Lexus LX 570 Insurance Rates

The average insurance rates for a Lexus LX 570 are $1,254 a year with full coverage. Comprehensive costs on average $256, collision insurance costs $366, and liability coverage costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs around $2,696. 16-year-old drivers cost the most to insure at up to $4,804 a year.

Average premium for full coverage: $1,254

Policy rates by type of insurance:

Estimates include $500 policy deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and for all LX 570 models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on auto insurance rates. Rural areas are shown to have lower incidents of collision claims than congested cities. The example below illustrates how location helps determine car insurance rates.

The examples above demonstrate why everyone should compare rates based on a specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Lexus LX 570 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $741
• Drivers who choose higher $1,000 deductibles will pay around $142 annually
• The estimated price for a good driver age 40 with $500 deductibles is $1,254
• Buying pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,524
• High-risk insureds with multiple tickets or accidents could pay upwards of $2,696
• Policy cost that insures a teenage driver for full coverage may cost $4,804 a year

Insurance rates for a Lexus LX 570 also range considerably based on the model of your LX 570, your age and driving habits, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at a minimum $1,500 to $2,100 additional every year, depending on your age. Lexus LX 570 insurance for high-risk drivers can cost around 44% to 134% more than the average rate. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $4,800 a year. View Rates by Age

Your home state makes a big difference in Lexus LX 570 insurance rates. A 40-year-old driver could pay as low as $900 a year in states like New Hampshire, Ohio, and Utah, or at least $1,690 on average in Florida, Michigan, and New York.

Opting for high physical damage deductibles could save up to $420 a year, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

How to Find Low Cost Lexus LX 570 Insurance

Finding cheaper rates on auto insurance not only requires being a good driver, but also having a good credit score, not filing small claims, and dropping full coverage on older vehicles. Comparison shop at every policy renewal by getting quotes from direct companies, and also from several local insurance agents.

The following list is a review of the data covered in the charts and tables above.

• Consumers who require an increased level of liability coverage will pay around $520 every year to go from a 30/60 limit to the 250/500 level
• You may be able to save as much as $150 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save approximately $400 each year
• Drivers age 16 to 20 pay higher rates, as much as $400 each month if comprehensive and collision insurance is included