Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

U.S. average insurance rates for a Jeep Compass are $1,238 a year including full coverage. Comprehensive insurance costs an estimated $228 each year, collision insurance costs $400, and liability is estimated at $452. Buying just liability costs approximately $504 a year, and insurance for high-risk drivers costs $2,680 or more. Teens pay the highest rates at up to $4,788 a year.

Average premium for full coverage: $1,238

Price estimates broken down by individual coverage:

Rate estimates include $500 policy deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and Compass models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on the price of auto insurance. More rural locations have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates how geographic area affects insurance prices.

The ranges above highlight why all drivers should get quotes for a targeted area, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Jeep Compass insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $724
• Choosing higher $1,000 deductibles can save approximately $142 every year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,238
• Selecting low deductibles for comp and collision coverage will cost an additional $276 annually
• Higher-risk drivers with serious driving violations could pay up to $2,680
• The price that insures a 16-year-old driver can cost as much as $4,788 each year

View Chart as Image

Insurance prices for a Jeep Compass are also quite variable based on the trim level and model year, your driving record and age, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are likely paying $1,500 to $2,100 additional each year, depending on your age. Insurance for high-risk drivers ranges from 44% to 135% more than the average policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,200 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay at least $4,700 a year. View Rates by Age

The state you live in plays a big part in determining prices for Jeep Compass insurance prices. A good driver about age 40 could pay as low as $950 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,770 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $420 annually, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $407 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Jeep Compass Insurance

Getting lower rates on insurance for a Jeep Compass takes being safe and accident-free, having a good credit score, being claim-free, and possibly raising deductibles. Compare rates every couple of years by getting quotes from direct car insurance companies, and also from your local car insurance providers.

Below you'll find a brief recap of the material that was presented in the illustrations above.

• Insureds who want more liability protection will pay approximately $500 per year to raise limits from a low limit to the 250/500 level
• Youthful drivers are expensive to insure, possibly costing $399 a month if comprehensive and collision insurance is included
• Drivers considered higher risk who tend to receive serious violations could be charged and average of $1,440 more annually than a low-risk driver
• Increasing physical damage deductibles can save approximately $425 each year

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.