Lexus LX 570 Insurance Rates

Estimated insurance rates for a Lexus LX 570 are $1,206 a year for full coverage insurance. Comprehensive costs around $242 each year, collision insurance costs $332, and liability insurance is $474. Liability-only insurance costs around $522 a year, and high-risk driver insurance costs around $2,588. Teen drivers pay the most at up to $4,648 a year.

Average premium for full coverage: $1,206

Premium estimates for type of coverage:

Includes $500 policy deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and LX 570 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on car insurance rates. Areas with sparse population are statistically proven to have a lower frequency of physical damage claims than larger metro areas. The graphic below illustrates the difference between rural and urban areas on auto insurance rates.

These rate differences illustrate why all drivers should compare rates quotes for a specific zip code and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Lexus LX 570 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $716
• Raising to $1,000 deductibles will save about $130 each year
• The average rate for a 40-year-old good driver using $500 deductibles is $1,206
• Choosing low deductibles will increase the cost to $1,454
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,588
• An auto insurance policy for full coverage for a teen driver can be $4,648

Insurance prices for a Lexus LX 570 also have a wide range based on your driving characteristics, the model year and trim level, and deductibles and policy limits.

More mature drivers with no violations or accidents and high deductibles could pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay as much as $4,600 a year. View Rates by Age

Where you choose to live also has a big influence on Lexus LX 570 insurance rates. A middle-age driver might find prices as low as $790 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,630 on average in Michigan, New York, and Florida.

Choosing high deductibles can reduce prices by up to $380 each year, whereas increasing liability limits will increase prices. Switching from a 50/100 limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at least $1,400 to $2,000 additional annually, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 43% to 130% more than average. View High Risk Driver Rates

How to Find the Cheapest Lexus LX 570 Insurance

Finding better rates on Lexus LX 570 insurance consists of being a good driver, having a good credit history, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Set aside time to compare rates at least once a year by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following list is a recap of the primary concepts that were covered above.

• It is possible to save up to $140 per year just by quoting online in advance
• High-risk drivers that have major violations or accidents may pay on average $1,380 more every year than a safer driver
• Increasing policy deductibles can save around $375 each year
• Drivers age 16 to 20 are charged the highest prices, with premiums being up to $387 per month including comprehensive and collision insurance