Mazda 2 Insurance Rates

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View 2014 Mazda 2 Car Insurance Rates in 2025

Want the cheapest insurance coverage rates for your Mazda 2? Are you drained from not being able to afford to pay insurance coverage each month? You are no different than many other drivers. Insurance companies such as Allstate and Progressive constantly bombard you with ad campaigns and it is challenging if not impossible to ignore the flashy ads and take the time to shop coverage around. The bes...

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Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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UPDATED: May 20, 2024

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Average insurance prices for a Mazda 2 are $942 every 12 months including full coverage. Comprehensive insurance costs on average $140, collision insurance costs $170, and liability costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs $2,026 or more. Teens receive the highest rates at up to $3,866 a year.

Average premium for full coverage: $942

Rate estimates by individual coverage type:

Comprehensive $140
Collision $170
Liability $474

Estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for all 2 models.

Price Range by Coverage and Risk

For the average 40-year-old driver, prices range range from the cheapest price of $522 for just liability coverage to the much higher price of $2,026 for a driver who has had serious violations or accidents.

Liability Only $522
Full Coverage $942
High Risk $2,026

Price Range by Location

Your location can have significant affects on car insurance rates. Rural areas tend to have more infrequent comprehensive and collision claims than cities with more traffic congestion. The example below illustrates the difference location can make on car insurance rates.

Rural Areas $707
Small Cities $989
Large Cities $1,272

These examples highlight why everyone should compare rates based on a specific location and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below breaks down average Mazda 2 insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $578
  • Drivers who choose higher $1,000 deductibles will pay around $72 every year
  • The average price for a 40-year-old driver with $500 deductibles is $942
  • Selecting pricier low deductibles for comprehensive and collision insurance costs an extra $134 every year
  • Higher-risk drivers with serious driving violations could pay upwards of $2,026
  • The cost to insure a teen driver for full coverage may cost $3,866 a year

View Chart as Image

Mazda 2 insurance cost comparison chart
Column chart showing Mazda 2 insurance prices range from $578 to $3,866 for full coverage

Car insurance rates for a Mazda 2 can also vary considerably based on policy deductibles and limits, your driving characteristics, and the trim level of your 2.

Choosing higher comprehensive and collision insurance deductibles could save up to $210 every year, whereas buying more liability protection will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may pay as little as $900 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged upwards of $3,800 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying at a minimum $1,100 to $1,600 extra per year, depending on your age. Mazda 2 insurance for high-risk drivers can cost as much as 41% to 130% more than the average policy. View High Risk Driver Rates

Where you live makes a big difference in Mazda 2 insurance prices. A 40-year-old driver could pay as low as $720 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,350 on average in Michigan, New York, and Louisiana.

Mazda 2 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $854 -$88 -9.3%
Alaska $722 -$220 -23.4%
Arizona $782 -$160 -17.0%
Arkansas $942 -$0 0.0%
California $1,074 $132 14.0%
Colorado $900 -$42 -4.5%
Connecticut $970 $28 3.0%
Delaware $1,068 $126 13.4%
Florida $1,180 $238 25.3%
Georgia $870 -$72 -7.6%
Hawaii $676 -$266 -28.2%
Idaho $638 -$304 -32.3%
Illinois $700 -$242 -25.7%
Indiana $708 -$234 -24.8%
Iowa $636 -$306 -32.5%
Kansas $898 -$44 -4.7%
Kentucky $1,286 $344 36.5%
Louisiana $1,394 $452 48.0%
Maine $582 -$360 -38.2%
Maryland $776 -$166 -17.6%
Massachusetts $754 -$188 -20.0%
Michigan $1,638 $696 73.9%
Minnesota $788 -$154 -16.3%
Mississippi $1,128 $186 19.7%
Missouri $836 -$106 -11.3%
Montana $1,014 $72 7.6%
Nebraska $742 -$200 -21.2%
Nevada $1,130 $188 20.0%
New Hampshire $678 -$264 -28.0%
New Jersey $1,054 $112 11.9%
New Mexico $834 -$108 -11.5%
New York $994 $52 5.5%
North Carolina $542 -$400 -42.5%
North Dakota $774 -$168 -17.8%
Ohio $652 -$290 -30.8%
Oklahoma $968 $26 2.8%
Oregon $862 -$80 -8.5%
Pennsylvania $900 -$42 -4.5%
Rhode Island $1,258 $316 33.5%
South Carolina $854 -$88 -9.3%
South Dakota $796 -$146 -15.5%
Tennessee $828 -$114 -12.1%
Texas $1,138 $196 20.8%
Utah $698 -$244 -25.9%
Vermont $646 -$296 -31.4%
Virginia $564 -$378 -40.1%
Washington $730 -$212 -22.5%
West Virginia $862 -$80 -8.5%
Wisconsin $654 -$288 -30.6%
Wyoming $842 -$100 -10.6%

View Chart as Image

Mazda 2 insurance rates by U.S. city
Mazda 2 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2014 Mazda 2 $168 $220 $474 $1,020
2013 Mazda 2 $156 $206 $474 $994
2012 Mazda 2 $150 $186 $478 $972
2011 Mazda 2 $140 $170 $474 $942

Rates are averaged for all Mazda 2 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Low Cost Mazda 2 Insurance

Saving money on car insurance not only requires not taking risks behind the wheel, but also maintaining a good credit score, not filing small claims, and possibly raising deductibles. Make time to compare rates every other policy renewal by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following is a review of the ideas that were touched on in this article.

  • Teens are expensive to insure, as much as $322 per month if the policy includes full coverage
  • Higher risk drivers who have several accidents or serious violations may pay on average $1,080 more each year for 2 insurance
  • Increasing deductibles could save as much as $200 each year
  • You may be able to save as much as $100 per year just by quoting online well ahead of the renewal date

Rates by Driver Age

Mazda 2 Insurance Rates by Driver Age
Driver Age Premium
16 $3,866
20 $2,154
30 $954
40 $942
50 $866
60 $848

Full coverage, $500 deductibles

Rates by Deductible

Mazda 2 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,076
$250 $1,016
$500 $942
$1,000 $870

Full coverage, driver age 40

Rates by Liability Limit

Mazda 2 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $942
50/100 $1,037
100/300 $1,155
250/500 $1,463
100 CSL $1,084
300 CSL $1,345
500 CSL $1,535

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda 2 Insurance Rates for High Risk Drivers
Age Premium
16 $5,430
20 $3,436
30 $2,038
40 $2,026
50 $1,940
60 $1,918

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $125

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $47
Multi-vehicle $51
Homeowner $17
5-yr Accident Free $55
5-yr Claim Free $59
Paid in Full/EFT $32
Advance Quote $40
Online Quote $63
Total Discounts $364
Rate after discounts $578

Discounts are estimated and may not be available from every company or in every state.

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