Land Rover LR4 LUX Insurance Rates

Estimated insurance rates for a Land Rover LR4 LUX are $1,768 a year for full coverage insurance. Comprehensive costs around $452, collision costs $794, and liability insurance costs around $364. Liability-only coverage costs as low as $430 a year, with high-risk coverage costing around $3,808. Teenage drivers pay the most at $6,248 a year or more.

Annual premium for full coverage: $1,768

Premium estimates for type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Land Rover LR4 Trim Level

Insurance Price Range by Location

Where you live has a significant impact on car insurance rates. Areas with sparse population are statistically proven to have lower incidents of physical damage claims than densely populated cities.

The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

These rate differences illustrate why anyone shopping for car insurance should compare prices for a specific zip code, rather than relying on average rates.

Use the form below to get rates for your location.

Insurance rates for a Land Rover LR4 LUX also have a wide range based on the model year, your age and driving record, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are probably paying at least $2,100 to $2,800 extra annually, depending on your age. High-risk driver insurance can be anywhere from 45% to 133% more than a normal policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,600 a year, or $133 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay as much as $6,200 a year. View Rates by Age

Where you choose to live has a huge impact on Land Rover LR4 LUX insurance rates. A driver around age 40 might see prices as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut prices by as much as $830 each year, while increasing your policy's liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $327 more per year. View Rates by Deductible or Liability Limit

With such a large range of prices, the only way to figure out your exact price is to compare prices from as many companies as possible. Each insurance company uses a different method to calculate prices, so the rates will be substantially different.

View Chart as Image

The chart estimates Land Rover LR4 LUX insurance prices for different risks and coverage choices. The lowest price with discounts is $997. Drivers who use higher $1,000 deductibles will pay $1,484. The average price for a driver age 40 with no violations using $500 deductibles is $1,768. Using more expensive $100 deductibles for physical damage coverage could cost up to $2,314. Drivers with multiple violations and accidents could be charged up to $3,808. The price for full coverage insurance for a 16-year-old driver can be as high as $6,248.

View Chart as Image