Land Rover LR4 Insurance Rates

Average insurance prices for a Land Rover LR4 are $1,130 every 12 months including full coverage. Comprehensive insurance costs approximately $214 a year, collision insurance costs $284, and liability costs around $474. A policy with just liability insurance costs as low as $522 a year, and coverage for high-risk drivers costs $2,428 or more. Teens receive the highest rates at up to $4,424 a year.

Average premium for full coverage: $1,130

Rate estimates by individual coverage type:

Estimates include $500 policy deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and LR4 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on car insurance prices. Rural locations tend to have more infrequent comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates how location impacts auto insurance prices.

These examples highlight why it is important to compare prices using their specific location and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Land Rover LR4 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $678
• Using higher $1,000 deductibles will save $1,016 every year
• The average price for a 40-year-old driver who chooses $500 deductibles is $1,130
• Selecting low $100 deductibles for physical damage coverage costs an extra $218 every year
• Drivers with serious driving violations could pay around $2,428
• The cost to insure a teen driver can cost $4,424 or more

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Insurance rates for a Land Rover LR4 can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model of your LR4.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $340 every year, while buying higher liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as little as $1,100 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay in the ballpark of $4,400 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying anywhere from $1,300 to $1,900 additional per year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 128% more than the average policy. View High Risk Driver Rates

Where you live has a huge impact on Land Rover LR4 insurance prices. A driver around age 40 might see rates as low as $870 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,610 on average in Louisiana, New York, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Land Rover LR4 Insurance

Saving money on car insurance requires being safe and accident-free, having above-average credit, not filing small claims, and consideration of higher deductibles. Spend time shopping around at every policy renewal by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local car insurance providers.

Below you'll find a review of the data touched on above.

• Policyholders who purchase more liability protection will pay approximately $520 per year to increase from a minimum limit to a 250/500 level
• You may be able to save around $130 per year just by quoting early and online
• Increasing deductibles could save as much as $325 each year
• Youthful drivers are the costliest to insure, as much as $369 per month if full coverage is included