Lexus LX 570 Insurance Rates

The average insurance rates for a Lexus LX 570 are $1,310 a year for full coverage. Comprehensive costs approximately $274 each year, collision insurance costs $400, and liability costs $478. Liability-only insurance costs as little as $526 a year, and high-risk driver insurance costs around $2,822. 16-year-old drivers cost the most to insure at up to $4,984 a year.

Average premium for full coverage: $1,310

Policy rates by type of insurance:

Prices include $500 deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and LX 570 models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on car insurance rates. Rural locations are shown to have a lower frequency of accident claims than congested cities. The graphic below illustrates how geographic area affects auto insurance prices.

The examples above show why all drivers should compare rates using their specific location and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Lexus LX 570 insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $770
• Drivers who choose higher $1,000 deductibles will pay $154 a year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,310
• Buying low deductibles for comprehensive and collision insurance will increase the cost to $1,604
• Higher-risk drivers with multiple tickets or accidents could pay around $2,822
• Policy cost for full coverage for a teen driver can cost $4,984 a year

Auto insurance rates for a Lexus LX 570 also range considerably based on your risk profile, the trim level of your LX 570, and physical damage deductibles and liability limits.

More mature drivers with a good driving record and high deductibles may pay as little as $1,200 per year on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay in the ballpark of $4,900 a year. View Rates by Age

Your home state makes a big difference in Lexus LX 570 insurance prices. A 40-year-old driver could pay as low as $860 a year in states like Iowa, Maine, and Idaho, or at least $1,870 on average in New York, Louisiana, and Michigan.

Opting for high physical damage deductibles could save up to $450 every year, whereas increasing liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $430 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying anywhere from $1,500 to $2,100 in extra premium every year, depending on your age. Insurance for high-risk drivers can cost as much as 42% to 128% more than the average rate. View High Risk Driver Rates

How to Find the Right Lexus LX 570 Insurance

Finding cheaper rates on car insurance not only requires not taking risks behind the wheel, but also having good credit, avoid buying unnecessary coverage, and possibly higher deductibles. Invest the time to compare rates every other policy renewal by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following is a quick rundown of the ideas that were presented in the illustrations above.

• Teens have the highest car insurance rates, costing up to $415 each month if they have full coverage
• Higher risk drivers with reckless driving or DUI convictions may pay on average $1,510 more per year for LX 570 insurance
• Increasing comprehensive and collision deductibles can save around $450 each year
• Drivers can save around $150 per year just by quoting online in advance