Lexus LX 570 Insurance Rates

The average insurance rates for a Lexus LX 570 are $1,254 a year including full coverage. Comprehensive costs an estimated $256 each year, collision costs $366, and liability insurance costs $474. Liability-only insurance costs as little as $522 a year, with high-risk driver insurance costing around $2,696. 16-year-old drivers cost the most to insure at $4,804 a year or more.

Average premium for full coverage: $1,254

Policy rates broken down by type of insurance:

Rate estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and LX 570 models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on the price of auto insurance. More rural locations are shown to have lower incidents of comprehensive and collision claims than congested cities.

The graphic below illustrates how rural and urban location affects insurance prices.

The examples above highlight why all drivers should compare rates for a targeted area, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Lexus LX 570 insurance rates for other coverage scenarios.

• The best full coverage rate is $741
• Drivers who choose higher $1,000 deductibles will pay approximately $142 every year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,254
• Buying low deductibles for comprehensive and collision insurance bumps up the cost to $1,524
• High risk drivers with multiple tickets or accidents could pay up to $2,696 or more
• Policy cost that insures a teen driver can cost as much as $4,804 a year

Auto insurance rates for a Lexus LX 570 also range considerably based on the trim level and model year, your driving record and age, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are likely paying $1,500 to $2,100 in extra premium every year, depending on your age. Insurance for high-risk drivers can cost anywhere from 44% to 134% more than the average rate. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,200 per year on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay at least $4,800 a year. View Rates by Age

Your home state makes a big difference in Lexus LX 570 insurance rates. A 40-year-old driver could pay as low as $960 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,790 on average in Louisiana, New York, and Michigan.

Opting for high physical damage deductibles could save up to $420 each year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to do a rate comparison from as many companies as possible. Every company utilizes a different rate formula, and quoted rates will be varied.

How to Find the Best Lexus LX 570 Insurance

Finding cheaper rates on Lexus LX 570 insurance not only requires being a low-risk driver, but also maintaining a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Comparison shop every year by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.

The items below are a brief recap of the coverage data raised in the charts and tables above.

• You may be able to save approximately $150 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $400 each year
• Teen drivers are the costliest to insure, with premiums being up to $400 each month if the policy includes full coverage
• High-risk drivers who tend to receive serious violations could be charged and average of $1,440 more annually to insure their LX 570