Kia Stinger Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 18, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Shopping around to find the best Kia Stinger insurance rates can be confusing if you don’t have a good frame of reference. You might be asking, “Is the Kia Stinger expensive to insure?” That’s why you should know that the average Kia Stinger GT insurance cost is $1,618 a year, or $135 every month for full coverage.
We have prepared this comprehensive guide to aid you in your search for insurance on a Kia Stinger. In it, you will learn how things like crash test ratings, safety features, and driver age all play a part in determining Kia Stinger rates.
If you want to skip ahead, take advantage of our free online quote tool to start comparing Kia Stinger insurance prices right now.
U.S. average insurance prices for a Kia Stinger are $1,458 every 12 months with full coverage. Comprehensive costs approximately $270, collision insurance costs $494, and liability insurance is estimated at $514. Buying just liability costs approximately $572 a year, and insurance for high-risk drivers costs around $3,166. Teen drivers pay the highest rates at up to $5,616 a year.
Average premium for full coverage: $1,458
Price estimates by individual coverage:
These estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and for different Stinger trim levels.
Price Range from Low to High
For the average driver, Kia Stinger insurance prices range from the cheapest price of $572 for just the minimum liability insurance to a much higher rate of $3,166 for a driver required to buy high-risk insurance.
Geographic Price Range
Living in a larger city has a significant impact on the price of insurance. Rural locations have more infrequent collision claims than larger metro areas. The price range example below illustrates how location impacts auto insurance prices.
The ranges above demonstrate why anyone shopping for car insurance should get quotes using their specific location and their own driving history, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below details average Kia Stinger insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $847
- Choosing higher $1,000 deductibles can save $174 annually
- The average price for the average middle-age driver who chooses $500 deductibles is $1,458
- Choosing more expensive low deductibles for comp and collision coverage increases the price to $1,794
- High-risk insureds with multiple violations and an at-fault accident could pay around $3,166
- The price to insure a teen driver with full coverage can cost $5,616 each year
Insurance prices for a Kia Stinger are also quite variable based on deductibles and policy limits, your driving record, and the model of your Stinger.
Choosing high deductibles can save as much as $510 each year, while increasing your policy's liability limits will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $462 more each year. View Rates by Deductible or Liability Limit
An older driver with no violations or accidents and higher deductibles could pay as little as $1,400 annually on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers should be prepared to pay in the ballpark of $5,600 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you may be forking out anywhere from $1,700 to $2,400 additional each year, depending on your age. High-risk driver insurance ranges anywhere from 43% to 130% more than average. View High Risk Driver Rates
The state you live in plays a big part in determining prices for Kia Stinger insurance rates. A good driver about age 40 could pay as low as $1,050 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,970 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,318 | -$140 | -9.6% |
| Alaska | $1,116 | -$342 | -23.5% |
| Arizona | $1,212 | -$246 | -16.9% |
| Arkansas | $1,458 | -$0 | 0.0% |
| California | $1,660 | $202 | 13.9% |
| Colorado | $1,392 | -$66 | -4.5% |
| Connecticut | $1,498 | $40 | 2.7% |
| Delaware | $1,650 | $192 | 13.2% |
| Florida | $1,824 | $366 | 25.1% |
| Georgia | $1,348 | -$110 | -7.5% |
| Hawaii | $1,046 | -$412 | -28.3% |
| Idaho | $986 | -$472 | -32.4% |
| Illinois | $1,086 | -$372 | -25.5% |
| Indiana | $1,100 | -$358 | -24.6% |
| Iowa | $984 | -$474 | -32.5% |
| Kansas | $1,382 | -$76 | -5.2% |
| Kentucky | $1,988 | $530 | 36.4% |
| Louisiana | $2,158 | $700 | 48.0% |
| Maine | $900 | -$558 | -38.3% |
| Maryland | $1,202 | -$256 | -17.6% |
| Massachusetts | $1,164 | -$294 | -20.2% |
| Michigan | $2,530 | $1,072 | 73.5% |
| Minnesota | $1,220 | -$238 | -16.3% |
| Mississippi | $1,748 | $290 | 19.9% |
| Missouri | $1,292 | -$166 | -11.4% |
| Montana | $1,566 | $108 | 7.4% |
| Nebraska | $1,148 | -$310 | -21.3% |
| Nevada | $1,750 | $292 | 20.0% |
| New Hampshire | $1,050 | -$408 | -28.0% |
| New Jersey | $1,632 | $174 | 11.9% |
| New Mexico | $1,292 | -$166 | -11.4% |
