Land Rover LR4 Insurance Rates

U.S. average auto insurance rates for a Land Rover LR4 are $1,174 annually for full coverage insurance. Comprehensive insurance costs on average $228, collision insurance costs $314, and liability costs around $474. Buying just liability costs as low as $522 a year, and insurance for high-risk drivers costs $2,522 or more. Teenage drivers pay the highest rates at up to $4,558 a year.

Average premium for full coverage: $1,174

Price estimates by individual coverage:

Estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and for all LR4 models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on insurance rates. Rural areas have fewer physical damage claims than densely populated cities. The example below illustrates how location helps determine car insurance rates.

The ranges above illustrate why everyone should compare prices based on a specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Land Rover LR4 insurance rates for different risk profiles and scenarios.

• The best discount rate is $701
• Using higher $1,000 deductibles will save around $126 each year
• The estimated rate for the average middle-age driver with $500 deductibles is $1,174
• Using pricier low deductibles for physical damage coverage costs an additional $234 every year
• Drivers who are prone to accidents and violations could pay upwards of $2,522
• The price with full coverage for a teen driver for full coverage may cost $4,558 or more

View Chart as Image

Insurance prices for a Land Rover LR4 are also quite variable based on the trim level and model year, your risk profile, and policy deductibles and limits.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as little as $1,100 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay upwards of $4,500 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying at a minimum $1,400 to $1,900 additional each year, depending on your age. Land Rover LR4 insurance for high-risk drivers can be as much as 42% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $360 every year, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Land Rover LR4 insurance prices. A driver around age 40 might see prices as low as $770 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,590 on average in Michigan, New York, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Land Rover LR4 Insurance

Getting lower rates on car insurance requires being a good driver, having good credit, not filing small claims, and dropping full coverage on older vehicles. Invest time comparing rates every other policy renewal by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following list is a review of the ideas that were covered in the charts and tables above.

• Drivers age 16 to 20 pay higher prices, as much as $380 a month if they have full coverage
• Higher risk drivers who have several accidents or serious violations may pay on average $1,350 more each year than a safer driver
• Increasing physical damage deductibles could save up to $350 each year
• It is possible to save as much as $130 per year just by quoting online well ahead of the renewal date