Lexus LX 570 Insurance Rates

Estimated insurance prices for a Lexus LX 570 are $1,254 every 12 months for full coverage insurance. Comprehensive insurance costs on average $256 each year, collision costs $366, and liability costs around $474. A policy with only liability insurance costs as low as $522 a year, with a high-risk policy costing $2,696 or more. Teenage drivers pay the most at $4,804 a year or more.

Average premium for full coverage: $1,254

Premium estimates by type of coverage:

Rate estimates include $500 policy deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and LX 570 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on insurance rates. Rural areas are statistically proven to have more infrequent physical damage claims than densely populated cities.

The graphic below illustrates how your location can change car insurance rates.

These rate differences illustrate why all drivers should compare prices based on a specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Lexus LX 570 insurance rates for different risk profiles and scenarios.

• The best discount rate is $741
• Using higher $1,000 deductibles will save around $142 each year
• The average price for a 40-year-old good driver with $500 deductibles is $1,254
• Using low deductibles for physical damage coverage costs an extra $270 annually
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,696 or more
• An auto insurance policy to insure a 16-year-old driver may cost $4,804 or more

Car insurance prices for a Lexus LX 570 also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level of your LX 570.

Using high physical damage deductibles could cut prices by as much as $420 annually, whereas increasing liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may pay as low as $1,200 a year, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged upwards of $4,800 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at a minimum $1,500 to $2,100 extra annually, depending on your age. Insurance for high-risk drivers can be from 44% to 134% more than a normal policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Lexus LX 570 insurance prices. A driver around age 40 might see prices as low as $820 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,690 on average in Michigan, New York, and Florida.

With such a large range in prices, the only way to figure out exactly what you will pay is to do a rate comparison from multiple companies. Each insurance company uses a different method to calculate prices, so rate quotes will be substantially different.

How to Shop for the Best Lexus LX 570 Insurance

Finding better rates on insurance for a Lexus LX 570 requires being safe and accident-free, maintaining a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Invest the time to shop around every couple of years by getting quotes from direct insurance companies, and also from several local insurance agents.

Below you'll find a brief recap of the material that was illustrated above.

• Insureds who require more liability protection will pay an extra $520 annually to increase from 30/60 bodily injury limits to a 250/500 level
• Youthful drivers are expensive to insure, with premiums being up to $400 per month if the policy includes full coverage
• Drivers considered higher risk who tend to receive serious violations pay on average $1,440 more each year than a low-risk driver
• Increasing policy deductibles could save as much as $400 each year