Land Rover LR4 Insurance Rates

U.S. average auto insurance rates for a Land Rover LR4 are $1,130 annually with full coverage. Comprehensive costs on average $214, collision insurance costs $284, and liability costs $474. A policy with just liability insurance costs as little as $522 a year, and coverage for high-risk drivers costs around $2,428. Teens pay the highest rates at up to $4,424 a year.

Average premium for full coverage: $1,130

Price estimates by individual coverage:

Prices are based on $500 deductible amounts, minimum liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and for different LR4 trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on auto insurance rates. Rural areas have fewer collision claims than cities with more traffic congestion. The price range example below illustrates how location helps determine car insurance rates.

The ranges above demonstrate why anyone shopping for car insurance should compare rates based on a specific location and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Land Rover LR4 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $678
• Drivers who choose higher $1,000 deductibles will pay around $114 annually
• The estimated rate for the average middle-age driver with $500 deductibles is $1,130
• Selecting more expensive low deductibles for comprehensive and collision insurance will cost $1,348
• Higher-risk drivers with serious driving violations could pay upwards of $2,428
• The price with full coverage for a teen driver with full coverage may cost $4,424 a year

View Chart as Image

Insurance prices for a Land Rover LR4 are also quite variable based on the trim level and model year, your driving record, and policy deductibles and limits.

An older driver with a clean driving record and high physical damage deductibles may pay as little as $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay upwards of $4,400 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out at a minimum $1,300 to $1,900 extra each year, depending on your age. High-risk driver insurance can cost as much as 43% to 128% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $340 every year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Land Rover LR4 insurance prices. A 40-year-old driver could pay as low as $810 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,530 on average in Florida, Michigan, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Land Rover LR4 Insurance

Getting lower rates on car insurance not only requires having a good driving record, but also having a good credit history, avoid buying unnecessary coverage, and determing if full coverage is necessary. Invest time comparing rates every couple of years by quoting rates from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The next list is a brief review of the material that was covered in the charts and tables above.

• Policyholders who require increased levels of liability coverage will pay approximately $520 every year to go from a low limit to higher 250/500 limits
• Drivers age 20 and younger pay the highest prices, costing up to $369 a month including comprehensive and collision insurance
• Higher risk drivers with DUI or reckless driving convictions pay an average of $1,300 more each year to buy Land Rover LR4 insurance
• Increasing physical damage deductibles could save up to $325 each year