Lexus ES-330 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 3, 2023

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Criteria which help determine

Auto insurance rates for a Lexus ES-330 can fluctuate considerably depending on several factors. A few of these criteria are:

  • A clean driving record keeps rates low
  • Credit rating impacts rates
  • Your gender can raise or lower rates
  • Low deductibles cost more
  • NTSB crash rating for your vehicle
  • Claims drive up premiums
  • Maintaining coverage lowers rates
  • Owning a home can lower rates

A final factor that helps determine Lexus ES-330 insurance rates is the model year. Older models have a much lower replacement value in comparison to older models so repair costs tend to be lower which may result in lower rates. But newer models may have a trim level with safety features including dual-stage airbags, a rollover prevention system, and lane departure warning system which may give discounted rates.

Auto liability insurance

injuries or damage you cause to claims such as funeral expenses, loss of income, and emergency aid. .

Collision coverage

another vehicle or an object, but not an animal. . , . .

Comprehensive coverage (or Other than Collision)

caused by mother nature, theft, vandalism and other events. . a auto insurance company will pay at claim time , .

Uninsured or underinsured coverage

This coverage . , . .

Med pay and Personal Injury Protection (PIP)

bills ambulance fees, surgery, and doctor visits. . .

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