Kia Stinger Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 18, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Shopping around to find the best Kia Stinger insurance rates can be confusing if you don’t have a good frame of reference. You might be asking, “Is the Kia Stinger expensive to insure?” That’s why you should know that the average Kia Stinger GT insurance cost is $1,618 a year, or $135 every month for full coverage.
We have prepared this comprehensive guide to aid you in your search for insurance on a Kia Stinger. In it, you will learn how things like crash test ratings, safety features, and driver age all play a part in determining Kia Stinger rates.
If you want to skip ahead, take advantage of our free online quote tool to start comparing Kia Stinger insurance prices right now.
Average insurance rates for a Kia Stinger are $1,496 a year for full coverage. Comprehensive costs around $282, collision insurance costs $524, and liability coverage is estimated at $510. A policy with just liability insurance costs approximately $568 a year, and coverage for high-risk drivers costs around $3,246. 16-year-old drivers receive the highest rates at up to $5,728 a year.
Average premium for full coverage: $1,496
Rate estimates for individual coverage type:
Prices include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all states and for different Stinger trim levels.
Price Range by Coverage and Risk
For the average driver, prices range range from as low as $568 for just liability coverage to a much higher rate of $3,246 for a high-risk insurance policy.
Price Range by Location
Living in a larger city has a large influence on auto insurance rates. Areas with sparse population tend to have a lower frequency of accident claims than congested cities. The price range example below illustrates how location impacts auto insurance rates.
These examples show why anyone shopping for car insurance should get quotes for a specific zip code and risk profile, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below shows average Kia Stinger insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $866
- Choosing higher $1,000 deductibles can save about $184 a year
- The average rate for a 40-year-old driver using $500 deductibles is $1,496
- Buying more expensive low deductibles for comp and collision coverage will increase the cost to $1,852
- Drivers with multiple tickets or accidents could pay at least $3,246
- The cost for full coverage for a teenage driver with full coverage can be $5,728 each year
Insurance rates for a Kia Stinger can also vary considerably based on your driver profile, the trim level of your Stinger, and deductibles and policy limits.
An older driver with no violations or accidents and high deductibles may only pay around $1,400 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay as much as $5,700 a year. View Rates by Age
Where you live plays a big part in determining prices for Kia Stinger insurance rates. A good driver about age 40 could pay as low as $990 a year in states like Idaho, Maine, and Iowa, or at least $2,130 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,350 | -$146 | -9.8% |
| Alaska | $1,146 | -$350 | -23.4% |
| Arizona | $1,242 | -$254 | -17.0% |
| Arkansas | $1,496 | -$0 | 0.0% |
| California | $1,704 | $208 | 13.9% |
| Colorado | $1,424 | -$72 | -4.8% |
| Connecticut | $1,534 | $38 | 2.5% |
| Delaware | $1,690 | $194 | 13.0% |
| Florida | $1,870 | $374 | 25.0% |
| Georgia | $1,380 | -$116 | -7.8% |
| Hawaii | $1,072 | -$424 | -28.3% |
| Idaho | $1,012 | -$484 | -32.4% |
| Illinois | $1,112 | -$384 | -25.7% |
| Indiana | $1,128 | -$368 | -24.6% |
| Iowa | $1,008 | -$488 | -32.6% |
| Kansas | $1,418 | -$78 | -5.2% |
| Kentucky | $2,038 | $542 | 36.2% |
| Louisiana | $2,212 | $716 | 47.9% |
| Maine | $924 | -$572 | -38.2% |
| Maryland | $1,232 | -$264 | -17.6% |
| Massachusetts | $1,192 | -$304 | -20.3% |
| Michigan | $2,594 | $1,098 | 73.4% |
| Minnesota | $1,250 | -$246 | -16.4% |
| Mississippi | $1,790 | $294 | 19.7% |
| Missouri | $1,326 | -$170 | -11.4% |
| Montana | $1,606 | $110 | 7.4% |
| Nebraska | $1,178 | -$318 | -21.3% |
| Nevada | $1,794 | $298 | 19.9% |
| New Hampshire | $1,078 | -$418 | -27.9% |
| New Jersey | $1,672 | $176 | 11.8% |
| New Mexico | $1,324 | -$172 | -11.5% |
| New York | $1,574 | $78 | 5.2% |
| North Carolina | $862 | -$634 | -42.4% |
| North Dakota | $1,224 | -$272 | -18.2% |
| Ohio | $1,032 | -$464 | -31.0% |
| Oklahoma | $1,534 | $38 | 2.5% |
| Oregon | $1,370 | -$126 | -8.4% |
| Pennsylvania | $1,424 | -$72 | -4.8% |
| Rhode Island | $1,992 | $496 | 33.2% |
| South Carolina | $1,354 | -$142 | -9.5% |
| South Dakota | $1,262 | -$234 | -15.6% |
| Tennessee | $1,306 | -$190 | -12.7% |
| Texas | $1,800 | $304 | 20.3% |
| Utah | $1,106 | -$390 | -26.1% |
| Vermont | $1,022 | -$474 | -31.7% |
