Lexus LX 570 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 5, 2024
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Average insurance rates for a Lexus LX 570 are $1,206 a year with full coverage. Comprehensive insurance costs an estimated $242 a year, collision costs $332, and liability insurance costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing $2,588 or more. Teen drivers receive the highest rates at $4,648 a year or more.
Average premium for full coverage: $1,206
Rate estimates broken down by individual coverage type:
Price estimates include $500 deductible amounts, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all U.S. states and LX 570 trim levels.
Price Range by Coverage and Risk
For an average driver, prices range go from the low end price of $522 for just liability insurance to a high of $2,588 for a driver who requires high-risk insurance.
Price Range by Location
Where you live has a significant impact on car insurance rates. More rural locations tend to have lower incidents of collision claims than larger metro areas.
The diagram below illustrates the effect of geographic area on insurance prices.
These examples demonstrate why it is important to compare prices for a targeted area, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details estimated Lexus LX 570 insurance rates for other coverage scenarios.
- The lowest rate with discounts is $716
- Using higher $1,000 deductibles will save approximately $1,076 annually
- The estimated price for a 40-year-old driver who has $500 deductibles is $1,206
- Choosing low $100 deductibles for physical damage coverage will cost an additional $248 a year
- Drivers with multiple violations and an at-fault accident could pay up to $2,588 or more
- The cost that insures a teen driver can cost as much as $4,648 or more
Car insurance rates for a Lexus LX 570 can also vary considerably based on the trim level of your LX 570, your age and driving habits, and liability limits and deductibles.
If you like to drive fast or you caused an accident, you may be forking out $1,400 to $2,000 extra per year, depending on your age. A high-risk auto insurance policy can be anywhere from 43% to 130% more than average. View High Risk Driver Rates
Older drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,100 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged at least $4,600 a year. View Rates by Age
Where you live has a huge impact on Lexus LX 570 insurance rates. A driver around age 40 might see rates as low as $870 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,630 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,090 | -$116 | -9.6% |
| Alaska | $922 | -$284 | -23.5% |
| Arizona | $1,000 | -$206 | -17.1% |
| Arkansas | $1,206 | -$0 | 0.0% |
| California | $1,372 | $166 | 13.8% |
| Colorado | $1,152 | -$54 | -4.5% |
| Connecticut | $1,240 | $34 | 2.8% |
| Delaware | $1,364 | $158 | 13.1% |
| Florida | $1,510 | $304 | 25.2% |
| Georgia | $1,110 | -$96 | -8.0% |
| Hawaii | $866 | -$340 | -28.2% |
| Idaho | $814 | -$392 | -32.5% |
| Illinois | $898 | -$308 | -25.5% |
| Indiana | $906 | -$300 | -24.9% |
| Iowa | $812 | -$394 | -32.7% |
| Kansas | $1,146 | -$60 | -5.0% |
| Kentucky | $1,644 | $438 | 36.3% |
| Louisiana | $1,782 | $576 | 47.8% |
| Maine | $742 | -$464 | -38.5% |
| Maryland | $992 | -$214 | -17.7% |
| Massachusetts | $964 | -$242 | -20.1% |
| Michigan | $2,092 | $886 | 73.5% |
| Minnesota | $1,008 | -$198 | -16.4% |
| Mississippi | $1,442 | $236 | 19.6% |
| Missouri | $1,068 | -$138 | -11.4% |
| Montana | $1,294 | $88 | 7.3% |
| Nebraska | $950 | -$256 | -21.2% |
| Nevada | $1,446 | $240 | 19.9% |
| New Hampshire | $868 | -$338 | -28.0% |
| New Jersey | $1,348 | $142 | 11.8% |
| New Mexico | $1,068 | -$138 | -11.4% |
