Land Rover LR4 Insurance Rates

Estimated auto insurance rates for a Land Rover LR4 are $1,130 annually including full coverage. Comprehensive insurance costs an estimated $214 a year, collision costs $284, and liability coverage costs around $474. A liability-only policy costs as low as $522 a year, with high-risk insurance costing $2,428 or more. 16-year-old drivers pay the most at $4,424 a year or more.

Average premium for full coverage: $1,130

Premium estimates broken down by type of coverage:

Prices include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and LR4 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on the price of auto insurance. More rural locations are statistically proven to have fewer comprehensive and collision claims than congested cities.

The diagram below illustrates how where you live affects insurance prices.

These rate differences highlight why it is important to compare prices for a targeted area and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated Land Rover LR4 insurance rates for other coverage scenarios.

• The best full coverage rate is $678
• Using higher $1,000 deductibles will save approximately $1,016 every year
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,130
• Buying low $100 deductibles for physical damage coverage costs an additional $218 each year
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,428 or more
• An auto insurance policy with full coverage for a teenage driver can cost as much as $4,424 or more

View Chart as Image

Auto insurance prices for a Land Rover LR4 also have a wide range based on the model of your LR4, your driving characteristics, and liability limits and deductibles.

Older drivers with a good driving record and high physical damage deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will have to pay at least $4,400 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying $1,300 to $1,900 in extra premium annually, depending on your age. A high-risk auto insurance policy can be around 43% to 128% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut prices by as much as $340 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Land Rover LR4 insurance rates. A driver around age 40 might see prices as low as $870 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,610 on average in Louisiana, New York, and Michigan.

View Chart as Image

With such a large range in prices, the best way to figure out which insurance company is cheapest is to get quotes and see how they stack up. Each insurance company utilizes a different rate formula, and quoted prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right Land Rover LR4 Insurance

Finding better rates on auto insurance requires having a decent driving record, having above-average credit, refrain from filing small claims, and qualifying for all possible discounts. Take the time to comparison shop every time your policy renews by getting quotes from direct car insurance companies, and also from insurance agencies where you live.

The following items are a quick rundown of the information touched on in the above illustrations.

• You may be able to save approximately $130 per year simply by quoting early and online
• 16 to 18-year-old drivers are the costliest to insure, with the cost nearing $369 per month if full coverage is included
• Increasing policy deductibles could save up to $325 each year
• Drivers with reckless driving or DUI convictions could be forced to pay on average $1,300 more annually than a driver with a clean driving record
• Consumers who want additional liability coverage will pay around $520 per year to increase from 30/60 bodily injury limits to higher 250/500 limits