Land Rover LR4 Insurance Rates

Average insurance rates for a Land Rover LR4 are $1,130 a year including full coverage. Comprehensive costs an estimated $214, collision costs $284, and liability insurance is estimated at $474. Liability-only coverage costs approximately $522 a year, with high-risk coverage costing around $2,428. Teens receive the highest rates at $4,424 a year or more.

Average premium for full coverage: $1,130

Rate estimates broken down by individual coverage type:

Prices are based on $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and for all LR4 models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on the price of auto insurance. More rural locations tend to have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The example below illustrates how geographic area affects insurance prices.

These examples highlight why everyone should get quotes for a targeted area, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Land Rover LR4 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $678
• Choosing higher $1,000 deductibles can save approximately $114 every year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,130
• Selecting pricier low deductibles for comp and collision coverage bumps up the cost to $1,348
• High-risk insureds with serious driving violations could pay up to $2,428 or more
• The cost that insures a teen driver for full coverage can cost as much as $4,424 each year

View Chart as Image

Car insurance rates for a Land Rover LR4 can also vary considerably based on the model of your LR4, your driving record and age, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are likely paying $1,300 to $1,900 extra per year, depending on your age. Land Rover LR4 insurance for high-risk drivers ranges anywhere from 43% to 128% more than the average policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,100 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged at least $4,400 a year. View Rates by Age

Where you live plays a big part in determining prices for Land Rover LR4 insurance rates. A good driver about age 40 could pay as low as $870 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,610 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $340 each year, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to figure out which company is cheapest is to regularly compare rates from as many companies as possible. Each auto insurer calculates rates differently, so rate quotes can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Land Rover LR4 Insurance

Saving money on Land Rover LR4 insurance takes having a decent driving record, having a positive credit history, not filing small claims, and not having any coverage lapses. Compare rates every couple of years by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The following items are a brief review of the material that was presented in the illustrations above.

• Drivers who want additional liability coverage will pay approximately $520 per year to raise limits from a minimum limit to the 250/500 level
• 16 to 18-year-old drivers have the highest car insurance rates, as much as $369 per month if full coverage is purchased
• High-risk drivers with DUI or reckless driving convictions could be charged and average of $1,300 more annually than a driver with a clean driving record
• Increasing deductibles can save approximately $325 each year