Lincoln Continental Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 1, 2023

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Drivers have lots of options when comparing insurance rates on your Lincoln Continental. You can either buy through a local agent or shop online to compare rates from companies. Buying car insurance by quoting online is easy, plus you might just save a little.

People who are new to buying insurance may think purchasing low-cost Lincoln Continental insurance is hard. Finding a better price on car insurance is a fairly straight forward process. Consumers just need to spend a few minutes to get quotes from different insurance companies. This can be accomplished by comparing rates here.

Rates are impacted by...

Auto insurance rates on a Lincoln Continental can vary widely based upon several criteria. Including but not limited to:

  • The performance level of your Continental
  • Any accidents you may have
  • Multiple policies can save money
  • Pleasure use vs. commuting use
  • Add-on coverages such as rental reimbursement
  • Claims drive up premiums
  • Having current coverage saves
  • Home ownership saves money

A final factor that helps determine Lincoln Continental insurance rates is the model year. Newer models cost more in comparison to later models so repair costs are higher which can inflate annual premiums. On the flip side, more recent Continental vehicles may have a trim level with safety features like blind-spot warning system, sideview assist mirrors, tire pressure monitors, and pedestrian detection which can lower rates.

Liability coverages - Liability insurance will cover damage or injury you incur to people or other property in an accident. Liability coverage pays for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so consider buying higher limits if possible.

Collision coverages - Collision insurance will pay to fix damage to your Continental resulting from a collision with a stationary object or other vehicle. You will need to pay your deductible and then insurance will cover the remainder. Collision coverage for your Lincoln Continental can be pricey, so consider dropping it from vehicles that are older. You can also bump up the deductible to get cheaper Lincoln Continental insurance rates.

Comprehensive coverages - This coverage pays for damage from a wide range of events other than collision. You first have to pay a deductible and the remainder of the damage will be paid by your Lincoln Continental comprehensive insurance. The maximum payout your car insurance company will pay is the actual cash value, so if it's not worth much more than your deductible it's not worth carrying full coverage.

Uninsured and underinsured coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants when other motorists are uninsured or don't have enough coverage. Since many drivers only carry the minimum required liability limits, it doesn't take a major accident to exceed their coverage limits. That's why carrying high Uninsured/Underinsured Motorist coverage is very important.

Coverage for medical payments - Personal Injury Protection (PIP) and medical payments coverage provide coverage for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). They are often used in conjunction with a health insurance policy or if you lack health insurance entirely. PIP is only offered in select states and gives slightly broader coverage than med pay.

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