Land Rover LR4 Insurance Rates

Estimated auto insurance rates for a Land Rover LR4 are $1,130 annually for full coverage insurance. Comprehensive insurance costs on average $214 each year, collision insurance costs $284, and liability costs around $474. A liability-only policy costs as low as $522 a year, and high-risk insurance costs $2,428 or more. Teenage drivers pay the most at up to $4,424 a year.

Average premium for full coverage: $1,130

Premium estimates by type of coverage:

These estimates include $500 deductible amounts, 30/60 split liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and LR4 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on insurance rates. Rural areas are statistically proven to have fewer physical damage claims than densely populated cities. The graphic below illustrates how geographic area affects car insurance rates.

These rate differences illustrate why all drivers should compare prices based on a specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Land Rover LR4 insurance rates for different risk profiles and scenarios.

• The best discount rate is $678
• Using higher $1,000 deductibles will save around $114 each year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $1,130
• Using low deductibles for physical damage coverage costs an additional $218 annually
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,428
• An auto insurance policy with full coverage for a 16-year-old driver may cost $4,424 or more

View Chart as Image

Auto insurance prices for a Land Rover LR4 also have a wide range based on the model of your LR4, your risk profile, and policy deductibles and limits.

More mature drivers with a good driving record and high physical damage deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay upwards of $4,400 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying at a minimum $1,300 to $1,900 in extra premium annually, depending on your age. Insurance for high-risk drivers can be from 43% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $340 annually, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Land Rover LR4 insurance prices. A driver around age 40 might see prices as low as $740 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,530 on average in Michigan, New York, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Land Rover LR4 Insurance

Finding better rates on insurance for a Land Rover LR4 requires having a good driving record, having above-average credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Invest the time to compare rates at least every other year by requesting rates from direct insurance companies, and also from local exclusive and independent agents.

The next list is a brief summary of the car insurance concepts presented in the illustrations above.

• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,300 more each year to buy Land Rover LR4 insurance
• It is possible to save as much as $130 per year just by quoting online in advance
• Increasing policy deductibles could save up to $325 each year
• Insureds who require increased levels of liability coverage will pay an extra $520 annually to increase from 30/60 bodily injury limits to higher 250/500 limits