Land Rover LR4 Insurance Rates

Estimated insurance rates for a Land Rover LR4 are $1,130 a year for full coverage insurance. Comprehensive costs approximately $214 a year, collision costs $284, and liability insurance is estimated at $474. A liability-only policy costs approximately $522 a year, with high-risk insurance costing around $2,428. Teenage drivers pay the most at $4,424 a year or more.

Average premium for full coverage: $1,130

Premium estimates by type of coverage:

Estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and LR4 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on the price of auto insurance. Rural locations are statistically proven to have lower incidents of physical damage claims than densely populated cities.

The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

These rate differences illustrate why it is important to get quotes using their specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Land Rover LR4 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $678
• Choosing higher $1,000 deductibles can save $1,016 each year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,130
• Using low $100 deductibles for comp and collision coverage bumps up the cost to $1,348
• High-risk insureds who are prone to accidents and violations could pay around $2,428 or more
• An auto insurance policy that insures a teen driver can cost $4,424 each year

View Chart as Image

Auto insurance prices for a Land Rover LR4 also have a wide range based on the trim level of your LR4, your age and driving record, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are probably paying anywhere from $1,300 to $1,900 in extra premium annually, depending on your age. A high-risk auto insurance policy ranges anywhere from 43% to 128% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,100 annually on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay in the ballpark of $4,400 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Land Rover LR4 insurance rates. A good driver about age 40 could pay as low as $740 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,530 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $340 each year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out who has the best car insurance prices is to get quotes from as many companies as possible. Each auto insurer uses a different method to calculate prices, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Land Rover LR4 Insurance

Finding better rates on Land Rover LR4 insurance takes having a decent driving record, maintaining a good credit score, paying for small claims out-of-pocket, and not having any coverage lapses. Compare prices once a year by obtaining price quotes from direct insurance companies, and also from your local car insurance providers.

The following items are a review of the data that was covered above.

• It is possible to save around $130 per year simply by quoting early and online
• Drivers who purchase additional liability coverage will pay an extra $520 annually to raise limits from 30/60 bodily injury limits to the 250/500 level
• 16 to 18-year-old drivers have the highest car insurance prices, with premiums being up to $369 per month if the policy includes full coverage
• High-risk drivers who have several accidents or serious violations could be charged and average of $1,300 more per year than a driver with a clean driving record