Lexus LX 570 Insurance Rates

The average insurance rates for a Lexus LX 570 are $1,254 a year for full coverage. Comprehensive insurance costs on average $256 each year, collision insurance costs $366, and liability is estimated at $474. A liability-only policy costs approximately $522 a year, and high-risk insurance costs $2,696 or more. Teen drivers cost the most to insure at up to $4,804 a year.

Average premium for full coverage: $1,254

Policy rates by type of insurance:

Rates are based on $500 policy deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and LX 570 models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than larger metro areas. The graphic below illustrates how where you live affects car insurance rates.

The examples above show why all drivers should get quotes based on a specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Lexus LX 570 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $741
• Choosing higher $1,000 deductibles can save around $142 a year
• The average rate for a good driver age 40 with $500 deductibles is $1,254
• Choosing low deductibles for comp and collision coverage will cost an extra $270 annually
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,696
• Policy cost for full coverage for a 16-year-old driver may cost $4,804 each year

Car insurance rates for a Lexus LX 570 also range considerably based on your risk profile, the trim level of your LX 570, and policy deductibles and limits.

More mature drivers with no driving violations and high deductibles may pay as low as $1,200 annually on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged upwards of $4,800 a year. View Rates by Age

Your home state plays a big part in determining prices for Lexus LX 570 insurance prices. A good driver about age 40 could pay as low as $830 a year in states like Idaho, Maine, and Iowa, or as much as $1,790 on average in Michigan, Louisiana, and New York.

Choosing high deductibles can save as much as $420 annually, whereas increasing liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,500 to $2,100 extra every year, depending on your age. Insurance for high-risk drivers ranges from 44% to 134% more than average. View High Risk Driver Rates

How to Find the Best Cheap Lexus LX 570 Insurance

Finding cheaper rates on insurance for a Lexus LX 570 takes being a good driver, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Take the time to comparison shop every time your policy renews by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from your local insurance agents.

The following list is a quick review of the information touched on in the above illustrations.

• Drivers can save as much as $150 per year just by quoting online in advance
• Drivers age 16 to 20 are expensive to insure, costing up to $400 each month if full coverage is included
• Increasing comprehensive and collision deductibles can save around $400 each year
• Drivers considered higher risk with a DUI or reckless driving violation will pay on average $1,440 more each year than a safer driver
• Insureds who require an increased level of liability coverage will pay about $520 each year to raise limits from a 30/60 limit to 250/500 limits