Land Rover LR4 Insurance Rates

Average insurance rates for a Land Rover LR4 are $1,130 a year including full coverage. Comprehensive insurance costs around $214, collision costs $284, and liability insurance costs $474. Buying just liability costs as little as $522 a year, with insurance for high-risk drivers costing $2,428 or more. Teenage drivers receive the highest rates at $4,424 a year or more.

Average premium for full coverage: $1,130

Rate estimates for individual coverage type:

These estimates include $500 deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and for different LR4 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on the price of insurance. Areas with sparse population tend to have lower incidents of comprehensive and collision claims than densely populated cities.

The price range example below illustrates the effect of geographic area on auto insurance rates.

These examples highlight why anyone shopping for car insurance should compare rates for a specific zip code, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Land Rover LR4 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $678
• Drivers who choose higher $1,000 deductibles will pay about $114 every year
• The estimated price for a 40-year-old driver using $500 deductibles is $1,130
• Using more expensive low deductibles for comprehensive and collision insurance will cost an additional $218 a year
• High risk drivers who are prone to accidents and violations could pay at least $2,428 or more
• The cost that insures a teen driver with full coverage can be $4,424 a year

View Chart as Image

Auto insurance rates for a Land Rover LR4 can also vary considerably based on the model year and trim level, your driving record and age, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you are likely paying at least $1,300 to $1,900 in extra premium per year, depending on your age. High-risk driver insurance can cost anywhere from 43% to 128% more than a normal policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay as much as $4,400 a year. View Rates by Age

Where you live makes a big difference in Land Rover LR4 insurance rates. A 40-year-old driver could pay as low as $870 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,610 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could save up to $340 each year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to figure out your exact price is to compare rates from as many companies as possible. Every company uses a different method to calculate rates, and quoted rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Land Rover LR4 Insurance

Saving money on Land Rover LR4 insurance not only requires not taking risks behind the wheel, but also maintaining a good credit score, not filing small claims, and maximizing policy discounts. Compare prices every couple of years by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following is a brief summary of the material that was covered in the above illustrations.

• Drivers who may need higher liability limits will pay an extra $520 per year to go from a minimum limit to the 250/500 level
• Teens are expensive to insure, as much as $369 per month if the policy includes full coverage
• High-risk drivers that tend to have accidents or serious violations may have to pay on average $1,300 more every year for LR4 insurance
• Increasing deductibles can save approximately $325 each year