Mazda 2 Insurance Rates

Average insurance rates for a Mazda 2 are $918 a year including full coverage. Comprehensive insurance costs approximately $132 a year, collision insurance costs $154, and liability insurance costs around $474. Buying just liability costs as low as $522 a year, and insurance for high-risk drivers costs $1,974 or more. Teenage drivers receive the highest rates at up to $3,792 a year.

Average premium for full coverage: $918

Rate estimates by individual coverage type:

Estimates include $500 policy deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and 2 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on car insurance prices. Rural locations tend to have a lower frequency of comprehensive and collision claims than densely populated cities. The diagram below illustrates how where you live affects auto insurance prices.

These examples highlight why it is important to compare prices using their specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Mazda 2 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $565
• Using higher $1,000 deductibles will save $852 every year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $918
• Using low $100 deductibles for physical damage coverage will cost an extra $124 a year
• Drivers who are prone to accidents and violations could pay around $1,974
• The cost for full coverage for a teen driver can cost $3,792 or more

View Chart as Image

Auto insurance rates for a Mazda 2 can also vary considerably based on your driver profile, the model of your 2, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high deductibles could pay as little as $900 a year for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay in the ballpark of $3,700 a year. View Rates by Age

Where you live has a huge impact on Mazda 2 insurance rates. A driver around age 40 might see rates as low as $710 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,310 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $190 each year, while buying higher liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying anywhere from $1,100 to $1,600 in extra premium per year, depending on your age. A high-risk auto insurance policy can be anywhere from 42% to 133% more than a normal policy. View High Risk Driver Rates

How to Find Low Cost Mazda 2 Insurance

Saving money on Mazda 2 insurance requires avoiding accidents and claims, having good credit, not filing small claims, and possibly higher deductibles. Take the time to comparison shop every time your policy renews by obtaining price quotes from direct car insurance companies like GEICO and Progressive, and also from insurance agencies where you live.

The points below are a review of the information touched on in the above illustrations.

• You may be able to save around $100 per year just by quoting early and online
• Drivers under the age of 20 have the highest car insurance rates, as much as $316 per month if they have full coverage
• Increasing deductibles can save around $200 each year
• High-risk drivers who have several accidents or serious violations could be forced to pay on average $1,060 more per year to insure a Mazda 2
• Drivers who purchase increased liability limits will pay an extra $520 per year to increase from a minimum limit to 250/500 limits