| New York | $1,536 | $78 | 5.3% |
| North Carolina | $840 | -$618 | -42.4% |
| North Dakota | $1,194 | -$264 | -18.1% |
| Ohio | $1,006 | -$452 | -31.0% |
| Oklahoma | $1,494 | $36 | 2.5% |
| Oregon | $1,336 | -$122 | -8.4% |
| Pennsylvania | $1,388 | -$70 | -4.8% |
| Rhode Island | $1,944 | $486 | 33.3% |
| South Carolina | $1,320 | -$138 | -9.5% |
| South Dakota | $1,230 | -$228 | -15.6% |
| Tennessee | $1,274 | -$184 | -12.6% |
| Texas | $1,756 | $298 | 20.4% |
| Utah | $1,078 | -$380 | -26.1% |
| Vermont | $998 | -$460 | -31.6% |
| Virginia | $872 | -$586 | -40.2% |
| Washington | $1,124 | -$334 | -22.9% |
| West Virginia | $1,336 | -$122 | -8.4% |
| Wisconsin | $1,008 | -$450 | -30.9% |
| Wyoming | $1,298 | -$160 | -11.0% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Kia Stinger | $320 | $610 | $470 | $1,580 |
| 2022 Kia Stinger | $310 | $586 | $486 | $1,562 |
| 2021 Kia Stinger | $292 | $564 | $500 | $1,536 |
| 2020 Kia Stinger | $282 | $524 | $510 | $1,496 |
| 2019 Kia Stinger | $270 | $494 | $514 | $1,458 |
| 2018 Kia Stinger | $258 | $442 | $520 | $1,400 |
Rates are averaged for all Kia Stinger models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheap Kia Stinger Insurance
Getting lower rates on Kia Stinger insurance takes avoiding accidents and violations, having above-average credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Spend time shopping around at every policy renewal by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
The list below is a brief summary of the data touched on above.
- Drivers who purchase higher liability limits will pay about $570 every year to raise limits from a low limit to a 250/500 level
- You may be able to save around $170 per year just by shopping early and online
- Increasing physical damage deductibles could save as much as $500 each year
- Teenagers are the costliest to insure, costing up to $468 a month if full coverage is included
Some people ask, “Is a Kia Stinger considered a sports car?” Many place consider it a luxury sports car. Also, you may be wonder, “Is the Kia Stinger worth buying?” We would say yes. It’s all about having all the information and making an informed decision though. The Kia Stinger reliability is a question worth asking. It’s a working man’s luxury sports car with a great price. There are some maintenance issues but again if you have the information and can budget shouldn’t be a problem.
As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Kia Stinger insurance costs.
If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.
Compare Quotes From Top Companies and SaveFree Car Insurance Comparison
Secured with SHA-256 Encryption
What are the safety ratings of the Kia Stinger?
It’s important to consider the safety ratings of the Kia Stinger to get a full view of how well the car protects its occupants in the event of a collision.
One way to figure this out is by reviewing the crash test ratings of the Kia Stinger with results administered by the Insurance Institute for Highway Safety.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
As you can see, the Kia Stingerachieved the highest rating possible in every area. Beyond that, the 2020 Kia Stinger was awarded as a Top Safety Pick when equipped with specific headlights.
Kia Stinger Compared Against Other Vehicles in the Same Class
Classified as a large four-door car by the Insurance Institute for Highway Safety, the Kia Stinger is bigger than a lot of sedans. While heavier models typically translate to lower insurance rates, the best way to know if Kia Stinger insurance rates are affordable is by comparing the average rate with other similar models.
Take a look at the following large cars to see how their insurance rates compare to the Kia Stinger.
To this point, we have gone into excessive detail about Kia Stinger insurance costs. Do you feel that there are any details we might have missed? If not, use our free online tool to start comparing Kia Stinger insurance quotes from top companies right now!
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,616 |
| 20 | $3,374 |
| 30 | $1,506 |
| 40 | $1,458 |
| 50 | $1,336 |
| 60 | $1,310 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,794 |
| $250 | $1,638 |
| $500 | $1,458 |
| $1,000 | $1,284 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,458 |
| 50/100 | $1,561 |
| 100/300 | $1,689 |
| 250/500 | $2,023 |
| 100 CSL | $1,612 |
| 300 CSL | $1,895 |
| 500 CSL | $2,101 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,988 |
| 20 | $5,378 |
| 30 | $3,218 |
| 40 | $3,166 |
| 50 | $3,022 |
| 60 | $2,996 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $77 |
| Multi-vehicle | $78 |
| Homeowner | $23 |
| 5-yr Accident Free | $103 |
| 5-yr Claim Free | $94 |
| Paid in Full/EFT | $63 |
| Advance Quote | $71 |
| Online Quote | $102 |
| Total Discounts | $611 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
