Land Rover LR4 Insurance Rates

Average auto insurance rates for a Land Rover LR4 are $1,130 annually including full coverage. Comprehensive costs an estimated $214 a year, collision insurance costs $284, and liability costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs around $2,428. Teenage drivers receive the highest rates at up to $4,424 a year.

Average premium for full coverage: $1,130

Rate estimates broken down by individual coverage type:

Full coverage includes $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and LR4 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on the price of auto insurance. More rural locations tend to have fewer comprehensive and collision claims than densely populated cities. The diagram below illustrates how location helps determine insurance prices.

These examples highlight why it is important to compare rates for a targeted area and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Land Rover LR4 insurance rates for other coverage scenarios.

• The best discount rate is $678
• Drivers who choose higher $1,000 deductibles will pay approximately $1,016 every year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,130
• Using low $100 deductibles for comprehensive and collision insurance will cost $1,348
• Drivers who are prone to accidents and violations could pay up to $2,428
• The cost with full coverage for a 16-year-old driver can cost as much as $4,424 a year

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Car insurance rates for a Land Rover LR4 can also vary considerably based on the trim level of your LR4, your driving characteristics, and liability limits and deductibles.

Older drivers with no driving violations and high physical damage deductibles may pay as low as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will be charged at least $4,400 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying $1,300 to $1,900 extra per year, depending on your age. A high-risk auto insurance policy can cost from 43% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $340 annually, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Land Rover LR4 insurance prices. A 40-year-old driver could pay as low as $870 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,610 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable Land Rover LR4 Insurance

Saving money on insurance for a Land Rover LR4 not only requires avoiding accidents and violations, but also having a good credit score, not filing small claims, and possibly higher deductibles. Invest time comparing rates every time your policy renews by obtaining price quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The list below is a summary of the information covered in the charts and tables above.

• You may be able to save approximately $130 per year just by quoting early and online
• Teenagers have the highest car insurance rates, as much as $369 per month if comprehensive and collision insurance is included
• Increasing deductibles could save up to $325 each year
• Drivers considered higher risk who have multiple accidents or major violations could be forced to pay on average $1,300 more annually for car insurance
• Insureds who want higher liability limits will pay an extra $520 per year to go from a minimum limit to higher 250/500 limits