Lexus LX 570 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 5, 2024

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Average auto insurance rates for a Lexus LX 570 are $1,310 annually for full coverage insurance. Comprehensive costs on average $274 a year, collision costs $400, and liability costs around $478. Liability-only coverage costs as low as $526 a year, with high-risk coverage costing around $2,822. 16-year-old drivers receive the highest rates at $4,984 a year or more.

Average premium for full coverage: $1,310

Rate estimates by individual coverage type:

Comprehensive $274
Collision $400
Liability $478

Prices include $500 comprehensive and collision deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 states and LX 570 trim levels.

Price Range by Coverage and Risk

For an average driver, prices range go from as cheap as $526 for liability-only coverage to a high of $2,822 for high-risk insurance.

Liability Only $526
Full Coverage $1,310
High Risk $2,822

Price Range by Location

Where you live can make a big difference on insurance rates. Rural areas tend to have fewer physical damage claims than congested cities.

The diagram below illustrates the effect of geographic area on car insurance rates.

Rural Areas $983
Small Cities $1,376
Large Cities $1,769

These examples illustrate why it is important to compare prices based on a specific location and their own personal driving habits, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below illustrates estimated Lexus LX 570 insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $770
  • Using higher $1,000 deductibles will save around $1,156 each year
  • The estimated rate for a 40-year-old driver with $500 deductibles is $1,310
  • Buying low $100 deductibles for physical damage coverage will cost $1,604
  • High-risk insureds with multiple tickets or accidents could pay upwards of $2,822 or more
  • The cost with full coverage for a 16-year-old driver may cost $4,984 or more

Car insurance rates for a Lexus LX 570 can also vary considerably based on the trim level of your LX 570, your risk profile, and policy deductibles and limits.

Older drivers with no driving violations and high physical damage deductibles may pay as low as $1,200 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will be charged upwards of $4,900 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying at a minimum $1,500 to $2,100 extra per year, depending on your age. A high-risk auto insurance policy can be from 42% to 128% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut rates by as much as $450 annually, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $430 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Lexus LX 570 insurance prices. A driver around age 40 might see rates as low as $860 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,770 on average in Michigan, New York, and Florida.

Lexus LX 570 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,186 -$124 -9.5%
Alaska $1,004 -$306 -23.4%
Arizona $1,088 -$222 -16.9%
Arkansas $1,310 -$0 0.0%
California $1,494 $184 14.0%
Colorado $1,252 -$58 -4.4%
Connecticut $1,346 $36 2.7%
Delaware $1,484 $174 13.3%
Florida $1,640 $330 25.2%
Georgia $1,210 -$100 -7.6%
Hawaii $942 -$368 -28.1%
Idaho $886 -$424 -32.4%
Illinois $976 -$334 -25.5%
Indiana $988 -$322 -24.6%
Iowa $884 -$426 -32.5%
Kansas $1,248 -$62 -4.7%
Kentucky $1,790 $480 36.6%
Louisiana $1,940 $630 48.1%
Maine $808 -$502 -38.3%
Maryland $1,080 -$230 -17.6%
Massachusetts $1,050 -$260 -19.8%
Michigan $2,278 $968 73.9%
Minnesota $1,096 -$214 -16.3%
Mississippi $1,572 $262 20.0%
Missouri $1,164 -$146 -11.1%
Montana $1,410 $100 7.6%
Nebraska $1,034 -$276 -21.1%
Nevada $1,572 $262 20.0%
New Hampshire $944 -$366 -27.9%
New Jersey $1,466 $156 11.9%
New Mexico $1,160 -$150 -11.5%
New York $1,382 $72 5.5%
North Carolina $754 -$556 -42.4%
North Dakota $1,074 -$236 -18.0%
Ohio $906 -$404 -30.8%
Oklahoma $1,346 $36 2.7%
Oregon $1,200 -$110 -8.4%
Pennsylvania $1,252 -$58 -4.4%
Rhode Island $1,748 $438 33.4%
South Carolina $1,188 -$122 -9.3%
South Dakota $1,106 -$204 -15.6%
Tennessee $1,148 -$162 -12.4%
Texas $1,582 $272 20.8%
Utah $972 -$338 -25.8%
Vermont $898 -$412 -31.5%
Virginia $784 -$526 -40.2%
Washington $1,012 -$298 -22.7%
West Virginia $1,200 -$110 -8.4%
Wisconsin $906 -$404 -30.8%
Wyoming $1,168 -$142 -10.8%

With so much variability in rates, the only way to figure out exactly what you will pay is to get quotes from multiple companies. Each insurance company utilizes a different rate formula, so rate quotes can be significantly different between companies.

Lexus LX 570 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Lexus LX 570 $486 $874 $372 $1,890
2023 Lexus LX 570 $464 $840 $390 $1,852
2022 Lexus LX 570 $444 $834 $398 $1,834
2021 Lexus LX 570 $430 $814 $416 $1,818
2020 Lexus LX 570 $414 $780 $430 $1,782
2019 Lexus LX 570 $392 $752 $442 $1,744
2018 Lexus LX 570 $376 $698 $452 $1,684
2017 Lexus LX 570 $362 $658 $456 $1,634
2016 Lexus LX 570 $346 $590 $460 $1,554
2015 Lexus LX 570 $324 $542 $460 $1,484
2014 Lexus LX 570 $312 $508 $464 $1,442
2013 Lexus LX 570 $306 $474 $474 $1,412
2011 Lexus LX 570 $274 $400 $478 $1,310
2010 Lexus LX 570 $256 $366 $474 $1,254

Rates are averaged for all Lexus LX 570 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Right Lexus LX 570 Insurance

Saving money on insurance for a Lexus LX 570 requires avoiding accidents and violations, having a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Take the time to compare rates every couple of years by requesting rates from direct insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

The list below is a quick rundown of the material that was covered in the above illustrations.

  • Insureds who require higher liability limits will pay around $530 annually to increase from a minimum limit to higher 250/500 limits
  • Teenagers are expensive to insure, costing up to $415 per month if comprehensive and collision insurance is included
  • Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,510 more each year for car insurance
  • Increasing deductibles could save up to $450 each year

Rates by Driver Age

Lexus LX 570 Insurance Rates by Driver Age
Driver Age Premium
16 $4,984
20 $2,984
30 $1,354
40 $1,310
50 $1,200
60 $1,174

Full coverage, $500 deductibles

Rates by Deductible

Lexus LX 570 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,604
$250 $1,470
$500 $1,310
$1,000 $1,156

Full coverage, driver age 40

Rates by Liability Limit

Lexus LX 570 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,310
50/100 $1,406
100/300 $1,525
250/500 $1,836
100 CSL $1,453
300 CSL $1,716
500 CSL $1,908

Full coverage, driver age 40

Rates for High Risk Drivers

Lexus LX 570 Insurance Rates for High Risk Drivers
Age Premium
16 $7,084
20 $4,758
30 $2,870
40 $2,822
50 $2,692
60 $2,664

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $178

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $69
Multi-vehicle $69
Homeowner $21
5-yr Accident Free $89
5-yr Claim Free $84
Paid in Full/EFT $55
Advance Quote $61
Online Quote $92
Total Discounts $540
Rate after discounts $770

Discounts are estimated and may not be available from every company or in every state.

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