Land Rover LR4 Insurance Rates

The average auto insurance rates for a Land Rover LR4 are $1,130 annually for full coverage insurance. Comprehensive insurance costs around $214 a year, collision costs $284, and liability coverage costs around $474. Liability-only insurance costs as low as $522 a year, with high-risk driver insurance costing $2,428 or more. Teen drivers cost the most to insure at $4,424 a year or more.

Average premium for full coverage: $1,130

Policy rates for type of insurance:

These estimates include $500 deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and LR4 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on car insurance rates. Areas with sparse population are shown to have fewer physical damage claims than larger metro areas.

The diagram below illustrates how geographic area affects auto insurance rates.

The examples above illustrate why it is important to compare prices for a specific zip code and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Land Rover LR4 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $678
• Using higher $1,000 deductibles will save about $1,016 each year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,130
• Choosing low $100 deductibles for physical damage coverage costs an additional $218 each year
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,428 or more
• Policy cost with full coverage for a teenage driver can be $4,424 or more

View Chart as Image

Auto insurance rates for a Land Rover LR4 also range considerably based on the model year and trim level, your risk profile, and deductibles and policy limits.

Older drivers with a good driving record and high physical damage deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will have to pay as much as $4,400 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying at least $1,300 to $1,900 in extra premium every year, depending on your age. A high-risk auto insurance policy can be around 43% to 128% more than average. View High Risk Driver Rates

Choosing high deductibles could cut rates by as much as $340 a year, while buying higher liability limits will increase rates. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Land Rover LR4 insurance rates. A driver around age 40 might see rates as low as $740 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,530 on average in Michigan, New York, and Florida.

View Chart as Image

Because rates have so much variability, the only way to figure out your exact price is to get quotes and see how they stack up. Each insurance company uses a different rate calculation, and quoted rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Land Rover LR4 Insurance

Finding cheaper rates on auto insurance requires not taking risks behind the wheel, having above-average credit, being claim-free, and maximizing policy discounts. Invest the time to compare rates every year by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following is a brief summary of the coverage data presented in the illustrations above.

• It is possible to save up to $130 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $325 each year
• Teens are expensive to insure, possibly costing $369 each month if full coverage is included
• Drivers that tend to have accidents or serious violations pay on average $1,300 more every year for LR4 insurance