| New York | $1,270 | $64 | 5.3% |
| North Carolina | $694 | -$512 | -42.5% |
| North Dakota | $988 | -$218 | -18.1% |
| Ohio | $832 | -$374 | -31.0% |
| Oklahoma | $1,238 | $32 | 2.7% |
| Oregon | $1,102 | -$104 | -8.6% |
| Pennsylvania | $1,150 | -$56 | -4.6% |
| Rhode Island | $1,606 | $400 | 33.2% |
| South Carolina | $1,090 | -$116 | -9.6% |
| South Dakota | $1,018 | -$188 | -15.6% |
| Tennessee | $1,054 | -$152 | -12.6% |
| Texas | $1,452 | $246 | 20.4% |
| Utah | $892 | -$314 | -26.0% |
| Vermont | $824 | -$382 | -31.7% |
| Virginia | $722 | -$484 | -40.1% |
| Washington | $932 | -$274 | -22.7% |
| West Virginia | $1,104 | -$102 | -8.5% |
| Wisconsin | $834 | -$372 | -30.8% |
| Wyoming | $1,074 | -$132 | -10.9% |
Choosing high deductibles could cut rates by as much as $380 each year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit
With so much variability in rates, the best way to find out which company is cheapest is to get quotes from as many companies as possible. Each insurance company uses a different rate calculation, so rate quotes can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Lexus LX 570 | $444 | $834 | $398 | $1,834 |
| 2023 Lexus LX 570 | $430 | $814 | $416 | $1,818 |
| 2022 Lexus LX 570 | $414 | $780 | $430 | $1,782 |
| 2021 Lexus LX 570 | $392 | $752 | $442 | $1,744 |
| 2020 Lexus LX 570 | $376 | $698 | $452 | $1,684 |
| 2019 Lexus LX 570 | $362 | $658 | $456 | $1,634 |
| 2018 Lexus LX 570 | $346 | $590 | $460 | $1,554 |
| 2017 Lexus LX 570 | $324 | $542 | $460 | $1,484 |
| 2016 Lexus LX 570 | $312 | $508 | $464 | $1,442 |
| 2015 Lexus LX 570 | $306 | $474 | $474 | $1,412 |
| 2014 Lexus LX 570 | $282 | $440 | $474 | $1,354 |
| 2013 Lexus LX 570 | $274 | $400 | $478 | $1,310 |
| 2011 Lexus LX 570 | $242 | $332 | $474 | $1,206 |
| 2010 Lexus LX 570 | $234 | $298 | $468 | $1,158 |
Rates are averaged for all Lexus LX 570 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Lexus LX 570 Insurance
Saving money on Lexus LX 570 insurance requires having a good driving record, having a positive credit history, eliminating unnecessary coverage, and not having any coverage lapses. Shop around at every other renewal by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
The next list is a condensed summary of the concepts that were covered in the above illustrations.
- High-risk drivers with multiple at-fault accidents could be forced to pay on average $1,380 more annually to buy Lexus LX 570 insurance
- Drivers age 20 and younger have the highest car insurance rates, with premiums as much as $387 per month if full coverage is purchased
- You may be able to save approximately $140 per year simply by quoting early and online
- Increasing deductibles can save approximately $375 each year
- You may be able to save approximately $140 per year simply by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,648 |
| 20 | $2,742 |
| 30 | $1,240 |
| 40 | $1,206 |
| 50 | $1,100 |
| 60 | $1,078 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,454 |
| $250 | $1,340 |
| $500 | $1,206 |
| $1,000 | $1,076 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,206 |
| 50/100 | $1,301 |
| 100/300 | $1,419 |
| 250/500 | $1,727 |
| 100 CSL | $1,348 |
| 300 CSL | $1,609 |
| 500 CSL | $1,799 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,588 |
| 20 | $4,368 |
| 30 | $2,626 |
| 40 | $2,588 |
| 50 | $2,472 |
| 60 | $2,446 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $63 |
| Multi-vehicle | $64 |
| Homeowner | $20 |
| 5-yr Accident Free | $79 |
| 5-yr Claim Free | $77 |
| Paid in Full/EFT | $48 |
| Advance Quote | $55 |
| Online Quote | $84 |
| Total Discounts | $490 |
Discounts are estimated and may not be available from every company or in every state.
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