Mazda 5 Insurance Rates

Estimated insurance rates for a Mazda 5 are $938 a year with full coverage. Comprehensive costs approximately $164 a year, collision costs $236, and liability coverage costs around $402. Liability-only coverage costs as low as $446 a year, with high-risk coverage costing around $2,020. Teenage drivers pay the most at $3,708 a year or more.

Average premium for full coverage: $938

Premium estimates by type of coverage:

Price estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and 5 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on the price of insurance. Rural locations are statistically proven to have a lower frequency of collision claims than densely populated cities.

The diagram below illustrates how where you live affects auto insurance prices.

These rate differences demonstrate why it is important to compare prices using their specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated Mazda 5 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $563
• Using higher $1,000 deductibles will save $846 annually
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $938
• Using low $100 deductibles for physical damage coverage will increase the cost to $1,112
• Higher-risk drivers who are prone to accidents and violations could pay around $2,020 or more
• An auto insurance policy for full coverage for a teenage driver can cost $3,708 or more

View Chart as Image

Insurance prices for a Mazda 5 also have a wide range based on your driving characteristics, the trim level and model year, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high deductibles may only pay around $900 a year, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay in the ballpark of $3,700 a year. View Rates by Age

Where you choose to live has a huge impact on Mazda 5 insurance rates. A driver around age 40 might see prices as low as $680 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,270 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $270 a year, while buying higher liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will cost up to $362 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out anywhere from $1,100 to $1,600 extra annually, depending on your age. A high-risk auto insurance policy can be around 43% to 131% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to get quotes and see how they stack up. Each insurance company uses a different method to calculate prices, so the prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2014 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Mazda 5 Insurance

Finding better rates on auto insurance requires avoiding accidents and violations, maintaining good credit, being claim-free, and maximizing policy discounts. Take the time to comparison shop at every policy renewal by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The list below is a condensed summary of the data touched on in the above illustrations.

• Consumers who purchase higher liability limits will pay an extra $440 every year to increase from 30/60 bodily injury limits to 250/500 limits
• You may be able to save around $110 per year simply by quoting early and online
• Increasing policy deductibles can save around $275 each year
• Teenagers are expensive to insure, possibly costing $309 per month for full coverage