Lexus IS-300 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 6, 2023
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Criteria which help determine
Insurance premiums on a Lexus IS-300 can fluctuate considerably subject to many criteria. A few of these criteria are:
- More performance equals higher cost
- Accidents raise premiums
- Whether you insure your home with the same company
- Pleasure use vs. commuting use
- Optional coverages like vehicle replacement
- Whether or not you have claims
- Maintaining coverage lowers rates
- Owning a home can lower rates
One important consideration that will help determine your rates is the age of the vehicle. Older cars and trucks have a much lower replacement value compared to new IS-300 models so the cost to replace them can decrease annual premiums. But more recent IS-300 vehicles have more advanced features including autonomous braking, dual-stage airbags, and sideview assist mirrors which may lower rates.
Liability coverage - injuries or damage you cause to claims such as funeral expenses, loss of income, and emergency aid. .
Collision coverage - another vehicle or an object, but not an animal. . , . .
Comprehensive insurance - caused by mother nature, theft, vandalism and other events. . a auto insurance company will pay at claim time , .
Uninsured and underinsured coverage - This coverage . , . .
Medical payments coverage and PIP - bills ambulance fees, surgery, and doctor visits. . .
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