $1,000 deductibles can save around $92 every year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $938
• Using pricier low deductibles for comp and collision coverage will cost $1,112
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,020
• An auto insurance policy with full coverage for a teen driver for full coverage may cost $3,708 each year

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Insurance prices for a Mazda 5 also have a wide range based on the model of your 5, your driving characteristics, and policy deductibles and limits.

A more mature driver with no violations or accidents and high physical damage deductibles could pay as little as $900 annually on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay upwards of $3,700 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying at a minimum $1,100 to $1,600 additional annually, depending on your age. Mazda 5 insurance for high-risk drivers ranges anywhere from 43% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $270 each year, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $362 more each year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Mazda 5 insurance rates. A good driver about age 40 could pay as low as $720 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,340 on average in Michigan, New York, and Louisiana.

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Insurance Rates by Trim Level and Model Year

Rates assume 2014 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Mazda 5 Insurance

Finding better rates on Mazda 5 insurance takes avoiding accidents and claims, having good credit, refrain from filing small claims, and dropping full coverage on older vehicles. Take the time to compare rates at least every other year by getting quotes from direct car insurance companies, and also from several local insurance agents.

The points below are a brief summary of the car insurance concepts covered in the above illustrations.

• High-risk drivers that tend to have accidents or serious violations pay on average $1,080 more each year to insure a Mazda 5
• You may be able to save as much as $110 per year just by quoting online well ahead of the renewal date
• Increasing policy deductibles could save up to $275 each year
• Drivers who require increased liability limits will pay an extra $440 per year to raise limits from 30/60 bodily injury limits to higher 250/500 limits