Lexus RX-450H Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 5, 2023
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Criteria which help determine
Insurance premiums on a Lexus RX-450H will vary greatly depending on several factors. A few of these criteria are:
- A clean driving record keeps rates low
- Your credit history
- Male drivers pay higher rates
- Deductible amount directly impacts your rate
- NTSB crash rating for your vehicle
- Whether or not you have claims
- No coverage lapses saves money
- Owning a home can lower rates
One important consideration that helps determine your rates is the age of the vehicle. Older models have a much lower replacement value compared to new RX-450H models so the cost to replace them may result in lower rates. Conversely, new RX-450H models have more advanced features such as a backup camera, dual-stage airbags, and an advanced theft deterrent system so those may lower rates.
Auto liability insurance
injuries or damage you cause to claims such as funeral expenses, loss of income, and emergency aid. .
Auto collision coverage
another vehicle or an object, but not an animal. . , . .
Comprehensive insurance
caused by mother nature, theft, vandalism and other events. . a auto insurance company will pay at claim time , .
Uninsured or underinsured coverage
This coverage . , . .
Med pay and Personal Injury Protection (PIP)
bills ambulance fees, surgery, and doctor visits. . .
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