Land Rover LR4 Insurance Rates

Estimated insurance rates for a Land Rover LR4 are $1,130 a year for full coverage. Comprehensive insurance costs on average $214, collision insurance costs $284, and liability coverage costs around $474. A policy with only liability insurance costs as low as $522 a year, and a high-risk policy costs $2,428 or more. Teens pay the most at up to $4,424 a year.

Average premium for full coverage: $1,130

Premium estimates by type of coverage:

These estimates include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all states and for different LR4 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on car insurance rates. Rural areas are statistically proven to have a lower frequency of accident claims than cities with more traffic congestion. The price range example below illustrates how geographic area affects car insurance rates.

These rate differences show why anyone shopping for car insurance should compare prices based on a specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Land Rover LR4 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $678
• Using higher $1,000 deductibles will save around $114 a year
• The average rate for a 40-year-old good driver with $500 deductibles is $1,130
• Selecting more expensive low deductibles for physical damage coverage will cost an extra $218 each year
• Higher-risk drivers with serious driving violations could pay upwards of $2,428
• An auto insurance policy for full coverage for a teenage driver with full coverage may cost $4,424 or more

View Chart as Image

Car insurance prices for a Land Rover LR4 also have a wide range based on your driving characteristics, the trim level of your LR4, and policy deductibles and limits.

An older driver with no driving violations and high deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will be charged upwards of $4,400 a year. View Rates by Age

Where you choose to live has a huge impact on Land Rover LR4 insurance rates. A driver around age 40 might see prices as low as $750 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,610 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $340 a year, while increasing your policy's liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at a minimum $1,300 to $1,900 extra annually, depending on your age. High-risk driver insurance can be around 43% to 128% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Land Rover LR4 Insurance

Finding better rates on auto insurance requires being a low-risk driver, having above-average credit, not filing small claims, and possibly raising deductibles. Invest the time to compare rates at least every other year by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local insurance agents.

The items below are a brief summary of the car insurance concepts presented in the illustrations above.

• Drivers that tend to have accidents or serious violations will pay on average $1,300 more each year to insure their LR4
• Drivers can save as much as $130 per year just by shopping early and online
• Increasing policy deductibles can save around $325 each year
• Consumers who require more liability coverage will pay approximately $520 each year to increase from 30/60 bodily injury limits to 250/500 limits