Lexus LX 570 Insurance Rates

Estimated insurance rates for a Lexus LX 570 are $1,254 a year with full coverage. Comprehensive insurance costs approximately $256 each year, collision insurance costs $366, and liability coverage is estimated at $474. A liability-only policy costs approximately $522 a year, and high-risk insurance costs $2,696 or more. Teen drivers pay the most at up to $4,804 a year.

Average premium for full coverage: $1,254

Premium estimates by type of coverage:

Estimates include $500 policy deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all U.S. states and LX 570 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on the price of insurance. Rural locations are statistically proven to have a lower frequency of collision claims than larger metro areas. The graphic below illustrates how rural and urban location affects auto insurance prices.

These rate differences demonstrate why all drivers should get quotes using their specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Lexus LX 570 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $741
• Choosing higher $1,000 deductibles can save $142 annually
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,254
• Choosing low deductibles for comp and collision coverage will cost an extra $270 each year
• Drivers with multiple violations and an at-fault accident could pay around $2,696
• An auto insurance policy for full coverage for a teenage driver can cost $4,804 each year

Auto insurance prices for a Lexus LX 570 also have a wide range based on your driving characteristics, the trim level and model year, and physical damage deductibles and liability limits.

More mature drivers with a good driving record and high deductibles may only pay around $1,200 annually on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay in the ballpark of $4,800 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Lexus LX 570 insurance rates. A good driver about age 40 could pay as low as $900 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,690 on average in New York, Michigan, and Florida.

Choosing high deductibles can save as much as $420 a year, whereas increasing liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out anywhere from $1,500 to $2,100 in extra premium annually, depending on your age. Insurance for high-risk drivers ranges around 44% to 134% more than average. View High Risk Driver Rates

How to Find Low Cost Lexus LX 570 Insurance

Finding better rates on auto insurance takes avoiding accidents and claims, having good credit, being claim-free, and possibly higher deductibles. Set aside time to shop around at every policy renewal by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The points below are a review of the data raised in the charts and tables above.

• Consumers who purchase increased liability limits will pay about $520 every year to raise limits from 30/60 bodily injury limits to 250/500 limits
• You may be able to save around $150 per year just by quoting online in advance
• Increasing policy deductibles can save around $400 each year
• Drivers under the age of 20 have the highest car insurance prices, possibly costing $400 per month if they have full coverage