Land Rover LR4 Insurance Rates

Estimated insurance rates for a Land Rover LR4 are $1,130 a year for full coverage insurance. Comprehensive insurance costs on average $214, collision insurance costs $284, and liability costs $474. A policy with only liability insurance costs as little as $522 a year, and a high-risk policy costs $2,428 or more. Teen drivers pay the most at up to $4,424 a year.

Average premium for full coverage: $1,130

Premium estimates by type of coverage:

Rate estimates include $500 deductible amounts, minimum liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and for different LR4 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on insurance rates. Rural areas are statistically proven to have lower incidents of physical damage claims than larger metro areas. The price range example below illustrates the difference between rural and urban areas on car insurance rates.

These rate differences illustrate why anyone shopping for car insurance should compare rates based on a specific location, instead of using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Land Rover LR4 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $678
• Drivers who choose higher $1,000 deductibles will pay around $114 each year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,130
• Choosing more expensive low deductibles for comprehensive and collision insurance will cost an additional $218 every year
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,428
• An auto insurance policy that insures a teen driver with full coverage may cost $4,424 a year

View Chart as Image

Car insurance prices for a Land Rover LR4 also have a wide range based on the model year and trim level, your age and driving record, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are probably paying at a minimum $1,300 to $1,900 extra annually, depending on your age. High-risk driver insurance can cost as much as 43% to 128% more than average. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged upwards of $4,400 a year. View Rates by Age

Where you choose to live makes a big difference in Land Rover LR4 insurance prices. A 40-year-old driver could pay as low as $740 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,530 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles could save up to $340 every year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Land Rover LR4 Insurance

Finding better rates on car insurance not only requires having a good driving record, but also having a positive credit history, paying for small claims out-of-pocket, and possibly raising deductibles. Shop around every couple of years by obtaining price quotes from direct insurance companies, and also from your local independent and exclusive agents.

The next list is a brief recap of the material that was covered above.

• Policyholders who require increased levels of liability coverage will pay about $520 annually to go from 30/60 bodily injury limits to the 250/500 level
• Drivers age 20 and younger are expensive to insure, with premiums being up to $369 per month if full coverage is purchased
• Higher risk drivers who tend to receive serious violations may pay on average $1,300 more each year to buy Land Rover LR4 insurance
• Increasing policy deductibles can save approximately $325 each year