Land Rover LR4 Insurance Rates

Estimated insurance rates for a Land Rover LR4 are $1,130 a year including full coverage. Comprehensive insurance costs an estimated $214 a year, collision insurance costs $284, and liability is $474. Liability-only insurance costs around $522 a year, and high-risk driver insurance costs $2,428 or more. Teenage drivers pay the most at up to $4,424 a year.

Average premium for full coverage: $1,130

Premium estimates broken down by type of coverage:

Includes $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 U.S. states and LR4 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on the price of auto insurance. More rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than densely populated cities. The diagram below illustrates how location impacts insurance prices.

These rate differences highlight why it is important to compare rates quotes for a targeted area and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Land Rover LR4 insurance rates for other coverage scenarios.

• The best discount rate is $678
• Raising to $1,000 deductibles will save approximately $1,016 every year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,130
• Using low $100 deductibles will cost an extra $218 every year
• At-risk drivers who are prone to accidents and violations could pay up to $2,428
• An auto insurance policy for full coverage for a teen driver can cost as much as $4,424

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Insurance prices for a Land Rover LR4 also have a wide range based on your driving characteristics, the model of your LR4, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay at least $4,400 a year. View Rates by Age

Where you choose to live also has a big influence on Land Rover LR4 insurance prices. A middle-age driver might find prices as low as $870 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,610 on average in Louisiana, New York, and Michigan.

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Using high physical damage deductibles can reduce prices by up to $340 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying $1,300 to $1,900 additional annually, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 128% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Land Rover LR4 Insurance

Finding better rates on car insurance consists of avoiding accidents and violations, having a good credit history, refrain from filing small claims, and possibly raising deductibles. Spend time shopping around every time your policy renews by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The list below is a recap of the information touched on above.

• You may be able to save approximately $130 per year just by quoting early and online
• Teenagers are expensive to insure, with the cost nearing $369 per month including comprehensive and collision insurance
• Increasing policy deductibles can save around $325 each year
• Higher risk drivers that have major violations or accidents may pay on average $1,300 more annually for car insurance
• Policyholders who want higher liability limits will pay an extra $520 per year to raise from 30/60 bodily injury limits to 250/500 limits