Lexus LX 570 Insurance Rates

Average insurance rates for a Lexus LX 570 are $1,310 a year with full coverage. Comprehensive costs approximately $274, collision insurance costs $400, and liability is estimated at $478. Buying just liability costs approximately $526 a year, and insurance for high-risk drivers costs around $2,822. Teen drivers receive the highest rates at up to $4,984 a year.

Average premium for full coverage: $1,310

Rate estimates by individual coverage type:

Estimates include $500 policy deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all U.S. states and for different LX 570 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on the price of insurance. Rural locations tend to have lower incidents of collision claims than larger metro areas. The price range example below illustrates how rural and urban location affects auto insurance prices.

These examples demonstrate why anyone shopping for car insurance should get quotes using their specific location, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Lexus LX 570 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $770
• Choosing higher $1,000 deductibles can save $154 annually
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,310
• Choosing more expensive low deductibles for comp and collision coverage bumps up the cost to $1,604
• Unlucky drivers with multiple violations and an at-fault accident could pay around $2,822
• The cost that insures a teen driver with full coverage can cost $4,984 each year

Auto insurance rates for a Lexus LX 570 can also vary considerably based on the model year and trim level, your age and driving habits, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you may be forking out anywhere from $1,500 to $2,100 in extra premium per year, depending on your age. High-risk driver insurance ranges as much as 42% to 128% more than average. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,200 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will have to pay in the ballpark of $4,900 a year. View Rates by Age

Where you live plays a big part in determining prices for Lexus LX 570 insurance prices. A good driver about age 40 could pay as low as $950 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,770 on average in New York, Michigan, and Florida.

Choosing high deductibles can save as much as $450 every year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $430 extra every year. View Rates by Deductible or Liability Limit

How to Find Low Cost Lexus LX 570 Insurance

Saving money on car insurance takes being safe and accident-free, maintaining a good credit score, eliminating unnecessary coverage, and possibly higher deductibles. Shop around at least once a year by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

Below you'll find a review of the primary concepts that were raised in the charts and tables above.

• You may be able to save around $150 per year just by shopping early and online
• Higher risk drivers who have several accidents or serious violations may have to pay on average $1,510 more per year than a low-risk driver
• Increasing deductibles can save approximately $450 each year
• Youthful drivers have the highest car insurance rates, with premiums as much as $415 per month if the policy includes full coverage