Lexus LX 570 Insurance Rates

The average auto insurance rates for a Lexus LX 570 are $1,254 annually for full coverage insurance. Comprehensive costs around $256 a year, collision costs $366, and liability is $474. Buying just liability costs around $522 a year, with insurance for high-risk drivers costing around $2,696. Teenage drivers cost the most to insure at $4,804 a year or more.

Average premium for full coverage: $1,254

Policy rates for type of insurance:

Full coverage includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and LX 570 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Areas with sparse population are shown to have fewer physical damage claims than densely populated cities.

The diagram below illustrates how location impacts auto insurance rates.

The examples above illustrate why it is important to compare rates quotes for a specific zip code and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Lexus LX 570 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $741
• Raising to $1,000 deductibles will save about $1,112 each year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,254
• Using low $100 deductibles will cost $1,524
• Drivers who are prone to accidents and violations could pay at least $2,696 or more
• Policy cost with full coverage for a 16-year-old driver can be $4,804

Insurance rates for a Lexus LX 570 also range considerably based on the model year and trim level, your risk profile, and deductibles and policy limits.

Older drivers with a clean driving record and high physical damage deductibles may pay as low as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay as much as $4,800 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying at least $1,500 to $2,100 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 44% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $420 annually, while buying higher liability limits will increase rates. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Lexus LX 570 insurance prices. A middle-age driver might find rates as low as $820 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,690 on average in Michigan, New York, and Florida.

Because rates have so much variability, the only way to figure out your exact price is to get quotes from multiple companies. Every auto insurance company uses a different method to calculate rates, so the rates will be varied between companies.

How to Buy More Affordable Lexus LX 570 Insurance

Finding cheaper rates on insurance for a Lexus LX 570 consists of being a good driver, having a good credit history, being claim-free, and insuring your home and auto with the same company. Spend time shopping around every other policy renewal by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following list is a summary of the ideas that were touched on above.

• Drivers age 16 to 20 pay higher rates, possibly costing $400 each month including comprehensive and collision insurance
• Drivers considered higher risk who have multiple accidents or major violations pay on average $1,440 more every year than a safer driver
• Increasing comprehensive and collision deductibles could save up to $400 each year
• It is possible to save up to $150 per year simply by quoting early and online