Lexus LX 570 Insurance Rates

U.S. average insurance prices for a Lexus LX 570 are $1,254 every 12 months with full coverage. Comprehensive insurance costs an estimated $256 a year, collision insurance costs $366, and liability coverage is estimated at $474. Liability-only coverage costs approximately $522 a year, and high-risk coverage costs $2,696 or more. Teens pay the highest rates at up to $4,804 a year.

Average premium for full coverage: $1,254

Price estimates broken down by individual coverage:

Includes $500 physical damage deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and LX 570 trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on car insurance rates. More rural locations have more infrequent collision claims than cities with more traffic congestion. The diagram below illustrates how rural and urban location affects insurance prices.

The ranges above demonstrate why it is important to get quotes for a targeted area and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Lexus LX 570 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $741
• Choosing higher $1,000 deductibles can save approximately $1,112 annually
• The average price for the average middle-age driver who has $500 deductibles is $1,254
• Selecting low $100 deductibles for comp and collision coverage costs an extra $270 each year
• Drivers with serious driving violations could pay up to $2,696
• The price to insure a teenage driver can cost as much as $4,804 each year

Auto insurance prices for a Lexus LX 570 are also quite variable based on deductibles and policy limits, your driving record, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles can save as much as $420 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may only pay around $1,200 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay at least $4,800 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out $1,500 to $2,100 in extra premium each year, depending on your age. A high-risk auto insurance policy ranges around 44% to 134% more than the average policy. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Lexus LX 570 insurance rates. A good driver about age 40 could pay as low as $900 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,690 on average in New York, Michigan, and Florida.

How to Shop for the Cheapest Lexus LX 570 Insurance

Getting lower rates on auto insurance takes being a safe and courteous driver, having a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Set aside time to shop around every year by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below is a recap of the coverage data raised in the charts and tables above.

• You may be able to save approximately $150 per year just by quoting early and online
• Increasing physical damage deductibles could save as much as $400 each year
• Teenage drivers are the costliest to insure, costing up to $400 a month if comprehensive and collision insurance is included
• Drivers that have major violations or accidents may pay on average $1,440 more annually for auto insurance