Land Rover LR4 Insurance Rates

Estimated insurance prices for a Land Rover LR4 are $1,130 every 12 months with full coverage. Comprehensive costs approximately $214, collision costs $284, and liability coverage costs around $474. A liability-only policy costs as low as $522 a year, with high-risk insurance costing around $2,428. Teen drivers pay the most at $4,424 a year or more.

Average premium for full coverage: $1,130

Premium estimates by type of coverage:

These estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all U.S. states and for all LR4 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on the price of insurance. Rural locations are statistically proven to have more infrequent collision claims than larger metro areas.

The example below illustrates how your location can change auto insurance prices.

These rate differences demonstrate why everyone should compare prices using their specific location and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated Land Rover LR4 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $678
• Using higher $1,000 deductibles will save $114 annually
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,130
• Choosing pricier low deductibles for physical damage coverage increases the price to $1,348
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,428 or more
• An auto insurance policy to insure a teenage driver for full coverage can cost $4,424 or more

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Auto insurance prices for a Land Rover LR4 also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model of your LR4.

Choosing high deductibles could cut prices by as much as $340 a year, whereas buying more liability protection will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will have to pay in the ballpark of $4,400 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out anywhere from $1,300 to $1,900 in extra premium annually, depending on your age. Land Rover LR4 insurance for high-risk drivers can be around 43% to 128% more than average. View High Risk Driver Rates

Where you choose to live has a huge impact on Land Rover LR4 insurance rates. A driver around age 40 might see prices as low as $810 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,530 on average in New York, Michigan, and Florida.

View Chart as Image

With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to regularly compare prices and see how they stack up. Each insurance company uses a different rate calculation, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Land Rover LR4 Insurance

Finding better rates on auto insurance requires not taking risks behind the wheel, having a good credit score, being claim-free, and not having any coverage lapses. Invest the time to shop around every other policy renewal by getting rate quotes from direct companies, and also from insurance agencies where you live.

The following is a brief summary of the ideas that were illustrated above.

• Teens have the highest car insurance prices, possibly costing $369 per month if comprehensive and collision insurance is included
• Drivers that tend to have accidents or serious violations could be forced to pay on average $1,300 more per year for LR4 insurance
• Increasing policy deductibles could save as much as $325 each year
• You may be able to save around $130 per year simply by quoting online well ahead of the renewal date