Lexus LX 570 Insurance Rates

Estimated insurance rates for a Lexus LX 570 are $1,254 a year for full coverage insurance. Comprehensive costs an estimated $256, collision costs $366, and liability is estimated at $474. A policy with only liability insurance costs approximately $522 a year, with a high-risk policy costing around $2,696. Teen drivers pay the most at $4,804 a year or more.

Average premium for full coverage: $1,254

Premium estimates broken down by type of coverage:

Full coverage includes $500 policy deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and for different LX 570 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on the price of insurance. More rural locations are statistically proven to have lower incidents of physical damage claims than larger metro areas.

The price range example below illustrates how location impacts insurance prices.

These rate differences illustrate why anyone shopping for car insurance should get quotes for a targeted area, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Lexus LX 570 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $741
• Choosing higher $1,000 deductibles can save approximately $142 each year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,254
• Choosing more expensive low deductibles for comp and collision coverage bumps up the cost to $1,524
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,696 or more
• An auto insurance policy that insures a 16-year-old driver with full coverage can cost as much as $4,804 each year

Car insurance prices for a Lexus LX 570 also have a wide range based on the model year and trim level, your age and driving record, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are probably paying $1,500 to $2,100 extra annually, depending on your age. High-risk driver insurance ranges from 44% to 134% more than average. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,200 annually on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged at least $4,800 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Lexus LX 570 insurance prices. A good driver about age 40 could pay as low as $820 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,690 on average in Florida, New York, and Michigan.

Choosing high deductibles can save as much as $420 annually, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out which insurance company is cheapest is to compare prices from multiple companies. Each auto insurer uses a different rate calculation, so rate quotes will be substantially different.

How to Find More Affordable Lexus LX 570 Insurance

Finding better rates on insurance for a Lexus LX 570 takes being a good driver, having a positive credit history, paying for small claims out-of-pocket, and not having any coverage lapses. Shop around at least every other year by getting rate quotes from direct insurance companies, and also from local insurance agencies.

The following list is a summary of the car insurance concepts touched on above.

• Drivers considered higher risk who have multiple accidents or major violations may have to pay on average $1,440 more annually than a safer driver
• It is possible to save approximately $150 per year simply by shopping early and online
• Increasing policy deductibles can save approximately $400 each year
• Insureds who want an increased level of liability coverage will pay about $520 annually to raise limits from 30/60 bodily injury limits to the 250/500 level