Mazda 5 Insurance Rates

U.S. average auto insurance rates for a Mazda 5 are $938 annually for full coverage insurance. Comprehensive insurance costs approximately $164 a year, collision insurance costs $236, and liability insurance costs $402. Liability-only insurance costs as little as $446 a year, and high-risk driver insurance costs $2,020 or more. Teenage drivers pay the highest rates at up to $3,708 a year.

Average premium for full coverage: $938

Price estimates by individual coverage:

Rate estimates include $500 deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 states and 5 trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on the price of auto insurance. Rural locations have fewer physical damage claims than densely populated cities. The diagram below illustrates the effect of geographic area on auto insurance prices.

The ranges above illustrate why it is important to compare rates using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Mazda 5 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $563
• Drivers who choose higher $1,000 deductibles will pay $846 each year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $938
• Using low $100 deductibles for comprehensive and collision insurance costs an additional $174 a year
• High risk drivers who are prone to accidents and violations could pay around $2,020
• The price with full coverage for a teen driver can cost $3,708 a year

View Chart as Image

Car insurance prices for a Mazda 5 are also quite variable based on the trim level and model year, your risk profile, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high physical damage deductibles could pay as little as $900 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will be charged in the ballpark of $3,700 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying anywhere from $1,100 to $1,600 extra each year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $270 each year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Mazda 5 insurance rates. A 40-year-old driver could pay as low as $610 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,270 on average in Florida, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2014 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Mazda 5 Insurance

Getting lower rates on Mazda 5 insurance not only requires not taking risks behind the wheel, but also having a good credit score, not filing small claims, and attention to physical damage deductibles. Take the time to compare rates every time your policy renews by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The following is a brief recap of the information covered in the above illustrations.

• It is possible to save around $110 per year just by quoting early and online
• Teens pay the highest auto insurance prices, as much as $309 a month if comprehensive and collision insurance is included
• Increasing physical damage deductibles could save up to $275 each year
• High-risk drivers who tend to receive serious violations could be forced to pay on average $1,080 more per year for 5 insurance
• Drivers who purchase higher liability limits will pay an extra $440 annually to go from a low limit to higher 250/500 limits