Land Rover LR4 Insurance Rates

Estimated auto insurance rates for a Land Rover LR4 are $1,130 annually for full coverage insurance. Comprehensive costs approximately $214, collision costs $284, and liability costs around $474. A liability-only policy costs as low as $522 a year, with high-risk insurance costing around $2,428. Teen drivers pay the most at $4,424 a year or more.

Average premium for full coverage: $1,130

Premium estimates by type of coverage:

Full coverage includes $500 deductible amounts, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and for all LR4 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on the price of auto insurance. Rural locations are statistically proven to have fewer physical damage claims than larger metro areas.

The example below illustrates the difference location can make on auto insurance prices.

These rate differences illustrate why everyone should compare prices using their specific location and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Land Rover LR4 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $678
• Using higher $1,000 deductibles will save $114 each year
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,130
• Choosing pricier low deductibles for physical damage coverage will cost $1,348
• High-risk insureds with multiple violations and an at-fault accident could pay around $2,428 or more
• An auto insurance policy with full coverage for a 16-year-old driver for full coverage can cost $4,424 or more

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Auto insurance prices for a Land Rover LR4 also have a wide range based on the model of your LR4, your risk profile, and physical damage deductibles and liability limits.

A more mature driver with a good driving record and high physical damage deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will have to pay in the ballpark of $4,400 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying anywhere from $1,300 to $1,900 in extra premium annually, depending on your age. Land Rover LR4 insurance for high-risk drivers can be from 43% to 128% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $340 annually, whereas buying more liability protection will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Land Rover LR4 insurance prices. A driver around age 40 might see prices as low as $740 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,530 on average in Florida, New York, and Michigan.

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With such a large range in prices, the only way to figure out who has the best car insurance prices is to regularly compare prices from multiple companies. Each insurance company uses a different rate calculation, and quoted prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable Land Rover LR4 Insurance

Finding better rates on insurance for a Land Rover LR4 requires having a good driving record, having above-average credit, paying for small claims out-of-pocket, and not having any coverage lapses. Make time to compare rates every year by getting rate quotes from direct insurance companies, and also from insurance agencies where you live.

The next list is a summary of the coverage data touched on in this article.

• It is possible to save around $130 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles could save up to $325 each year
• Drivers age 20 and younger have the highest car insurance prices, with premiums being up to $369 per month if full coverage is included
• Drivers considered higher risk who have multiple accidents or major violations could be forced to pay on average $1,300 more per year to buy Land Rover LR4 insurance