Lexus LX 570 Insurance Rates

The average insurance rates for a Lexus LX 570 are $1,254 a year for full coverage. Comprehensive insurance costs an estimated $256, collision insurance costs $366, and liability is $474. Liability-only coverage costs around $522 a year, and high-risk coverage costs $2,696 or more. Teenage drivers cost the most to insure at up to $4,804 a year.

Average premium for full coverage: $1,254

Policy rates broken down by type of insurance:

Price estimates include $500 physical damage deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and for all LX 570 models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on insurance rates. More rural locations are shown to have lower incidents of accident claims than densely populated cities. The example below illustrates how geographic area affects insurance prices.

The examples above show why everyone should compare rates quotes for a targeted area, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Lexus LX 570 insurance rates for other coverage scenarios.

• The best discount rate is $741
• Raising to $1,000 deductibles will save approximately $142 a year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,254
• Using pricier low deductibles will cost an additional $270 annually
• Drivers who are prone to accidents and violations could pay up to $2,696
• Policy cost that insures a 16-year-old driver for full coverage can cost as much as $4,804

Insurance rates for a Lexus LX 570 also range considerably based on the model of your LX 570, how you drive, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you could be paying $1,500 to $2,100 additional every year, depending on your age. Lexus LX 570 insurance for high-risk drivers is expensive and can cost from 44% to 134% more than a normal policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay at least $4,800 a year. View Rates by Age

Your home state also has a big influence on Lexus LX 570 insurance prices. A middle-age driver might find rates as low as $830 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,790 on average in New York, Louisiana, and Michigan.

Using high physical damage deductibles can reduce rates by up to $420 annually, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

How to Find Cheaper Lexus LX 570 Insurance

Finding cheaper rates on insurance for a Lexus LX 570 consists of being a safe and courteous driver, having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Compare prices once a year by requesting quotes from direct carriers, and also from your local independent and exclusive agents.

Below is a condensed summary of the data that was presented in the illustrations above.

• Drivers can save approximately $150 per year just by quoting online well ahead of the renewal date
• Insureds who want higher levels of liability will pay an extra $520 each year to raise from a 30/60 limit to the 250/500 level
• Teenage drivers are expensive to insure, costing up to $400 each month if comprehensive and collision insurance is included
• Drivers considered higher risk with multiple at-fault accidents may pay on average $1,440 more annually for auto insurance