Land Rover LR4 Insurance Rates

U.S. average insurance rates for a Land Rover LR4 are $1,130 a year with full coverage. Comprehensive costs on average $214 a year, collision costs $284, and liability coverage is $474. Liability-only coverage costs around $522 a year, with high-risk coverage costing around $2,428. Teenage drivers pay the highest rates at $4,424 a year or more.

Average premium for full coverage: $1,130

Price estimates by individual coverage:

Rates are based on $500 policy deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and LR4 trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on auto insurance rates. Rural areas have lower incidents of collision claims than densely populated cities.

The diagram below illustrates the effect of geographic area on car insurance rates.

The ranges above demonstrate why it is important to compare rates quotes based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Land Rover LR4 insurance rates for different risk profiles and scenarios.

• The best discount rate is $678
• Raising to $1,000 deductibles will save around $1,016 annually
• The estimated price for the average middle-age driver with $500 deductibles is $1,130
• Using low $100 deductibles bumps up the cost to $1,348
• Unlucky drivers who are prone to accidents and violations could pay upwards of $2,428 or more
• The price that insures a teenage driver may cost $4,424

View Chart as Image

Auto insurance prices for a Land Rover LR4 are also quite variable based on the trim level of your LR4, your age and driving habits, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you may be forking out at a minimum $1,300 to $1,900 in extra premium each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 43% to 128% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay upwards of $4,400 a year. View Rates by Age

The state you live in also has a big influence on Land Rover LR4 insurance rates. A middle-age driver might find prices as low as $810 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,530 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $340 a year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out exactly what you will pay is to get quotes and see how they stack up. Every auto insurance company uses a different method to calculate prices, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Land Rover LR4 Insurance

Getting lower rates on auto insurance consists of being a good driver, maintaining a good credit score, avoid buying unnecessary coverage, and taking advantage of discounts. Compare prices once a year by quoting rates from direct companies, and also from several local insurance agents.

The following list is a quick review of the data that was covered in the above illustrations.

• You may be able to save as much as $130 per year simply by quoting early and online
• Consumers who require an increased level of liability coverage will pay an extra $520 every year to raise from a low limit to the 250/500 level
• Drivers age 16 to 20 are charged the highest prices, costing up to $369 a month if the policy includes full coverage
• Drivers with a DUI or reckless driving violation pay on average $1,300 more each year than a safer driver