Lexus LX 570 Insurance Rates

Estimated auto insurance rates for a Lexus LX 570 are $1,254 annually including full coverage. Comprehensive costs on average $256, collision costs $366, and liability coverage costs $474. Liability-only insurance costs as little as $522 a year, with high-risk driver insurance costing around $2,696. Teenage drivers pay the most at $4,804 a year or more.

Average premium for full coverage: $1,254

Premium estimates by type of coverage:

Prices are based on $500 physical damage deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and for all LX 570 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on car insurance rates. Rural areas are statistically proven to have fewer comprehensive and collision claims than densely populated cities.

The example below illustrates the difference between rural and urban areas on car insurance rates.

These rate differences highlight why everyone should compare rates based on a specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Lexus LX 570 insurance rates for different risk profiles and scenarios.

• The best discount rate is $741
• Drivers who choose higher $1,000 deductibles will pay around $142 every year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $1,254
• Using pricier low deductibles for comprehensive and collision insurance will cost $1,524
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,696 or more
• An auto insurance policy with full coverage for a teenage driver for full coverage may cost $4,804 a year

Insurance prices for a Lexus LX 570 also have a wide range based on the model of your LX 570, your driving characteristics, and policy deductibles and limits.

A more mature driver with no violations or accidents and high physical damage deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay upwards of $4,800 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying at a minimum $1,500 to $2,100 additional annually, depending on your age. Lexus LX 570 insurance for high-risk drivers can cost around 44% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $420 a year, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Lexus LX 570 insurance rates. A 40-year-old driver could pay as low as $960 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,790 on average in Michigan, New York, and Louisiana.

With such a large range in prices, the best way to figure out exactly what you will pay is to regularly compare prices and see how they stack up. Every company uses a different method to calculate prices, and prices will be substantially different between companies.

How to Buy Affordable Lexus LX 570 Insurance

Finding better rates on auto insurance not only requires being a safe and courteous driver, but also having good credit, refrain from filing small claims, and insuring your home and auto with the same company. Set aside time to compare rates at least once a year by getting quotes from direct car insurance companies, and also from several local insurance agents.

Below is a brief review of the primary concepts that were covered above.

• You may be able to save as much as $150 per year simply by quoting online well ahead of the renewal date
• Drivers with DUI or reckless driving convictions pay on average $1,440 more each year for auto insurance
• Increasing policy deductibles could save up to $400 each year
• Teenage drivers pay higher prices, with the cost nearing $400 per month if they have full coverage