| Virginia | $894 | -$602 | -40.2% |
| Washington | $1,154 | -$342 | -22.9% |
| West Virginia | $1,370 | -$126 | -8.4% |
| Wisconsin | $1,032 | -$464 | -31.0% |
| Wyoming | $1,330 | -$166 | -11.1% |
Opting for high physical damage deductibles can save as much as $540 a year, while increasing your policy's liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will cost as much as $459 more each year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you could be paying at least $1,800 to $2,500 additional per year, depending on your age. High-risk driver insurance ranges around 44% to 134% more than the average rate. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Kia Stinger | $332 | $626 | $450 | $1,588 |
| 2022 Kia Stinger | $320 | $610 | $470 | $1,580 |
| 2021 Kia Stinger | $310 | $586 | $486 | $1,562 |
| 2020 Kia Stinger | $292 | $564 | $500 | $1,536 |
| 2019 Kia Stinger | $282 | $524 | $510 | $1,496 |
| 2018 Kia Stinger | $270 | $494 | $514 | $1,458 |
Rates are averaged for all Kia Stinger models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Kia Stinger Insurance
Saving money on auto insurance takes being a low-risk driver, having a good credit history, eliminating unneeded coverage, and deciding if full coverage is necessary. Spend time shopping around at least every other year by getting quotes from direct carriers like GEICO and Progressive, and also from local insurance agents.
The items below are a quick rundown of the car insurance concepts touched on above.
- Drivers with reckless driving or DUI convictions may be required to pay an average of $1,750 more every year to insure their Stinger
- Drivers can save up to $180 per year just by shopping early and online
- Increasing deductibles can save around $550 each year
- Consumers who may need more liability coverage will pay around $560 each year to raise limits from a minimum limit to 250/500 limits
Some people ask, “Is a Kia Stinger considered a sports car?” Many place consider it a luxury sports car. Also, you may be wonder, “Is the Kia Stinger worth buying?” We would say yes. It’s all about having all the information and making an informed decision though. The Kia Stinger reliability is a question worth asking. It’s a working man’s luxury sports car with a great price. There are some maintenance issues but again if you have the information and can budget shouldn’t be a problem.
As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Kia Stinger insurance costs.
If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.
Compare Quotes From Top Companies and SaveFree Car Insurance Comparison
Secured with SHA-256 Encryption
What are the safety ratings of the Kia Stinger?
It’s important to consider the safety ratings of the Kia Stinger to get a full view of how well the car protects its occupants in the event of a collision.
One way to figure this out is by reviewing the crash test ratings of the Kia Stinger with results administered by the Insurance Institute for Highway Safety.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
As you can see, the Kia Stingerachieved the highest rating possible in every area. Beyond that, the 2020 Kia Stinger was awarded as a Top Safety Pick when equipped with specific headlights.
Kia Stinger Compared Against Other Vehicles in the Same Class
Classified as a large four-door car by the Insurance Institute for Highway Safety, the Kia Stinger is bigger than a lot of sedans. While heavier models typically translate to lower insurance rates, the best way to know if Kia Stinger insurance rates are affordable is by comparing the average rate with other similar models.
Take a look at the following large cars to see how their insurance rates compare to the Kia Stinger.
To this point, we have gone into excessive detail about Kia Stinger insurance costs. Do you feel that there are any details we might have missed? If not, use our free online tool to start comparing Kia Stinger insurance quotes from top companies right now!
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,728 |
| 20 | $3,464 |
| 30 | $1,548 |
| 40 | $1,496 |
| 50 | $1,368 |
| 60 | $1,342 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,852 |
| $250 | $1,686 |
| $500 | $1,496 |
| $1,000 | $1,312 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,496 |
| 50/100 | $1,598 |
| 100/300 | $1,726 |
| 250/500 | $2,057 |
| 100 CSL | $1,649 |
| 300 CSL | $1,930 |
| 500 CSL | $2,134 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,156 |
| 20 | $5,520 |
| 30 | $3,304 |
| 40 | $3,246 |
| 50 | $3,102 |
| 60 | $3,074 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $79 |
| Multi-vehicle | $80 |
| Homeowner | $23 |
| 5-yr Accident Free | $107 |
| 5-yr Claim Free | $97 |
| Paid in Full/EFT | $66 |
| Advance Quote | $73 |
| Online Quote | $105 |
| Total Discounts | $630 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
